Avoka Debuts its Multi-Channel, Digital Online Business Platform, Avoka Transact

Thumbnail image for Thumbnail image for AvokaLogo.jpgThis post is part of our live coverage of FinovateEurope 2014.

Heading toward the mid-morning break, our next demoing company is Australia-based Avoka, with Avoka Transact.

Avoka Transact, a multi-channel digital business platform, delivers a complete transaction experience that goes beyond ‘online forms’. Avoka Transact:
  • Gives your customers the tools and convenience of moving seamlessly between devices and channels when completing a single transaction.
  • Transforms enterprise-level form-based transactions from account opening, loan applications, and claims in to cross-channel forms available on smartphones, tablets, and desktop computers.
  • Supports your customers with both self-service and assisted channels such as in-branch, call centers, and mobile sales staff.
Presenting Derek Corcoran (Head of Business Solutions) and Kevin Mortimer (Technical Director)

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Product Launch: March 2014
Metrics: Over 100 employees, offices in Australia, USA, and UK, tier 1 & 2 Financial services clients, government clients in USA, UK, and Australia, industry leading NPS score (+41)
Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms
HQ: Sydney, Australia
Founded: January 2002
Website: avoka.com
Twitter: @avokatech

Pixeliris’ Copsonic Enables P2P Transactions

This post is part of our live coverage of FinovateEurope 2014.

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Then, Pixeliris took the stage to demo how its Copsonic can work with P2P Transactions:
“How they describe their product/innovation: CopSonic is the first universal contactless mobile payment system powered by our unique technology. It is based on sonic communication transiting through the devices’ speakers and microphones. Therefore, our technology is compatible with 100% of existing phones and smartphones, unlike NFC technologies. Several patents have been filed with regard to the security of the transaction.
Our technology allows peer-to-peer transactions between feature phones and smartphones but also enables online passwordless authentication turning the devices into security dongles.
We developed an SDK that allows third-party companies to integrate the modules and, therefore, create a business model based on transaction fees or licenses.”
Presenting Christian Ruiz (Sales Manager) and Emmanuel Ruiz (CEO & Head of Innovation)

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Product Launch: September 2013
Metrics: €210,000 in capital, 11 employees in France, 120 engineers around the world
Product distribution strategy: Direct to Business (B2B), through financial institutions, licensed
HQ: Montauban, France
Founded: April 1989
Website: copsonic.com

Device Ident’s Fraud Manager Leverages Machine Learning to Protect Online Transactions

DeviceIdentLogo.jpgThis post is part of our live coverage of FinovateEurope 2014.

Our second presenter of the day is Device Ident, providing self-developed anti-fraud solutions ranging from device-fingerprinting to behavioral analytics.
Fraud Manager is a sophisticated software solution to identify and analyze fraud within online transactions. The software can be used to recognize and find new fraud patterns within your e-commerce and financial services business.”
Presenting Felix Eckhardt (CTO) and Roberto Valerio (CEO)

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Product Launch: February 2014
Metrics: Series A Financing by the Otto Group, Europe’s second largest online retailer; more than 20 clients out of the Top 250 online retail industry
Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms
HQ: Hamburg, Germany
Founded: 2013
Twitter: @deviceident

Plutus Software Launches KreditAja.com Credit Scoring Site

This post is part of our live coverage of FinovateEurope 2014.

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Plutus Software is up first, launching its credit scoring site, KreditAja.com:
“In addition to the comparison functionality for the various financial products, KreditAja.com features predictive analytics to aid both borrowers and lenders.  For borrowers, this potentially enables creditworthy individuals to gain access to financing that they normally would not be able to obtain based on traditional credit scoring methods. At the same time, this analytics capability enables lenders on our platform to more accurately assess the risk of borrowers so as to better price the products that they are disbursing. Our proprietary credit scoring system aims to produce a more holistic assessment of a borrower’s creditworthiness via incorporating multiple data sources, including social media.”
Presenting Aidil Zulkifli (CEO) and Jagannathan Janagyraman (Group CTO)
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Product Launch: February 2014
Metrics: S$700,000 raised in seed funding, 15 employees, approximately $5 million in approved loans
Product distribution strategy: Direct to Business (B2B), licensed
HQ: Singapore
Founded: February 2012
Website: KreditAja.com

FinovateEurope 2014: Live in London!

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It’s rehearsal day here at Old Billingsgate Market Hall in London, and the whole Finovate team is here busily getting everything ready for another sold-out FinovateEurope.

FinovateEurope is the first big fintech event of 2014. And if you’re looking for insights into the kind of innovations people will be talking and writing about all year, then you’ve come to the right place.

From biometric authentication technologies for the security-conscious to mobile payments and PFM, this year’s event will help set the tone for another year of triumphs and surprises from a growing, international community of fintech entrepreneurs.

FinovateEurope Mobile and web app
And speaking of community, this year we’re using Bizzabo’s social networking app to help attendees make the kind of connections that make Finovate so unique. Within Bizzabo’s mobile app environment, attendees will be able to learn more about our presenting companies and our sponsors, review the show’s agenda and, most important, reach out and connect with each other.
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You can download the Bizzabo app for both Android and iOS from their respective app stores (here for Android, here for iOS). You can also use the app on your desktop via this link. Once you’ve got the app downloaded and installed, just search for “Finovate” and you’ll be connected to the event.

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Twitter
So whether you will be here in London, following us on our Twitter feed @Finovate, or reading along with our Live Blog at Finovate.com, we couldn’t be happier to have you join us. The show starts Tuesday morning at 9:00am London time, continues all day long, and starts again bright and early Wednesday morning – same fintech time, same fintech place.
For more information about FinovateEurope 2014, check out our preview page here. Get information on the event schedule, the venue, a list of presenters and more.

FinovateEurope 2014 Launches Tuesday. Come Join Us!

The Finovate team is on their way to London, and that can only mean one thing: FinovateEurope 2014 is just around the corner!

Here’s what you need to know as you prepare to attend the biggest show we’ve ever hosted in Europe:

Schedule
Registration opens at 8AM on Tuesday, February 11 and the demos will go from 9:00AM Tuesday until 3:30PM on Wednesday.

If you don’t have your ticket yet, there’s still time. Ticket registration will be open until we sell out. Click here to be a part of our record-breaking audience.

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Venue
We’ll be returning to the Old Billingsgate Market Hall on the Thames. As a reminder, here’s the address:

1 Old Billingsgate Walk 16 Lower Thames Street London, EC3R 6DX
Presenters
Throughout the two day event, 67 companies will have a chance to show off their newest technology from the Finovate stage. Check out our Presenters page to learn more about each company.Euro2014BookletLogoCloud.jpgQuestions about the event? Check out the FAQ or contact info@finovate.com.

FinovateEurope 2014: Guess Who’s Coming to London?

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Make no mistake – one of the biggest selling points of Finovate is the high-quality networking. With dedicated networking sessions setup throughout both presentation days, we do everything we can to make sure that you get the opportunity to meet some of the most interesting people in financial technology today.

Just take a look at the titles of the more than 1,000 industry professionals who will be attending this year’s FinovateEurope.

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CEOs and CTOs. Presidents and Partners. Founders, Directors and more. Whether they were there building the company from the beginning or brought onboard afterward to help make the climb to the next level, the attendees of FinovateEurope 2014 will be another stimulating mix of movers, shakers, and IT decision-makers.
And while our events always attract C-level talent, be on the lookout for the Creative Consultants, the Heads of Innovation, the Business Architects … all of whom can be equally valuable in helping enterprises and entrepreneurs make the most of the Finovate experience.
There’s still plenty of time for you to get your ticket and save your spot at our biggest FinovateEurope yet. For more information, visit our FinovateEurope page today.

Full Lineup Revealed for FinovateEurope 2014 in London

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It’s official! FinovateEurope 2014 will be our largest European conference so far. We’ve topped last year’s record-breaking crowd and tickets are still rolling in.

The 67 presenting companies are polishing up their demos and getting ready to board the planes, trains, and automobiles that will take them to the Old Billingsgate Market Hall on February 11 and 12 in London.

Here’s where each of the companies is headquartered (click to enlarge):

finovateEurope14map.jpgHere is the full list of companies that will take the legendary FinovateEurope stage:

  • Advanced Merchant Payments
  • AdviceGames
  • AnalytixInsight
  • Arxan Technologies
  • Atsora
  • Avoka
  • AXA Banque and Chappuis Halder & Cie
  • Backbase
  • BehavioSec
  • Cardwise
  • CRIF
  • CurrencyTransfer.com
  • Device Ident
  • Dynamics
  • efigence & IdeaBank
  • Encap Security
  • ETRONIKA
  • EXCESS RETURN
  • EZBOB
  • fastacash
  • Feedzai
  • Fiserv
  • Five Degrees
  • GMC Software Technology
  • IND Group
  • Innovation Agency
  • Intuition Intelligence
  • ITSector
  • Jack Henry & Associates and Luminous
  • Jumio
  • Kensho
  • Kofax
  • Kown
  • LifePay
  • Luxoft
  • Matchi
  • Meniga
  • Mobino
  • The Moneyer
  • Money on Toast
  • My Order
  • myWishBoard
  • NF Innova
  • Nostrum Group
  • Nous.net
  • payworks
  • PhotoPay
  • Pixeliris
  • Plutus Software
  • Red Zebra Analytics
  • SaaS Markets
  • SecureSafe
  • Smart Engine
  • SoftWear Finance
  • SQLI
  • Switchless
  • Temenos
  • Tink
  • Top Image Systems
  • Topicus Finan
  • Toshl
  • Truphone
  • Trustev
  • vaamo
  • YourWealth
  • Yseop

For more information on these companies, check out our company page here or view our Sneak Peek series below.

Be sure to guarantee your spot at the show as we head toward a sellout crowd. For those of you who already have your ticket, we’ll see you in London!

Sneak Peek #1

Sneak Peek #2

Sneak Peek #3

Sneak Peek #4

Sneak Peek #5

Sneak Peek #6

Sneak Peek #7


FinovateEurope 2014 is sponsored by: The Bancorp, Be Group, Financial Technology Partners, and Life.SREDA.

FinovateEurope 2014 is partners with: Aite Group, Bank Innovators CouncilBankersHub, Celent, The Financial Services Club, FSIC, Hotwire PR, Level39, Mapa Research, SME Finance ForumVisible Banking, & World Finance.

Full Lineup Revealed for FinovateEurope 2014 in London

FEUCrowd3.jpg

It’s official! FinovateEurope 2014 will be our largest European conference so far. We’ve topped last year’s record-breaking crowd and tickets are still rolling in.

The 67 presenting companies are polishing up their demos and getting ready to board the planes, trains, and automobiles that will take them to the Old Billingsgate Market Hall on February 11 and 12 in London.

Here’s where each of the companies is headquartered (click to enlarge):

finovateEurope14map.jpgHere is the full list of companies that will take the legendary FinovateEurope stage:
  • Advanced Merchant Payments
  • AdviceGames
  • AnalytixInsight
  • Arxan Technologies
  • Atsora
  • Avoka
  • AXA Banque and Chappuis Halder & Cie
  • Backbase
  • BehavioSec
  • Cardwise
  • CRIF
  • CurrencyTransfer.com
  • Device Ident
  • Dynamics
  • efigence & IdeaBank
  • Encap Security
  • ETRONIKA
  • EXCESS RETURN
  • EZBOB
  • fastacash
  • Feedzai
  • Fiserv
  • Five Degrees
  • GMC Software Technology
  • IND Group
  • Innovation Agency
  • Intuition Intelligence
  • ITSector
  • Jack Henry & Associates and Luminous
  • Jumio
  • Kensho
  • Kofax
  • Kown
  • LifePay
  • Luxoft
  • Matchi
  • Meniga
  • Mobino
  • Momentum
  • The Moneyer
  • Money on Toast
  • My Order
  • myWishBoard
  • NF Innova
  • Nostrum Group
  • Nous.net
  • payworks
  • PhotoPay
  • Pixeliris
  • Plutus Software
  • Red Zebra Analytics
  • SaaS Markets
  • SecureSafe
  • Smart Engine
  • SoftWear Finance
  • SQLI
  • Switchless
  • Temenos
  • Tink
  • Top Image Systems
  • Topicus Finan
  • Toshl
  • Truphone
  • Trustev
  • vaamo
  • Yseop

For more information on these companies, check out our company page here or view our Sneak Peek series below.

Be sure to guarantee your spot at the show as we head toward a sellout crowd. For those of you who already have your ticket, we’ll see you in London!

Sneak Peek #1

Sneak Peek #2

Sneak Peek #3

Sneak Peek #4

Sneak Peek #5

Sneak Peek #6

Sneak Peek #7


FinovateEurope 2014 is sponsored by: The Bancorp, Be Group, Financial Technology Partners, and Life.SREDA.

FinovateEurope 2014 is partners with: Aite Group, Bank Innovators Council, BankersHub, Celent, The Financial Services Club, FSIC, Hotwire PR, Level39, Mapa Research, SME Finance Forum, Visible Banking, & World Finance.

FinovateEurope 2014 Sneak Peek: Part 7

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Before our team at Finovate packs their bags for FinovateEurope in London, we compiled the final seven glimpses of what presenting companies plan to show on stage at Old Billingsgate Market Hall on February 11-12.

If you missed the first six installments of our Sneak Peek series, you can view them here:


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Cardwise’s Xpenditure provides innovative expense management, eliminating your expense notes completely.
Features:
    • Integrated approval flow on expense level
    • Clear and user-friendly design
    • Intelligent scanning of receipts and statements
Why it’s great:
Finally easy expenses management for independents and bigger companies, also available via added value partners.

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Wim Derkinderen, Co-founder & COO

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Koen Christiaens, Head of product
 
 
 

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Encap Security’s Smarter Authentication is the world’s only software-based, banking-grade authentication technology that doesn’t compromise between security and user experience.
 
Features:
 
    • Non-OTP authentication for both web and native apps
    • Device authentication for low-risk transactions, and PIN for high-risk
    • Risk metrics: jailbreak detection; keystroke and behaviour analysis
Why it’s great:
To balance security and the user experience authentication must be proportional to activity. This is only possible by using software, data and a smart device.

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Thomas Bostrøm-Jørgensen, CEO
Thomas has over 10 years experience in the mobile financial services, identity management and mobile application security sectors.

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Adam Dolby is VP Business Development with 10+ years in authentication and security and 10+ years in financial services.
LinkedIn

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Innovation Agency’s Innovation Cafe is an Innovation management platform, based on the social-based innovation approach for driving collaborative, measurable innovation within the enterprise.
Features:

 

    • Transparent judging and online rewards process automation
    • Widgets and crowdsourcing from external platforms allow integration with Innovation Cafe and pushes feedback from clients into an internal Innovation Cafe instance
Why it’s great:
Innovation Cafe is primarily targeted at financial services organisations, and has been designed for adoption within these ecosystems.

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Rory Moore, CEO
Rory assists companies in reframing their businesses through innovation initiatives and has successfully implemented many innovation initiatives with a strong focus on social based innovation.
LinkedIn

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Sean O’ Reilly, CTO
Sean has great industry experience in creating software for innovation projects. He is enhancing his skill with a Masters Degree in Artificial Intelligence.LinkedIn
 

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Intuition Intelligence’s end-to-end card linked offers solution delivers super relevant offers to users from a huge volume of offers.
Features:

 

Why it’s great:
By learning user intent in click time, we deliver the right offers at right moment via digital channels without spam and friction in pre & post login.

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Arif Ansari
Keynote Speaker for Big Data & Predictive Analytics, Expert in multiple areas of advanced intelligent systems and Multiple Patent holder.
LinkedIn

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Yusuf Ansari
Entrepreneur with track record of achieving #1 Market Share, Visionary in building iconic products and Hands on execution and Product management.
LinkedIn

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Kofax is enabling customers to use mobile phones to interact with banks to open a new account, apply for mortgages, and deposit cheques with the snap of a photo.  
Features:

 

    • Meet and service the customer via the mobile channel
    • Reduce operating costs and minimize drop-off rates
    • Build competitive advantage while increasing growth and profitability
Why it’s great: 
Kofax Customer Onboarding improves the agility and profitability of your bank’s customer onboarding processes by engaging customers via mobile devices.

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SoftWear Finance’s hacu platform enables a bank to provide customers with the best possible user experience on any platform or device.
 
Features:

 

    • Easy integration with Facebook and Foursquare lets banks get to know their clients better.
    • hacu’s high performance is rapidly adapted to a bank’s requirements.
    • Speed and convenience
Why it’s great:
Sophisticated technology lets a bank promote its products and services with remarkable ease.  

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Pavel Malyshev, Co-Founder and CEO
LinkedIn
 
 

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Igor Dubovoy, Co-Founder and Head of Business Development

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vaamo is the new way of investing your money: easy, clever, and absolutely safe.
Features:
    • Focus on personal financial goals, not financial products
    • Save and invest money with just 3 clicks, anytime and everywhere
    • Neither investment experience nor financial advice required
Why it’s great:
vaamo fundamentally changes saving and investing by providing intuitive and profitable online investment management that focuses on planning, monitoring, and achieving your personal financial goals.

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Oliver Vins, Co-Founder and CPO
After advising banks for more than 8 years at McKinsey, Oliver aims at providing professional and fair investment products to everyone.
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Thomas Bloch, Co-Founder and CFO
Following 8+ years in financial institutions investment banking at J.P. Morgan, Thomas is dedicated to provide retail customers with investment solutions similar to those reserved for high net worth individuals.
LinkedIn

If you still don’t have your ticket to FinovateEurope, there’s still time. Get your ticket here and don’t miss out on the hottest innovations in European fintech.

FinovateEurope 2014 Sneak Peek: Part 6

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Is there a better way to start your week than by getting to know another six companies that are helping redefine financial technology for a new generation of increasingly mobile consumers?

Today we’ve got another handful of companies who will be presenting their innovations at Old Billingsgate Market Hall in London for FinovateEurope 2014. From mobile imaging and investment advisory to cloud-based banking and PFM, the presenters at this year’s event are guaranteed to show us more than a few clues as to what we will see from fintech’s best and brightest in 2014.

And if you’ve missed previous installments of our Sneak Peek series, be sure to check out Peeks #1-5 below.


atsora_hi_res_logo.jpgAtsora provides one-stop shopping for SME finance analytics and business management, bringing together companies, banks, and financial service providers on one platform to interact better.

Features:
  • SaaS financial hub for engaging SMEs and banks
  • SMEs can build business models (canvas) and track them based on real flows
  • Momentum bases on out of the box and 3rd party widgets. Developers are welcome.
Why it’s great:
The SME banking sector is highly underserved. We help to move it into the world of banking 3.0, and allow banks to deliver tailor-made support just in time.

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Krzysztof Pulkiewicz, CEO
Is an architect with banking and insurance business experience. He translates business ideas into technology in order to make things happen.

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Anna Ciesielska, COO
Spent years as a banking sector consultant. She is also an experienced entrepreneur and drives innovative ideas in order to solve practical business problems.

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Avoka is an innovative SaaS company offering a multi-channel digital business platform that helps organizations successfully transform business transactions into powerful cross-channel experiences.
Features:
  • Omni-channel customer interactions, with ease (no programming)
  • Move between mobile, tablet, branch, call centre without starting over
  • Agile development delivers fast time-to-market
Why it’s great:
Using Avoka Transact you can build true omni-channel customer experiences faster and more cost-effectively than using traditional Web development.

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Derek Corcoran, Head of Business Solutions
Works closely with Avoka’s global customer base to help them transact with their customers through online and mobile channels.

ExcessReturnLogo.jpgExcess Return develops new generation investment tools for the financial community.

Features:
  • Find the very best trading ideas
  • Enhance your performance
  • Minimize your risk
Why it’s great:
The stock market becomes child’s play.

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Frédéric Liefferinckx, Managing Partner & Co-Founder

TopImageSystems_hi_res_logo.jpgTop Image Systems provides a mobile imaging platform driving innovation imaging and document processing solutions for FIs such as check deposit, bill payment, and more.

Features:
  • IQA on the handset
  • Automatic image capture
  • Optimal user experience
Why it’s great:
As per BBC TV, FIs are looking seriously at mobile imaging.

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Isaac Rome, VP Mobile Solutions
Leads the business development, marketing, sales, product development and all related activities for the Company’s mobile and banking solutions.

Truphone_hi_res_logo.jpgTruphone Mobile Recording helps you stay globally compliant and productive while enabling mobilization and fuller utilization of existing IT infrastructure.

Features:
  • Effortless global compliance to FCA regulations for mobile recording
  • Global productivity: record calls in 110 countries, without compromising call quality
  • Enable mobilization
Why it’s great:
Truphone mobile recording is the only solution that allows for global compliance and enterprise mobility, without compromising call quality.
(not pictured) Paul Liesching is the SVP of Truphone Mobile Recording, and pioneered the first commercial mobile recording solution of 2005.

yourwealth_hi_res_logo.jpgMomentum (fka YourWealth) uses accessible innovation technology to place the consumer at the heart of the financial world, whether they have £5 or £50 million.

Features:
  • Money Hub users can budget, aggregate accounts, and plan multiple scenarios
  • Link Money Hub to your financial advisor
  • Accessible via mobile, tablet and desktop devices
Why it’s great:
Money Hub will revolutionize the way you manage your money, interact with your financial advisor, and plan your financial future.

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Toby Hughes, CEO and Founder
Is an entrepreneur with over 10 years of digital marketing and technological innovation experience in financial services.

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Dave Tonge, CTO and Full Stack Developer
Specializes in interactive user interfaces and efficient software architecture.

FinovateEurope 2014 Sneak Peek: Part 5

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While we’re busy polishing up the details for FinovateEurope 2014, we wanted to keep our Sneak Peek series going. Below is the fifth installment of our series that gives a glimpse of what the companies will demo on stage February 11 and 12 in London. Don’t miss out on the action; get your ticket here today to see all of the demos live.

If you missed any of our earlier installments, take a look at FinovateEurope 2014 Sneak Peeks 1-4 below.

And now, meet another six companies who will be demoing next month at FinovateEurope 2014.


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Arxan Technologies protects mobile apps from hackers and malware exploits with award-winning mobile app shielding products. Prevent fraud, unauthorized access and brand compromise with Arxan’s software security.

Features:

    • Strengthens financial apps with self-defense and tamper-resistance 
    • Delivers comprehensive and multi-OS application hardening
    • Deployed at the end of software development without changes to source code
Why it’s great
Arxan provides global Fortune 500 companies with the world’s strongest and most deployed application protection to launch multi-OS mobile services. 

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Vince Arneja, Vice President, Product Management
Vince Arneja brings over 18 years of experience in senior level technical product and program management, with the last 10 years focused on application, endpoint and network security.
LinkedIn

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Winston Bond, European Technical Manager
With over 20 years of experience, Winston has developed software on a wide variety of embedded, desktop and mobile platforms. Winston is European Technical Manager for Arxan Technologies Inc.
LinkedIn


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CRIF sees financial institutions worldwide turn to its Credit Framework, adaptable technology, integrating predictive analytics and know-how, to achieve optimized decision-making and compliant credit processes.

Features:
    • Lending sales mobile app integrating automated decision-making, information and downstream processes
    • Mobile business intelligence for credit and lending
    • Business user-friendly KPI tracking and fine-tuning
Why it’s great
Combines lending via mobile devices with agile, business user-friendly technology to make smarter decisions in the moment.  

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Aldo Bruschi Vice-President 
Aldo is a seasoned credit and decisioning expert. He is motivated by continuous innovation in applying data, predictive analytics and technology to improve credit and lending processes. 
LinkedIn

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Sheila Donohue
International credit and lending go-to-market professional and global marketer for the CRIF Credit Framework.
LinkedIn



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efigence and IdeaBank developed the first European Internet Banking for SMEs integrated with accountancy and cashflow analysis tools on the web, tablets and mobile which works in cloud.
Features:
    • First European “All-in-one” platform for SMEs including Internet Banking, accountancy and cashflow analysis module.
    • Works in the cloud
    • On web, tablets and other mobile devices
Why it’s great
This transaction system for SMEs connected with cloud accountancy systems and a company’s cashflow analysis changed the way of thinking in the banking sector about products for business.  
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Andrzej Szewczyk, Managing Director at Efigence
Andrzej worked for the largest telecoms and media companies and was implementing pioneer projects that used broadband data transmission for the largest Polish websites.

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Steve Sutton, Innovation Manager at efigence
Steve is focused on international business development. 


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payworks makes it easy to build payments into shopper and merchant apps.
Features:
    • Easy integration of payment functionality
    • Combine shopper wallets and Chip & PIN 
    • Work with different hardware and payment providers
Why it’s great
It provides the world of mobile POS on one single platform.

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Christian Deger, Co-Founder and CEO of payworks
Prior to founding payworks, Christian was responsible for building the South East Asian business of PAYRETO, a managed services company for payment providers. 


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Plutus Software’s KreditAja.com (its flagship product) features predictive analytics to aid both borrowers and lenders.
Features:
    • Superior alternative to traditional credit scoring
    • More holistic assessment of a borrower’s creditworthiness
    • Enables lenders to more accurately assess the risk of borrowers
Why it’s great
KreditAja.com’s proprietary credit scoring system aims to produce a more holistic assessment of a borrower’s creditworthiness via incorporating multiple data sources, including social media.  

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Aidil Zulkifli, CEO
Aidil is a Singapore-qualified advocate and solicitor, and practiced law for more than 2 years before founding Plutus Software.
LinkedIn

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Jagannathan J., CTO
Jagannathan possesses 16 years experience as a technologist and was previously Head of Engineering at Yahoo! SEA/India and Singapore’s leading property portal, Propertyguru.com.sg.

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SaaS Markets is the leading enterprise app store platform for financial companies.
Features:
    • Reduce software costs with a centralized app marketplace solution
    • Give your employees and/or your SME customers all of the cloud-based tools they need to succeed
    • Increase IT security and control
Why it’s great
SaaS Markets’ MarketMaker platform–the leading cloud marketplace platform for financial companies.

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Ferdi Roberts, CEO
Ferdi is a former senior executive at Yahoo, Cisco, and Ariba. Educated at Imperial College in London, he has worked across global tech markets for the past 20 years.
LinkedIn

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Jay Manciocchi, JD, Director of Content
Jay formerly worked as a senior executive at Brafton–the U.S.’s largest content marketing agency. He has further worked at Mercer–the global consulting company.
LinkedIn

Stay tuned next Monday, when we’ll bring you six more previews of the hottest in European fintech.