How they describe themselves: Comarch is one of the leading international software houses and systems integrators of central Europe, based in Krakow, Poland. Comarch provides services in areas such as telecommunications, finance and banking, services & trade, public administration, and SME. Its services include, among others, billing systems, enterprise resource planning applications, IT security and architecture, management and outsourcing solutions, customer relationship management and sales support, electronic communication and business intelligence.

Comarch Financial Services specializes in designing, implementing and integrating solutions and services for banks, insurers, asset management companies, pension & investment funds, brokerage houses, etc. Our expertise and flexibility has gained worldwide recognition with a significant portfolio of customers such as Aviva, Allianz, ING, Delta Lloyd Life, Generali, AXA, BNP Paribas Fortis, Aegon, Nordea, GE Money Bank, and Raiffeisen.

How they describe their product/innovation:
Comarch Smart Finance is an innovative system that combines functionalities of online banking and personal finance management in one powerful solution, making banking more personal. It helps banks address the needs of their customers with relevant offers. Comarch Smart Finance comes with complementing mobile applications for tablets and smartphones, offering an intuitive interface, easy access to operations, and broad functionality.

Comarch Investment Advisor is a multi-channel solution dedicated to private banking and wealth management. It combines CRM and investment advisory and supports an optimal selection of investment, pension and insurance products for the client. The most important benefit is access to client financial and wealth analysis based on historical, today and forecast records as well as client-oriented sales advice.

Contacts:

Press: Anna Lik, PR Manager, [email protected]

How they describe themselves: CR2 is the innovative provider of self-service banking solutions, providing robust but highly flexible ATM, Internet, and Mobile channels.

CR2 helps banks meet their business challenges by reducing operational costs, generating new revenue and improving customer satisfaction through best-in-class technology.

CR2’s BankWorld lets banks actively manage all electronic channels from a single platform. BankWorld enables banks to design and deliver a personalised offering to the right customer at the right time and right channel.

How they describe their product/innovation: Today banks have limited opportunities to personalise services across all self-service channels.

CR2 has designed BankWorld with powerful segmentation capabilities, enabling banks to design ATM, internet and mobile banking screens, products and services as well as interactive banners that can be delivered to a specific segment of customers and can be accepted instantly. It allows banks to treat each customer as a unique individual and generate revenue from the self-service channels while improving customer satisfaction with a consistent and relevant offering. BankWorld simply helps turn self-service channels into self-selling channels.

Contacts:

Bus. Dev. & Sales: Kieran Kilcullen, Sales & Marketing Director, [email protected]
Press: Nadia Benaissa, Marketing & PR Manager, [email protected]

How they describe themselves: Retail bank leader in France and Europe, with 11,600 branches worldwide. 160,000 employees and 54M customers.

Crédit Agricole intends to fulfill its role as a leading European player with global scale, while complying with the commitments that stem from its mutualist background. Its development is committed to responsible growth, focused on servicing the real economy.

How they describe their product/innovation: The “Credit Agricole Store” is the first European appstore, proposed by a bank and where financial apps are co-created between clients and developers thanks to the opening bank APIs.

The “Credit Agricole Store” provides customers with access to many innovative and unique apps
(18 new apps within 6 months!), from social apps to video games to fun display of account
information, to apps for visually impaired customers.

A business model provides financial incentives for external developers to contribute and they join a “co-op” community (based on the roots and values of the group).

Contacts:

Bus. Dev.: Emmmanuel Methivier, Credit Agricole Store Manager
Press: Bernard Larrivière, Innovation and Competitive Intelligence Director

How they describe themselves: CurrencyFair solves the pain experienced by anyone that needs to send money abroad. Expats, overseas homeowners, and SMEs typically pay large spreads (up to 3%) and high international transfer fees of around €25 on every payment.

CurrencyFair’s solution is simple; we host a person-to-person marketplace where customers can negotiate their own exchange rates with other customers going the other direction. This innovative platform cuts out the bank margins and saves around 90% of the total cost of sending money internationally.

CurrencyFair itself, as a regulated entity, provides security, and where required, liquidity, to ensure that the product operates safely and efficiently.

How they describe their product/innovation: With CurrencyFair’s new mobile app, it’s easy to make exchanges on the go, at the exact moment you choose.

There will also be a host of new features, such as the ability to set a rate alert when, for example, the rate available on CurrencyFair is better than the current market mid (interbank) rate.

Contacts:

Bus. Dev., Press & Sales: Brett Meyers, Managing Director, [email protected]

How they describe themselves: Dashlane enables users to instantly checkout, login and fill forms in a flash universally on every website and every device, without the need for any site-side integration with merchants whatsoever. Our apps are powered by a combination of real-time semantic analysis and a secure personal data vault. Our interface has become the ‘point of payment choice’ and ‘the active online and mobile wallet’ for every purchase for our users. All user data is locally encrypted with a master password known only to the user and not stored anywhere.

How they describe their product/innovation: Dashlane will demo its core technology: a cross-platform (desktop and mobile) consumer application that enables keyboard-less transactions on any site – no integration required. In addition to being the ‘point of payment choice’ for our users, Dashlane offers financial services and ecommerce partners a privileged seat by the user during all their online transactions. We’re developing many new features to make online transactions incredibly easy and frictionless for our users – a few of which may debut at FinovateEurope!

Contacts:

Bus. Dev., Press & Sales: Pierre Santamaria, Europe Bus. Dev. & Marketing, [email protected]

How they describe themselves: Device Ident offers anti-fraud solutions for European companies within the e-commerce and financial sectors. We are experts in device fingerprinting and behavioral analytics and our products are specifically tailored to comply with European data privacy regulations.

How they describe their product/innovation: Device Ident provides a sophisticated anti-fraud solution for any type of online transaction. We identify and evaluate any device interacting with our customers’ online services and analyze history and behavior of the visiting device to prevent fraud and misuse for all our customers in real time. In addition, our products have a built-in anti-fraud network that allows all participants access to much higher degrees of protection without running into conflict of revealing customer information.

Contacts:

Bus. Dev. & Sales: Roberto Valerio, Managing Director, [email protected]

How they describe themselves: Dynamics Inc. was founded and seeded in 2007 by Jeff Mullen, its President and CEO. Dynamics produces and manufactures intelligent powered cards such as advanced payment cards. Focused on introducing fast-cycle innovation to top card issuers, the company’s first commercial application is the world’s first fully card-programmable magnetic stripe for use in next-generation payment cards.

Contacts:

Bus. Dev.: [email protected]
Press: [email protected]

How they describe themselves: The best traders. Now on your account.

The idea is temptingly simple: Why should we make trades ourselves if we can get the best day traders on our accounts automatically? Doing away with fees such as issue surcharges, transaction costs, and management and deposit commission? Build your own portfolio of top traders and change them as often as you like – for free!

How they describe their product/innovation: The third generation of ayondo brings social trading to a complete new level in terms of usability, social interaction, and guidance of top traders.

Contacts:

Bus. Dev.: Manuel Heyden, CEO, +49 69 9999 941 50
Press: Alexander Surminski, CMO, +49 69 9999 941 50

How they describe themselves: Backbase is a software company specialized in Bank 2.0 Portal Software. The Backbase Bank 2.0 Portal empowers financials to create a new user-experience layer that streamlines their online customer interactions across multiple devices (e.g., desktops, tablets, and smartphones).

Within the Backbase Bank 2.0 Portal, you can unify content, data, and functionality from the underlying back-end systems into a seamless customer journey and target relevant information to your customers based on their preferences and behavior.

Unlike traditional IT vendors, Backbase has created a business-driven portal solution that makes portal management easy for e-business professionals. This means less programming and easy configuration of portal pages, resulting in faster time to market and more flexibility to optimize online channels with less IT support.

How they describe their product/innovation: Backbase Launchpad is a new and unique banking experience, based on Backbase Portal technology. Launchpad offers the latest innovations and best practices in user experience design and cross device customer journeys. The goal of Launchpad is to drastically bring down time-to-market for online and mobile projects.

Launchpad is immediately optimized for use on regular browsers, tablets, and smartphones and is entirely manageable by the e-business and digital teams using the Backbase Portal Manager. Launchpad is seamlessly integrated with the Backbase App Center and includes apps such as Accounts Overview, Payments, PFM, Stock Portfolio Manager, Message Center, etc. Other apps (developed by the bank, by Backbase, or by third party vendors) can be easily added to Launchpad.

Launchpad and its apps come with universal integration architecture to hook up existing core banking systems with the new Bank 2.0 front-end.

Contacts:

Press: Jelmer de Jong, Global Head of Marketing, [email protected], +31 6230 260 12
Sales: Edwin Koh, Regional Manager APAC, [email protected], +65 9735 9773

How they describe themselves: BankBazaar.com, India’s leading online credit processing platform, enables retail banks to offer consumers 7-minute credit eApproval on retail credit products, such as mortgages, car loans, unsecured loans, and credit cards.

BankBazaar enterprise platform delivers proven benefits including reduced sourcing costs due to automated work flow processing & reduced fraud due to our Proprietary Verification Tool-kit, while enriching customer experience with an optimized user interface & faster turnaround.

How they describe their product/innovation: BankBazaar.com is demoing its 7-minute eApproval process highlighting the platform’s real time integration with bank underwriting engines, loan origination systems, net-banking systems, identity bureaus, and online payroll management tools. Combined with a full service CRM system powering credit and sales work flow management, the platform delivers 7-minute eApproval via online, mobile, and tablet interfaces.

The demo applicant will interact with the 3 stage online credit processing platform by providing eligibility details, reviewing and selecting a custom product offer, and completing a real time credit application, which includes secure processing of bank statement data from 21 net-banking systems. The platform’s advanced decision engine processes the case information from up to 15 independent data sources in real time and provides the applicant with an eApproval letter in 7 minutes.

Contacts:

Bus. Dev., Press & Sales: Adhil Shetty, CEO, [email protected],
(m) +91 988400 1769

How they describe themselves: Airline pilots train in flight simulators, known to be one of the most effective training methods. After the financial crisis, isn’t it about time we ensure our bank risk managers also have access to the best training techniques? BankersLab® is innovating in human capital, bringing serious games to retail banks worldwide! We develop and deliver accessible strategic learning that improves customer and financial outcomes. Utilizing a blended learning model, BankersLab integrates numerical simulations, scenario games, the gamified classroom, and mobile learning for optimal knowledge and understanding.

How they describe their product/innovation: ScoringLab™ is simulation-based classroom training for bankers that addresses the usage of credit scores in retail banks. In ScoringLab, players are pitted against each other to operate virtual banks. That’s right – flight simulators for bankers! Although scores are used globally, it can be difficult to diagnose and understand customer trends, shifts, and impacts to model efficacy. First players must make portfolio underwriting decisions, and as the portfolio matures, manage the effects of external influences on customer behavior and model performance. The challenge is to run the most profitable bank with the most satisfied customers. May the best team win!

Contacts:

Bus. Dev., Press & Sales: Gail Galuppo, COO, [email protected]

How they describe themselves: BellaDati is based out of Prague in the Czech Republic and was established in 2006 by Martin Trgina. Originally, the company was dedicated to enterprise software integration under the brand Trgiman and successfully served companies such as Sun Microsystems, GE Money, and NewWorldResources. In January 2012, the company introduced the BellaDati agile analytics and reporting cloud tool. BellaDati is now expanding through partnership networks in Korea, Asia, Brazil, and the US market.

How they describe their product/innovation: BellaDati agile analytics and reporting cloud tool is inspired by fresh and sexy Isola Bella island located near the Sicily coast. It reinvents the way business users can interact with data, and users only need a web browser or mobile device. It turns financial, sales, marketing, and production data into visualized reports and dashboards. Instant connectivity to major databases and web services including SAP, SalesForce, Google Docs, or large Excel files is amazing. BellaDati is a secure social network for business data analysis that makes users’ business KPI driven. BellaDati’s business model is based on cloud or downloadable installation and is affordable for every company.

Contacts:

Bus. Dev., Sales & Press: Martin Trgina, CEO & Founder, [email protected],
(o) 00420255725405, (p) 00420603224613, Skype: martin.trgina.trgiman.eu,
FaceTime: [email protected]