FinovateEurope 2015 – Novabase

How they describe themselves: At Novabase we strive to make people’s lives simpler and happier through technology. With over 25 years of experience, we have developed a co-creative approach to solution design that maximizes the impact of our expertise alongside the expertise of our customers. At FinovateEurope 2015, we are launching WIZZIO Powered by IBM Watson, a next generation sales tool for bank relationship managers and financial advisors that provide a unique approach to drive sales and productivity. We look forward to meeting you, hearing about your work, and sharing more about our solution!

How they describe their product/innovation: WIZZIO Powered by IBM Watson, is a next generation sales tool for bank relationship managers and financial advisors that provides a unique approach to drive sales and productivity. Built as an intelligent ecosystem of apps and designed to leverage your existing tools and 3rd party integrations, the solution adapts around each user’s context, using cognitive computing capabilities to achieve a higher level of performance when managing research, relationships, and sales.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Pedro Gaspar, Head of Live Banking, [email protected]
Press: Jay Wong, Bus. Dev. Live Banking, [email protected]

FinovateEurope 2015 – Onlinepay Pte Ltd

How they describe themselves: The company was established in Singapore in 2014, with a strong team of professionals in the payments field. Today onlinepay.com has several partners that are cooperating with the project, including online shops, gaming companies, and e-commerce platforms.

How they describe their product/innovation: onlinepay.com is a mobile wallet designed for social payments and sharing money with friends, convenient mobile shopping, and top up of accounts.

Top up your wallet with a credit card and withdraw money from your e-wallet account.

Share your money with your friends! For example, Michael can send Sofia money for a coffee or John can charge Anna for movie tickets. The information about sharing will be reflected in the global newswire of the app.

Make purchases directly from your mobile phone. There are several categories of goods in the mobile shopping tab, including clothing, sports gear, music and much more.

You can top up your gaming account directly from your mobile phone, without leaving the game.

Share, Buy and Top Up!

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)

Contacts:

Bus. Dev.: Anfisa Chernaya, Marketing Manager, [email protected]
Press: Anfisa Chernaya, Marketing Manager, [email protected]
Sales: Anfisa Chernaya, Marketing Manager, [email protected]

FinovateEurope 2015 – PhotoPay

FinovateEurope 2015 – PhotoPay

How they describe themselves: PhotoPay is a mobile vision software development company that delivers proprietary computer vision technology for Android, iOS, and Windows Phone mobile platforms. In over 40 countries worldwide, our customers are banks, financial institutions, telecoms, retailers, system integrators, startups and other service and production oriented companies. Besides specialised B2B SDKs: blinkOCR, blinkIDscan, and blinkbarcode, PhotoPay has launched PhotoMath app – the first smart camera calculator that has reached over 10M end users.

How they describe their product/innovation: PhotoPay’s blinkOCR is a camera text recognition SDK for mobile apps. blinkOCR allows real-time operation for customers to replace manual payment or other data entry. It uses a smart scan through a mobile device camera in customers’ mobile banking and payment apps. Smart, contextual scanning works from non-standardized paper, card or other on-screen documents and forms. blinkOCR contextually recognises data often required to be manually typed in such as IBAN, BIC/SWIFT, reference numbers, amounts, emails, URL or other data fields. blinkOCR reduces integration costs and risks by performing locally on the device without the use of an internet connection. It’s simple API and small footprint makes it very easy to integrate.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev. & Sales: Izet Ždralović, SMD, [email protected], (o) +44 1223 967910,
(m) 00385996000575
Press: Tijana Žganec, Sales & Marketing Associate, [email protected], (o) +44 1223 967910,
(m) +385 95 5122 511

FinovateEurope 2015 – nextmarkets

FinovateEurope 2015 – nextmarkets

How they describe themselves: The way people trade on financial markets will change radically through the Internet. nextmarkets developed a smart and innovative web and mobile application that allows users to invest more effectively, save smarter, and learn how capital markets work.

How they describe their product/innovation: The idea is simple but powerful. We wanted to develop a web and mobile software that helps users survive the everyday ups and downs of financial markets and accomplish their objectives.

Product distribution strategy: Direct to Consumer (B2C)

Contacts:

Press: Manuel Heyden, CEO

FinovateEurope 2015 – mBank & i3D

How they describe themselves: mBank, founded in 2000 as a pure-play Internet bank, has grown almost entirely organically to become the fourth largest retail bank in Poland and one of the most admired consumer brands. mBank’s Internet Banking service and branches are consistently placed among the best in Poland and worldwide. i3D is a world-class provider of advanced solutions for full reproduction of real world in virtual reality, including content development, VR software, equipment, and 3D image projection systems.

How they describe their product/innovation: mBank & i3D developed a digital branch with interactive, “art exhibition” experience using the best technology available – gigantic multi-touch screen, motion-sensing, and face recognition.

Product distribution strategy: Direct to Consumer (B2C)

Contacts:

Bus. Dev.: Jacek Iljin, MD Sales & Processes, [email protected]
Marcin Wiśniewski, Sales & Marketing Director, [email protected]
Press: Krzysztof Olszewski, [email protected], +48 607 354 543
Sales: Jacek Iljin, MD Sales & Processes, [email protected]
Arkadiusz Patryas, VP & Co-Founder, [email protected]
Marcin Wiśniewski, Sales & Marketing Director, [email protected]

FinovateEurope 2015 – Meniga

FinovateEurope 2015 – Meniga

How they describe themselves: Meniga is the European market leader of white-label PFM and next-generation online banking solutions to retail banks. It helps banks’ customers better manage their financial lives while helping banks realize business benefits through data mining, cross sales, merchant-funded offers, improved retention and customer satisfaction.

How they describe their product/innovation: Meniga’s transaction-data analytics and enrichment engine enables it to deliver uniquely targeted and relevant offers to the consumers on its platform. Meniga puts offers, insights, and notifications into the context of consumer financial management, integrated as part of new-generation PFM. A fun, engaging Facebook-like feed that transforms how people interact with their finances, and how banks interact with their customers. Meniga’s Market Match is a data-driven CLO platform that allows financial institutions to provide merchant-funded offers to their online customers using the power of PFM. Meniga’s PFM Solution has received multiple awards for innovation, such as “Best of Show” at FinovateEurope in 2011 and 2013, and boasts market-leading adoption and retention metrics.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev.: Bragi Fjalldal, VP Bus. Dev., [email protected], +354 659 7555
Press: Duena Blomstrom, CMO, [email protected], +44 7432 700 590
Sales: Christian Ball, Head of Sales, [email protected], +44 7500 553 883

FinovateEurope 2015 – Mistral Mobile

How they describe themselves: Mistral Mobile powers financial service providers globally with mobile banking, payments, and commerce solutions.

Money Mobility Suite™ enables mobile banking, agent banking, mobile money, and mobile POS solutions to reach the next billion consumers in the growth markets.

m-Aegis™ Mobile Integrity solution is the only multi-factor, out-of-band, and telco-independent solution for mobile.

Mistral was founded by former leaders of Nokia’s mobile financial services group who believe in the power of combining mobile technology and financial services to serve all.

Mistral has offices in the USA, Finland, and India.

How they describe their product/innovation: m-Aegis™ is the only multi-factor, telco-independent, integrity solution for mobile applications requiring high-confidence device and user binding.

The mobile phone is increasingly used for handling critical information and transactions. With the explosion of such usage comes risk. Can financial service providers be confident that communication channel or mobile application has not been tampered with? With m-Aegis™, Mistral Mobile provides the tools to bind mobile users to respective financial services using multiple factors. The result is increased system integrity and ultimately the security of your customer’s information and transactions.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev. & Sales: Ludwig Schulze, CEO, [email protected]
Press: Peter Ollikainen, Product Marketing, [email protected]

FinovateEurope 2015 – MoneyHub

How they describe themselves: MoneyHub is award-winning financial technology that puts the user at the centre of their financial universe.

MoneyHub offers users the ability to track their spending, assets, and liabilities and plan effectively for their future. Through MoneyHub a user can connect and share chosen parts of their plans and accounts with their advisers.

How they describe their product/innovation: The MoneyHub ecosystem is a place where users can aggregate their own data and information, access financial advice, and connect with financial institutions and other services.

The MoneyHub ecosystem puts the user at the centre of their financial universe, helping them make better choices for their financial future and manage their relationships with financial institutions more effectively.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev. & Sales: Jamie Donald, Head of Client Propositions, [email protected], (o) +44 (0)117 379 0050, (m) +44 07722184444,
30 Queen Charlotte Street, Bristol, BS1 4HJ
Press: Sophie Lilley, [email protected], +44 20 7490 8828

FinovateEurope 2015 – Mobino

How they describe themselves: Mobino operates a global payment service suitable for P2P, POS, and e-commerce use cases.

Consumers carry Mobino Cash on their phone, in their home currency, which can be refilled from bank accounts or via agents.

Merchants can accept payments from our standard app or with an easy and cost-effective integration in existing cash registers and vending machines.

In OECD countries, we process real-time transactions independently from card networks, thereby slashing costs and risks and improving the user experience.

In unbanked or underbanked countries, we aim to build and operate a national e-cash infrastructure on behalf of the central bank, in collaboration with the local economy.

How they describe their product/innovation: The Mobino Cash platform delivers superior convenience for customers with a seamless integration of many payment scenarios:

  • Peer-to-peer money transfer
  • Payment for goods and services in shops
  • POS and cash register integration
  • Quicker and safer e-commerce payments
  • Fluid payment flow for mobile commerce
  • Cheap and efficient international remittances
  • Registration and KYC process for unbanked
  • Cash-in/out operations at agents and ATMs
  • NEW one-touch payment from your smart watch

We are looking for distribution partners, merchants, and investors to expand our reach in Europe and worldwide.

White labeling and cobranding are available.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

FinovateEurope 2015 – Misys

FinovateEurope 2015 – Misys

How they describe themselves: Misys is at the forefront of the financial software industry, providing the broadest portfolio of banking, capital markets, investment management, and risk solutions available on the market. With more than 2,000 customers in 130 countries, our team of domain experts, combined with our partner ecosystem, has an unparalleled ability to address industry requirements at both a global and local level. Misys Digital Channels is a portfolio of online and mobile banking, personal finance management, and payment solutions, added to the Misys offering following the acquisition of IND Group in 2014. These award-winning innovative solutions help banks make banking frustration free for everyone. To find out more, visit misys.com/digital.

How they describe their product/innovation: Misys FusionBanking Essence Digital brings a new approach to digital banking – making banking and personal financial management truly frustration free for consumers. Misys pioneers the latest innovations in technology and mobile devices and at FinovateEurope, Misys is demonstrating the latest concepts in mobile and online banking: biometric authentication, customisable design, new widgets for ‘net wealth’ and ‘wishes & goals,’ with automatic object recognition, and push notifications that bring banking into consumers’ everyday lives.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts:

Contacts:

Bus. Dev. & Sales: Tamas Braun, Sales Specialist Digital Channels, [email protected]
Press: Edward Taylor, External Communications Director, [email protected]

FinDEVr 2014 – PayStand

FinDEVr 2014 – PayStand

PayStand is a next-generation payment solution enabling no fee transactions online. By offering payments as a service, PayStand is revolutionizing commerce. One low monthly subscription allows organizations to accept eCash (Bitcoin), eCheck, & credit cards through PayStand’s all-in-one solution.

Presentation

Comparing the Strengths and Weaknesses of Different Payment Types
Card Networks (Visa/MasterCard/Amex), eCheck (ACH/Bank Network/Check21), and Digital Currency (Bitcoin/Ripple/Altcoins) all have unique advantages and disadvantages. Explore the different use cases of why each are valuable and learn how to use PayStand’s unique multi-payment network technology to build the next generation of commerce applications.

FinDEVr 2014 – PayNearMe

FinDEVr 2014 – PayNearMe

PayNearMe enables consumers to pay rent, repay loans, buy tickets, make online purchases, and do much more with cash. Consumers can make cash payments in their own neighborhood in less than 60 seconds through PayNearMe’s network of 17,000 authorized payment locations including 7-Eleven®, Family Dollar®, and ACE Cash Express® stores.

Presentation

Bringing Cash Payments into the 21st Century
PayNearMe secrets unveiled. Why do we even bother with innovating cash? How we developed a system to digitize cash? And how modern development techniques laid the foundation for PayNearMe to become the fastest growing electronic cash transaction network?

Workshop

Strong But Agile: Innovation When Money is On the Line
Innovation in fintech happens faster than ever. When working with other people’s money, there is no room for error. How do you build teams and systems that are flexible for agile product development and rigid for security and reliability? What’s the relevance of historical payment systems? And what about Bitcoin?