PayNearMe showed how it has digitized cash:
FinDEVr 2014: PayNearMe Shows How It’s Possible to Pay Using Cash Online

Finovate is part of the Informa Connect Division of Informa PLC
This site is operated by a business or businesses owned by Informa PLC and all copyright resides with them. Informa PLC's registered office is 5 Howick Place, London SW1P 1WG. Registered in England and Wales. Number 8860726.
PayNearMe showed how it has digitized cash:
CopSonic takes sonic and ultra sonic waves to create an authentication technology that works on all phones:
Sonic and Ultrasonic Authentication Solution Working on All Mobile PhonesThe CopSonic SDK allows contactless multi-factor authentication based on ultrasounds or sounds. This SDK is the first to introduce an “airgap” with encrypted analog information into the digital circuit. The security level thus achieved by CopSonic reaches current military security levels.CopSonic is a universal solution working on all feature phones, smart phones, smart watches, tablets, computers, smart devices, internet of things, etc. as long as they are equipped with speakers and/or a microphone. It is operational on all standard GSM networks, on the internet or any other TCP-IP compatible network. The solution requires no change of Telco or of the existing hardware.CopSonic enables e-commerce, financial and cybersecurity industries to propose a universal and secure solution for strong authentication to all of their customers worldwide. This authentication solution is an alternative to the use of online and/or offline passwords.PhonicAccess and GateSonic are anti-phishing use cases of this highly secured technology. Also, for the first time, CopSonic enables the use of smart-bracelets as a secure access key.
OnDeck showed how its lending APIs help financial institutions lend to small businesses faster:
OnDeck Lending API’s – Frictionless, Extensible, PowerfulThe OnDeck Score evaluates thousands of data points – from cash flow to public records to social data – to more accurately and efficiently assess business health and deliver capital in as fast as 24 hours.Pamela Rice, OnDeck’s SVP of Technology, is discussing how the OnDeck platform provides a critically needed mechanism for financial institutions and other business service providers to efficiently reach the Main Street small business market.The company has several APIs, which provide powerful, fully integrated lending capabilities to third party partners, thus allowing for instant pre-qualifications, pre-approvals and loan applications. Through a coding and product demo, Pamela will demonstrate how both developers and non-developers can interact with OnDeck’s APIs in a UI sandbox and how to utilize our Salesforce app for frictionless plug-and-play integration.
Finicity launched its Financial Aggregation API:
Aggregation ReloadedForged and hardened in consumer PFM over the past 13 years, Finicity is publicly launching its Financial Aggregation API service with unparalleled FI uptime, broad FI coverage, 24/7 developer support, and exciting new endpoint features that will elevate your UX.
Bluefin Payment Systems showed how its Point-to-Point Encryption Solution helps PCI compliance issues:
Bluefin, Point-to-Point Encryption (P2PE)Bluefin is the first validated Point-to-Point Encryption (P2PE) Solution listed by the PCI Security Standards Council, North America. P2PE can reduce the scope of card data environment and related PCI requirements. Your software doesn’t need to be PCI Compliant if card data is encrypted using P2PE.
StockTwits discussed the best way for investors to compete in the social era:
Investing in a Social, Local and Mobile WorldWe are in a mobile boom that has connected people who also happen to be investors. The markets have always been giant mood rings, but the periods of quiet and volatility are more intense. We’re discussing the best ways to use StockTwits to invest in the social era.
Mifos X, Open Technology Platform Unlocking New Opportunities at the Base of the PyramidThere is a massive opportunity to serve the 2.5 billion individuals who lack access to financial services (the unbanked). Discover how you can build and scale mobile and cloud-based solutions on top of the open Mifos X platform for financial inclusion which is led by a global community backed by Silicon Valley.
Cloud Lending showed how it helps financial institutions move the back office to the cloud:
Cloud Lending – Enterprise Lending SoftwareCloud Lending products enable financial institutions to achieve scale and flexibility by moving the core back office to the cloud. Why did we choose Salesforce? The results that have been achieved by our customers using applications built on the Force.com platform – three-digit growth every quarter.
Then, Xignite presented its market data APIs.
Kick-Start Your FinTech Business with Xignite Market Data APIsXignite powers hundreds of breakthrough FinTech apps and platforms – touching millions of investors & finance professionals each day. Learn how Xignite can help you kick-start your FinTech business, fuel your growth, and power your success with our easy-to-integrate financial data APIs.
Next, PayPal’s presentation focused on how wearables are changing the mobile payment space:
The Future of Payment IdentityPayPal explored how new identification techniques around wearables, biometrics, and mobile are vastly changing the payment space.
Presenter: Justin Woo, Developer Evangelist
TD Ameritrade Institutional shows how it encourages collaboration among advisors:
The Power of Together = BetterThe open-source world seizes opportunities with new and divergent technologies. Learn how TD Ameritrade Institutional has taken a game changing approach that is not just propelling advisors forward, but is also fostering a collaborative community of third-party technology providers.
Presenter: Chris Valleley (Director, Technology Solutions)
Xero showed off its open platform for developers:
Xero highlighted its 300+ integrated applications. It laid out some benefits of integrating with Xero:
- Add non-core features
- Increase product utility
- Give time back to your customers