How they describe themselves: CreditHQ is focused solely on small businesses and the platform is operational in four European countries and expanding elsewhere. CreditHQ takes data from credit reference agencies and presents this clearly to small businesses via ‘traffic light indicators’. Our context sensitive help system explains what this data means to customers and the platform offers the tools necessary to chase and recover overdue or problem invoices.
How they describe their product/innovation: We are announcing the following to general availability at Finovate Spring. CreditHQ now integrates to major bookkeeping platforms, transforming it from a low cost credit score product, into a highly intelligent expert system providing insight and practical help to improve cash flow and reduce credit risk. When connected to Xero, CreditHQ, monitors every customer and invoice the company has. It also has access to real time credit scoring and payment performance information.
Product distribution strategy: B2C and through financial institutions, B2B.
Contacts:
Bus. Dev. & Sales: Jane Hewitt, Marketing Manager, [email protected], +447860945837
Press: Paul Allen, [email protected]
How they describe themselves: OneVisage is a Swiss-American fintech company that develops a strong digital identity platform for Financial Services and Identity & Access Management providers. We help our customers to nearly eliminate identity frauds and reduce transaction cancellations by using 3D facial verification on consumer-grade mobile devices.
How they describe their product/innovation: SelfiPass demo application turns any consumer smartphone or tablet into a video selfie authentication system using strong 3D facial verification. SelfiPass delivers matching performances greater than 99.99%, highly resists to spoofing attacks, runs on all smartphones or tablets equipped with a 1 MP 2D camera, and supports beards or eyeglasses. SelfiPass provides the best overall solution in term security, user experience, universality, flexibility and cost compared to any other authentication systems.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contacts:
Bus. Dev. & Sales: Christophe Remillet, CEO, [email protected]
Sales: Ronni Guggenheim, Chief Commercial Officer, [email protected]
How they describe themselves: OmnyPay empowers retail brands to build a private-label commerce ecosystem that encourages consumers to use their mobile phone for all aspects of their buying journey. Through data-rich interactions, OmnyPay delivers personalized promotions, payment processing, and loyalty rewards, which increases average order value for businesses and customer lifetime value. The company is headquartered in San Francisco and led by senior executives with deep experience in payments, mobile, retail and commerce.
How they describe their product/innovation: OmnyPay is the only solution that enables shoppers to connect their mobile devices directly to a businesses’ Point Of Sale system. The shopper can see all the savings and offers available to them while scanning items. They can redeem them and pay for products on their phone with a single press of a button. While enabling these frictionless experiences, OmnyPay maintains the highest levels of security, utilizing multi-factor authentication, dynamic tokenization, and HCE-based cloud security for every transaction. The platform supports all forms of payment, allowing merchants to reduce per transaction costs, while increasing customer lifetime value.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contacts:
Bus. Dev.: Mung Ki Woo, Chief Officer Strategic Relationships & International, [email protected]
Press: Carmen Hughes, Ignite PR, [email protected], 650-576-6444
Sales: Arun Tolani, CRO, [email protected]
How they describe themselves: Obloco is a FinTech company providing white label expense reporting solutions to bank and credit union members. Our product allows business banking members to create simple, intuitive expense reports through their online banking and mobile banking apps. 70% of businesses with 100 or fewer employees still use manual processes to manage expenses, costing immense amounts of time and money. Obloco’s solution is tailored for small businesses, delivering needs-based value at a price they can afford. Banks reap the value windfall of increased member engagement, retention and the ability to acquire new members as a result of this offering.
How they describe their product/innovation: Obloco’s expense reporting solution is tailor-made for small business owners by offering intuitive expense reporting in a convenient, centralized location: their online banking. In a recent survey of small businesses on expense reporting, lost receipts were named the primary pain point across the board. Our product eliminates the pain with automatic email receipt capture and simple, seamless paper receipt capture through the member’s mobile banking app. With every receipt from every business expense stored in one centralized place, users can quickly and easily create expense reports right from their online or mobile banking. Obloco saves business banking members valuable time and money while vastly reducing the hassle of expense reporting.
Product distribution strategy: Direct to Business (B2B), through financial institutions, licensed
Contacts:
Bus. Dev.: Victor Yefremov, CEO, [email protected] & Jim Schlosser, COO, [email protected]
Press: Jesse Starnes, Director of Marketing, [email protected]
Sales: Victor Yefremov, CEO, [email protected]
How they describe themselves: Poised to revolutionize the banking industry, NYMBUS provides the most modern and advanced core processing platform built to date. The NYMBUS solution is a secure, cloud-based, full-stack product that includes all of the mission-critical functions financial institutions (FI’s) need to build their businesses. NYMBUS’ platform enables FI’s to effectively respond to today’s digital revolution. NYMBUS partners with banks and FI’s who are looking to take the next important step in their evolution, modernizing their IT infrastructure while utilizing an impressive suite of apps to improve workflows, automate processes and engage their customers – all in an environment that reduces technology challenges and nurtures constant innovation.
How they describe their product/innovation: NYMBUS takes a modern approach to core processing with software that fuses core functionality, a suite of applications and cloud-based infrastructure into a singular 21st-century solution. Basically a bank-in-box. It is the only complete full-stack banking platform in the world and provides smaller banks and credit unions with a competitive edge, enabling them to survive and thrive when up against the banking behemoths and non-bank startups. Designed by world-class UX experts, the software features a single sign-on to a central hub, complete with a customizable dashboard, semantic searching, reporting and a 360-degree view of every customer.
Product distribution strategy: Direct to Business (B2B)
Contacts:
Bus. Dev.: Eric Isham, SVP & Chief of Business Development, [email protected]
Press: David Mitchell, SVP & Chief Strategy Officer, [email protected]
Sales: Steve Lucas, Regional Senior Vice President, Sales, [email protected]
How they describe themselves: NuData Security positively verifies users online through real-time behavioral analytics, identifying good users from bad. Last year NuData analyzed over 38 billion behaviors, building deep intelligence around billions of digital identities. NuData harnesses the power of behavioral and passive biometric analysis to empower clients to predict fraud and verify the user behind the device. NuData is trusted by some of the largest banking and ecommerce companies in the world to protect them from threats like fraudulent and automated account creation, account takeover and transaction fraud.
How they describe their product/innovation: NuDetect is a behavior analytics platform that monitors user interactions in and across website, mobile, and application environments to identify legitimate known users and detect automated, anomalous, or fraudulent behavior. We specialize in good user verification to truly understand how banks and Financial Institution users behave and if it is truly the good user behind the device. NuDetect builds upon a solid architecture of four distinct layers to improve confidence in identifying good users. Even in less than ideal circumstances. This behavior is monitored in real‐time, enabling banks and FIs to do three key things:
- Verify legitimate known users
- Identify higher risk activities
- Leverage extensive behavioral network
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed
Contacts:
Bus. Dev.: Robert Capps, VP of Business Development, [email protected]
Press: Lisa Baergen, Marketing Director, [email protected]
Sales: Jens Hinrichsen, SVP, Sales and Business Development, [email protected] & Jules Campeau, CRO, [email protected]
How they describe themselves: NIIT Technologies is a leading global IT solutions organization servicing customers across the Americas, Europe, Asia and Australia. Differentiated on the strength of its industry expertise, NIIT Technologies services clients in travel and transportation, banking and financial services, insurance, manufacturing and media verticals, offering a range of services including Application Development and Maintenance, Infrastructure Management, and Business Process Management. Focused on Digital Services, the Company is helping businesses design agile, scalable and digital operating models. NIIT Technologies adheres to major global benchmarks and standards of quality and Information Security. Visit us at www.niit-tech.com
How they describe their product/innovation: Digital Foresight® is an advanced predictive analytics platform that enables an enterprise to develop actionable strategy to retain business, grow and manage markets, and mitigate rapidly emerging risks. Digital Foresight®’s DSaaS (Data Science as a Service) is customizable to an enterprise’s strategic objectives. The Digital Foresight® core data, data science and targeting methodology integrates multiple analytical solutions, traditionally run in silos, to generate a constant flow of actionable intelligence. Digital Foresight® can help an enterprise deliver contextually relevant experiences across the customer life cycle by integrating our System of Insight platform with the newer System of Engagement technologies.
Product distribution strategy: Direct to Business (B2B)
Contacts:
Bus. Dev. & Sales: James DeCicco, VP Sales Banking and Financial Services, [email protected], 732-221-5298
Press: Palak Soni, Sr. Marketing Executive, [email protected], 770-290-6171
How they describe themselves: Do you want to find your best customers online? Neustar provides industry-leading tools to measure your complete digital marketing portfolio, across channels, including offline transactions.
With PlatformOneTM Neustar, Inc. (NYSE:NSR) is the first real-time provider of cloud-based information services, enabling marketing professionals to securely access rich datasets and create powerful targeted audiences.
Neustar has a suite of products designed around privacy and security, giving our partners confidence when trusting us to measure and deliver customer insights.
How they describe their product/innovation: Our PlatformOne solution can uniquely bridge offline (call center, stores, direct mail, TV) and online channels to provide three fundamental advantages to marketers within the financial services industry: 1) Identify their best customers, prospects and product affinities to deepen existing customer relationships; 2) Understand their customers by widening their perspective to include online and offline activity 3) Reduce waste in digital investments by providing precise views into reach and frequency.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)
Contacts:
Press: Donna Estrin, Director of Analyst Relations, [email protected] & Carolin Bachmann, Senior Public Relations Manager, [email protected]
Sales: Andrew Artemenko, Senior Director, [email protected]
How they describe themselves: NCR Corporation (NYSE: NCR) is the global leader in consumer transaction technologies, turning everyday interactions with businesses into exceptional experiences. With its software, hardware, and portfolio of services, NCR enables more than 550 million transactions daily across retail, financial, travel, hospitality, telecom and technology, and small business. NCR solutions run the everyday transactions that make your life easier. NCR is headquartered in Duluth, Georgia with over 30,000 employees and does business in over 100 countries.
How they describe their product/innovation: At FinovateSpring 2016, we will show how NCR solutions in multiple industries, including retail, hospitality and travel, seamlessly blend to provide consumers and small businesses a more complete financial picture within the digital banking experience. Users will no longer need to manually enter receipts but rather the receipts will automatically flow into digital banking. In the future, this kind of data could be used in predictive models for personalized offers or for rewards programs to personalize the banking experience and transform the way consumers transact in other industries.
Contacts:
Bus. Dev.: Kimberly Prieto, Director, Business Development, Digital Insight, 888-344-4674
Press: Jeff Dudash, Senior Public Relations Manager, [email protected]
Sales: David Wetzel, VP, Sales, Digital Insight, 888-344-4674
How they describe themselves: Moven offers a flexible software platform designed for customer centric mobile banking. We partner with global financial institutions to transform banking from products and balance sheets to insights and advice. Connecting the lifestyle of a customer to revenue moments of a bank. Our expertise, infrastructure, and delivery methodology enable us to align with a specific business case, execute in a fraction of the time, and deliver results for a fraction of the cost.
How they describe their product/innovation: Brett King, Chief Executive Officer of Moven, and Rizwan Khalfan, Chief Digital Officer of TD Bank, will demo the TD My Spend app for the very first time at Finovate Spring. The application itself is a full integration of the Moven platform within TD’s mobile banking ecosystem. Not only will this integration allow TD to drive deeper engagement with their customer, but it also proves that “big banks” are indeed turning to FinTech companies to help solve their problems.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)
Contacts:
Bus. Dev. & Sales: Greg Midtbo, Managing Director – Enterprise, [email protected]
Press: Taylor May Woolsey, Marketing Analyst, [email protected]
How they describe themselves: Mitek (MITK) is a global leader in mobile capture and identity verification software solutions. Mitek’s ID document verification allows an enterprise to verify a user’s identity during a mobile transaction, enabling financial institutions, payments companies and other businesses operating in highly regulated markets to transact business safely while increasing revenue from the mobile channel. Mitek also reduces the friction in the mobile user experience with advanced data prefill. These innovative mobile solutions are embedded into the apps of thousands of organizations and used by tens of millions of consumers daily for new account opening, insurance quoting, mobile check deposit and more. Learn more at www.miteksystems.com.
How they describe their product/innovation: Mitek’s groundbreaking ID document verification solution, Mobile Verify assures that the ID presented in a mobile transaction is a genuine, unaltered, and government-issued ID. It provides consumers a fast and easy way to create a trusted identity with an organization anytime, anywhere. For brands, Mobile Verify™ enables you to safely and securely acquire new customers and complete high value transactions in the mobile channel. This solution is especially important for organizations operating in regulated markets.
Contacts:
Bus. Dev. & Sales: Michael Nelson, VP, Global Sales & Business Development, [email protected], 858-309-1714
Press: Katherine Verducci, VP, MIX Public Relations, [email protected], 408-429-5779
How they describe themselves: Serving 344 million mass affluent and 1 billion retail investors with a smart and individualized investment solution was impossible until now. We have built and successfully tested a smart, automated and easy-to-use 24/7 digital investment advisor that allows any individual to build his personalized stock portfolio in just a few simple steps – hand-holding the user through the investment process. Our white-label investment solution aims to partner with the financial services industry to provide a content rich and highly scalable product that applies the ‘role-model concept’ to help serve under-serviced, digital-savvy mass affluent and retail investors.
How they describe their product/innovation: Commercial version of the first automated single-stock, expert-based and algorithm driven ‘Robo-Advisor’. Instead of ‘reinventing the wheel’, this system implements the best available investment concepts, based on hundreds of textbooks and research papers, from the last decades. Each day, this system screens 69,000+ stocks worldwide, while employing the success formula (or recipes) of 30+ proven experts such as Buffett, Templeton and Lynch. All this comes added with an educational stock-investing knowledge section that is written in simple and jargon-free language, while users can also connect with like-minded investors.
Product distribution strategy: Direct to Business (B2B), through financial institutions, licensed
Contacts:
Bus. Dev. & Sales: Michel Jacquemai, Chief Investment Officer & Co-Founder, [email protected], +41-41-7686688 & +41-79-3007442
Press: Maria Jacquemai, CEO & Co-Founder, [email protected], +41-41-7686681
