How they describe themselves: Forwardlane scales personalized, ultra high net worth investment advice to mass affluent investors using machine intelligence. We are a passionate team of quantitative strategists, wealth management specialists and artificial intelligence experts with over 60 years of combined expertise changing the shape of modern financial services.

How they describe their product/innovation: A cognitive productivity solution for wealth management – we empower financial advisors to be dramatically more productive by supercharging their cognitive capabilities and harnessing the collective human intelligence of the firm. We do this by marrying massively scalable machine intelligence with institutional-grade risk analytics proven over 14 year, distilling actionable investment insight from our data aggregation platform. Be responsive and save time by synthesizing research, news, market data and other rich analytics – in sleek, modern visualizations that cut through the noise. With a system that learns over time, build an ever growing competitive advantage. Automate compliance with atomic level tracking of each advisor – client touch point. Wire houses, RIAs and IFAs and family offices benefit by increasing client load up to 300%, bringing better product sales and improved net promoter scores – all at a lower cost of coverage.

Product distribution strategy: B2B for Wealth Managers, RIAs, IFAs and family offices and direct to clients (B2B2C) for high value, differentiated digital advice strategies.

Contacts:

Bus. Dev.: Scott Mixer, Head of Strategic Client Engagement and Service Delivery, [email protected]
Press: Nathan Stevenson, CEO, [email protected]
Sales: Scott Hall, Head of Sales, [email protected]

How they describe themselves: Flybits offers a unique app personalization and experience management solution in the cloud. Flybits is the easiest way for app developers and mobile marketers to enhance iOS and Android apps to deliver rich, personalized experiences that delight customers. Using Flybits slashes the coding needed to integrate all sources of contextual information – location, social profiles, user behavior and preferences, environmental data, and more. Digital marketers use our Experience Studio interface to change an app’s content and behavior on the fly, as they refine their mobile Internet strategies, without coding. Flybits brings true agility to mobile marketing.

How they describe their product/innovation: At FinovateSpring, Flybits will announce the release of a new set of context sources that allow enterprises to further personalize mobile app experiences for their customers. These include availability based on calendar, language, age, gender, weather (i.e. temperature, humidity, rain and snow conditions), user activity (i.e. running, walking, stationary), and personal interests (i.e. music, movies, books, games), and more. Using Experience Studio, digital marketers, brand managers, and app developers can easily harness these sources of real-time information and create detailed business rules, without any coding.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Jerry Rudisin, CEO, [email protected]
Press: MSLGROUP, [email protected]
Sales: Ted Lewis, Director of US Sales, [email protected] & Mike McCarthy, Director of Canada & EMEA Sales, [email protected]

How they describe themselves: Fiserv is a global organization with more than 13,000 clients and 21,000 associates worldwide and takes pride in its mission to enable clients to achieve best-in-class results. The company is highly regarded for its financial services technology and services innovation, including award-winning solutions for mobile and online banking, payments, risk management, data analytics and core account processing.

How they describe their product/innovation: Fiserv understands the need to improve how people manage their money, including how people start a relationship with their financial institution. Users expect to open an account how and when they want, with a rich experience across all the channels they use, including online, branch, and mobile. Our mobile account opening innovation, targeted at millennials, showcases our concept for complete account opening on a mobile device, leveraging the unique capabilities of mobile and delivering the type of experience expected by mobile users – focusing on one aspect of the broader omnichannel account opening capabilities from Fiserv.

Product distribution strategy: Through financial institutions

Contacts:

Press: Ann Cave, Director Public Relations, [email protected], 678-375-4039
Sales: Randy Butzer, SVP Sales, Card Services & Digital Banking Group, [email protected], 678-375-1098

How they describe themselves: Fintonic is mobile banking for the products that matter. Fintonic leverages big data financial information, using proprietary credit scoring and machine learning algorithms, to provide customers with an unparalleled financial experience and highly targeted loans and insurance products. Fintonic provides a 360 degree access point for customers to all their accounts and financial information and provides them through the analysis of millions of financial data points with relevant financial products and a superb user experience. Fintonic´s algorithm analyses the suitability of a user for a loan and presents it with pre-approved loans that can be contracted with just one click in a seamless mobile experience.

How they describe their product/innovation: Fintonic will be introducing an innovative alert and inbox system that will help users act timely on their financial needs, recommendations or product proposals, followed by a product workflow that has fully transformed the loan underwriting process, turning it into a seamless and unique digital experience for mobile users, leveraging the new available technologies in mobile devices (camera, touchpad, geolocation) and cutting-edge big data & advanced analytics methodologies.

Product distribution strategy: Direct to Consumer (B2C)

Contacts:

Bus. Dev.: Sergio Chalbaud, CEO & Founder, [email protected]
Press: Kayla Inserra, [email protected], Diffusion PR, 347-851-7305

How they describe themselves: US consumers receive over 24 billion bills every year via snail mail despite the advances in digital and mobile technology. Research has shown that the eBill customers are worth 25% more than just the bill pay customers. But the financial institutions have not been able to improve the eBill adoption or offer a holistic bill management experience to their customers. Finovera’s Digital Bill Management solution solves this problem and redefines how consumers receive, manage and pay bills in the new digital banking era. It brings simplicity, control and convenience to consumer’s life and transforms online banking into a customer’s financial hub. Banks and credit unions benefit by increased retention, higher revenue and lower support cost.

How they describe their product/innovation: Bill Pay is an essential feature of mobile and online banking today. But it is a big expense for banks and credit unions. Finovera DirectPay is an innovative payment method that reduces bill pay cost and generates interchange revenue by making bill pay possible through credit or debit cards. It bypasses the processor and posts card payments directly on the biller site on behalf of the user. When the customer pays the bill using the bank issued card, the bank earns interchange fee, interest income and saves on the traditional bill pay cost. Bank customers earn reward points and the payment get posted in real time. Billers get paid on time and reduce their collection and service cost by making the payment process easy and convenient.

Product distribution strategy: Direct to Business (B2B) through banks and credit unions, through FinTech partner companies and solution providers, Direct to Consumer (B2C)

Contacts:

Bus. Dev.: Purna Pareek, CEO, [email protected]
Press: Amanda Zepeda, Marketing Manager, [email protected]
Sales: Mike Mollenkamp, Dir. Bus. Dev., [email protected]

How they describe themselves: Finova Financial is a socially responsible lender that provides fast affordable loans based on the equity in your car, to the 70 million financially underserved Americans that spend $138 billion in fees and interest annually.

How they describe their product/innovation: Finova’s Car Equity Line of Credit (C-LOC) costs 70% less than the current national average, provides instant access to capital, and a 12-month pathway back to financial health, online, mobile, anywhere, 24/7.

Finova clients benefit from the ability to complete the loan process online, instant approval decisions and same day cash funding. The Finova client portal provides personalized access to our financial dashboard allowing real time management of your financial health.  Payments can be made from the convenience of any computer or mobile device and at 32,000 US retail locations. Successful payment history provides declining rates, the opportunity to establish and build credit, along with access to additional funds on demand.

Finova provides an immediate solution to our clients’ credit needs, the ability to monitor their progress in real time, which when coupled with Finova’s ongoing financial education provides a pathway to improved economic health.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev.: Derek Acree, COO & CLO, [email protected]
Press: Alfredo Rosing, CMO, [email protected]
Sales: Juan Ramirez, CFO, [email protected]