For companies involved in the business of empowering developers to build business-critical fintech applications, the world has changed a great deal over the past decade. From the rise of AI to a sea-change in regulatory priorities that has increased scrutiny on third-party relationships, fraud and risk management, consumer data protections, and more, the task of providing fintech developers with the tools they need to innovate has only become more challenging.
This makes the recent news from 3forge, a New York-based fintech that has been empowering fintech designers and developers for 15 years, all the more interesting.
“We started 3forge in New York, in 2011, to build a transformative platform enabling your designers and developers to build applications in a fraction of the time and cost, with a focus on business-critical scale, performance, and interoperability,” 3forge Founder and Chief Technology Officer Robert Cooke said from the Finovate stage at the beginning of the company’s Finovate debut in 2022.
Today, the New York-based fintech announced the launch of its application fabric for finance. 3forge Enterprise unifies real-time data, business logic, AI, and application development in a single operational environment. This gives financial institutions a production-ready continuum from data to deployed application. 3forge Enterprise provides a data gateway that unifies current-state access to real-time and historical tables, streams, and procedures across data nodes in the 3forge fabric. The technology enables developers and applications to publish, subscribe, query, and insert data via native connectivity in Java, Python, and C++, and provides failover support and integrations across JDBC, Pandas, and SQLAlchemy libraries. 3forge Enterprise also provides MCP server and AI agent access, live prompting and agentic development, and an operations hub that centralizes the management of 3forge deployments.
“For years, financial institutions treated data platforms, business logic, and applications as separate architectural domains,” Cooke said. “That separation made sense operationally, but it is increasingly inefficient for high-value capital markets workflows. As AI raises the stakes, models and agents need more than disconnected data estates and fragmented application logic.”
3forge Enterprise uses three layers to transform platforms into an enterprise-wide fabric for financial systems: a governed real-time intake and exhaust layer for financial data, an application engine and AI-assisted development layer for building and running financial workflows that helps users move from data to production, and an operational control layer to facilitate managing deployments at scale. Combined, these layers enable vendor platforms, internal systems, and AI-powered applications to access real-time and historical data via unified queries, streams, APIs, and agents. At the same time, 3forge Enterprise preserves the entitlements, auditability, and production controls needed for capital markets.
“An application fabric brings data, decisions, execution, AI, and applications onto the same controlled, auditable foundation,” Cooke explained. “For tier-one financial institutions, 3forge Enterprise provides a way to extend and modernize complex existing infrastructure. For mid-market banks, broker-dealers, hedge funds, and asset managers, it provides access to a production-ready application fabric without having to build one from scratch.”
Founded in 2011 and headquartered in New York, 3forge made its Finovate debut at FinovateFall 2022. At the conference, the company showed how its Full Stack Enterprise platform enables developers to quickly build customized business-critical solutions with an emphasis on workflow transparency, real-time visualization, and data discovery without limitation.
Photo by Vincenzo Marotta on Unsplash
