C24 is a multichannel platform that allows end users to connect their accounts with different banks, so that their household financial standing is visible and manageable.
Users can pay bills, set bill payment rules, and use linked “proxy” Visa cards to pay for goods online and offline. API of C24 lets partnering banks securely provide their users with info of accounts within these banks; otherwise, customers can use Visa/MC rails or other standard means of linking their sources of funds.
C24 is a user-experience-driven app, where the complexity of numerous accounts is nowhere to be seen. The impetus for C24 to exist is to automate day-to-day finance routines and advise on the best courses of action.
NICE Systems Leverages Voice Biometrics to Create a Secure Environment for Call Centers
This post is part of our live coverage of FinovateEurope 2015.
Real-Time Authentication strengthens and streamlines the authentication process by utilizing voice biometrics to authenticate customers in real time during their conversation with an agent. Contact centers can:• Securely authenticate customers in real time with no customer effort• Expedite time to service and free up more time for revenue-generating activities• Passively enroll the vast majority of customers seamlessly• Improve fraud protection on all enrolled accounts
EVRY Launches Spendific, A Personal Trainer for Your Finances
This post is part of our live coverage of FinovateEurope 2015.
EVRY is a leading IT company in the Nordics, offering a broad portfolio of solutions to a wide range of industries. EVRY has some 10,000 employees and reports annual turnover approaching 1.5 billion euros. The company operates from headquarters in Oslo, Norway.
Through the business area of financial services, EVRY covers all the core processes involved in banking. With a combination of extensive industry experience and customer-centric approach, we are contributing to transforming and simplifying banking and payment services, as well as many services that are important and beneficial for society.
Presenters: Anne Moa, product developer, and Magne Meldal, business developer
mydesq Presents a Powerful Workbench for Wealth Managers
This post is part of our live coverage of FinovateEurope 2015.
Imagine having your desktop in your hand; mydesq is a powerful workbench that allows wealth managers to work from anywhere, anytime.Simple and intuitive, it is tailored to your every need.We are demonstrating two use-cases: how wealth managers can gain 70% efficiency by using our investment suitability, and how the creation of an investment recommendation campaign can be done effortlessly.
BankClip from CREALOGIX Uses Video to Enhance Traditional Financial Advisory
This post is part of our live coverage of FinovateEurope 2015.
CREALOGIX is demoing how each financial advisory session can be wrapped up as a video clip, rather than traditionally done by email and documents. The possibility for the relationship manager to set together snippets of information into a video clip makes the experience of personalized information through visual transcribing more engaging.
Vipera Demonstrates its Card Control Mobile Banking App
This post is part of our live coverage of FinovateEurope 2015.
Vipera Card Control is a cutting-edge mobile-banking app allowing a bank’s customers to control cash and card expenses with real time alerts on transactions, card locking for fraud management, auto-learning expense-categorization logic, budget settings and alerts, as well as loyalty-engagement functionality.
Ixaris Systems’ UI Editor Allows for Easy Customization
This post is part of our live coverage of FinovateEurope 2015.
Ixaris is demonstrating a UI editor that banks can provide to a corporate customer so that the entity can safely, and in a compliant manner, customize the instance of the application that the bank has deployed for them.
Critically, this patent-pending technology enables customization to be carried out by non-technical staff, either operational staff or web agency, without compromising security.
In addition to static web-page and cardholder-portal content, the customer can change the way in which transactions and payment instruments are handled. Tools are also provided for the bank to review, approve, and control the entry of changes into production.
Product launch: April 2015
Metrics: $10M in equity finance raised to date; 130 employees; 2013 revenues $15M
Product distribution strategy: Direct to Business (B2B) through financial institutions and through other fintech companies and platforms
HQ: London, United Kingdom
Founded: September 2000
Website: ixaris.com
Twitter: @ixaris
CashSentinel Debuts Escrow Service Combined with a Mobile Wallet
This post is part of our live coverage of FinovateEurope 2015.
Online secondhand-car fraud was the #2 most common online scam in 2013, according to the European Consumer Centers network. This market represents over 25 million transactions yearly in United Kingdom, France, Germany, Italy, and Switzerland alone.
CashSentinel developed a solution that combines an escrow service and a mobile wallet, dedicated to facilitating and bringing trust to large transactions between parties that do not have a long-lasting, trusting relationship.
CashSentinel concluded a partnership with Swissquote Bank, the leading online bank of Switzerland, and AutoScout24, the leading secondhand-car marketplace. After a successful trial period, the service is set for fully fledged launch and European expansion in 2015.
Presenters: CEO Sylvain Bertolus; Board Director Michael ChailleProduct distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B) through financial institutions
HQ: Yverdon-les-Bains, Switzerland
Founded: December 2012Website: cashsentinel.com
Twitter: @CashSentinel
Trunomi Launches TruMobile to Helps FIs Share Customer Data While Remaining Compliant
This post is part of our live coverage of FinovateEurope 2015.
TruMobile connects customers with banks, helping to monetise and personalise customer’s data experience. Built as a customer-centric “Consent Engine,” TruMobile is backed by multiple patent filings.
It seamlessly creates auditable privacy policies, which for the first time permit the sharing of customer Pii data across platforms, jurisdictions, and business lines in full compliance with global regulatory and privacy standards.
HQ: Bermuda, Dublin and Silicon Valley
Founded: March 2013
Website: trunomi.com
Twitter: @trunomi
Aire Launches API to Help Underwrite Risk of Borrowers with Thin Credit
Aire is launching its Credit API at FinovateEurope 2015. The API enables lenders to use Aire to perform a credit check when traditional data doesn’t exist in the credit bureaus.
The immediate benefit is the ability to re-score applicants when no data exists on their bureau file. This enables lenders to expand the pool of eligible applicants by removing the no-data problem.
The API can also be used as a credit enhancement amongst other use-cases that we are excited to see companies explore. The signup for the API will also open at FinovateEurope for our partners.
Presenters: Cofounders Aneesh Varma and Jon Bundy
Product launch: February 2015
Metrics: Aire is a TechStars company; 7 employees
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B) through financial institutions and through other fintech companies and platforms
HQ: London, United Kingdom
Founded: January 2014
Website: aire.io
Twitter: @airescore
AlphaPoint Demonstrates its Redesigned and Customizable Exchange Technology Platform
This post is part of our live coverage of FinovateEurope 2015.
AlphaPoint’s exchange platform is leveraged by institutional and retail exchanges globally, powering their digital currency exchanges. The company’s proprietary platform also serves as a digital exchange gateway for organizations looking to upgrade their existing systems to digital currencies. AlphaPoint offers 24-hour run-time capabilities and provides a customizable, scalable, and secure platform. Our database is a next-generation design, built with military-grade security practices.
At FinovateEurope 2015, we are demonstrating a new-and-improved “v2” of our exchange technology platform, which features a redesigned and customizable front-end template, new order types, improved scalability, and an even faster processing speed.
Presenters: Founder Joe Ventura, CTO, and Scott Bambacigno, VP salesProduct launch: January 2015
Product distribution strategy: Direct to Business (B2B) through financial institutions and through other fintech companies and platforms; licensedHQ: New York, New York, U.S.A.
Metrics: ~$1.5 million raised in funding, 10 employees, 18 clients worldwide, processing over $350 million in monthly volumeWebsite: alphapoint.com
Twitter: @AlphaPointLive
Bendigo and Adelaide Bank Introduces a Mobile Payments Platform with its Own Virtual Currency
redy is a mobile payments platform that enables customers to transact with registered redy businesses, but it is more than just a way to pay. Each purchase earns a percentage of the transaction value—’Creds,’ a virtual currency—which can be redeemed for personal use or donated to community projects or charities.
Consumers can also complete direct mobile donations from redy simply by scanning the code in either the charity’s, or project’s marketing material. redy connects shoppers and businesses to causes that are important to them and is therefore a marketing tool to encourage local buying.