FinDEVrSiliconValley 2016 / Marqeta

Presenter Profile:

Founded in 2010, Marqeta has re-engineered how payment cards, virtual cards, and mobile authorization products should be developed and deployed. The Marqeta Platform, built from the ground up with no legacy infrastructure, provides the world’s first fully documented, open API issuer processor platform. Adopters of The Marqeta Platform include leading financial services, e-commerce, retail, and social media brands. Marqeta offers developer-friendly solutions to meet the ever-evolving demands of the payments market: DELIVERY, LEND, DISBURSE, EXPENSE, and VIRTUAL. Each of these solutions includes a sophisticated set of controls and configurations that are designed to meet the needs of on-demand service companies, alternative lenders, as well as those looking for payouts for 1099 workers, flexible expense management, and scalable, secure virtual card transactions.


Democratizing Issuer Payment Processing with Just-In-Time “JIT” Funding

More than 20 years ago payment service providers were building Payment Gateways, the first technology solutions for e-commerce merchants to accept payment cards for purchases. The Payment Gateway made way for a wave of API innovation by providing accessibility and opportunity for anyone to become a merchant online. Now, Marqeta is bringing API innovation to the issuing side of payments through Just in Time “JIT” Funding, enabling commerce innovators to be part of the authorization stream of their payment card transactions in real time.

What You’ll Learn

  • The anatomy of a payment card authorization
  • Democratizing issuer payment processing by putting customers into the authorization stream
  • Open Payments APIs


Tony Ford, CTO | @tony4d |

Tony is a technology and product leader with more than 15 years of experience building large-scale Internet applications and infrastructure. His passion is leading teams to build products that have a real impact for users. He specializes in open source software, distributed computing, and service-oriented architecture.

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