FinovateEurope 2015 / Delta Bank

Presenter Profile:

How they describe themselves: Delta Bank is a Ukrainian, innovative, universal bank that provides a wide range of products and services for all types of clients. We are the best and the fastest growing consumer lending company.

As of January 8, 2014, the bank’s network is represented by 222 branches, 84 loan centers, and more than 3,000 ATMs (including the partner network ATMs “Atmosphere”) throughout the continental Ukraine.

We are working hard on the development of transactional business: payments, P2P transactions, e-money and a selection of other products and solutions.

How they describe their product/innovation: Pay2You is a service for sending money to any contact from your address book. It is very simple – you choose the recipient of payment from your phone book, input your card details and the sum, then push “send money,” and the recipient receives the SMS with the transfer security code. Then the recipient just enters any of their card numbers along with the security code and the money instantly proceeds to their account. The process of sending a transfer takes no longer than 10 seconds.

The service can be enjoyed on the website, mobile app, or directly from Facebook.

Product distribution strategy: Direct to Consumer (B2C), through financial institutions


Bus. Dev. & Sales: Stanislav Ostrovskiy, Head of R&D,,
+38 050 351 90 94
Press: Alina Chyzh, Head of PR,, +380503324558
Kate Makedonska, PR Manager,, +380633358750

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