FinovateFall 2016 / ProActive

Presenter Profile:

How they describe themselves: ProActive is re-inventing budgeting by putting categorization BEFORE the purchase, a truly proactive experience. All other budgeting systems are reactive and fail to create real behavioral change. With Millennials’ dis-taste for traditional banks, our budget first banking system will make ProActive the primary bank for thousands.

How they describe their product/innovation: ProActive is Cash Envelope Budgeting – Digitized. By following the exact behavior of Envelope Budgeting, users gain the simplicity and control they’ve always wanted. The key is in our patented categorization first approach which requires the user to choose which category their money is coming from BEFORE it is spent. This creates the highest user activity in the industry since the users must use the app, and make a choice, to purchase.

Product distribution strategy: Direct to Consumer (B2C), through financial institutions, through other fintech companies and platforms


Bus. Dev., Press, Sales: Ryan Clark,

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