Dwolla Blog
Author: Julie Muhn (@julieschicktanz)
FinovateFall 2012 Best of Show Winners
Our fifth annual FinovateFall in NYC concluded an hour ago. After seeing 64 demos over two packed days, the audience voted for their three favorites each day. The top eight overall were named Best of Show (see notes).
The winners (in alphabetic order):
- Credit Sesame for its Financial Fitness Indicator that gives users a comprehensive view of their financial situation
- Dashlane for its instant login and checkout feature

- Dynamics for its Triple Interface card, allowing for tap, swipe, or EMV payments
- eToro for its social trading index
- LearnVest for its certified financial planning capabilities and mobile app
- MoneyDesktop for its PFM platform and bubble budgets
- PayTap for its social bill-payment platform
- ShopKeep POS for its tablet-based POS
We’ll have videos of all 64 demos posted at Finovate.com as fast as possible (probably two to three weeks out).
Thanks to everyone who presented, attended, tweeted, networked, blogged, tolerated the Internet hiccups and helped push fintech forward. You are the best!
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Notes on methodology:
1. Only audience members NOT associated with demoing companies were eligible to vote. Finovate employees did not vote.
2. Attendees were encouraged to note their favorites as the day went on and choose three favorites from just the demos of that day. Ballots were turned in at the end of the last demo session each day.
3. The exact written instructions given to attendees: “Please rate (the companies) on the basis of demo quality and potential impact of the innovation demoed. Note: Ballots with more than three companies circled will not be counted.”
4. The eight companies appearing on the highest percentage of submitted ballots were named Best of Show.
5. Go here for a list of previous Best of Show winners.
PayTap Demonstrates P2P Bill Payment Solution
“All of us have done it – asked or given help to family & friends to pay a bill. It’s hard to ask and difficult to quickly respond. PayTap allows people to do what they currently do every day but online and with significant advantages.
1. Dramatically reduces the cost of moving money and takes a major step out of the process by having the funds go directly to the billing company (AT&T).2. Takes advantage of existing social networking (increases reach and speed).3. Gives visibility to all parties involved and allows them to keep track (who has paid) and avoids costly late fees.4. Users can choose any payment method – credit, debit, PayPal and bank transfer – without revealing their details to family and friends.”
Payfone Launches 1 Touch Checkout
“Payfone’s 1 Touch Checkout drives frictionless commerce by retrieving the payment credential tied to the mobile number, thereby eliminating steps in the checkout process and driving higher conversion.”
Prepaid Resources’ BenefitsDirect Provides an Efficient Direct Deposit Solution
“BenefitsDirect provides the most effective and comprehensive direct deposit solution to deliver recurring revenue. Easily capture Federal benefits, State benefits and payroll deposits on your accountholder website, in-branch, at retail, by mobile app or live agent. Track enrollment success and utilize direct deposit analytics to pro-actively personalize accountholder relationships.”
Leadfusion Makes It Easy for Customers to Select Financial Products
“Leadfusion’s new Cross Channel Selling solution unites the online and offline experiences for consumers who are evaluating financial products, while also delivering powerful selling tools to retail branch personnel.
For the first time, a consumer can begin the consideration of a financial product or service in any channel, and continue that investigation in a different channel – picking up where they left off. By creating a unified experience, Cross Channel Selling makes the selection of a financial product easier and more convenient for the consumer. And with Cross Channel Selling, financial institutions can offer consistent product recommendations across channels while placing helpful selling and lead management tools in the hands of the front-office staff.”
Euronovate Launches ENSIGN 10 to Help Branches Take A Step Toward Becoming Paperless
“Existing companies are focused on only one key element, creating a fragmentation of competence and making it difficult for customers to realize a successful paperless project. Euronovate owns all the expertise and the best product to deliver a turnkey paperless program (using partner resources).ENSIGN 10 + ENSOFT are innovative tablet and software for advanced electronic signature and instant marketing, with a unique concept that assures maximum customer experience and level of security. Features include: 10″ wide screen, biometric data-capture including special on-the-air movement and 1.024 pressure level, one single shell impossible to open, encryption 3DES in communication, USB cable for power and data transmission, avoiding any tentative sniffing, tempered glass.”
Manilla Helps Users Stay Organized
“Manilla.com is the free, award-winning service that helps you manage everything in your life in one place and has updated its features so that customers can seamlessly manage their lives even more easily than before.
Manilla has made improvements to its mobile apps (which have received 4+ star ratings and thousands of user reviews), upgrades to the way customers categorize their bills and accounts on Manilla, and improvements to its convenient add-account process that allows customers to manage all of their accounts on Manilla’s clean, streamlined interface.”
eToro Launches a Social Trading Index
“The Social Trading Index is an evolution of eToro’s CopyTrader technology, which enables users to copy the trading activity of any user in the network in order to create a diversified people-based portfolio. As a result of offering the ability to aggregate several users into a single social trading index, users are able to benefit from an even more diversified and controlled investment portfolio. Through CopyTrader and Social Index people have now been transformed into a new asset class, paving the way for a social approach to investing.”
ValidSoft Brings Secure Mobile Architecture to Real-time Transactions
“ValidSoft’s SMART platform caters for the disparity in mobile networks and devices, use cases and the corresponding transactional risk intrinsic in mobile payment applications.
SMART achieves this by providing a layered architecture of voice and mobile network‐based security protocols and technologies, both visible and invisible, to protect mobile payment and M‐banking transactions alike.”
PaySimple Helps Small Businesses Get Paid Faster
“Late payments and business growth challenges continue to plague small businesses. PaySimple has recently launched a get paid faster while you grow your business feature set. This new innovation ensures small businesses get paid faster through simple automation of early payment incentives and late payment penalties.
In addition, the innovative features promote business growth by driving social engagement as a natural extension of the payments flow. The social features help businesses grow their social following and improve their online review presence to retain active customer engagements and become a more attractive option to new potential customers.”
Guardian Analytics’ FraudXCHANGE Helps FIs Detect Fraud
Afterwards, Guardian Analytics demonstrated how FraudXCHANGE can help FIs detect fraud:
“FraudXCHANGE is Guardian Analytics’ cross-institution fraud detection platform. Both a collaboration portal and a fraud detection engine, FraudXCHANGE provides FIs a way to take advantage of the fraud data, experiences, expertise, and ideas of hundreds of FIs and fraud prevention experts in our rapidly growing FraudMAP user community, partner community and industry association network.”