How they describe themselves: At Divy, smart investing matters. We believe that learning-by-doing and investing with purpose is the first step toward long-term saving.

Divy’s open platform provides the tools and insights to make investing approachable and a pricing structure to make it accessible to all. Through Divy Equities, we offer dollar-based investing, allowing anyone to build a highly diversified portfolio for a fraction of the cost.

Divy will enable a generation of first-time investors and savers, providing a foundation of financial literacy and social responsibility.

Divy. The market is now open.

How they describe their product/innovation: Divy is a free investing app with a simple and engaging discovery experience. Search for the brands and products you know. Discover the companies you don’t.

We craft collections of stocks inspired by topics like current events, emerging technologies, and more, so you can browse and learn at your own pace. Explore dozens of categories and thousands of search terms to turn your everyday thoughts and ideas into real investments. Divy’s groundbreaking software enables users to buy portions of any stock in increments as small as $10 with the industry’s lowest commissions.

Product distribution strategy: Direct to Consumer (B2C)

Contact

Bus. Dev.: Austin Himes, [email protected] & Ben Werth, [email protected]

How they describe themselves: DefenseStorm takes a new approach to cybersecurity that is safe, compliant and cost effective. It’s a new layer in the stack that helps banks and credit unions assess their cybersecurity program, detect intrusions, investigate potential threats, take action to stop attacks, and report on cybersecurity to regulators and the Board. Built by bankers and technology experts, DefenseStorm fuses technology and people into a single solution that proves financial institutions are both secure and compliant with evolving cybersecurity regulations. For more information, please visit www.DefenseStorm.com.

How they describe their product/innovation: PatternScout is DefenseStorm’s anomaly detection engine, which uses advanced machine learning to find suspicious behavior patterns in your network. PatternScout provides automated alerts, so they can more quickly see the patterns that they are looking for in their network data and stop attacks before they spread. New capabilities include: Alert derivatives (alerting on other alerts) and using supervised machine learning to tune unsupervised machine learning.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms

Contact

Bus. Dev. & Sales: Stuart Capps, 910-386-6578
Press: Rani Lofstrom, 206-682-3016

How they describe themselves: Cyber Productivity is the leading real-time accounting robots developer for small & medium businesses (SMBs), with the most recent implementation for mBank.

Main product: FinAutomate – automated accounting platform, helps SMBs manage  cash in the real-time, boosts sales of factoring, loans and payments. Delivered within banking internet platform. Bank branded. Dedicated to all banks operating on SMB market segment. MIT FinTech Future Commerce finalist, March 2017.  EFMA-Accenture Distribution & Marketing Innovation Award for the Best Service or Product (mKsiegowosc in mBank), Barcelona September 2016. Best FinTech in Bank Implementation award for mBank by FinTech Gala.

How they describe their product/innovation: FinAutomate, bank branded SMB automated accounting platform. Fundamental change to accounting, transforming it from historical to real-time, using fresh data for cash management and contextual sales of banking products. Integrates accounting and banking data, unifies user experience, produces new services & sales scenarios for banks. Secures clients relationships ownership. FinAutomate – everyday SMB finance management tools as a part of banking experience. Helps banks to be the first offering factoring, loans and payments directly in the bank branded accounting platform. Implemented with success in mBank (Commerzbank Group). +30 000 mBank SMB users in 10 mo, >2M transactions, +50% NB penetration, transacting +90%.

Product distribution strategy: Through financial institutions, licensed

Contact

Bus. Dev.: Rafal Strzelecki, CEO, [email protected], +48 606 296844
Press: Mariusz Babula, PR Manager, [email protected]
Sales: Artur Mojecki, Sales Director, [email protected]

How they describe themselves: We’re solving the problem of paper Checks. Businesses and individuals are still sending out paper Checks. According to the Federal Reserve 15 Billion paper Checks were sent in the US in the year 2015. High volume verticals like Rebate Checks, Banks, Class Action settlements are prime targets. Our solution is simple – Digital Check recipients don’t need to sign-up or download any app – they can either Print the Check directly from email or Deposit it Online by verifying their bank account instantly.

How they describe their product/innovation: Digital Checks: Are a way to send Checks digitally in email without having to send paper.The recipient can either Print out the image and treat it like a paper Check or better yet choose the “Deposit Online” option where they instantly verify their bank account online and we credit the funds to their bank account using either ACH or Check21 transaction.  All Digital Checks sent to them subsequently are automatically deposited in their bank account.

Product distribution strategy: Direct to Consumer (B2C), direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contact

Bus. Dev. & Sales: JP Carroll, Biz. Dev. Manager, [email protected], 858-610-0049
Press: PJ Gupta, Founder, [email protected] & Sid Sriramoju, Marketing Communication, [email protected]

How they describe themselves: Capsilon transforms the speed and economics of the mortgage production process.

Capsilon provides comprehensive digital mortgage solutions that leverage intelligent automation to enable mortgage companies to increase the speed of production while dramatically lowering costs.

Headquartered in San Francisco, Capsilon serves many of the mortgage industry’s most innovative companies, including two of the 10 largest residential mortgage lenders in the United States.

How they describe their product/innovation: The cloud-based Capsilon Mortgage Velocity platform leverages intelligent automation to transform your existing mortgage production process into a modern digital mortgage factory.

Capsilon supercharges your existing mortgage technology infrastructure with a powerful straight-through processing engine to significantly speed the delivery of quality loans by eliminating manual choke-points and human error.

Patented document recognition and data extraction technology turn mortgage documents and related data into intelligent, searchable digital assets necessary to convert the slow, inefficient production process into a high velocity digital mortgage factory.

Product distribution strategy: Direct to Business (B2B)

Contact

Bus. Dev. & Sales: Jim Obsitnik, COO, [email protected]

Press: Greg Marek, CMO, [email protected]

How they describe themselves: Based in Tel Aviv, Israel, Capitalise is a fintech company founded by a team of passionate developers with vast experience in the fintech arena. The company vision is to redefine trading automation and provide an innovative alternative suitable for financial professionals and consumers alike. Financial institutions receive access to a unique technology that bridges between the simplicity of words and the complex world of algorithmic trading and promises to convert more customers into active traders with an increased lifetime value. The company already partnered with leading financial companies and enables the introduction of robo-advisor strategies that fully automate portfolio management.

How they describe their product/innovation: Capitalise is the innovative and magical way that uses natural language to include any kind of data source such as financial, social and weather to make investment ideas come to life. We simplify the trading experience by translating words into executable investment strategies. We couple it with automated trade execution to never miss an investment opportunity. Instantly optimize your investment ideas with a click of a button to analyze, predict and improve investment performance. Turn investment ideas into robo-advisor strategies and introduce fully automated portfolio management and trade execution. See the magic happen at www.capitalise.ai

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contact

Bus. Dev., Press & Sales: Shahar Rabin, CEO, [email protected]

How they describe themselves: CallVU was founded in 2012 by a highly experienced team of digital service solution providers, committed to delivering digital experience for end users. With operations in the Silicon Valley, Boston, London and Tel Aviv, CallVU’s products are installed in banks, as well as leading telecommunications, credit card companies and more. CallVU was selected as “Cool Vendor in CRM and Customer Support, 2016” by Gartner. The company has tripled its growth for four consecutive years by enabling organizations to deliver better and innovative customer experiences and improve operational efficiency.

How they describe their product/innovation: CallVU offers an innovative Digital Engagement and BOT platform blending rich digital and interactive media with the web, voice and social channels. CallVU addresses the business need of diverting customers to digital self-service – reducing call volumes, ensuring a higher percentage of customers benefit from digital content across multiple channels and enhancing the customer experience. By creating new customer service channels for smartphone users, CallVU is able to deliver customer experiences that are more engaging and collaborative.

Product distribution strategy: Direct to Business (B2B)

Contact

Bus. Dev.: Assaf Frenkel, VP Product & Marketing, [email protected]

Sales: Amitai Ratzon, VP Global Sales, [email protected]

How they describe themselves: BeSmartee develops automated loan origination software they private label and license to lenders. Founded in 2008, with headquarters in Huntington Beach, Calif., the BeSmartee team has worked on the front and back-end of mortgage originations for over a decade, applying their knowledge to develop truly unrivaled user experiences, with an array of tools and features catering to the specific needs of lenders and their customers.

How they describe their product/innovation: By utilizing artificial intelligence, BeSmartee’s advanced origination processes enable lenders to take their borrowers from the initial contact into underwriting in 20 minutes with a complete loan application, credit report, income/asset documents, eSigned/eDelivered disclosures and paid appraisal.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contact

Bus. Dev., Press, Sales: Arvin Sahakian, Co-Founder, [email protected]

How they describe themselves: BancPass was founded to provide alternative payment solutions for mobile services including toll, parking and fast-food. Our payment solutions bridge the divide between existing commercial payment solutions and the $13B in toll transactions per year. We support cash payments for unbanked customers, national toll interoperability (driving any toll road with a single payment mechanism), and the convenience of using a phone app to pay tolls. BancPass is working to develop and drive standards for mobile license plate payment technology, as well as RFID technology.

How they describe their product/innovation: PToll™ is an app that allows drivers to pay for mobile services by taking an image of the driver’s license plate within the PToll™ app. For the consumer, PToll™ offers a convenient means to use toll roads or other mobile services, and even allows users to reload their accounts using cash. For toll and commercial operators like parking and fast-food, the app provides an efficient and inexpensive means of collecting payment. Users pay the transaction and small convenience fee. Account management is all handled within the app. PToll™ allows user to pre-fund the account using cash, or “pay-as-you-go” with a valid charge card, PayPal or Google Wallet account.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contact

Bus. Dev., Press, Sales: Shannon Swank, VP, [email protected], 512-971-9741