How they describe themselves: Technology has made it easier to pay bills but not any easier to manage them. MoneyStream is a next-generation personal financial assistant that takes the complexity and drudgery out of day-to-day financial management. Today’s busy, digitally connected, and on-the-go consumers can easily manage their 25+ biller relationships in user-friendly language on any device in any location. Our continuous engagement platform creates an opportunity for partners to leverage a customer base with 2-3x standard engagement and retention, and a source of rich permission-accessed data that allows us and partners to provision new offerings to highly targeted consumers at the point of need.

How they describe their product/innovation: MoneyStream sits in between other financial institutions, consolidators, and aggregators, using patent pending technology to manage the complex network of money and creating a direct relationship with the consumer. In addition, MoneyStream’s smart technology uses learning algorithms to detect and predict a user’s spending patterns and do a significant part of the user setup for them, just as a trusted personal financial assistant would do. The free service lets users view and pay bills, detects upcoming money issues, and provides visibility to a future cash flow, with little or no effort on the user’s part.

Product distribution strategy: Direct to Consumer (B2C), B2B2C Partners

Contacts:

Bus. Dev.: Mike Bertrand, CEO, [email protected]
Press: Gillian Verga, VP Product, [email protected]

How they describe themselves: Six Trees Capital LLC develops technology that makes the financial system better. Our initial service, MaxMyInterest, addresses inefficiencies in the $12 trillion market for cash and cash equivalents by helping investors dynamically allocate their cash in an optimal manner to maximize returns on cash and FDIC insurance. Max also benefits banks, brokerage firms, and registered investment advisors by helping them better serve their clients while promoting customer stickiness and increasing wallet share.

How they describe their product/innovation: MaxMyInterest is a new automated cash management solution that helps depositors earn more on their cash balances via their existing checking account and online savings accounts. Max’s patent-pending technology platform uses proprietary algorithms to help ensure cash is dynamically allocated to the member’s banks offering the best interest rates at any given point in time. Max also helps keep cash below the FDIC limits at each bank. Max includes other powerful cash management tools, including monthly cash sweep and Intelligent Funds Transfer(SM) technology, which make managing a portfolio of online bank accounts as simple as “checking” and “savings.”

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, licensed

Contacts:

Bus. Dev.: Gary Zimmerman, CEO, [email protected]
Press: [email protected]
Sales: [email protected]

How they describe themselves: Misys is at the forefront of the financial software industry, providing the broadest portfolio of banking, capital markets, investment management, and risk solutions available on the market. With more than 2,000 customers in 130 countries, our team of domain experts, combined with our partner ecosystem, has an unparalleled ability to address industry requirements at both a global and local level. Misys Digital Channels is a portfolio of online and mobile banking, personal finance management, and payment solutions, added to the Misys offering following the acquisition of IND Group. These award-winning innovative solutions help banks make banking frustration free for everyone. To find out more, visit misys.com/digital.

How they describe their product/innovation: Customer segmentation is everything. Promote financial products to your customers more intelligently and more effectively with Misys Segment Customization tool.

Product distribution strategy: Through financial institutions

Contacts:

Bus. Dev.: Holli McCaffery, North America Bus. Dev. Director, [email protected]
Press: Edward Taylor, External Communications Director, [email protected]
Sales: William Chin, North America Regional Sales Manager, [email protected]

How they describe themselves: We operate the world’s fastest payments processing network, connecting consumers, financial institutions, merchants, governments, and businesses in more than 210 countries and territories.

The MasterCard brand is among the most recognized in the world. We offer a wide range of payment solutions, including credit, debit, prepaid and commercial programs, through a family of well-known brands, including MasterCard®, Maestro®, and Cirrus®.

As we move toward a world beyond cash, we are helping to secure a better, more inclusive future for everyone. We are committed to continuing to use our technology and expertise to deliver better ways to pay, creating a more connected world.

How they describe their product/innovation: MasterCard Pay with Rewards™ is an innovative solution that gives cardholders the freedom to redeem rewards points at the point of sale, either online or in stores. Cardholders configure Pay with Rewards™ on their existing card to redeem points at millions of eligible locations worldwide. While providing the ultimate in flexibility for consumers, this also serves as a cost-effective way to execute POS rewards programs for issuers. The Pay with Rewards™ solution provides ubiquity and scale by leveraging the existing MasterCard network, without modification to POS systems or card processes.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev. & Sales: Chris Cramer, VP US Markets Loyalty & Cardholder Benefits [email protected], (o) 914.249.2205, (m) 914.325.9477
2000 Purchase Street, Purchase, NY 10577-2509
Press: Flor A. Estevez, Worldwide Communications, [email protected]
(o) 914-249-2118, (m) 914-325-8362
2000 Purchase Street, Purchase, NY 10577-2509

How they describe themselves: Malauzai Software develops mobile banking SmartApps designed for community financial institutions that are easy to manage and measure. Our innovative Mobile Only Experience (MOX) delivers unique and engaging mobile banking solutions that provide significant advantages in flexibility and functionality.

Malauzai’s SmartApps are full-service, native mobile banking apps designed for iOS, Android, and Browser. Offering a single platform that is disconnected from Internet banking and instead tied directly to the core to enable faster innovation drawn from in-depth data.

How they describe their product/innovation: Designed for an exceptional user experience with superior economic value, SmartwebApps delivers the next generation of mobile banking, leveraging the power of an app-like experience on any device, desktop, or browser.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev. & Sales: Lou Anne Moody, Chief Sales Officer, [email protected]
Press: Bevin Wallace, [email protected], 678-781-7230

How they describe themselves: Matchi is a global innovation community or eco-system that connects fintech innovators and banks from around the world. Our primary goal is to promote the diffusion of fintech innovation around the world. Matchi brings banks and fintech innovators together to establish collaborative relationships and new business opportunities. These relationships drive banking forward and increase return on investment for both parties. To date 30 banks from around the world have signed up as Matchi members, including banks from Europe, USA, Asia, Australia, and Africa. New banks and innovators are being added on an ongoing basis.

How they describe their product/innovation: Matchi is a global innovation matchmaking  platform that has rapidly gained momentum in the world fintech market with both innovators and  banks. The Matchi platform enables innovators to showcase latest, market ready innovations, and  for banks to source these innovations from anywhere in the world. Member banks cannot only see innovations from around the world, but also can post innovation challenges to the Matchi innovators community. Moreover, Sponsor Banks (all non-competing) on the Matchi platform are encouraged to collaborate and share innovations, as well as enjoy first viewing rights to innovations as they are logged.

Product distribution strategy: Direct to Business (B2B)

Contacts:

CEO.: David Milligan, CEO, [email protected]
Founder: Warren Bond, [email protected]
Marketing: Catherine Bolton, [email protected]
Bus. Dev.: Randy Miles, [email protected]

How they describe themselves: Powerlytics has a market intelligence and analytics platform that powers better decisions by using the most accurate and comprehensive business and consumer financial data available. Powerlytics’ products and data are utilized in three primary areas: credit risk and compliance, marketing, and predicative analytics.

Our consumer and business products are underpinned with the tax return data for 144M households and 27M businesses that file tax returns. While for confidentiality reasons all of the data is anonymized, it can be aggregated in over 1B different combinations, providing unparalleled insights for decision making with over 300 consumer and business line items and variables.

How they describe their product/innovation: Powerlytics Lending Workbench is a series of products that provides financial institutions an unprecedented level of data accuracy and granularity throughout the lending life cycle. The Market Strategy platform covers key decision points such as totals for revenue, debt, and number of companies across over 1,110 industries, down to a county level. The Portfolio Concentration platform scores companies based on size and industry across multiple geographies or within a geography. Scores focus on risk, growth, and profitability across 27M businesses to assess market risk and opportunity. Powerlytics Business Benchmarks provides detailed company benchmarking.

Product distribution strategy: Direct to Business (B2B), through other fintech companies

Contacts:

Bus. Dev. & Sales: Pat Brown, Senior Director of Strategic Sales, [email protected]
Tom Santoni, Senior Director of Strategic Partnerships, [email protected]
Press: Greg Matusky, Gregory FCA, [email protected]

How they describe themselves: Market Prophit is an NYC-based financial, Big Data and analytics company that analyzes stock-related chatter in social media and generates real-time sentiment, buzz, and other metrics for retail and institutional investors.

Market Prophit also quantitatively ranks financial bloggers in social media based on the accuracy of their stock calls and track record of predictions. Think of it as “Morningstar + Klout” for financial bloggers. Market Prophit’s blogger ranking system allows investors to easily identify and discover the mavens in the crowd with the highest quality of information about the stocks they care about. Market Prophit’s unique blogger-ranking algorithms help generate more robust sentiment signals while significantly reducing the noise in the social media stream.

How they describe their product/innovation: Market Prophit is demoing its full functionality with its recently launched proprietary quantitative blogger ranking system. Market Prophit quantitatively scores and ranks financial bloggers in social media based on the accuracy of their stock calls and track record of predictions. Using our unique ranking system, Market Prophit generates sentiment signals that have less noise than generic crowd-based sentiment signals and generate more alpha based on historical back tests. Our innovation is the ability to take unstructured conversations and turn them into quantifiable measures of predictability and performance in real time, allowing for easy search and discovery of quality information by investors without having to wade through millions of messages.

Product Distribution Strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev., Press & Sales: Igor Gonta, CEO, [email protected]

How they describe themselves: Motif Investing is an online broker that is changing the face of investing. The company’s simple, yet powerful platform allows individuals and advisors to invest in collections of stocks and ETFs centered around ideas or investment strategies. A motif is a basket of up to 30 thematically weighted securities that trades real time with a single click for only $9.95. Customers can buy pre-built motifs, customize them, or create new motifs. Motif Investing is a registered broker dealer and a member of SIPC.

How they describe their product/innovation: Motif Investing is debuting a new groundbreaking platform for investment advisors that will transform the way they conduct business and interact with clients. The Motif Advisor Platform dramatically streamlines how advisors build, monitor, and rebalance model portfolios around various asset classes so they can provide the highest level of service to clients. They will also have the ability to share market insights and portfolio updates with their clients through user-friendly social technology.

Product Distribution Strategy: Direct to Consumer (B2C), Direct to Business (B2B), through other fintech companies and platforms

Contacts:

Bus. Dev.: Hardeep Walia, CEO, [email protected], 650-251-4418 x1515
Press: Marisa Lam, GMK Communications, [email protected], 650-232-7188

How they describe themselves: MShift has been providing mobile banking and payment solutions to US merchants and financial institutions since 1999. With customers across North America, we provide mobile solutions that help consumers make purchases and manage their finances.

How they describe their product/innovation: AnyWhereMobile is a mobile payment network that will reverse the trend of Durbin and stabilize debit card margins for issuers while reducing interchange for merchants by 50%. AnyWhereMobile issuers will benefit from increased transaction volume, as merchants will be incentivized to steer a consumer’s tender choice to AnyWhereMobile. Our innovation creates a win-win-win for financial institutions, merchants, and consumers by fundamentally reducing the cost of a payment and passing the savings on to all three parties. AnyWhereMobile payments are authorized and secured at the point of sale in real time and have no dependency on any static card numbers.

Product Distribution Strategy: Direct to Business (B2B), through financial institutions, licensed

Contacts:

Bus. Dev., Press & Sales: Jeff Chen, VP Bus. Dev., [email protected]

How they describe themselves: Nearex aims to empower people by simplifying proximity transactions, such as micropayments, using mobile technology. Nearex was founded by veterans of the mobile and financial industries with extensive exposure to emerging markets where mobile money services are driving large-scale financial inclusion for mostly unbanked societies.

Nearex has realized that enabling cashless, small day-to-day payments using mobile wallets in the emerging world is a business opportunity worth hundreds of billions of dollars annually. Mobile phones address the consumer side of this need, but unless all small merchants can accept mobile payments, cashless micropayments will remain a myth. A solution has to be as easy to use as cash while being affordable for both sides. Nearex has developed Xip, a mobile micropayment solution that meets this very need.

How they describe their product/innovation: The Xip Micropayment System harnesses the widespread presence of mobile phones and rising use of mobile money to create an affordable, simple-to-use cash alternative for all kinds of day-to-day payments.

At the core of the solution is XipPOS for merchants, a low cost credit card size Mobile POS that has its own GSM radio core. It is highly portable, ruggedized, and uses NFC for contactless transactions. The consumers are given XipTAG, a personalized NFC card or sticker connected to their Mobile Money account. Payments are made by simply tapping XipTAG on the XipPOS. The existing mobile phone of the consumer is used as the acknowledgement interface. A cloud-based mediation server facilitates easy scaling and highly secured integration of Xip within a wide range of mobile money and banking environments.

XipPOS can be used individually by small merchants or easily integrated to meet the sophisticated demands of multi-outlet, multi-till retail establishments.

Product Distribution Strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev., Press & Sales: Mayank Sharma, CEO, [email protected]

How they describe themselves: NICE (NASDAQ: NICE) is the worldwide leader of software solutions that deliver strategic insights by capturing and analyzing mass quantities of structured and unstructured data in real time from multiple sources – this includes phone calls, mobile apps, emails, chat, social media, and video. NICE solutions enable organizations to take the Next-Best-Action to improve customer experience and business results, ensure compliance, and fight financial crime. NICE solutions are used by over 25,000 organizations in more than 150 countries, including over 80 of the Fortune 100 companies.

How they describe their product/innovation: Real-Time Authentication strengthens and streamlines the authentication process by utilizing voice biometrics to authenticate customers in real time during their conversation with an agent.

With Real-Time Authentication, contact centers can:

• Securely authenticate customers in real time with no customer effort
• Expedite time to service and free up more time for revenue generating activities
• Passively enroll the vast majority of their customers seamlessly
• Improve fraud protection on all enrolled accounts

Product Distribution Strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Eran Liron, EVP Marketing & Corporate Development, [email protected]
Press: Erik Snider, Director of Corporate Communications, [email protected], 877-245-7448
Sales: Beeri Mart, Regional VP Fraud & Authentication Solutions, [email protected]