FinDEVr Live: Lleida.net Gives Companies a Communication Record for Compliance

FinDEVr Live: Lleida.net Gives Companies a Communication Record for Compliance

Lleidahomepage
lleida.net/en/ | @lleidanet_en

LleidanetLogoLleida.net is the leading international operator in the market of registering electronic communications, SMS solutions and data validation. As a trusted third party, eCommunications are provided with an added legal value. Lleida.net services bring efficacy, certainty and cost effectiveness to their customers’ processes. Public administrations, SMEs and large companies are among their customers. Some of Lleida.net services are:

  • Registered email and registered SMS
  • Registered invoices
  • Registered electronic contracts
  • Connectaclick (eContracting solutions)
  • Stamphoto (take photos and certify them)
  • Stamp ID Lleida.net (ID and passport validation)
  • Data validation
  • Text messaging

Who’s guilty? Registered eCommunications: the evidence for developers, the durable media for consumers
New distance selling rules, particularly in the EU, stand for evolution rather than revolution. You need to prove to the parties involved both the offer and its reply in a durable media ready for inspection by a third party. But if already certified by an independent third party, then we will know who the culprits are. To prove who’s guilty of the sales, Lleida.net Telecom operator and trusted third party, has developed “registered electronic communications,” to help companies proving each step of their communications and issuing a legal certificate. We provide the ultimate evidence companies need.

Key takeaways:

  • Registered eCommunications, the pocket knife of legal evidence.
  • Registered eCommunications and their legal certainty drive innovation for businesses.
  • How to create legal evidence in ecommerce.

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Presenters:
Jordi Ramon, CTO

Daniel Parada, R&D Technician

FinDEVr Live: Build, Test, and Deploy in the Cloud with The Beast Apps

FinDEVr Live: Build, Test, and Deploy in the Cloud with The Beast Apps

TheBeastApps_homepage_FinDEVr2015

thebeastapps.com

TheBeastApps_FinDEVr2015_logoThe Beast Apps offers an application distribution as a service (ADaaS) as a utility in a pay-as-you-go business model where vendors can build-test-deploy their commercial apps in the cloud within hours and days, as opposed to weeks and months. The Beast Apps ADaaS has attracted some really big financial institutions, such as exchanges; inter-dealer brokers (IDBs); electronic communication networks (ECNs); analytics vendors; market data vendors, etc., to leverage the platform and build their Eco System/App Store, significantly reducing time to market and costs, gaining unprecedented business intelligence, significantly enhancing revenue potential, and helping vendors and customers as well, bringing value to the entire ecosystem.

Build-test-deploy in the cloud, now
Today anyone can build a website and publish it within minutes or hours that can be instantly accessed by anyone in the world, anywhere. Apple/Android developers can download an SDK and build and distribute applications with much ease as well. The Beast SDK brings the same ease of building and distributing complex, cloud-based applications in AWS within hours and days. The Beast Apps will demonstrate how you can use its build-test-deploy system to distribute your applications through the cloud, now. The Beast Apps’ ADaaS removes app-distribution challenges, letting you focus on your ‘secret sauce,’ thereby improving the velocity of innovation.

Key takeaways:

  • Build-test-deploy apps in AWS cloud within minutes, hours, days
  • Build your ecosystem, improve velocity of innovation
  • Innovation-collaborative technology

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Presenter: Ashok Mittal, President
LinkedIn | amittal@thebeastapps.com

Mittal has more than 30 years of IT experience, the last 20+ years creating a secure, robust, 24×7 application-distribution architecture, including the Beast ADaaS, with a primary focus on helping distribute pre-trade, trade, and post-trade applications in the financial industry.

FinDEVr Live: Gem Leverages the Blockchain to Redefine Banking from the Ground Up

FinDEVr Live: Gem Leverages the Blockchain to Redefine Banking from the Ground Up

Gem_homepage_FinDEVr2015

gem.co | blog.gem.co | @gemhq

Gem_FinDEVr2015_logoGem makes bitcoin easy by allowing developers to build feature-rich blockchain applications in minutes using less than ten lines of code. By leveraging industry-leading security features such as multisignature wallets, multifactor authentication, and hardware security modules, the Gem API provides an easy-to-use, comprehensive security solution for bitcoin apps, without ever taking possession of funds. Gem’s mission is to empower individuals to have control over their own assets, starting with bitcoin. Founded in 2014, Gem launched at TechCrunch Disrupt’s Startup Battlefield and is located in Venice, Calif.

Redefining banking from the ground up
Bitcoin and its underlying technology, the blockchain, triggered a fundamental shift in the way we think about money. The blockchain is redefining age-old practices around payments, custodianship, stock- and asset-issuance, auditing and settlement. And for the first time, it has created an open financial platform that invites any developer from around the world to participate and innovate, without permission. Learn how you can use blockchain technology and the Gem API to build a whole new generation of financial products both inside and outside of the traditional banking system.

Key takeaways:

  • How programmable money and smart contracts can redefine ownership and custody
  • How to secure digital assets from hackers and would-be thieves
  • How practical tools can quickly get you building with the blockchain

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Presenter: Micah Winkelspecht, CEO, Founder
@winkelspecht | micah@gem.co

Winkelspecht is CEO of Gem, a secure platform for blockchain developers. He is an active bitcoin thought-leader and author of MoneyTree, the first Ruby implementation of a bitcoin HD wallet. Previously, Winkelspecht spent 10+ years developing software for AT&T Interactive, Guide Financial, and Pose.

FinDEVr Live: Personal Capital Describes Data-driven Retirement Planning

FinDEVr Live: Personal Capital Describes Data-driven Retirement Planning

PersonalCapitalHomepage

personalcapital.com | techblog.personalcapital.com | @PersonalCapital

PersonalCapitalLogoPersonal Capital is a next-generation financial adviser, named by CNBC as a “Top Disruptor” for our innovative approach to wealth management. Our award-winning free tools and mobile apps give clients a complete picture of their net worth, and we offer comprehensive financial advisory services previously available only to the ultra-wealthy. This combination of high-tech and high-touch drives our ability to deliver truly personal and objective wealth management for the internet and mobile age. We believe this is the best way to empower individuals and their money.

Data-driven retirement planning
We are presenting the inner workings of a truly data-driven retirement planner created by leveraging a user’s aggregated financial data, enhanced by machine learning and personalized by user’s life events and goals. We will discuss how the investing and financial planning strategies are triggered to update as the user moves through different stages of her life and makes changes to her spending and saving behaviors. Finally, we will show how this functionality is visualized through a UI that makes sophisticated algorithms and complex data easy to use for any user, regardless of investing knowledge.

Key takeaways:

  • How we employ machine learning techniques to forecast growth of a user’s portfolio and
    estimate available retirement spending
  • How we create a connected ecosystem that allows a user and his/her dedicated adviser to collaborate on the same financial data and retirement plan
  • How we use AWS infrastructure to supercharge our data-driven retirement planner

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Presenters:

Fritz Robbins, CTO
LinkedIn | @fritz_robbins | fritz@personalcapital.com
Fritz Robbins is the CTO of Personal Capital, responsible for definition and execution of the technology roadmap and leadership of the technology teams. He has previously led technology and engineering efforts at Wells Fargo, Excite@Home, RSA Security, and elsewhere.

Ehsan Lavassani, VP Engineering, Founding Engineer
LinkedIn | @EhsanLavassani | ehsan@personalcapital.com
Ehsan Lavassani is Personal Capital’s VP engineering and its first employee. He was the architect of Personal Capital’s core systems from the ground up and formed its world-class engineering team. Previously, he was one of the main architects of RSA’s Adaptive Authentication system.

FinDEVr Live: Chain.com Partners with Financial Institutions to Apply to the Blockchain

FinDEVr Live: Chain.com Partners with Financial Institutions to Apply to the Blockchain

ChainHomepage

www.chain.com | @chain

ChainLogoChain.com is the leading provider of blockchain solutions to financial institutions. Chain enables enterprises, including Nasdaq, First Data, and others, to issue, store, and transfer digital assets. Chain’s solutions reduce the cost and friction of moving assets and create new growth opportunities. The company is based in San Francisco.

The blockchain is eating financial services
Money is a special type of information, so it is no wonder that a new type of database would transform how it moves around the world. The blockchain is a shared database for financial instruments that is transforming how financial services companies store and move assets. Chain.com is at the leading edge of this transformation, and in this presentation, Chain’s team will share technical case studies of how they are partnering with financial institutions to apply the blockchain in different markets.

Key takeaways:

  • How the blockchain is being applied in financial markets
  • How Chain’s technology enables financial institutions to leverage digital assets
  • A special announcement from Chain

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Presenters:
Adam Ludwin, CEO
LinkedIn | @adamludwin | adam@chain.com
Adam Ludwin is the CEO and co-founder of Chain.com. Prior to Chain, Ludwin was a VC at RRE Ventures in New York City. Ludwin began his career at The Boston Consulting Group and IDEO. He holds an M.B.A. from Harvard and a bachelor in science from University of California at Berkeley.

Devon Gundry, Co-founder

FinDEVr Live: Arxan Technologies Protects Apps and Data on Mobile Devices from Emerging Risks

FinDEVr Live: Arxan Technologies Protects Apps and Data on Mobile Devices from Emerging Risks

Arxan_homepage_FinDEVr2015

arxan.com | @Arxan

Arxan_FinDEVr2015_logoArxan offers solutions for software running on mobile devices, desktops, servers, and embedded platforms—including those connected as part of the internet of things (IOT)—and is currently protecting applications running on more than 400 million devices across a range of industries.

Mobile payments: Protecting apps and data from emerging risks
It is possible to protect sensitive data and transactions while implementing progressive mobile payments technology and preserving the customer experience! Join security expert, Sam Rehman, CTO of Arxan, to understand emerging techniques hackers are using to attack mobile payment applications and related cryptographic keys, and the latest techniques developers can leverage to protect their payment applications and cryptographic keys.

Key takeaways:

  • Mobile app payment landscape
  • How criminals can attack your payment app
  • Comprehensive protection techniques

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Presenter: Sam Rehman, CTO
LinkedIn

Rehman joined Arxan in May 2015 with the mission to shape technical direction and drive innovation. Rehman is a proven technology evangelist and leader with 25+ years of experience in both leading product development and professional services companies.

FinDEVr Live: Hypori’s VMI Moves Fintech Mobile Apps to a Secure, Virtualized Cloud

FinDEVr Live: Hypori’s VMI Moves Fintech Mobile Apps to a Secure, Virtualized Cloud

Hypori_homepage_FinDEVr2015

hypori.com | @Hypori_Inc

Hypori_FinDEVr2015_logoHypori’s virtual mobile infrastructure platform—VMI—shields enterprises from the risks of BYOD while providing a rich, responsive end-user experience, and a more secure, cost-effective, compliant solution for any organization. The highly scalable and flexible infrastructure helps commercial and public sector organizations bridge the gap between mobile productivity and mobile security.

Hypori’s platform can deliver any unmodified mobile application as a secure service on iOS and Android devices. It’s the only approved solution for accessing mobile apps on the NSA’s Commercial Solutions for Classified (CSFC) and can enable access to any mobile app as the ACE platform takes responsibility for all Common Criteria-mandated security capabilities, absolving the mobile app of these requirements. Hypori’s Virtual Mobile Infrastructure (VMI) platform allows enterprises to keep data and applications in the data center, while providing end-users with a secure and rich, mobile-first experience.

VISA Corp. and Hypori recently demonstrated a Point of Sale as a Service solution leveraging the ACE Platform at FinovateFall in New York City, including a remote access to Bluetooth PoS peripherals.

Key takeaways:

  • Hypori’s architecture for virtual mobile infrastructure
  • VISA case study for leveraging Hypori’s platform for securing mobile point-of-sale terminals
  • Overview of how Hypori’s platform can be used to secure other banking and finance applications on mobile devices

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Presenter: Sanjay Challa, Product Manager
LinkedIn | sanjay.challa@hypori.com

Challa is a senior product manager with 6+ years’ experience. Previously at National Instruments, Challa has had the opportunity to work with a diverse set of technologies and explore a variety of different markets globally.

Brian Kuwahara, Senior Director, Visa

 

FinDEVr Live: Finicity Demonstrates its TxPUSH Real-time Aggregation Service

FinDEVr Live: Finicity Demonstrates its TxPUSH Real-time Aggregation Service

FinicityHomepage

finicity.com | @finicity

FinicityLogoFounded in 1999, Finicity is a privately held fintech industry pioneer. Leading the charge to the Evented Financial Web, Finicity enables fintech developers to build real-time apps through its RESTful Aggregation API, the Finicity API Platform, and its suite of TxPUSH-compliant real-time aggregation services.

The launch of real-time transaction push
Finicity, the fintech industry pioneer founded in 1999, will demonstrate the first TxPUSH-compliant real-time aggregation services that push financial transaction data to software applications instead of the typical pull methodology found in standard aggregation. This instant availability of financial transaction data will unlock fintech innovation and pave the way to the ultimate delivery of real-time transaction push from the financial institution to software applications.

Key takeaways:

  • How Finicity will disrupt the aggregation industry by changing the standard pull
    aggregation methodology to a transaction push methodology
  • How Finicity will deliver real-time financial transaction push to software applications with TxPUSH-compliant API endpoints
  • How Finicity will help software developers deliver a more compelling UX

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Presenter
Nick Thomas, President
LinkedIn | @nickthomas | nicholas.thomas@finicity.com | 650-450-8127
Nick Thomas is the president and co-founder of Finicity. In 1999, Finicity became one of the first subscription-based SaaS companies on the web. It has grown to service hundreds of thousands of customers and was awarded “Product of the Year” by PC World. Nick has served in executive, engineering, and software development roles.

FinDEVr Live: Aerospike Applies High-performance NoSQL for Better Outcomes in Fraud Detection

FinDEVr Live: Aerospike Applies High-performance NoSQL for Better Outcomes in Fraud Detection

Aerospike_homepage_FinDEVr2015

aerospike.com | aerospike.com/blog | @aerospikedb

Aerospike_FinDEVr2015_logoAerospike helps businesses achieve the speed, scale, and availability required to manage the real-time transactional workloads of modern, mission-critical applications. The Aerospike high-performance NoSQL database is a key value-store written explicitly to run in RAM and Flash to deliver speed at scale. Our technology, also available in open source, includes tools and packages designed to help developers build next-generation applications without worrying about low-level programming. Gartner named Aerospike a visionary in 2014 Magic Quadrant for Operational Database Management Systems. Leading innovators in financial services trust Aerospike to power web-scale workloads.

To learn about how internet companies such as adtech, retail, and social have built real-time decision and pricing systems based on stateless compute nodes and a fast, scalable NoSQL data-layer. This new stack allows access to more data (petabytes) and supports, agile, innovative algorithms and libraries that are allowing fintech companies to build vastly better offerings.

Key takeaways:

  • When to use NoSQL vs. SQL
  • How to model data in NoSQL
  • Hardware costs of NoSQL data-layers

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Presenter: Brian Bulkowski, CTO , Co-Founder
LinkedIn | @bbulkow | brian@aerospike.com

Bulkowski, co-founder and CTO of Aerospike, has 20-plus years experience designing, developing, and tuning networking systems and high-performance web-scale infrastructures. He founded Aerospike after learning firsthand the scaling limitations of shared MySQL systems and realizing the need for a high-performance database that would empower all developers.

FinDEVr Live: Mifos Presents an Open-source Application Framework for Digital Financial Services

FinDEVr Live: Mifos Presents an Open-source Application Framework for Digital Financial Services

MifosHomepage

mifos.org |@mifos

MifosLogoThe Mifos Initiative is the open-source developer community that builds and guides the world’s first open-source financial services platform, reaching more than 3.5 million account-holders worldwide. We are a flourishing ecosystem of more than 50 development partners, global volunteers, and Silicon Valley corporate sponsors that builds and supports fintech solutions for more than 120 financial institutions in 40 different countries. Each year, 80 million transactions and $791 million dollars flow through our platform. Our next generation is LibreFinance, an open-source application framework for digital financial services that will catalyze a new era of digital, interoperable, financial services.

LibreFinance—rapid application development for digital financial services
We will present the architectural concept of LibreFinance, an open-source application-framework for digital financial services, highlighting the two main use-cases: account management and transaction interoperability. LibreFinance offers a set of lightweight, scalable, and value-added components to create consumer-focused digital financial services solutions without the need to build common features and infrastructure again and again. Components are available to allow easy integration in every scenario, from a generic integration, e.g., security, accounting, via specialized modules, e.g., tiered KYC, FARM, transaction processing, to fully integrated solutions.

Key takeaways:

  • Rapid application development using an open-source application-framework specifically
    designed to meet the needs of digital financial services (DFS)
  • The essential DFS use-cases should be delivered as value-added, lightweight, service-oriented, scalable open-source components
  • Don’t waste time/money on the infrastructure; keep the focus on customers, products, UX, marketplace agility and go-to-market strategy

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Presenter: Markus Geiss, CTO & Chief Architect
mgeiss@mifos.org

FinDEVr Live: BehavioSec’s SDKs Extend User-friendly Security

FinDEVr Live: BehavioSec’s SDKs Extend User-friendly Security

BehavioSec_homepage_Sep2015
behaviosec.com | @BehavioSec

BehavioSecBehavioSec transforms behavior into a transparent additional layer of security by monitoring the way users interact with their devices in real time. BehavioSec’s technology recognizes if a conflicting user is operating a device by monitoring the environment, rhythms, and interaction patterns that are unique to each user. The solution is designed to enhance security without affecting the user experience. It is currently deployed at more than 20 retail banks protecting 11-plus million users and 500-plus million transactions per year.

Behavioral biometrics as a service
BehavioSec has extended the proven and tested technology from BehavioSec’s large banking installation of behavioral biometrics that work as an additional layer of security, and implemented it as a transaction-based service in the cloud. This gives any organization—suffering from fraudsters compromising the integrity of companies and individuals—an opportunity for better control over who is accessing their services.

Key takeaways:

  • How BehavioSec uses behavior as an additional layer of user-friendly security
  • How BehavioSec’s technology and SDK’s are easily deployed on demand
  • How to minimize fraud without adding any end-user friction

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Presenters:
Ingo Deutschmann, VP Engineering

Olov Renberg, COO

FinDEVr Live: Thinking Capital on Using Software for Underwriting, Compliance

FinDEVr Live: Thinking Capital on Using Software for Underwriting, Compliance

THinkingCapitalHomepage

thinkingcapital.ca | thinkingcapital.ca/blog | @ThinkingCapCA

ThinkingCapitalLogoThinking Capital is the leader in the Canadian alternative lending space, leveraging technology to be at the forefront of the fintech industry. Since 2006, the company has helped more than 10,000 small- to medium-sized Canadian businesses reach their full potential. By combining their people and technology, Thinking Capital is transforming the way business owners get the capital they need to grow.

To build or not to build
This Q&A session with Thinking Capital’s Pat Forgione, CTO, and Anthony Lipschitz, CSO, will delve into how a leading fintech organization uses SAS software to create a proprietary platform that facilitates underwriting, decision making, compliance and more.

Key takeaways:

  • How fintech developers can use technology to create unique competencies in finance
  • How to decide whether to build, outsource or customize fintech solutions
  • How a leading fintech organization can use SAS software to create a proprietary platform

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Presenters:

Pat Forgione, CTO
Forgione joined Thinking Capital in 2013 after spending almost 20 years in the brokerage industry. As Thinking Capital’s CTO, Forgione is responsible for the positioning of the technology footprint, building a secure infrastructure aimed at providing state-of-the-art SaaS solutions to the financing market.

Anthony Lipschitz, Chief Strategy Officer
LinkedIn | @ant_lipschitz | alipschitz@thinkingcapital.ca
Lipschitz is a senior executive with a track record of successfully raising venture capital and creating value for shareholders. Prior to joining Thinking Capital, Lipschitz led StubHub as their Canada Country Manager. Anthony is a start-up mentor and has built businesses in South Africa, New York and Toronto.