FinDEVr 2014: CopSonic’s SDK Uses Sonic Waves to Enable MultiFactor Authentication

FinDEVr 2014: CopSonic’s SDK Uses Sonic Waves to Enable MultiFactor Authentication
This post is part of our live coverage of FinDEVr San Francisco 2014.
CopSonicLogo

CopSonic takes sonic and ultra sonic waves to create an authentication technology that works on all phones:

Sonic and Ultrasonic Authentication Solution Working on All Mobile Phones

The CopSonic SDK allows contactless multi-factor authentication based on ultrasounds or sounds. This SDK is the first to introduce an “airgap” with encrypted analog information into the digital circuit. The security level thus achieved by CopSonic reaches current military security levels.
CopSonic is a universal solution working on all feature phones, smart phones, smart watches, tablets, computers, smart devices, internet of things, etc. as long as they are equipped with speakers and/or a microphone. It is operational on all standard GSM networks, on the internet or any other TCP-IP compatible network. The solution requires no change of Telco or of the existing hardware.
CopSonic enables e-commerce, financial and cybersecurity industries to propose a universal and secure solution for strong authentication to all of their customers worldwide. This authentication solution is an alternative to the use of online and/or offline passwords.
PhonicAccess and GateSonic are anti-phishing use cases of this highly secured technology. Also, for the first time, CopSonic enables the use of smart-bracelets as a secure access key.
CopSonicHomepage
Presenters: Emmanuel Ruiz, CEO & Head of Innovation and Brian Roeten, Chief Business Operator
About:
CopSonic is a French company founded in 2013 specialized in the development and marketing of its sonic and ultrasonic authentication technology. The company is composed out of a strong team of researchers and engineers specialized in security, payment, sonic and ultrasonic authentication protocols. Recently, CopSonic joined the Microsoft Partner Network and became a member of the FIDO Alliance organization.
Website: copsonic.com
Twitter: @CopSonic

FinDEVr 2014: OnDeck’s Lending API Helps Assess Business Health to Deliver Loans Faster

FinDEVr 2014: OnDeck’s Lending API Helps Assess Business Health to Deliver Loans Faster
This post is part of our live coverage of FinDEVr San Francisco 2014.
OnDeckLogo

OnDeck showed how its lending APIs help financial institutions lend to small businesses faster:

OnDeck Lending API’s – Frictionless, Extensible, Powerful
The OnDeck Score evaluates thousands of data points – from cash flow to public records to social data – to more accurately and efficiently assess business health and deliver capital in as fast as 24 hours. 
Pamela Rice, OnDeck’s SVP of Technology, is discussing how the OnDeck platform provides a critically needed mechanism for financial institutions and other business service providers to efficiently reach the Main Street small business market. 
The company has several APIs, which provide powerful, fully integrated lending capabilities to third party partners, thus allowing for instant pre-qualifications, pre-approvals and loan applications. Through a coding and product demo, Pamela will demonstrate how both developers and non-developers can interact with OnDeck’s APIs in a UI sandbox and how to utilize our Salesforce app for frictionless plug-and-play integration. 
OnDeckHomepage
Presenter: Pamela Rice, VP Technology
About:
Launched in 2007, OnDeck uses data aggregation and electronic payment technology to evaluate the financial health of small and medium sized businesses to efficiently deliver capital to a market underserved by banks. Its proprietary technology – the OnDeck ScoreTM – enables small businesses to obtain affordable loans with a fraction of the time and effort that it takes through traditional channels. OnDeck’s credit models look deeper into the health of businesses, focusing on overall business performance, rather than the owner’s personal credit history. 
As a leading direct lender of small business loans, OnDeck has deployed more than $1 billion in capital nationwide.
Website: ondeck.com
Twitter: @ondeckcapital

FinDEVr 2014: Finicity Launches Financial Aggregation API

FinDEVr 2014: Finicity Launches Financial Aggregation API
This post is part of our live coverage of FinDEVr San Francisco 2014.
FinicityLogo

Finicity launched its Financial Aggregation API:

Aggregation Reloaded

Forged and hardened in consumer PFM over the past 13 years, Finicity is publicly launching its Financial Aggregation API service with unparalleled FI uptime, broad FI coverage, 24/7 developer support, and exciting new endpoint features that will elevate your UX.
FinicityHomepage
Presenter: Nicholas Thomas, President & Co-Founder
About:
Founded in 1999, Finicity is a privately held fintech industry pioneer. Leading the charge to the Evented Financial Web, Finicity enables fintech developers to build real-time apps through its RESTful Aggregation API and the Finicity API Platform.
Website: finicity.com 

FinDEVr 2014: Bluefin’s Point-to-Point Encryption Reduces PCI Compliance Headaches

FinDEVr 2014: Bluefin’s Point-to-Point Encryption Reduces PCI Compliance Headaches
This post is part of our live coverage of FinDEVr San Francisco 2014.
BluefinPaymentSystems

Bluefin Payment Systems showed how its Point-to-Point Encryption Solution helps PCI compliance issues:

Bluefin, Point-to-Point Encryption (P2PE)

Bluefin is the first validated Point-to-Point Encryption (P2PE) Solution listed by the PCI Security Standards Council, North America. P2PE can reduce the scope of card data environment and related PCI requirements. Your software doesn’t need to be PCI Compliant if card data is encrypted using P2PE.
BluefinPaymentHomepage 
Presenters: Ruston Miles, Chief of Product Innovation and Tim Barnett, Chief of Technology
About: Bluefin Payment Systems is a leading FinTech company focused on processing, integrating, and securing payments. Bluefin offers P2PE, tokenization, mobile payment SDK’s, payment gateways, merchant accounts, PCI Compliance, transparent redirect, recurring billing, and branded online merchant account enrollment.
Website: bluefin.com
Twitter: @BluefinPayments

FinDEVr 2014: StockTwits Helps Traders Invest in the Social Era

FinDEVr 2014: StockTwits Helps Traders Invest in the Social Era
This post is part of our live coverage of FinDEVr San Francisco 2014.
StockTwitsLogo

StockTwits discussed the best way for investors to compete in the social era:

Investing in a Social, Local and Mobile World

We are in a mobile boom that has connected people who also happen to be investors. The markets have always been giant mood rings, but the periods of quiet and volatility are more intense. We’re discussing the best ways to use StockTwits to invest in the social era.
StockTwitsHomepage
Presenter: Howard Lindzon, Chairman
About:
StockTwits is a social network and publishing platform for investors and traders. We created the $ prefix for stocks (e.g. $MSFT). Follow @StockTwits and go to stocktwits.com for real-time ideas and stock conversations.
Twitter: @stocktwits

FinDEVr 2014: The Mifos X Platform Serves those Who Lack Access to Financial Services

FinDEVr 2014: The Mifos X Platform Serves those Who Lack Access to Financial Services
MifosLogo
This post is a part of FinDEVr’s live coverage of FinDEVr San Francisco 2014.
Mifos presented how developers can use its not-for-profit platform for global financial inclusion:
Mifos X, Open Technology Platform Unlocking New Opportunities at the Base of the Pyramid
There is a massive opportunity to serve the 2.5 billion individuals who lack access to financial services (the unbanked). Discover how you can build and scale mobile and cloud-based solutions on top of the open Mifos X platform for financial inclusion which is led by a global community backed by Silicon Valley.
MifosHomepage
Presenter: Vishwas Babu, Chief Community Engineer
About: The Mifos Initiative is a 501(c)3 nonprofit that guides the development of the Mifos X solution for financial inclusion, an API-driven open-source platform with a suite of configurable cloud apps. Our community speeds the elimination of poverty by scaling financial services to the 2.5B unbanked.
Website: mifos.org
Twitter: @mifos

FinDEVr 2014: Cloud Lending is Taking Enterprise Lending Software to the Cloud

FinDEVr 2014: Cloud Lending is Taking Enterprise Lending Software to the Cloud
This post is part of our live coverage of FinDEVr San Francisco 2014.
CloudLendingLogo

Cloud Lending showed how it helps financial institutions move the back office to the cloud:

Cloud Lending – Enterprise Lending Software

Cloud Lending products enable financial institutions to achieve scale and flexibility by moving the core back office to the cloud. Why did we choose Salesforce? The results that have been achieved by our customers using applications built on the Force.com platform – three-digit growth every quarter.
CloudLendingHomepage
Presenter: Darpan Saini, Co-Founder & CTO
About:
Cloud Lending is an enterprise cloud lending solution provider. Our agile solutions are designed to empower lending businesses to simplify business processes, stay compliant and be future ready.
Twitter: @cloudlending 

FinDEVr 2014: Xignite Shows How Its APIs Can Help Businesses Succeed

FinDEVr 2014: Xignite Shows How Its APIs Can Help Businesses Succeed
This post is part of our live coverage of FinDEVr San Francisco 2014.
XigniteLogo

Then, Xignite presented its market data APIs.

Kick-Start Your FinTech Business with Xignite Market Data APIs
Xignite powers hundreds of breakthrough FinTech apps and platforms – touching millions of investors & finance professionals each day. Learn how Xignite can help you kick-start your FinTech business, fuel your growth, and power your success with our easy-to-integrate financial data APIs.
Presenter: Stephane DuBois (CEO & Founder) and Anand Viswanathan (Software Engineer)
XigniteHomepage_FinDEVr2014
About:
Xignite is the pioneer of cloud-based market data APIs & the data provider for leading FinTech innovators Betterment, FutureAdvisor, JemStep, Motif Investing, Personal Capital, Robinhood, SigFig, Stocktwits, The Currency Cloud, Wealthfront, Yodlee and more. From end-of-day stock quotes to spot rates on currencies, our APIs cover every asset class, market and data type available and are ideal for integrating data into FinTech mobile apps, websites, and platforms. 
Website: xignite.com
Twitter: @xignite

FinDEVr 2014: PayPal Looks at How Wearables are Changing the Payments Landscape

FinDEVr 2014: PayPal Looks at How Wearables are Changing the Payments Landscape
This post is a part of FinDEVr’s live coverage of FinDEVr San Francisco 2014.
PayPalBraintreelogo

Next, PayPal’s presentation focused on how wearables are changing the mobile payment space: 

The Future of Payment Identity

PayPal explored how new identification techniques around wearables, biometrics, and mobile are vastly changing the payment space.

Presenter: Justin Woo, Developer Evangelist

PayPalBraintreeHomepage
About: The PayPal / Braintree Developer program is the face of technology innovation for the companies. Using an open source technology stack foundation, we are constructing new breeds of payment platforms, API standards, and identity systems to support the next generation of disruptive technology.

Twitter: @PayPalDev

FinDEVr 2014: TD Ameritrade Institutional Encourages Collaboration Among Advisors

FinDEVr 2014: TD Ameritrade Institutional Encourages Collaboration Among Advisors
This post is part of our live coverage of FinDEVr San Francisco 2014.
TDAmeritradeInstitutionalLogo

TD Ameritrade Institutional shows how it encourages collaboration among advisors:

The Power of Together = Better
The open-source world seizes opportunities with new and divergent technologies. Learn how TD Ameritrade Institutional has taken a game changing approach that is not just propelling advisors forward, but is also fostering a collaborative community of third-party technology providers.

Presenter: Chris Valleley (Director, Technology Solutions)

TDAInstitutionalHome_FinDEVr2014
About:
TD Ameritrade Institutional is a leading provider of comprehensive brokerage and custody services to more than 4,500 fee-based, independent Registered Investment Advisors and their clients. Our advanced technology and personal support allow investment advisors to grow their businesses more effectively. TD Ameritrade Institutional, Division of TD Ameritrade, Inc., member FINRA/SIPC.
Twitter: @TDA4advisors

FinDEVr 2014: Xero Discusses Integration Exasperation

FinDEVr 2014: Xero Discusses Integration Exasperation
This post is part of our live coverage of FinDEVr San Francisco 2014.
XeroLogo

Xero showed off its open platform for developers:

Xero highlighted its 300+ integrated applications. It laid out some benefits of integrating with Xero:
    1. Add non-core features
    2. Increase product utility
    3. Give time back to your customers
XeroHomepage
Presenter: David Pollock, Head of US Partnerships
About:
Xero is a beautiful, easy-to-use online accounting software for small businesses and their advisors. The company has over 300,000 paying customers in more than 100 countries around the world. Xero ranks No. 1 by Forbes as the World’s Most Innovative Growth Company.
Website: xero.com
Twitter: @Xero

FinDEVr 2014: InComm’s Cashtie API Provides Rails for Cash Payments

FinDEVr 2014: InComm’s Cashtie API Provides Rails for Cash Payments
This post is part of our live coverage of FinDEVr San Francisco 2014.
InCommLogo

InComm showed how its Cashtie API can enable customers to pay their bills using cash:


Cashtie API – Rails for Cash Payments
Cashtie is an API that enables cash payments for bill pay, funding an account and money transfer at InComm’s retail network. The Cashtie API connects to a transaction-processing platform and is the rails for cash payments from its partners.

Presenter: Thomas Cornelius, President Adility/Cashtie, InComm, and SVP, InStore Solutions

InCommHomepage
About:
InComm is the leading provider of prepaid and transaction technologies with 400,000 points of distribution, nearly $30 billion annual transaction volume and reaching over 1 billion customers weekly.
Website: cashtie.com | incomm.com 
Twitter: @cashtieapi | @incomm