OCR Labs specialises in OCR and FR technology on mobile and web platforms. Our technology includes cutting edge identity proofing and fraud detection features such as Facial Recognition, geographic security feature analysis, and many more. The Orbit engine combines these features in an easily deployable, native iOS or android SDK or web service. Orbit was designed to be used in the onboarding and re-authentication process of telco’s, financial intuitions, and governments to create the same level of trust in a remote transaction as in a face to face. Supporting over 300 countries with a database of 300+ passports and 250+ other ID documents, OCR Labs is leading the way in Identity proofing, fraud prevention.

Presentation

The Evolution of ID Scanning ID scanning is a norm for collecting personal information from users for either KYC/AML or simply utilizing information on an ID to fill out an application form. While tracking through the history of how OCR on a mobile platform has worked, OCR Labs debuts a new standard of scanning and ID validation. What You’ll Learn

• A new way of thinking about OCR and Facial Recognition when choosing to add it to your product or workflow
• Current challenges with using OCR ID capturing and Facial Recognition for Identity Proofing and how we have solved them
• Where Identity proofing is heading and what we should see in the future

Presenters

Matthew Adams, CTO Daniel Aiello, CIO

Personal Capital is the smart way to track and manage your financial life. Our award-winning online tools put all of your accounts all in one place – including those not under our management. You’ll get real-time data that uncovers trends and accurately reflects your cash flow. And as fiduciaries, our advisors are legally bound to act in your best interest and will never put their personal financial gain above yours. The result is a complete transformation in the way you understand, manage and grow your net worth – at significantly less cost than traditional financial advisors and with no hidden fees.

Presentation

Data Driven Account Opening

We are sharing a new way of opening investment accounts. Our app and dashboard allow users to link any financial account (from a credit card to a student loan, 401k, or mortgage), and we apply heuristic and machine learning techniques to increase the quality of aggregated data so users and their advisors can see all accounts and data in one place.

Because we enabled both the user and his/her advisor to see the same holistic financial picture, we transformed the traditional “opening and funding of an account” transaction into a natural conversation about the best way to implement a financial plan, including better portfolio and tax strategies, by moving money from a held away account to an on-us account. We use rich personal financial data to make account opening as seamless as possible.

What You’ll Learn

• As a user, I want the system to use my aggregated financial data to create an actionable financial plan.
• As a user, I want the system to leverage all of the financial information it has about me and my behavior to make the account opening seamless and collaborative.
• As a product manager, I want the account opening forms to have personality and be organized in bite-sized conversations to keep users engaged.

Presenters

Ehsan Lavassani, Founding Engineer & Chief Engineering Officer

linkedin.com/in/ehsanlavassani | @EhsanLavassani | [email protected]

Ehsan Lavassani is Personal Capital’s Chief Engineering Officer and its first employee. He architected Personal Capital’s core systems from the ground up and formed its world-class engineering team. Previously, he was one of the main architects of RSA’s Adaptive Authentication system.

Ravi Gundlapalli, Director of Engineering, Frontend

linkedin.com/in/gundla | @ravgundla | [email protected]

Ravi Gundlapalli is the Director of Engineering at Personal Capital. He loves all things javascript and has led UI development for Personal Capital since the firm’s inception. Ravi has been working in the advisory industry for 10+ years and truly believes in Personal Capital’s mission – Better Financial Lives For Everyone.

At PwC, our purpose is to build trust in society and solve important problems. We’re a network of firms in 157 countries with more than 208,000 people who are committed to delivering quality in assurance, advisory and tax services.

Presentation

Blockchain Proof of Value in Trade Finance Applications of blockchain technology can positively transform business processes where current state pain points exist between multiple market participants. For example, improving the business process of Trade Finance operations to support the movement of services, goods and capital, specifically for Standby Letter of Credit, could represent a paradigm shift to market participants. To validate this hypothesis, we conducted a blockchain-based Proof of Value (“PoV”) for SBLC with a technology partner. What You’ll Learn

• The SBLC use case provides the foundational framework to scale toward more complex Trade Finance use cases and financial instruments.
• Blockchain is not appropriate to solve every business problem. Choose the right tool for the job.
• Our SBLC smart contract helps to promote cloud as a catalyst for facilitating immutable and secure data sharing, viewing, and process execution amongst multiple participants.

Presenters

Grainne McNamara, Principal, Capital Markets [email protected] | 646.471.5347 Grainne is a Principal in the PwC Capital Markets team, specializing in delivering large transformation programs at top tier banks. She is currently focused on leading blockchain solutions across financial services and on increasing productivity by effectively leveraging technology. Daragh Morrissey, Strategist, Microsoft

How they describe themselves: ProActive is re-inventing budgeting by putting categorization BEFORE the purchase, a truly proactive experience. All other budgeting systems are reactive and fail to create real behavioral change. With Millennials’ dis-taste for traditional banks, our budget first banking system will make ProActive the primary bank for thousands.

How they describe their product/innovation: ProActive is Cash Envelope Budgeting – Digitized. By following the exact behavior of Envelope Budgeting, users gain the simplicity and control they’ve always wanted. The key is in our patented categorization first approach which requires the user to choose which category their money is coming from BEFORE it is spent. This creates the highest user activity in the industry since the users must use the app, and make a choice, to purchase.

Product distribution strategy: Direct to Consumer (B2C), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev., Press, Sales: Ryan Clark, [email protected]

How they describe themselves: Personetics helps over 15 million digital users of the world’s leading financial institutions receive personalized real-time guidance at each step along the customer journey. Our solutions provide financial institutions with AI-powered predictive analytics to digitally assist and guide their customers by accurately anticipating individual needs. Using the Personetics platform, financial institutions are able to deliver relevant and useful insight and advice that empower customers to better manage their day-to-day finances and reach their financial goals. Personetics has been named a Gartner Cool Vendor, a Top Ten FinTech Company by KPMG, and a Top Ten Company to Watch by American Banker.

How they describe their product/innovation: Personetics Anywhere™ is a chatbot solution for financial services that works acorss popular messaging platforms. It provides financial institutions a quick way to deliver a rich personalized digital experience to millions of users that don’t necessarily use the bank’s web or mobile apps, deploying a chatbot solution that can quickly respond to customer requests and deliver timely insights and advice in a conversational medium that customers are familiar and comfortable with.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts:

Press: Melissa Baratta, SVP, AFFECT, Public Relations & Social Media, [email protected], (m) 212-398-9680, (o) 347-491-5964
Sales: Stephen Simonds, Marketing Manager, [email protected], 917-830-8002

How they describe themselves: Overbond is transforming how global investment banks, institutional investors, corporations, and governments connect and access the fixed income primary market. Our platform makes primary bond issuance digital, transparent, and secure. We are enhancing primary market activity through digital tools and processes that reduce inefficiency while increasing transparency and communication.

How they describe their product/innovation: Our platform modernizes all aspects of bond origination. We provide secure communication, real-time market data, and custom reporting and analytics, while reducing infrastructure and transaction costs for issuers, dealers, and investors. Overbond simplifies and digitizes bond origination by bringing all participants together on a highly secure cloud-based platform.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Han Ryoo, Head of Product, [email protected] & Tony Sevsek, Head of Sales, [email protected]
Press: Jodi Echakowitz, Boulevard Public Relations, [email protected]
Sales: Tony Sevsek, Head of Sales, [email protected]

How they describe themselves: nanoPay is a fully integrated loyalty and payment platform that empowers the way merchants connect with their customers. nanoPay streamlines checkouts and creates a Frictionless® shopping experience that delivers loyalty, offers and payment in a single touch. In 2015, nanoPay purchased MintChip from the Royal Canadian Mint: the first regulator-friendly digital cash platform. Our target partners are central banks, banks, telcos, acquirers, retailers, as well as developers, POS providers, and everyday consumers.

How they describe their product/innovation: MintChip is a digital replacement for cash, linked to a country’s fiat currency. It uses Secure Asset Stores to move funds between parties without an intermediary and can process payments both online and offline. MintChip is a very simple way of transferring assets, similar to cash, in an electronic format. Typically, electronic payment systems are not instant, require intermediaries, settlement, and include the potential for disputes, charge-backs and necessitate a costly liability structure. MintChip provides a more seamless, secure, and faster payment experience for both merchants and consumers; bringing us one step closer to becoming a cashless society.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev.: Nebo Djurdjevic, VP Business Development, [email protected], 416-900-1111
Press: Lauren Jaeger, Senior Account Executive, Uproar PR, [email protected], 312-878-4575 x246
Sales: Kent Rawlings, Chief Commercial Officer, [email protected], 416-900-1111

How they describe themselves: MX exists to make millions of citizens financially stronger. We build software that’s engaging, powerful, secure, but easy to use. Our products generate data for better banking. More specifically, we’re the leader in APIs, data acquisition, data cleansing, and data visualization — all built to make finances as they should be. Together with our clients and partners, we’re building the future of banking.

How they describe their product/innovation: Financial institutions know they’re sitting on a gold mine of data, but they’re not sure how to use it. The data is siloed in different departments, it’s too difficult to access, and it’s not available in anything that resembles real-time. In addition, it often takes a team with PhDs to figure out what all the data means. At this year’s Finovate, MX will present innovative ways for financial institutions to acquire new data and effortlessly analyze the data they already have. MX will also show how to use the data more intelligently, resulting in heightened profitability.

Product distribution strategy: Through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev.: Eric Fearday, [email protected], 801-669-5500
Press: Jeff Meredith, [email protected], 315-219-6904

How they describe themselves: Moven offers a flexible software platform designed for customer centric mobile banking. We partner with global financial institutions to transform banking from products and balance sheets to insights and advice. Connecting the lifestyle of a customer to revenue moments of a bank. Our expertise, infrastructure, and delivery methodology enable us to align with a specific business case, execute in a fraction of the time, and deliver results for a fraction of the cost.

How they describe their product/innovation: Moven’s CTO, Bob Savino, and CRO, Greg Midtbo, will demo the company’s latest product innovation for the first time. They are eager to show off the latest additions to the Moven platform including a new daily digest feature, a “try before you buy” option, and something else extra special just for this event.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), licensed

Contacts:

Bus. Dev., Press & Sales: Taylor May Woolsey, Marketing & Business Development Manager, [email protected]

How they describe themselves: Moonraft is a digital design & innovation firm based out of Seattle. Moonraft has 50+ clients across industries including several Fortune 500 customers in banking & financial services. Our banking services and platforms are being used by 20+ customers and 100+ million users globally. This extensive banking experience led to the birth of Catamera, which addresses key challenges in digital experience as faced by the industry today.

How they describe their product/innovation: Catamera is a customer experience delivery platform which enables banks to innovate & evolve at the pace of changing consumer expectations. It helps banks to quickly go-to-market with new innovations and services with great user experiences. Catamera leverages the bank’s existing technology infrastructure making it easy to adopt and cost effective.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev. & Sales: Sreekumar Paramu, CEO & Co-Founder, Americas, [email protected], 425-777-5253
Press: Promit Sanyal, Director, Marketing & Alliances, [email protected]

How they describe themselves: Modo was founded in Dallas in July 2010 and provides a COIN® operated digital payments hub that connects new digital experiences to payments systems worldwide. Modo’s patented COIN® transaction takes monetary value from just about any source, and can deliver it to just about any destination, without requiring partners to modify their systems. Truly a ‘shipping container for global payments’, the Modo COIN® simplifies the complex world of payments in the digital era.

How they describe their product/innovation: The Modo Digital Payments Hub is an awesome technology to design and manage the full lifecycle of digital payment transactions across the global payments ecosystem. Oh, and it’s COIN® operated. The Modo Digital Payments Hub is made up of four components: Payments System Connectors, Payments Transactions, Credentials Vault, and Digital Experiences.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev. & Sales: Donald Chapman, Head of Business Development, [email protected]
Press: Lindy Nelson, Marketing & Communications, [email protected]