“We will be showcasing the power of integrated international payments for businesses. Accounting solutions are ubiquitous in business, yet the break in the workflow when having to make international payments to suppliers is inefficient, time consuming and prone to operational risk.
Using The Currency Cloud’s XBP Connect API, the first truly effective applications that enable international payments to be managed directly from Sage and Salesforce.com are being launched at FinovateEurope 2013. The applications enable a business to initiate and manage their international payments just as they would their payments to domestic suppliers – directly from their ledger. Paying international suppliers becomes significantly easier and lower in cost and the business accounting function drastically more productive.”
Author: Julie Muhn (@julieschicktanz)
Dashlane Releases New Features to Make Online Transactions Even Easier with Integrated Rewards and Loyalty Solution
“Dashlane will demo its core technology: a cross-platform (desktop and mobile) consumer application that enables keyboard-less transactions on any site – no integration required.
In addition to being the ‘point of payment choice’ for our users, Dashlane offers financial services and ecommerce partners a privileged seat by the user during all their online transactions. We’re developing many new features to make online transactions incredibly easy and frictionless for our users.”
Fiserv’s Mobiliti Master Wallet Lets Users Choose Their Own Mobile Payment Experience
“Mobiliti from Fiserv is the world’s most deployed mobile banking and payments platform. The Mobiliti Master Wallet enables consumers to choose which mobile payment wallets they wish to participate in and how. It retains the financial institution and its mobile banking app at the centre of the user experience for cloud-based and NFC mobile payments.”
TESOBE’s Open Bank Project API Encourages Innovation and Transparency
“The world’s first Singing Bank! (singingbank.com) demonstrates three principles of the OBP API:
1) It encourages innovation (niche markets, interfaces, languages. etc.)2) It supports public views on transaction data whilst preserving sensitive information3) It results in lower barriers to entry, better security and lower cost
The OBP Transparency/Social Finance application is for organisations that want to practice wider transparency and/or generate a real time dialogue around their finances.The OBP App Store allows vendors to showcase and consumers to find and rank apps.The OBP Virtual Machine allows CTO’s to easily evaluate our technology.”
Cardlytics Organizes Your Rewards in a Facebook App
“Cardlytics’ latest innovation is a Facebook app, initially launched from an online banking session, containing a rewards summary page showing all available offers. The innovation is a working prototype with a release available to banks in Q2 2013.”
BörseGo’s Guidants Platform Gives Users Access to Financial Information via Widgets
“Guidants is a unique html5-based platform to access any imaginable kind of financial information and calculations. Guidants comprises more than thirty small widgets the user can freely add, arrange and save on his workspace. Each such widget has one task like displaying a chart, the fundamentals of a stock, showing a video stream or giving direct access to a broker.The user can modify each widget according to his needs (size, content, appearance) and connect single widgets with others so that they interact with each other. All widgets make use of real-time push technologies and thus live up to the heightened requirements of our information society.Guidants is free of charge and users can subscribe to premium content and additional widgets.”
rplan Launches Portfolio Builder to Help Users Select Investments Based on Personal Goals and Risk Preferences
“Portfolio analysis aims to help investors answer three fundamental questions:
• What have I got?• How well am I doing?• What can I do to improve?
It shows users how much they have invested and where, but also tells them how they are doing based on risk, cost, performance, and goals. Finally, it offers in-depth analysis based on asset allocation and fund analysis, alerting users to how they can improve their portfolios.Portfolio builder helps users create an investment portfolio based on key criteria such as goals and risk. It allows users to narrow down from 2,400 available investments to those that are applicable to them, giving them feedback on their investment decisions as they go in areas such as asset allocation and fund selection.The key to both these features is simplicity, giving mainstream investors the knowledge, tools and confidence to manage their own investments.”
Kabbage Brings its Small Business Lending Platform Across the Pond to the U.K.
“Kabbage has launched its services in the UK at uk.kabbage.com. Now small businesses in the UK can link their eBay and PayPal accounts to Kabbage’s platform and receive funding in minutes!”
ETRONIKA’s BANKTRON E-Channels Management Platform Offers a Personalized EBanking Experience with Animated Widgets
“ETRONIKA’s BANKTRON e-channels management platform enables a completely new approach to the banking and finance industry, which provides front-end users elegant, safe, and secure financial products and services.The solution allows financial institutions to offer a highly personalized, attractively simple, and enhanced e-banking experience for its clients across all channels and devices.BANKTRON makes all delivery channels work seamlessly together as an integrated whole.”
Trustly Helps You Safely Pay and Get Paid for Goods Sold Online
“Today there are many payment methods available for the e-commerce market, but there are no solutions solving the pain people experience when buying and selling on electronic person-to-person marketplaces – the risks and hassle of exchanging cash, and in the case of non-local deals where the goods have to be shipped – the risk that the buyer will not receive the goods or the seller will not receive the payment.Trustly Direktbetalning removes these pains.We’ll showcase how people from now on can safely pay and get paid for goods sold on Sweden’s largest marketplace, with an integrated fraud guarantee. Trustly Direktbetalning is a direct person-to-person bank payment solution embedded in the marketplace and does not require its users to learn any new behaviour or sign up to any new feature. It will (thanks to the combination of the following features) revolutionize the way people pay and get paid when purchasing goods from each other:
1. Direct and seamless payments embedded in the marketplace2. Integrated instant identification – no false identities can be used3. Fraud guarantee offered to both buyer and seller for complete peace of mind
Trustly Direktbetalning leverages Trustly’s proprietary direct bank e-Payment system. Its first marketplace partner is Blocket.se, Sweden’s largest marketplace with an aggregate value of ads posted in excess of €20B per year. It can, in principle, be embedded into any online marketplace in the world, or offered as a stand-alone service.”
OPENTECH Launches Enhanced Hybrid Apps for Mobile Banking and Payments
“At Finovate we are launching a revolutionary approach to mobile finance with our suite of Enhanced Hybrid (TM) apps for mobile banking and mobile payment.Not happy with HTML5 UX, neither with native app complexity? Enhanced Hybrid is the solution:
• User experience same as native apps• Development “server side” instantly available cross platform• Minimized testing effort thanks to a common codebase across all supported devices• Multiplatform rollout without additional development costs• Change management without publishing a new version on the app stores”
Additiv’s add.direct Improves Customer Experience While Keeping Cost Down
“With add.direct we solve two major issues in banking today:1. CostsAdd.direct allows for a major step in the industrialisation of banks by automating the mid- and front-office processes. It enables a true end-to-end business process along the complete customer journey.2. Differentiation in the marketplaceAdd.direct allows for a highly improved customer experience along all touchpoints and is the basis for serious 2.0 banking.”