redy is a mobile payments platform that enables customers to transact with registered redy businesses, but it is more than just a way to pay. Each purchase earns a percentage of the transaction value—’Creds,’ a virtual currency—which can be redeemed for personal use or donated to community projects or charities.
Consumers can also complete direct mobile donations from redy simply by scanning the code in either the charity’s, or project’s marketing material. redy connects shoppers and businesses to causes that are important to them and is therefore a marketing tool to encourage local buying.
FinovateEurope 2015
Novabase Launches Wizzio Powered by IBM Watson, a Next Generation Sales Tool
This post is part of our live coverage of FinovateEurope 2015.
WIZZIO, powered by IBM Watson, is a next-generation sales tool for bank relationship managers and financial advisers that provides a unique approach to drive sales and productivity. Built as an intelligent ecosystem of apps and designed to leverage your existing tools and third-party integrations, the solution adapts around each user’s context, using cognitive computing capabilities to achieve a higher level of performance when managing research, relationships, and sales.
Temenos Demonstrates its Connect Mobile Banking Solution
This post is part of our live coverage of FinovateEurope 2015.
Temenos Connect Mobile Banking (TCMB) is the first mobile banking solution to be underpinned by a user experience platform (UXP) that drives multi-device banking solutions. TCMB combines the best of native and web technologies and has been developed using the latest version of the Temenos UXP, edgeConnect, which encompasses a groundbreaking technology solution, SmartHybrid.
SmartHybrid develops mobile applications that look, feel, and behave like native apps. It is also the only mobile application development technology currently available that optimizes the performance of hybrid mobile applications.
investUP Offers Access to All U.K. Crowdfunding Sites
This post is part of our live coverage of FinovateEurope 2015.
investUP offers a centralised access point to the entire United Kingdom crowdfunding market, and includes deals originated by traditional finance providers.
Current investor pain points: Searching for the best deals on all the different sites is time-consuming, and the post-investment experience is lacking. investUP makes it possible for client investors to have just one account and manage one portfolio, whilst still accessing and investing on all their favorite sites.
Metrics: 1,500 pre-registered investors; 10 crowdfunding sites signed up; £340,000 pounds seed capital raised to date; 8 full-time employees; $50 million institutional placement in year one
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B) through financial institutions and through other fintech companies and affiliate platforms
HQ: London, United Kingdom
Founded: 2012
Website: investup.co
Twitter: @investwithUP
Cash Payment Solutions Helps Bring Basic Banking and Commerce Closer
This post is part of our live coverage of FinovateEurope 2015.
Cash Payment Solutions replaces traditional banking branches by enabling the consumer to do the most basic banking service (cash-in/cash-out) at local stores nearby with better availability; for example, flexible opening hours on Sundays. The service is conveniently combined with shopping, and more than 500 companies are successfully using CPS payment infrastructure to accept payments from different verticals like E-commerce, online gaming, utilities, and payment-collection companies.
Cash Payment Solutions is showing new-use cases outside existing verticals for mobile banking, insurance, and local authorities.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)
HQ: Berlin, Germany
Metrics: €4.65 million euros raised, 25 employees
Website: cashpaymentsolutions.com
Pirean Launches Identity and Access Management as a Service
This post is part of our live coverage of FinovateEurope 2015.
Identity and Access Management as a Service for Financial Services is a turnkey solution for managing cloud and data-centre applications that:• Improves productivity for employees, partners, and customers through single sign on to key resources• Improves security and provides insight regarding user access to systems• Delivers better services to more users rapidly, enabling new products and services to be extended to your user population
Quick to deploy and easy to use, our solution is built upon Pirean’s Access: One, our award-winning access-management platform that offers an unrivaled capability to deliver business-process integration and on-brand user-experience management while integrating and reusing existing infrastructure.
Presenters Rob Macgregor, principal consultant & Access: One’s product manager; Rob Blowers, development team lead
Sedicii Previews its Versatile Authentication Solution that Replaces Passwords
This post is part of our live coverage of FinovateEurope 2015.
Today’s internet world requires users of secure services to authenticate themselves before they receive access to the services they seek. This need to authenticate has spawned an ever-increasing number of websites that mimic the look and feel of a genuine website with the intention of fooling the unsuspecting user into entering their user credentials (login name and password).
Based on the zero-knowledge protocol, Sedicii’s patented, strong authentication technology can prevent data compromise from man-in-the-browser, man-in-the-middle, and server-side attacks. The service is used in a traditional web or app context, but can also be used to authenticate through contact centers or other offline services with a single, easy-to-use interface.
Onlinepay.com Debuts Mobile Wallet for Social Payments
This post is part of our live coverage of FinovateEurope 2015.
Top up your wallet with a credit card and withdraw money from your e-wallet account.
Share your money with your friends! For example, Michael can send Sofia money for a coffee or John can charge Anna for movie tickets. The information about sharing will be reflected in the global newswire of the app.
Make purchases directly from your mobile phone. There are several categories of goods in the mobile shopping tab, including clothing, sports gear, music and much more. You can top up your gaming account directly from your mobile phone, without leaving the game.
Share, Buy and Top Up!
Financial Media Solutions Makes Financial Analysis Easier to Digest
Those attempting to read financial analysis from a PDF on their smartphone will understand the issue. How do institutions create financial content that is compatible for mobile users?
The answer is with MAPPS – Market Analysis Production and Publishing Solution. Operating from the cloud, MAPPS makes it simple to combine dynamic graphics with an audio message, enabling financial analysis and concepts to be delivered in concise, engaging videographic formats.
As client attention spans shorten—research indicates about 90 to 120 seconds is all the time you have to get a video message across—financial content needs to come in dynamic, bite-size formats that clients can easily digest. This is exactly what MAPPS delivers.
Meniga Launches Card-Linked Offers Solution
This post is part of our live coverage of FinovateEurope 2015.
Meniga’s transaction-data analytics and enrichment engine enables it to deliver uniquely targeted and relevant offers to the consumers on its platform. Meniga puts offers, insights, and notifications into the context of consumer financial management, integrated as part of new-generation PFM. A fun, engaging Facebook-like feed that transforms how people interact with their finances, and how banks interact with their customers.
Meniga’s Market Match is a data-driven card-linked offers (CLO) platform that allows financial institutions to provide merchant-funded offers to their online customers using the power of PFM. Meniga’s PFM Solution has received multiple awards for innovation, such as “Best of Show” at FinovateEurope in 2011 and 2013, and boasts market-leading adoption and retention metrics.
Presenters: CEO and Co-founder Georg Ludviksson; VP Product Management Einar GustafssonProduct launch: February 2015
Metrics: $8.5 million raised; 100+ employees; more than 20 million online banking users
Product distribution strategy: Direct to Business (B2B), through financial institutionsHQ: Reykjavík, Iceland
Founded: March 2009Website: meniga.com
Twitter: @meniga
Bitbond Launches AutoInvest Feature for Bitcoin-Based Peer-to-Peer Lending Platform
Bitbond AutoInvest allocates funds on behalf of lenders according to their chosen investment profile. AutoInvest will create a loan portfolio according to predefined criteria. The criteria are: investment amount, risk category, base currency, and regions. The regions are North America, Latin America, the Caribbean, Europe, Central Asia, the Middle East, North Africa, Sub-Saharan Africa, Asia, and the Pacific.
The exciting thing about portfolio building according to a profile is that Bitbond allows you to invest automatically into a globally diversified loan portfolio at 0% fees.
WS Integration’s New Xceptor Version Adds Flexibility to Back Office Operations
This post is part of our live coverage of FinovateEurope 2015.
Xceptor v4.0 is the next generation of our platform product and is a significant step forward in terms of usability and functionality. Responding to client requests, we have improved many core pieces of the product, such as data-input methods, administration pages and analytics/reporting.
These changes increase the efficiency of setting up and maintaining new processes, adding further flexibility to the use of Xceptor within back and middle office operations.