Last Chance for FinovateSpring Early-Bird Tickets — Only 2 Days Left to Save!

FinovateSpring 2010 LogoJust a quick reminder that the early-bird ticket prices for FinovateSpring 2010 (May 11th in San Francisco) will expire at the end of March (less than 2 days from now). If you register by March 31st, you’ll save $100 on your ticket and lock in your spot to see debuts and demos of dozens of new financial and banking technological innovations. 

We’ve handpicked an amazing list of companies to demo their latest including:

Tickets are selling well with hundreds of registered attendees from great organizations like: 

  • AARP
  • BNP Paribas
  • CBS
  • Experian
  • Google
  • Intuit
  • Kaiser Permanente
  • Mechanics Bank
  • Tower Group
  • USAA
  • Visa
  • Aite
  • Capital One
  • Celent
  • Filene
  • H&R Block
  • Jack Henry
  • Motley Fool
  • Target
  • PayPal
  • US Bank
  • Wells Fargo
  • Alliant Credit Union
  • Canaan Partners
  • Discover
  • Forrester Research
  • Highland Capital
  • Javelin Research
  • NY Times
  • TransUnion
  • Venrock
  • Wired Magazine

FinovateSpring is one of our twice-yearly showcases of the best new ideas in banking and financial technology. The show is built around a unique blend of fast-paced demos of actual technology (no slides!) and high-quality networking with an audience of senior FI executives, fintech entrepreneurs, VCs, press, industry analysts and bloggers. It’s an awesome environment to find your next competitive edge.

Don’t miss out on the early-bird price on your ticket to this great show. Register now!

P.S. Online Banking Report subscribers are entitled to an extra discount to our Finovate conferences. Email me to get it.

ericphoto.jpgEric Mattson is CEO of Online Financial Innovations, the parent company of NetBanker, Online Banking Report and the Finovate Conference Series. He can be reached at

FinovateSpring 2010 Demo Companies Revealed


We’re very pleased to announce the lineup for the upcoming FinovateSpring 2010 conference. Taking place on Tuesday May 11 in San Francisco, the conference will showcase dozens of handpicked companies debuting and demoing their latest and greatest fintech innovations. The quality of the ideas that will be demoed on stage is very high this year and we’re incredibly excited to showcase them to you.

The demoing companies selected (that we can reveal so far) are:

These companies will be showcased to an audience of senior financial/banking/credit union executives, influential press, industry analysts, venture capitalists, bloggers, tech companies and entrepreneurs.

A sampling of the great organizations already registered to attend includes: AARP, Aite, Alliant Credit Union, BNP Paribas, Capital One, Celent, Discover, Experian, Fidelity, Filene, Forrester Research, Google, Highland Capital, Intuit, Javelin Strategy, Jack Henry, Mechanics Bank, Motley Fool, NY Times, PayPal, Tower Group, USAA, US Bank, Venrock, Wells Fargo, and Wired Magazine.

We’d love to have you join us at the spring event and watch the future of finance/banking unfold onstage. If you register today you’ll save $100 via the early-bird ticket discount. Please note that the early-bird prices expire at the end of this month and space is limited so lock in your spot now!

ericphoto.jpgEric Mattson is CEO of Online Financial Innovations, the parent company of NetBanker, Online Banking Report and the Finovate Conference Series. He can be reached at

FinovateSpring’s Lowest Ticket Prices Expire in 3 Days!

Just a quick reminder that the lowest early-bird ticket prices for FinovateSpring 2010 (May 11 in San Francisco) will expire at the end of January (a mere 3 days from now). If you register this week, you’ll save $300 on your ticket and lock in your spot to see debuts and demos of dozens of new financial and banking technological innovations.

FinovateSpring 2010 Logo

Tickets are selling strongly with attendees from great organizations like Visa, Wells Fargo, USAA, AARP, Filene, Google, Capitol One, Experian and many others registering in the last few hours alone.

FinovateSpring 2010, in case you’re not familiar with it, is one of our twice-yearly showcases of the best new ideas in banking and financial technology. The show is built around a unique blend of fast-paced demos of actual technology (no slides!) and high-quality networking with an audience of senior FI executives, fintech entrepreneurs, VCs, press, industry analysts and bloggers. It’s an awesome environment to find your next competitive edge.

Don’t miss out on the best prices on tickets to this great show. Register now!

P.S. Online Banking Report subscribers are entitled to an extra discount to our Finovate conferences. Email me to get it.

ericphoto.jpgEric Mattson is CEO of Online Financial Innovations, the parent company of NetBanker, Online Banking Report and the Finovate Conference Series. He can be reached at


Finovate Events in 2010 Announced — Apply to Demo Now

We’re incredibly pleased to announce our Finovate events for 2010 today. Over the last few years, our Finovate conferences have grown tremendously and become must-attend showcases of the best new innovations in financial and banking technology.

FinovateSpring 2010 Logo

FinovateFall 2010 Logo

In 2010, we will again be organizing two great Finovate conferences. The first, FinovateSpring, will take place in San Francisco on Tuesday May 11 and the second, FinovateFall, will take place in New York City on Tuesday October 5.

Both events will showcase dozens of fintech innovations from established leading companies and hot young startups via our special demo-only (no slides allowed) format. Every company selected to demo at the events gets 7 minutes on stage to show their latest and greatest to the entire audience plus a plug-and-play demo booth during the intimate networking sessions to connect one-on-one with the attendees. The powerful blend of a ton of high-quality demos and top-notch networking in a single day that has won rave reviews year after year from both participating companies and attendees is back!

In 2009, the high-quality audiences of financial execs, press, bloggers, analysts, VCs and entrepreneurs at both conferences grew 20% and in 2010 we expect the events to be even bigger and better.

If you’re interested in doing a demo at one of the 2010 events, please email me today at for more details. The application window for the spring event is now open and will close at the end of February (there are advantages to applying early).

P.S. Tickets for both events are on sale now at Register today to lock in your spot and the super early bird price!

ericphoto.jpgEric Mattson is CEO of Online Financial Innovations, the parent company of NetBanker, Online Banking Report and the Finovate Conference Series. He can be reached at

Finovate 2009 Demo Videos Available Free Online Now

I’m excited to announce that the videos of all the demos from our Finovate 2009 conference this fall are now available free online.

It was an amazing conference with a ton of great innovations showcased on stage. We hope you enjoy watching the demos in video format as much as the 450 attendees enjoyed watching them live on the day of the event.

As usual, we’ve provided all the videos in both Windows Media and QuickTime formats. We’ve also added a higher-res download version so you can watch them in bigger-screen glory. To download the bigger-screen version simply right-click on the link that says QuickTime HD (hint: it’s located under the video player) and choose “save as”.

A huge thanks for all the demoing companies (listed below alphabetically) for participating at Finovate 2009. 

P.S. If you’re interested in demoing at a future Finovate event, please reach out to me for more details.

ericphoto.jpgEric Mattson is CEO of Online Financial Innovations, the parent company of NetBanker, Online Banking Report and the Finovate Conference Series. He can be reached at

BancVue,, Digital Insight (Intuit), Silver Tail Systems, and Yodlee Named Best of Show at Finovate

image After a jam-packed day in NYC yesterday, the audience voted five companies Finovate2009 Best of Show.  

All Finovate attendees, except for the presenting companies themselves, rated each demo on a scale of one to six. At the end of the final demo session, the ballots were tallied and the presenters ranked based on their average score. A majority of attendees completed a ballot, so it’s a good indicator of the group consensus.

It was a tight race, but here’s how the choices played out (in alphabetic order).

image        BancVue’s Kasasa national checking/savings account brand
        for community banks and credit unions  

image’s report card with letter grades to help users
make sense of the underlying data

imageDigital Insight (Intuit) integration of tax preparation
with online banking

imageSilver Tail Systems real-time security monitoring
to shut down fraud attempts immediately

imageYodlee’s new FinApp store modeled after Apple’s
iPhone App Store 


Congratulations! And thanks to everyone who participated.  

Note: Videos of each demo will be posted to the Finovate website within a few weeks.

Twitter Transcript from Finovate 2009

Here’s a transcript of my Twitter updates at Finovate 2009 on 29 Sep 2009 (in reverse chronological order):

  • Congratulations Finovate2009 Best of Show winners: BancVue,, Digital Insight (Intuit), Silver Tail Systems, and Yodlee! 4:10 PM  29 Sep

  • That’s a wrap; Best of Show winners announced about 5:15 pm. Thanks to everyone in attendance and reading on Twitter! 12:38 PM  29 Sep

  • Billeo announcing deal w upside prepaid visa; demo sent a box of cookies to our Eric Mattson we’ll let you know how they taste! 12:37 PM  29 Sep

  • Final Finovate demo; Billeo launching “offer assistant” which integrates money saving offers from FI into Google and Bing search results 12:32 PM  29 Sep

  • Fiserv demoing P2P transfers and group payments; eg. the soccer team reimbursing; showing mobile integration 12:28 PM  29 Sep  

  • Skill-Life showing new financial education game system aimed at tweens called Cents City; will partner with FIs 12:25 PM  29 Sep 29

  • Fidelity National Info Services showing remote deposit via small scanner; doing live check scan; showing back office risk score 12:11 PM  29 Sep

  • Mint showing integration on myYahoo; mint data now shows in widget format on user’s yahoo homepage 12:06 PM  29 Sep

  • Infosys launching beta of multi-channel mConnect; showing integration of mobile SMS, voice and mobile web; even TV 12:03 PM  29 Sep

  • BillShrink saving users $1500/yr; today launching new vertical savings and CDs “billshrink where shrinkage is good” 11:53 AM  29 Sep

  • Canopy Financial showing iphone app for medical expenses; helps shop for services, understand & manage insurance reimbursements 11:18 AM  29 Sep

  • On Deck Capital launching online decision making for small biz loans; unique in providing extensive feedback to applicant 11:13 AM  29 Sep

  • Bling Nation showing Bling Tag mobile payments at physical point of sale; more control than contactless card 11:01 AM  29 Sep

  • BancVue debuting Kasasa; pilot in June, now rolling out to BancVue network; demoing online acct opening 10:51 AM  29 Sep

  • Cashedge announcing that 4 banks are currently signed for POP Money 10:46 AM  29 Sep

  • Cashedge showing POP money; easy to use person-to-person money transfers integrated with online banking 10:44 AM  29 Sep

  • Kapitall announcing today an integration with TD Ameritrade; open beta begins tomorrow 30 Sep 10:38 AM  29 Sep

  • Kapitall showing how it makes investment research compelling with graphics, animation, tools; “DNA from gaming” 10:36 AM  29 Sep 
  • S1 Enterprise showing how FIs can create custom services for segments with software drop-downs; powerful mix-and-match metaphor 10:29 AM  29 Sep
  • Yodlee launching FinApp Store modeled after Apple App Store; very unique, developers can build apps for its platform 10:22 AM  29 Sep

  • SimpliFi taking PFM to longer-term planning realm; uses GPA-goal point average- to help gauge progress 7:57 AM  29 Sep

  • showing easy-to-understand credit report card with letter grades; can dig deeper into the various areas 7:50 AM  29 Sep

  • PayByMobile showing mobile/SMS payment option for online checkout; saves users from inputting credit card details 7:43 AM  29 Sep

  • Silver Tail Systems showing real-time security monitoring to identify & shut down fraud attempts immediately 7:37 AM  29 Sep

  • Strands announcing integration with coupons; showing PFM system used by Spain’s BBVA; 7:28 AM  29 Sep

  • iPay Technologies showing how full suite of electronic billing and receivables management
    for small businesses 7:18 AM  29 Sep

  • Intuit showing tax integration with online banking; this could change my April 15; includes Q&A with community 7:12 AM  29 Sep

  • online bookkeeping for 20 million US microbusinesses or self-employed; launching paypal integration 7:04 AM  29 Sep

  • Tile Financial launches today; in beta in 4th qtr with unnamed major financial institution; PFM for young adults 6:31 AM  29 Sep

  • Home-Account shows how they can get best loan deal for qualified customers AND helps non-qualifiers for monthly fee 6:25 AM  29 Sep

  • Home Account announces that it’s teaming with Mortgage Professor Jack Guttentag 6:24 AM  29 Sep

  • Firethorn also adding peer-to-peer payments and bill payment 6:21 AM  29 Sep 
  • Firethorn showing 3 new features including mobile enrollment; huge missing piece in most US mobile banking services 6:16 AM  29 Sep 
  • Backbase showing customizable portal; sort of iGoogle for finance and banking; logical next step in online fin mgmt 6:12 AM  29 Sep

  • mShift shows mobile remote deposit with Randolph-Brooks FCU; magic to see paper check disappear into phone for deposit 6:03 AM  29 Sep

  • People Capital showed human capital score integration into peer lending platform 5:54 AM  29 Sep

  • SmartyPig launching Twitter & Facebook integration; impressive feature for youth market, my son loves it! #finovate5:46 AM  29 Sep

  • Finovate2009 kicks off with Brightscope, Tools to navigate your 401k for consumers, plan sponsors, consumers & launching today, advisor tools 5:41 AM  29 Sep
  • Finovate 2009 Launches Today

    imageAt 8:30 (Eastern) today, Finovate2009 kicks off with a lineup of 32 new innovations from leading financial services and tech companies.

    We’ll cover the breaking announcements on Twitter today, at You can follow the entire conversation on our Finovate Live page or on Twitter using the hashtag #finovate.

    For complete descriptions of the companies, see our previous coverage.


    Technorati tags:

    Finovate 2009 Final 3 Demoing Companies Revealed


    This Tuesday, more than 425 people will gather in the heart of Manhattan to watch the future of financial and banking technology unfold at Finovate 2009. They’re coming to see the best new innovations in the space from 32 handpicked startups and established companies via Finovate’s fast-paced, demo-only (no slides allowed!) format. It’s going to be a great show! 

    Each year at Finovate, a few companies request that their participation be kept secret until right before the show. Today, we’re excited to announce those companies. They are:

    These three join the 29 awesome companies we’d already announced (list below):

    These companies will showcase their talents before an audience of senior financial/banking/credit union executives, influential press, industry analysts, venture capitalists, bloggers, tech companies and entrepreneurs.

    A few of the organizations attending include: Bank of America, Citibank, WSJ, Microsoft, ING Direct, HSBC, Wells Fargo, American
    Express, Dow Jones, the Financial Times, E*Trade Financial, SunTrust, ANZ,
    Capitol One, NY Times, Financial Insights, Discover, Sybase, Cardinal Venture Capital,
    Intuit, Consumer Reports, DataMonitor, Canaan Partners, The Economist,
    BusinessWeek, CBS Moneywatch,, Korn/Ferry, U.S. Bank and Aite Group.

    We’d love to have you join us on Tuesday and watch the future of finance/banking unfold onstage. There are some tickets left but since the event starts at 8:30 sharp on Tuesday morning, I’d hurry up and register now if you want to attend! 

    P.S. Online Banking Report subscribers save even more on tickets to all our events PLUS they obviously get 12 months of great research.

    ericphoto.jpgEric Mattson is CEO of Online Financial Innovations, the parent company of NetBanker, Online Banking Report and the Finovate Conference Series. He can be reached at

    Finovate 2009 Attendance to Surpass Last Year

    image Thanks to a fascinating lineup of presenters (logos below, list here), and what looks like a rosier technology outlook for next year, we are thrilled that as of this morning, Finovate ticket sales have surpassed last year’s!

    With five business days remaining before the 29 Sep event, it’s certain we’ll have a record audience of more than 400 at Finovate 2009 (partial list below, note 1). There are still a few tickets remaining, so we encourage you to register ASAP.


    Here’s a partial list of attending companies:

  • 1st Mariner Bank
  • AARP
  • ACI Worldwide Inc.
  • Adirondack Trust Company
  • Advisor Software, Inc.
  • Aite Group
  • Alliant Credit Union
  • Ally Bank
  • American Banker
  • American Bankers Assoc.
  • American Express
  • Andera
  • ANZ
  • Bancorp Bank
  • Bank of America
  • Bank Technology News
  • BBVA Compass
  • Bloomberg Ventures
  • BusinessWeek
  • Canaan Partners
  • Capital One Financial
  • Cardinal Venture Capital
  • Celent
  • Chambliss, Bahner & Stophel
  • Chase Bank
  • Citibank
  • ClairMail, Inc.
  • Consumer Reports
  • Credit Union Journal Mag.
  • Critical Mass
  • Datamonitor
  • Delta Community Credit Union
  • Deluxe Corp
  • Deutsche Bank
  • Discover Financial Services
  • Dow Jones MarketWatch
  • E*TRADE Financial
  • Experian Consumer Direct
  • Fast Company Magazine
  • Federal Reserve Bank
  • Fidelity Investments
  • Financial Insights, IDC Company
  • Flushing Bank
  • Flybridge Capital Partners
  • Frost Bank
  • Gartner Inc.
  • Glenbrook Partners, LLC
  • Goldleaf Financial Solutions
  • GRP Partners
  • Harland Clarke
  • Highland Capital Partners
  • HSBC
  • ISI-Dentsu of America,Inc.
  • Jack Henry & Associates
  • Kennebunk Savings
  • Lazard Capital Markets
  • Leadfusion, Inc
  • LendingTree/Thrive
  • Lincoln Financial Group
  • MAX Credit Union
  • Microsoft
  • MONEY magazine
  • Mortgagebot LLC
  • New York Times
  • Newsday
  • North Hill Ventures
  • NTT AgileNet
  • Open Solutions
  • Open Source CU
  • PayPal / Bill Me Later
  • PostFinance, Swiss Post
  • Prosper Marketplace
  • PSCU Financial Services
  • Rabobank Nederland
  • Randolph-Brooks Fed. CU
  • RBC Venture Partners
  • RSA
  • Spark Capital
  • Spectrum Equity Investors
  • Standard Chartered Bank
  • SunTrust
  • SWaN Investors
  • Sybase Inc.
  • TD Bank
  • The Economist
  • The Hartford
  • Third Federal Savings & Loan
  • Total Technology Ventures, LLC
  • TowerGroup
  • TransUnion
  • Tudor Ventures
  • US Bank
  • USAA
  • Village Ventures
  • Visa Inc
  • Wall Street Journal
  • Wells Fargo
  • William Blair
  • Yahoo!
  • Fast Company Recognizes Eight Financial Startups in its NextFinance Column

    imageReally, we weren’t looking for ways to plug our Finovate conference. Usually we just come right out and tell you to register now since it’s only 10 days away. But imagine our delight when we opened up the latest issue of Fast Company (Oct 2009) and Dan Macsai’s article included six Finovate companies in his list of eight startups “brimming with hope for the financial industry” (see screenshot below; note 1).

    In Dan’s words, these companies are noteworthy as:

    Web-based financial startups creating services that embrace transparency (even in their largely fee-based pricing) and improve the customer experience.

    Congratulations to the eight winners (in order of their appearance in the article): 

    • Tempo Payments: Decoupled debit (FinovateStartup 2009 alum, video)
    • BancVue: Community bank rewards checking and Kasasa national brand (upcoming Finovate 2009 presenter; FinovateStartup 2008 alum and Best of Show winner, video)
    • MarketRiders: Impartial mutual fund advice for $9.95/mo
    • Mpower Ventures: Providing financial services to the world’s unbanked.
    • SecondMarket: Helps companies auction securities and other illiquid assets (FinovateStartup 2009 alum, video)
    • BrightScope: Independent advice for 401k plan participants (upcoming Finovate 2009 presenter)
    • Jwaala: Personal financial management and online banking tools for small and mid-size financial institutions (Finovate 2007 charter presenter, video; FinovateStartup 2008 alum and Best of Show winner video; 2009 Finovate Startup alum, video)
    • The Receivables Exchange: Real-time auctions for accounts receivables (FinovateStartup 2009 alum, video)

    Fast Company’s NextFinance column (Oct 2009, pp. 76-78, ad page omitted)


    1. We’ll take a .750 batting average any time. But, we’ll also try to recruit MarketRiders and Mpower to future Finovate events.

    Who’s Innovating in 2009? Finovate Preview

    yellow light bulbI’ve participated in dozens of online banking and technology conferences over the years, first as a banker, then as an analyst, and now as the host. Each time, I try to walk away with not only specific action items, but also overall themes that will drive product development over the next few years.

    With 32 new products and services being unveiled next month at our Finovate Conference (see note 1) and with planning season just around the corner, I thought it would be a good time to review the themes taking shape this fall:

    • Control: More and more tools are being invented to help consumers and small businesses take better control of their finances, both on the credit and deposit side. The tools vary from very focused tools to manage health care expenses or 401(k) allocations, to broad tools that manage the big picture. This trend is expected to continue well into the next decade.
    • Mobility: Most simple financial management tasks, such as checking balances, authorizing purchases, and so on will move to mobile devices, another huge trend that will play out over the next 20 years.
    • Peer-to-peer: You can’t really cut out the middleman entirely in financial services; a trusted third-party is needed to authenticate both parties. However, the third-party may not always be a traditional financial institution.
    • Safety & security: This one never goes out of style. But more so than usual, consumers are seeking safe havens for their savings and investments. And they expect more from their financial service providers. It will be a long time before risk-taking reaches levels seen much of the past 10 years.
    • Segmentation (online): For the most part, online banking has been a one-size-fits-all service, since it came on the scene in the mid- to late-1990s. That’s not good enough going forward. There will be online, and mobile, services tailored for distinct segments. Initial efforts rolling out this year target youth markets, small- and micro-businesses, and savvy investors among others. 

    Guide to FINOVATE Companiesimage
    The following 30 companies (plus two more in stealth mode) will show their latest and greatest innovations in 7-minute demos at Finovate on 29 Sep in NYC. Here’s how our presenting companies describe themselves.

    imageBackbase enables organizations to leverage their understanding of valuable customer data into highly personalized eBusiness Portals and Applications. Branding, content, applications, and tools can be targeted  to customers using profile-based personalization. Guidance and expertise can be proactively offered based upon specific customer needs. Customers can even be empowered to tailor their own user experience based upon their individual preferences. 

    BancVue/First ROI
    image These successful sister companies provide innovative checking accounts backed by dynamic marketing, data-driven consulting and powerful software to community banks and credit unions. BancVue and FIRST ROI aim to change the world of banking by launching a whole new product-delivery model for consumer deposit accounts and community financial institutions.

    image Billeo gives consumers a fast, easy and intelligent way to exercise choice and control over their online purchases and payments. Billeo functions as the catalyst to make online purchases and bill paying as easy and financially rewarding as possible. Billeo was founded by experts from the EBPP, card issuer, banking, ecommerce and technology industries.

    image BillShrink is an unbiased, free online service that saves people money by continuously updating personalized recommendations on everyday bills. BillShrink monitors millions of wireless plans, credit cards and gas prices across the country to provide an apples-to-apples comparison of the best options available on the market.

    Bling Nation
    image Bling Nation brings mobile payments to consumers and merchant points of sale, offering lower costs, increased efficiency and improved security compared to credit cards, debit cards, checks and cash. The Bling Nation service also enables financial institutions and merchants to offe
    r consumers robust rewards programs and real-time redemptions, promoting loyalty and convenience and supporting “shop local” initiatives.

    image BrightScope is an independent data analytics firm that quantitatively rates 401k plans and gives employers, employees, and brokers tools to enhance plan performance and maximize retirement outlook. The BrightScope Rating™ developed in partnership with leading independent 401k fiduciaries, reviews more than 200 unique data inputs per plan and calculates a single numerical score which defines 401k plan quality at the company level.

    Canopy Financial
    image Canopy Financial provides innovative technology solutions that power the Consumer-Directed Healthcare (CDH) programs of some of the world’s largest healthcare and financial institutions. Ranked #12 on the 2009 Inc. 500 list, Canopy empowers millions of consumers to take greater control of their healthcare dollars, enables price transparency for routine medical services, and increases the speed in which healthcare providers are paid.  

    image CashEdge is the leader in Intelligent Money Movement™ services that enable financial institutions to engage customers in new ways. CashEdge’s Intelligent Money Movement services provide a single point of access, through an online banking or mobile application, for multiple easy-to-use consumer and small business transfer routes.
    image Serving as an educator, advocate and facilitator, empowers consumers with easy-to-understand information about money, credit, loans and more. is partnered with trusted financial experts and select companies in order to offer online consumers insightful tips, helpful tools and excellent deals.

    Fidelity National Information Services
    image Fidelity National Information Services, Inc., a member of the S&P 500 Index, is a leading provider of core processing for financial institutions; card issuer and transaction processing services; and outsourcing services to financial institutions and retailers. FIS has processing and technology relationships with 40 of the top 50 global banks, including nine of the top 10.

    Firethorn (Qualcomm)
    image Firethorn, a Qualcomm company, is the crucial link in the emerging mobile commerce ecosystem. As a pioneer in mobile banking, Firethorn is transforming the traditional wallet into a streamlined, efficient and protected mobile revenue channel that will bridge relationships among financial institutions, retailers, wireless carriers and consumers.

    image Fiserv, Inc. is the leading global provider of information management and electronic commerce systems for the financial services industry, driving innovation that transforms experiences for financial institutions and their customers.

    Home-Account image
    Home-Account is a web-based mortgage finding service helping America’s 75 million homeowners take control of their largest asset– their home via their ‘home-account’. The service grades and analyzes homeowners and their mortgages, presents scenarios to improve their financial situation and then pinpoints the best realistic mortgage options in the market.

    image Infosys defines, designs and delivers IT-enabled business solutions that help Global 2000 companies win in a Flat World. These solutions focus on providing strategic differentiation and operational superiority to clients. With Infosys, clients are assured of a transparent business partner, world-class processes, speed of execution and the power to stretch their IT budget by leveraging the Global Delivery Model that Infosys pioneered.

    image Intuit Inc. is a leading provider of business and financial management solutions for small and mid-sized businesses; financial institutions, including banks and credit unions; consumers and accounting professionals. Their financial institutions division, anchored by Digital Insight, provides on-demand banking services to help banks and credit unions serve businesses and consumers with innovative solutions.

    iPay Technologies
    image iPay Technologies is the leading independent provider of Internet bill payment services. Founded in 2001, iPay develops and fully supports consumer and small business online bill pay solutions for more than 2,800 financial institutions nationwide and in Puerto Rico. iPay offers a 99.93% payment success rate with more than 1,200,000 bill pay customers, and over 4,000,000 payments processed each month.

    image Kapitall is a rich web application that makes investing easy for everyone. Inspired by game design, Kapitall combines an intuitive and engaging graphic user interface with powerful tools that make it easier than ever to research companies, build portfolios, share ideas and get smarter about the market.

    image MShift, Inc. provides Mobile Banking solutions that offer the widest array of features, including Bill Payment, Presentment, Transfers, Account Summaries, History, ATM locators, and much more. MShift also provides the only available Facebook Banking application – online banking directly tied into the Facebook environment. MShift’s Facebook banking application won the Online Banking Report’s “Best of the Web” award for 2007.

    On Deck Capital
    image On Deck Capital offers fair and fast financing to small businesses that do not meet traditional bank lending criteria. The company’s proprietary underwriting and loan processing platform looks deeper into the health of small businesses, focusing on the overall business performance, rather than the owner’s personal credit history.
    image is incredibly simple, online bookkeeping specifically created for the 20 million Americans who work for themselves. Outright offers a streamlined, online solution, with the bookkeeping needs of the small business owners first. Outright’s goal is to keep financial records as simple as possible, helping small businesses accurately track all of their income and expenses to estimate and prepare their taxes. And yes, it works on a Mac too.

    PayByMobile is a virtual wallet that will let anyone text to pay when shopping online. Shoppers load money on their wallet at the same shops where they top up to buy airtime and then simply text to pay when shopping at their favorite online store. PayByMobile uses familiar prepaid mobile usability to deliver a simple yet secure online payment alternative for everyone who has a mobile phone.

    People Capital
    image People Capital underwrites students without credit history by projecting individual income levels and ability to pay. Their Human Capital Score™ incorporates merit data such as GPA, standardized test scores, college and major to provide a true and unbiased, data-driven measure of economic value of an education. Their peer-to-peer lending platform allows students to finance their college educations through improved access to private student loans.

    S1 Enterprise
    image More than 100 banks
    and three million consumer, small business, and corporate users worldwide rely on S1 Enterprise solutions to access and manage their financial information. A division of S1 Corporation, S1 Enterprise is a leading provider of integrated banking solutions that deliver financial service providers a holistic view of their customers whether online, in the branch or in the call center.

    Silver Tail Systems
    image Silver Tail Systems provides next generation fraud prevention to protect against business logic abuse – a rising threat on application logic costing financial institutions hundreds of millions of dollars and significant loss of trust. Silver Tail products use real-time behavior analysis to detect and alert on known threats and new behaviors, then enables the business to disrupt these attacks in real-time.

    image SimpliFi is a free online financial planning and advice service that lets anyone plan for their financial future. The company was founded in 2004 as a tenant company in Wake Forest University’s Babcock Demon Incubator. SimpliFi is headquartered in Winston-Salem, NC, and has been providing white label financial planning services to credit unions since 2005.

    image Skill-Life, Inc. began as CentsCity, LLC in January 2007 with the goal of building financially healthy youth and communities. Their initial vision of employing online gaming to teach financial skills has evolved into a more interactive, game-based, and comprehensive resource for awarding incentives and building life skills.

    image SmartyPig allows customers to open goal-based savings accounts and to invite their friends and family to contribute to their goals. The system is based on proprietary, patent-pending technology and the latest in security standards. SmartyPig’s U.S. banking partner is West Bank, a subsidiary of West Bancorporation, Inc. The company’s Australian banking partner is Australian New Zealand Banking Group Limited (ANZ).

    image moneyStrands is an innovative, easy-to-use online personal financial service that goes beyond providing financial analysis tools, with personalized money-saving advice and recommendations, and lets people anonymously compare themselves with people with similar backgrounds and financial goals. The interface is widget-based and highly customizable by the end user. moneyStrands is accessible via a full-capability mobile web version and a native iPhone application.

    image Leading financial institutions trust Yodlee to power critical online financial applications. Yodlee’s personal financial management, payments, and customer acquisition solutions unify all personal financial account information to deliver a simple, centralized and secure source for consumers to manage all of their financial tasks anytime, anywhere. Yodlee makes financial institutions’ websites essential to their customers and generates new revenue opportunities.


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