Helping financial services organizations build enterprise-grade apps fast using OutSystems’ low-code application development platform which lets you build mobile apps, web portals and mission-critical systems and visually develop your entire application.
Presentation
Low-Code, The Next Evolution in App Dev Platforms (Oh, and 5X Faster)
In this talk, we’ll share the story of a BPI – a European retail bank – who went through a major digital transformation initiative which included redesigning all their digital channels to offer their customers an onmnichannel experience. With OutSystems, they were able to completely revamp their mobile banking, internet banking, branch and contact center solutions. To implement this, BPI kicked off a development SWAT team that used design thinking, agile methodologies and low-code technologies.
We’ll share how this SWAT team was able to deliver at an extremely fast pace and kept the business involved to ensure success.
What You’ll Learn
- How we organized our cross-functional team of developers and business
- How we created development patterns that allow for a single team to work on multiple contact channels – including simple ones like an app or critical components like security
- How we defined a user experience layer and processes to ensure an amazing user experience with pixel-perfect UIs
Presenters
Nuno Silveira, IT Architect, BPI
@narsilveira
As IT Architect at BPI, Nuno is responsible for the integration of the OutSystems Platform in the development ecosystem. He worked as an IT consultant for more than 10 years and the last 3 years using the OutSystems Platform.
João Miranda, IT Manager, BPI
@jhosm
João Miranda started his career in 2000, at the height of the dot-com bubble. That enlightening experience led him to the conclusion that agile practices are the best way to respond to the business needs of almost all organizations. He currently is IT manager at BPI, part of CaixaBank, where he helps to remove all friction that may hinder development teams’ fast pace.
How they describe themselves: EarlyBird solves the problem of regulated Twitter access in financial services. Our cloud-based Twitter platform provides the complete Twitter experience that traders and analysts need, but is strictly read-only, no direct messaging, and fully recorded for compliance. EarlyBird needs no firewall changes (Twitter stays blocked), and no installation. We built EarlyBird alongside compliance and security experts, and with two years feedback from the trade floor before launch. EarlyBird has now been adopted by banks and hedge funds of all sizes including several top 10 globals.
How they describe their product/innovation: Once traders have Twitter the biggest challenge is managing the huge volume of Tweets to see those that are financially relevant. Our newly enhanced SmartTracks case a wide net across your chosen equities, currencies or breaking news events. We analyse Tweet-text for financial relevance. We take into account sender reputation, cross-Twitter engagement and an account’s “reTweet signature” to identify those Tweets that are about to go viral. The result is a focused stream of financially relevant Tweets, in relevance order if required, in a user interface designed for the finance professional.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contact
Bus. Dev.: Danny Watkins, CEO, [email protected], 0207 100 4489
Press: Stuart Hunt, EarlyBird Evangelist, [email protected], 0207 100 4489
Sales: Harris Darroch, Financial Markets, [email protected], 0207 100 4489
How they describe themselves: Opentech is a PCI DSS certified company, building and operating end-to-end mobile payment solutions for Banks and Issuers. We hate compromising on user experience due to legacy systems; we hate loosing time reinventing the wheel. We love creating useful apps with amazing UX and running them in our Banking-Grade Cloud Infrastructure, on behalf of our Clients. We leverage on Card Brand and Network services to make reusable, easy to integrate solutions, with limited IT impact. After more than 10 years innovating in the Fintech industry, we are eager to share the unique recipe we found for successful mobile services.
How they describe their product/innovation: With PSD2 around the corner, don’t make a defensive move, but delight your customers and attract new ones. Based on an award-winning whitelabel solution, already chosen by major European Banks, OpenPay 2.0 is the mobile app open to customers and prospects that puts in the hands of users the power of a full-fledged mobile payment (HCE/MDES, Masterpass and DSRP), card control (through MC InControl), installment and expense tracking application. With OpenPay 2.0 Opentech is rising the bar of mobile payment solutions: it’s not just a matter of cost or time-to-market, it’s a matter of overall customer experience. Rely on a PCI DSS Fintech deeply experienced in providing both Development and Operations to get higher quality and quicker delivery.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contact
Press & Sales: Elena Trossi, PR, [email protected]
How they describe themselves: nCino is the worldwide leader in cloud banking. With its Bank Operating System, built on the Salesforce platform, financial institutions can deliver the speed and digital experience that customers expect, backed by the quality and transparency that bankers need.
How they describe their product/innovation: nCino’s Bank Operating System leverages the power and security of the Salesforce platform to deliver a complete end-to-end banking solution. nCino’s technology enables financial institutions of all sizes to expand market share, adapt to meet regulatory compliance, increase transparency and drive profitability. Combining customer relationship management, loan origination, workflow, enterprise content management and business intelligence and reporting all in one secure, cloud-based environment, this complete banking solution transforms the way financial institutions interact with customers and employees. nCino engages with a bank’s core system to provide a modern, digitally-optimized experience that replaces disparate point solutions and manual-based processes, saving time and resources and serving as the single source of truth for the financial institution.
Product distribution strategy: Direct to Business (B2B), through financial institutions, licensed
Contact
Bus. Dev.: Jack Mahaley, Bus. Dev., [email protected], +1-910-338-1059
Press: Kathryn Cook, Director of Public Relations, [email protected], +1-919-691-4206
Sales: Pullen Daniel, Managing Director, EMEA, [email protected], +1-910-777-5362
How they describe themselves: nanoPay is a Fintech company based in Toronto that provides a unique payment platform that powers multi-currency payment solutions with instantaneous settlement. nanoPay solutions include cross-border payment networks, business-to-business (B2B) payments and digital cash. Open APIs enable banks, payment service providers and businesses to securely store and transfer digital value between parties instantly and without intermediaries. The nanoPay platform uses state-of-the-art cryptography and bank-grade HSM security and is designed for global regulatory compliance. nanoPay is venture funded with strategic investments from international partners including the Merchant Banking Division of Goldman Sachs.
How they describe their product/innovation: Today, interbank cross-border payments are slow, expensive, non-transparent, highly manual, dependent on multiple intermediaries, and a poor customer experience. nanoPay cross-border payments platform enables the banks to provide instantaneous fund transfers including settlement, without intermediaries, with higher straight through processing, full transparency and over 60% cost reduction. nanoPay B2B payments enable businesses to make secure and trusted payments between parties who are unfamiliar with each other. Businesses use a centralized directory instead of exchanging bank account information and agree on conditions to complete payments. Using ISO 20022 standards to deliver metadata means achieving higher straight through processing.
Product distribution strategy: Direct to Business (B2B), through financial institutions, licensed
Contact
Bus. Dev.: Nebo Djurdjevic, EVP, Business Development, [email protected]
Press: Lauren Jaeger, Senior Account Executive, [email protected]
Sales: Kent Rawlings, Chief Commercial Officer, [email protected]
How they describe themselves: Moven is an engagement platform that brings value to customers while driving positive, measurable business outcomes for banks. We transform customer financial data into digital experiences and insights that inspire people to take action.
How they describe their product/innovation: We transform customer financial data into digital experiences and insights that inspire people to take action.
Product distribution strategy: Direct to Business (B2B)
Contact
Bus. Dev. Press & Sales: Taylor May Woolsey, Business Development and Marketing Manager, [email protected]
How they describe themselves: Moneyhub Enterprise creates ready-to-use and customisable customer-centric, financial management technologies for businesses and their customers. From our inception we’ve been relentlessly pursuing the development of solutions to help customers see all their finances in one place, obtain relevant insights from that data and plan for their futures. Retirement and investing rather than simply monthly budgeting has always been one of our differentiators. We built a product to allow our users to connect and share specific data with their financial advisors, and now our technology can access 1.8 trillion UK assets under management.
How they describe their product/innovation: Moneyhub Enterprise SmartAssist is an AI driven, proactive intelligent messaging feature that helps consumers manage their finances and better plan for the future. Our algorithms are tailored to understand each user’s specific circumstances and can suggest personalised savings, investment and borrowing options, as well as asset classes based on a user’s financial history and personal financial preferences. Using machine-learning techniques, it helps users avoid fines for a late payment or dipping into their overdraft because it alerts the user before it happens and provides simple automated actions to take. Moneyhub Enterprise SmartAssist heralds the death knell of penalty charges.
Product distribution strategy: Through financial institutions, through other fintech companies and platforms
Contact
Bus. Dev.: Jon Hart, Technical Business Support Manager, [email protected], 0117 280 5120
Press: Rhian Adams, PR & Communications Manager, [email protected], T: 0117 280 5120 and M:07970 637468
Sales: Ian Smith, UK Sales Director, [email protected], 0117 280 5144 & 07539 005765
How they describe themselves: modeFinance is the first official Fintech Credit Rating Agency in Europe. modeFinance performs credit risk analyses on a global scale: more than 200 million corporations and more than 25,000 banks. All modeFinance products are developed using the MORE Rating: its proprietary bigdata technology for credit risk assessment. All credit risk evaluation products are available through customized Credit Risk Application Services which are Web based and highly personalized. Please visit www.modefinance.com or send an email to [email protected]
How they describe their product/innovation: We want to democratize the Credit Rating.
Everybody should be able to access the information which were once used and possessed only by big corporations and financial institutions. s-peek is the first mobile and web application which lets you for free access more than 25 million corporate ratings. From Portugal to Russia, from Turkey to Iceland everybody can check the credit rating of their clients, suppliers, partners and competitors. www.s-peek.com
Contact
Bus. Dev.: [email protected]
How they describe themselves: Being able to validate passports’ authenticity as means of identity verification is vital for financial institutions looking to expand into new markets or dealing with international clients in-market. Mitek’s global ID document verification allows enterprises to verify a user’s identity within the mobile channel, enabling companies operating in highly regulated markets to transact business safely while increasing revenue. Mitek also reduces the friction in the mobile users’ experience with fast and accurate data pre-fill. Mitek’s technology is used by more than 70 million consumers and over 5,400 organisations for mobile check deposit, new account opening, insurance quoting, and more
How they describe their product/innovation: Mitek’s Mobile Verify™ new technology enables financial institutions to onboard foreign customers as simply as they would do with local ones. Onboarding these customers without the need to visit a branch, staying compliant with KYC and AML rules, and maintaining a quick and easy user experience is all critical to gaining and retaining market share. In this demo, Mitek will show the latest innovation in auto capture and ID document authentication. Mobile Verify™, Mitek’s machine learning passport verification technology, is built on experience gained from Interpol, the FSA, military intelligence, and others. This means that this intelligence is not a static set of heuristics but able to respond to ever-changing fraud techniques.
Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed
Contact
Bus. Dev. & Sales: Rick Dammiaans, Sales Development Representative, [email protected], +1-619-269-6800
Press: Daniel Lowther, Head of FinTech, ccgroup PR, [email protected], +44 20 3824 9202
How they describe themselves: We provide the broadest, deepest portfolio of financial services software on the market. Our solutions cover retail and corporate banking, lending, treasury, capital markets, investment management and enterprise risk. With more than 2,000 customers across 125 countries our team of domain experts and partners has an unparalleled ability to address industry requirements at both a global and local level. We deliver market leading solutions by putting customer needs at the centre of everything we do. We offer a unique componentised, open architecture to enable our clients to innovate, connect and expand their existing services and increase value faster.
How they describe their product/innovation: We are demoing Misys FusionFabric.cloud. We believe it will be a venue and catalyst for true innovation for the financial services community.
FusionFabric.cloud consists of a software development environment, where third parties can develop new apps and run those apps in a secure private cloud environment. Within the platform, there is an app store where the apps can be stored, downloaded and run. FusionFabric.cloud is the starting point for any organisation or individual working in financial services to come and build upon our solutions. The four key groups that will benefit from FusionFabric.cloud are banks, fintechs, system integrators and students.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed
Contact
Bus. Dev.: Riteesh Singh, Global Head of Platform-as-a-Service, [email protected]
Press: Caroline Duff, PR Manager, [email protected]
How they describe themselves: Meniga is a global leader in digital banking solutions. Meniga’s award-winning products reach over 40 million online banking users across 18 markets. Meniga’s has developed a framework for next generation digital banks based on high engagement and personalisation. Meniga also has years of experience in helping people save money through highly relevant and contextualized offers from merchants. Meniga was awarded “Best of Show” in 2011, 2013, and 2015 at Finovate Europe.
How they describe their product/innovation: Challenges is a new UX and API focused on short term actions for improving people’s financial fitness. Based on years of experience and research, we have redesigned our approach for financial goal setting. Challenges offer a wide range of spending and saving goals supported by nudges and community reinforcement leading to better financial habits. People are different. That is why we place our segmentation engine, Dialog, at the heart of Challenges. It suggests ideal challenges based on current financial situation and profile. Helping people improve their finances through personalised product recommendation and financial advice is the path to meaningful engagement.
Product distribution strategy: Direct to Business (B2B)
Contact
Bus. Dev.: Bragi Fjalldal, CMO & VP Bus. Dev., [email protected]
Press: [email protected]
Sales: Jakub Piotrowski, CRO & Head of Customer Engagement, [email protected]
How they describe themselves: Starting in 2014. Provider of the first mobile money wallet of an Icelandic bank – Islandsbanki. Developed an IP and knowledge of money sharing, events platforms, social networks and customers’ behaviour in mobile payments. Helping banks create and maintain a deep relationship with their consumer and acquire new ones as well.
How they describe their product/innovation: The next generation of mobile money application are those that are built around the consumer’s financial lives. Much of their financial life is shared,with others and takes place on Facebook and Whatsapp rather than in any bank’s app. We are building a platform to allow banks to understand the context and relevancy of reaching into these interactions both pulling and pushing personal data as it applies to social payments. We believe that technology/regulation are coming of age in FinTech and it’s do or die time for many financial institutions. The future belongs to those who build relationships that surprise and delight and are intensely integrated into the consumer’s social life.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contact
Bus. Dev.: Gunnar Helgi Gunnsteinsson, [email protected]
Press: Unnur Elísabet Gunnarsdóttir, [email protected]
Sales: Arnar Jónsson, [email protected]
