FinovateFall Digital Day 4: Open Finance, Black Swans, and the Return of SME Banking

We opened Day Four of FinovateFall Digital with a panel looking at the future of innovation in a post-COVID world. Among the highlights of the conversation was a discussion of the challenge in distinguishing between permanent and temporary shifts in customer behavior as a result of the pandemic. Our Deep Dive also discussed the positives, Read more…

Digital is Global, E-Currency for the Eurozone, Open Banking in Switzerland

FinovateFall: Digital AND Global What’s to like about FinovateFall Digital, our all-digital fintech conference starting Monday, September 14th and continuing through Friday, the 18th? A CEO from one of our demoing companies pointed out that one of the special things about this fall’s conference is that because the FinovateFall is all-digital, it enables people all Read more…

A Look at the Top 50 Fintech Companies in Europe

The following is a guest post from Scott Raspa, Head of Marketing, Hydrogen. The European fintech scene has experienced tremendous growth over the last few years. One of the key drivers of this growth is open banking. This is causing financial institutions and fintechs to partner together to provide more innovative, user-friendly solutions for consumers Read more…

How Empowering the Underbanked Will Create the Next Big Investment Opportunity

The following is a guest post by Borys Pikalov Head of Analytics and Cofounder at Stobox. One of the greatest challenges in fintech is reaching the unbanked. Accessing poor communities is operationally complicated and their use of financial services is very limited. Microfinancing institutions are only a partial solution and traditional loans do not work Read more…

The Potentials and Vulnerabilities of Adopting Smart Contracts

This is a guest post written by Shannon Flynn, managing editor at ReHack.com. People in the fintech industry have inevitably heard about smart contracts. Here’s how they’re shaping the sector and why some parties may ultimately decide not to adopt them yet. How do smart contracts tie into the rise of decentralized finance? Anyone who asks Read more…

Circle Lands $25 Million, Partners with Digital Asset Brokerage Firm Genesis

Blockchain-based money transfer platform Circle is making double headlines today. The U.S.-based company not only landed $25 million in funding, it also partnered with Genesis, an institutional trading firm offering two-sided liquidity for digital currency, including bitcoin. Genesis parent company Digital Currency Group is the investor behind the $25 million. The investment is Circle’s first Read more…

Visa to Incorporate Cryptocurrencies into its Payments Network

It seems as if cryptocurrencies are starting to capture the attention of mainstream financial services providers. This week, Visa has shown to be no exception. The payments giant recently revealed plans to use cryptocurrencies into its traditional payments network. In a blog post announcement, Visa said it has been working with Coinbase and Fold to Read more…

Road Blocks on the Way to Coinbase’s IPO

You’ve probably heard that cryptocurrency exchange platform Coinbase is considering going public later this year or early next year. But this likely won’t be a traditional fintech IPO. That’s because the California-based company’s culture is rooted in the blockchain, a technology that embraces alternative finance. Furthermore, Coinbase would be the first major U.S. cryptocurrency exchange Read more…

Trust and Identity in the Digital World; PayPal Joins the Crypto-Curious

IDology on the challenge of faster, safer, easier cybersecurity – When it comes to using digital services, consumers are increasingly concerned about fraud, but still tend to underestimate the severity of cybercrime more broadly. Consumers are also more likely to abandon online account set-up than they have been in recent years. And while they rate Read more…

nCino Soars on IPO; MaxMyInterest Teams Up with Morningstar

nCino’s Record-Setting IPO – We previewed the initial public offering from cloud banking innovator and Finovate alum nCino a few weeks ago. Yesterday, the Wilmington, North Carolina-based company made its debut on the Nasdaq, climbing more than 150% on its first day of trading. The one-day gain for nCino, which trades under the ticker “NCNO,” Read more…