How they describe themselves: Swiss blockchain startup SMART VALOR is creating a decentralized marketplace for tokenized alternative investments backed by secure custody for crypto assets. The tokenization of an asset (blockchain based securitization) enables a highly efficient way to create a digital record of an asset’s existence and transfer of ownership. SMART VALOR applies this concept to mostly illiquid assets such as private equity and hedge funds, private companies, real estate, collectibles and infrastructure. The company’s mission is to bridge the gap between traditional and crypto finance.

How they describe their product/innovation: SMART VALOR presents a blockchain based marketplace for alternative investments. The marketplace connects investors, asset issuers and service providers. It provides investors with an unprecedented access to alternative investment opportunities and increased liquidity in a secondary market. Asset issuers can access new capital channels and raise funds faster and more efficiently. Integral elements of the marketplace are governance systems and incentives facilitating a community-driven value creation.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev. & Sales: Oliver Feldmeier, COO, [email protected]
Press: Linda Nyemba, Marketing & PR, [email protected]

How they describe themselves: SMART Valley is a distributed innovation valley that unites key players in the business sector: Investors, projects, experts in a closed ecosystem of a professional community, which pursues a perspective goal – the creation of promising and knowledge-intensive technologies.

How they describe their product/innovation: The platform has a number of key services that solve the most important problems of each of the ecosystem participants, allowing them to effectively interact and work on creating promising and significant products: the expert market, the safe transaction mechanism, the fundraising service, and the decentralized scoring system of projects by independent experts.

Product distribution strategy: Direct to Business (B2B)

Contacts

Press: Anastasia Liman, [email protected], +79037709986
Sales: Elizaveta Kalinkina, [email protected], +79164326502

How they describe themselves: Our company’s mission is “To use technology to provide services to simplify customers’ day to day life”. Starting from a Personal Financial Management service, SimplaVivo is addressing the problem of helping customers to work out their personal worth and spending power, supporting customers in identifying saving opportunities. Our PFM Zillion.it, launched at the beginning of 2017, collects financial information from bills, statements and invoices and has integrated document repository where users can store their financial documentation. Zillions will also integrate with our new ecommerce aggregator (or e-purchasing manager) that will be launched in 2018.

How they describe their product/innovation: Currently, SimplaVivo is extending its offer to allow bank account integration and an e-commerce aggregator to support customer in managing online shopping from the purchase to delivery and refunds: eZilly, the e-commerce personal assistant.  eZilly is an aggregator of ecommerce purchasing accounts where the user can view the status of their purchase, follow its delivery, control payments and assure the correct refund is credited.  No more multiple proprietary app to trace the purchases depending on the ecommerce site, but a single one that can also confirm delivery and manage returns. eZilly is fully integrated with the Zillions PFM.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through other fintech companies and platforms

Contacts

Bus. Dev., Press & Sales: Federico Maccaferri, [email protected]

How they describe themselves: Sensibill works with the most innovative financial institutions to address their customers’ pain point of managing paper and digital receipts, and is the market leader in extracting data from receipts using machine learning techniques. The service is fully white-labelled, and the solution easily integrates with digital banking channels to drive net new engagement in online and mobile banking. It offers banking customers a powerful tool to capture and organize receipts, that can then be exported for expense reports and taxes.

How they describe their product/innovation: Freelancers and microbusinesses are an underserved segment in banking. Tap their potential with Receipts for Microbusinesses, Sensibill’s new receipt management tool. These segments make up a large and profitable portion of your retail and business banking customer base. Tracking receipts and expenses for tax purposes is cited as their biggest administrative burden. Challenger banks are popping up to meet this need. By integrating Receipts for MicroBusinesses in digital banking, incumbents have an opportunity to counter that threat by reducing attrition and offering a service that users cite as a deciding factor in who they bank with.

Product distribution strategy: Financial institutions, and other fintech companies or platforms

Contacts

Bus. Dev.: Jan-Lukas Wolf, Senior Manager Go-To-Market Strategy, [email protected]
Press: Roxanne Voidonicolas, Marketing & Communications Specialist, [email protected]
Sales: Tristan Roffey, VP Growth, [email protected]

How they describe themselves: SecuredTouch is the leader in behavioral biometrics for mobile transactions, delivering continuous authentication technologies to strengthen security and reduce fraud while improving customers digital experience.

Today, SecuredTouch award-winning solutions are used by clients around the world, including major financial institutions and e-commerce.

How they describe their product/innovation: Behavioral biometrics is a cutting-edge scientific field which overcomes the weaknesses of older authentication methods while ensuring strong and continuous authentication and a friction-free user experience. It also differentiates between human and nonhuman behavior.

No two users use a touchscreen or navigate through websites and applications in quite the same way. SecuredTouch has identified that even after a few seconds, using over 100 parameters, it can be determined whether a user is who they say they are.  It is a software-only SaaS solution that is easy to implement, is not chained to specific hardware features, and reduces friction by acting in the background offering a frictionless authentication solution that either replaces or seamlessly augments existing validations.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev.: Mark Freeman, Head of Bus. Dev., [email protected], +972 54 8040980
Press: Noa Benari, VP Marketing, [email protected], +972 50 6683318
Sales: Assaf Pilo, VP Sales, [email protected], +972 52 3301118, +44 20 81230001

How they describe themselves: Salt Edge specializes in intercommunication and interoperability between banks and other financial players. The company offers one of the most prominent bank connection networks, having over 2600 connected financial service providers in 57 countries worldwide. That makes it possible for Salt Edge’s clients to get instant access to, data enrichment of, and valuable insights into customer financial data. Such services include data aggregation, personal and business categorization, merchant identification, financial health check, etc. Salt Edge provides services to a variety of financial institutions: banks (BBVA, ING, Societe Generale, Norvik Banka, etc.), Fintech companies (Meet Cleo, Seedly, Mespo, etc.), and other industry players (Exact, Blender, etc.).

How they describe their product/innovation: Priora is a PSD2 and Open Banking solution which enables small and medium banks to become compliant with the directive’s regulatory and technical requirements in the span of a few months. It implements new authentication mechanisms which meet the SCA and strict Dynamic Linking requirements. Priora Solution has monitoring and reporting systems in place, which enable banks to perform data flow management. Additionally, Priora comes with a variety of value-added services like Dashboard for End Users, AISP/PISP APIs, Exemptions Management, Trusted Beneficiaries Whitelist, reporting, constant maintenance & updates, and others.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev.: Lisa Terziman, Bus. Dev., [email protected], +447712867339
Press: Mike Huzun, Chief Content Officer, [email protected], [email protected]
Sales: Iulia Martinenco, Chief Sales Officer, [email protected], [email protected]

How they describe themselves: Quadient helps companies deliver meaningful interactions with current and future customers. The Quadient portfolio of technology enables organizations to create better experiences for their customers through timely, optimized, contextual, highly individualized, and accurate communications for all channels. Our solutions bring together and activate the entire organization in the name of customer experience, through better collaboration and visibility into the customer journey. Quadient supports thousands of clients and partners worldwide in the financial services, insurance and service provider industries in their quest to achieve customer experience excellence via mobile, digital, social media and print technologies.

How they describe their product/innovation: Quadient demonstrates how customers can bank using Artificial Intelligence in Facebook Messenger (social network platform).

In a few steps, a client will be able to obtain a view of his global financial position in 2 banks (leveraging PSD2 APIs). He will be able to borrow money and transfer money from one account to another account. He will then see transaction details attached to one of his accounts.

The demo shows how banks can leverage Artificial Intelligence (AI), social media messaging applications and EU regulation (PSD2) to deliver a new communication channel and improve overall customer experience. Bank that leverage this new channel will increase lending originated revenue.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev.: Magali Germain, Senior Director Field Marketing EMEA, [email protected]
Press: Dominic Walsh, [email protected]
Sales: Chris Chamberlain, Banking Sales Manager UK, [email protected]

How they describe themselves: Qover is building the world’s first “Insurance-As-A-Service” platform. As a coverholder of the Lloyd’s of London, Qover acts as a digital wholesaler of proprietary white label insurance, allowing any business or Insurtech to seamlessly integrate our library of insurance products into its digital ecosystem via our open APIs.

How they describe their product/innovation: Qover will demo it “Real Time Insurance via Open-API solution” basically allowing any business to seamlessly and massively start selling insurance in a matter of minutes. Qover takes care of all the boring stuff (Risk capacity, product  development/pricing, API’s) and our customers can 100% focus on distribution.

Product distribution strategy: Business to Business to Consumer (B2B2C)

Contacts

Bus. Dev.: Jean-Charles Velge, Bus. Dev., [email protected]
Press: Dora Gasia, Press Relations, [email protected]
Sales: Dominque Depondt, Sales Manager, [email protected]

How they describe themselves: RISQ offers a portfolio of on premise and cloud based intelligent financial software solutions focusing on limit and customer management which significantly improves efficiency and control. This is achieved by combining an excellent operational solution with embedded Artificial Intelligence (AI) resulting in a significant competitive advantage for its users. The current RISQ portfolio includes solutions for banks (focusing on International Banking/FI, Corporate Finance, and Treasury) as well as cloud-based solutions for wholesalers and importers (managing trade accounts).

How they describe their product/innovation: At Finovate, RISQ is launching ‘RISQ | Corporate Lending powered by CRIF’. A comprehensive Corporate Credit Evaluation Suite that will streamline the complex process of Corporate Credit to enable better, faster and more accurate data led credit decisions, using KPIs and scoring at each decision point. The platform integrates seamlessly with multiple external data repositories, providing bankers with full visibility of their customer’s economic situation. Displaying all information in a logical format covering: Credit Rating, Industry Sector Performance, Financial Ratios, External Credit Accounts, Trade Finance, Cross Border Data. Having this visibility of data combined with an intuitive workflow allows bankers to transfer converse, enrich and evaluate an application or account in real-time.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and industry leading partner

Contacts

Press: Michael Jesse, CEO, RISQ, [email protected],
Ubaldo Tambini, Managing Director, CRIF MEA & APAC, [email protected]
Sales: Michael Jesse, CEO, RISQ, [email protected],
Ubaldo Tambini, Managing Director, CRIF MEA & APAC, [email protected],
Sanjay Uppal, CEO, StraitsBridge, [email protected]

How they describe themselves: Solus Connect is a highly adaptive and agile platform that offers a versatile suite of next-generation, multi-factor authentication software that seamlessly integrates machine-learning unobtrusive biometric solutions and behavioural tools that utilise user and device behaviour to detect and predict fraudulent behaviour. Solus has no hardware requirements and can be deployed as a cloud-based or on-premises solution that reduces the reliance on dongles to improve security and reduce costs. The global biometric authentication market is forecast to reach $30bn by 2021 with over 6 billion smartphones in use.

How they describe their product/innovation: Solus is developing adaptive machine-learning behavioural tools that utilise the user’s device behaviour to detect and predict fraudulent behaviour beyond the core biometric authentication product. We are introducing additional functionality to our platform to include enhanced device behaviour analysis and extending our system so that it provides the caller with a set of scores based upon their user behaviour, device score, and the strength of the workflow used to authenticate.  We will report these scores individually and also as a consolidated ‘Solus Score’.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: William Moore, Bus. Dev. Manager, [email protected]
Press: Martina Doherty, PR, [email protected]
Sales: Kai Jalonen, Head of APAC Sales, [email protected]

How they describe themselves: Strands is a FinTech pioneer, offering an award-winning solution for Personal Financial Management (PFM), launched in 2008 in the United States and Europe. Strands Finance Suite today includes a portfolio of products that share a common foundation based on Big Data Processing, Artificial Intelligence, Machine Learning, Open API, and best-in-class Customer Experience. The company’s mission is to enable banks and merchants to anticipate customer needs and proactively suggest next-best actions to increase long-term customer value. Strands’ solutions empower people to better manage their financial life and make more informed decisions.

How they describe their product/innovation: Strands BFM (Business Financial Management) is a white-label digital banking solution that enables banks to adopt a role as SME business partner and become their clients’ choice of ‘Everyday Bank’. One point of entry, a 360º financial picture, more efficient money management, and an engaging, meaningful conversation between client and bank. By applying Machine Learning technology, and thanks to Strands’ API Hub technology, banks are in a better position to understand SMEs’ preferences and behaviour patterns and as such, pre-empt their needs and make relevant recommendations, improving their business performance. An in-depth understanding of the end-user also helps accelerate the process into Open Banking.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts

Bus. Dev.: Pau Velando, General Manager
Yogesh Desai, Bus. Dev. Manager APAC
Gerald Lee, Bus. Dev. Manager APAC
Press: Victoria Yasinetskaya, Marketing Director

How they describe themselves: ThreatMetrix® is the market-leading cloud solution for authenticating digital transactions on the Internet.

How they describe their product/innovation: ThreatMetrix ID extends real-time risk-based authentication to global proportions to meet the demanding requirements of the real-time digital economy.

• A Unique Digital Identifier: a fully anonymized and unique identifier based on anonymized global shared intelligence from the ThreatMetrix Digital Identity Network
• A Confidence Score that predicts the authenticity of the connecting user
• A Visualization Graph that incorporates the history of all the transactions that person has conducted across the more than 5,000 ThreatMetrix customers and 24 billion yearly transactions analyzed by the Network

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev. & Sales: Ted Egan, VP, [email protected], +61419666305
Press: Ken Lam, Marketing Director APAC, [email protected], +85261800905