BankClip from CREALOGIX Uses Video to Enhance Traditional Financial Advisory

CREALOGIX_logo high-res.jpgThis post is part of our live coverage of FinovateEurope 2015.

The team from CREALOGIX is making its way to the stage. The Swiss software house and market leader for digital banking is introducing BankClip.
CREALOGIX is demoing how each financial advisory session can be wrapped up as a video clip, rather than traditionally done by email and documents. The possibility for the relationship manager to set together snippets of information into a video clip makes the experience of personalized information through visual transcribing more engaging.
Presenters: Antony Bream, U.K. managing director; Roger Gatti, senior product manager
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Product launch: February 2015
Product distribution strategy: Direct to Business (B2B), through financial institutions, licensed
HQ: Zurich, Switzerland
Metrics: +90% new license sale since July 2011; +16% license royalties; revenue $60 million USD; 27% share of sales outside of Switzerland; 300 employees
Website: crealogix.com
Twitter: @CREALOGIX

Vipera Demonstrates its Card Control Mobile Banking App

Vipera_logo_high-res.jpgThis post is part of our live coverage of FinovateEurope 2015.

Our next compay is mobile financial services and digital customer engagement solutions provider, Vipera, with its new mobile banking app.
Vipera Card Control is a cutting-edge mobile-banking app allowing a bank’s customers to control cash and card expenses with real time alerts on transactions, card locking for fraud management, auto-learning expense-categorization logic, budget settings and alerts, as well as loyalty-engagement functionality.
Presenters: Simon Pearce, commercial director; Andrea Gambirasio, pre-sales head
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Product launch: December
Product distribution strategy: B2B2C through financial institutions and through other fintech companies and platforms; licensed
HQ: London, United Kingdom; Milan, Italy
Metrics: N.A.
Website: vipera.com

Ixaris Systems’ UI Editor Allows for Easy Customization

IxarisSystemsLogo2.jpgThis post is part of our live coverage of FinovateEurope 2015.

Ixaris Systems debuted its user-interface editor.

Ixaris is demonstrating a UI editor that banks can provide to a corporate customer so that the entity can safely, and in a compliant manner, customize the instance of the application that the bank has deployed for them.

Critically, this patent-pending technology enables customization to be carried out by non-technical staff, either operational staff or web agency, without compromising security.

In addition to static web-page and cardholder-portal content, the customer can change the way in which transactions and payment instruments are handled. Tools are also provided for the bank to review, approve, and control the entry of changes into production.

 

Presenters: Patrick Abela, product director; and Reno Scerri,
pre-sales and solutioning manager 
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Product launch: April 2015
Metrics: $10M in equity finance raised to date; 130 employees; 2013 revenues $15M

Product distribution strategy: Direct to Business (B2B) through financial institutions and through other fintech companies and platforms

HQ: London, United Kingdom
Founded: September 2000

Website: ixaris.com
Twitter: @ixaris

CashSentinel Debuts Escrow Service Combined with a Mobile Wallet

CashSentinelLogo.jpgThis post is part of our live coverage of FinovateEurope 2015.

CashSentinel debuted its escrow service and mobile wallet combination.

Online secondhand-car fraud was the #2 most common online scam in 2013, according to the European Consumer Centers network. This market represents over 25 million transactions yearly in United Kingdom, France, Germany, Italy, and Switzerland alone.

CashSentinel developed a solution that combines an escrow service and a mobile wallet, dedicated to facilitating and bringing trust to large transactions between parties that do not have a long-lasting, trusting relationship.

CashSentinel concluded a partnership with Swissquote Bank, the leading online bank of Switzerland, and AutoScout24, the leading secondhand-car marketplace. After a successful trial period, the service is set for fully fledged launch and European expansion in 2015.

 

Presenters: CEO Sylvain Bertolus; Board Director Michael Chaille
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Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B) through financial institutions

HQ: Yverdon-les-Bains, Switzerland
Founded: December 2012

Website: cashsentinel.com
Twitter: @CashSentinel

Trunomi Launches TruMobile to Helps FIs Share Customer Data While Remaining Compliant

This post is part of our live coverage of FinovateEurope 2015.

 

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Trunomi debuted TruMobile.

TruMobile connects customers with banks, helping to monetise and personalise customer’s data experience. Built as a customer-centric “Consent Engine,” TruMobile is backed by multiple patent filings. 

It seamlessly creates auditable privacy policies, which for the first time permit the sharing of customer Pii data across platforms, jurisdictions, and business lines in full compliance with global regulatory and privacy standards.

 

Presenters: Stuart Lacey, CEO and founder; Chia Brewin, customer development executive; and Emma Hart, media representative
 
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Product launch: February 2015
Metrics: $2 million raised to date; started earning revenue in 2014; 7 employees
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B) through financial institutions and through other fintech companies and platforms

HQ: Bermuda, Dublin and Silicon Valley
Founded: March 2013

Website: trunomi.com
Twitter: @trunomi

Aire Launches API to Help Underwrite Risk of Borrowers with Thin Credit

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This post is part of our live coverage of FinovateEurope 2015.
 
Aire demonstrated its Credit API that helps lenders underwrite the risk of borrowers with thin credit files.

Aire is launching its Credit API at FinovateEurope 2015. The API enables lenders to use Aire to perform a credit check when traditional data doesn’t exist in the credit bureaus.

The immediate benefit is the ability to re-score applicants when no data exists on their bureau file. This enables lenders to expand the pool of eligible applicants by removing the no-data problem.

The API can also be used as a credit enhancement amongst other use-cases that we are excited to see companies explore. The signup for the API will also open at FinovateEurope for our partners.

 

Presenters: Cofounders Aneesh Varma and Jon Bundy

 
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Product launch: February 2015
Metrics: Aire is a TechStars company; 7 employees
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B) through financial institutions and through other fintech companies and platforms

HQ: London, United Kingdom
Founded: January 2014

Website: aire.io
Twitter: @airescore

AlphaPoint Demonstrates its Redesigned and Customizable Exchange Technology Platform

Thumbnail image for AlphaPoint_hires_logo_box.jpgThis post is part of our live coverage of FinovateEurope 2015.

AlphaPoint is here to launch version two of its Digital Currency Exchange Platform.

AlphaPoint’s exchange platform is leveraged by institutional and retail exchanges globally, powering their digital currency exchanges. The company’s proprietary platform also serves as a digital exchange gateway for organizations looking to upgrade their existing systems to digital currencies. AlphaPoint offers 24-hour run-time capabilities and provides a customizable, scalable, and secure platform. Our database is a next-generation design, built with military-grade security practices.

At FinovateEurope 2015, we are demonstrating a new-and-improved “v2” of our exchange technology platform, which features a redesigned and customizable front-end template, new order types, improved scalability, and an even faster processing speed.

Presenters: Founder Joe Ventura, CTO, and Scott Bambacigno, VP sales
 
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Product launch: January 2015
Product distribution strategy: Direct to Business (B2B) through financial institutions and through other fintech companies and platforms; licensed

HQ: New York, New York, U.S.A.
Metrics: ~$1.5 million raised in funding, 10 employees, 18 clients worldwide, processing over $350 million in monthly volume

Website: alphapoint.com
Twitter: @AlphaPointLive

Bendigo and Adelaide Bank Introduces a Mobile Payments Platform with its Own Virtual Currency

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This post is part of our live coverage of FinovateEurope 2015.
 
Bendigo and Adelaide Bank showed how its redy mobile payments platform helps users connect with causes that are important to them:

redy is a mobile payments platform that enables customers to transact with registered redy businesses, but it is more than just a way to pay. Each purchase earns a percentage of the transaction value—’Creds,’ a virtual currency—which can be redeemed for personal use or donated to community projects or charities.

Consumers can also complete direct mobile donations from redy simply by scanning the code in either the charity’s, or project’s marketing material. redy connects shoppers and businesses to causes that are important to them and is therefore a marketing tool to encourage local buying.

Presenters: Robert Musgrove, executive community engagement, and 
Rick van Emmerik, mobility manager
 
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Product launch: June 2014
Metrics: Please reference our Group Companies page at bendigoadelaide.com.au
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)
HQ: Victoria, Australia
Founded: 1858
Twitter: @bendigobank

Novabase Launches Wizzio Powered by IBM Watson, a Next Generation Sales Tool

Novabase_logo_high-res.jpgThis post is part of our live coverage of FinovateEurope 2015.

Our final presenter of the day, Novabase, is here launching its solution for bank relationship managers and financial advisers.
WIZZIO, powered by IBM Watson, is a next-generation sales tool for bank relationship managers and financial advisers that provides a unique approach to drive sales and productivity. Built as an intelligent ecosystem of apps and designed to leverage your existing tools and third-party integrations, the solution adapts around each user’s context, using cognitive computing capabilities to achieve a higher level of performance when managing research, relationships, and sales.
Presenters: Pedro Gaspar, head of live banking, and Jay Wong, senior business developer, live banking
 
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Product launch: February 2015
Product distribution strategy: Direct to Business (B2B)
HQ: Lisbon, Portugal

Temenos Demonstrates its Connect Mobile Banking Solution

Temenos_logo_high-res.jpgThis post is part of our live coverage of FinovateEurope 2015.

Banking technology innovator Temenos will demonstrate its Temenos Connect Mobile Banking solution.

Temenos Connect Mobile Banking (TCMB) is the first mobile banking solution to be underpinned by a user experience platform (UXP) that drives multi-device banking solutions. TCMB combines the best of native and web technologies and has been developed using the latest version of the Temenos UXP, edgeConnect, which encompasses a groundbreaking technology solution, SmartHybrid.

SmartHybrid develops mobile applications that look, feel, and behave like native apps. It is also the only mobile application development technology currently available that optimizes the performance of hybrid mobile applications.

Presenters: Dharmesh Mistry, product director, UXP; Mike Rogers, product sales, digital channels, EMEA (Europe, Middle East, Africa)
 
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Product launch: November 2014
Product distribution strategy: Direct to Business (B2B)
HQ: Geneva, Switzerland
Metrics: 3,700 employees; 56 offices worldwide; $467.8 million, 2013 revenue; 1,600 customer deployments in 150 countries worldwide
Website: temenos.com
Twitter: @temenos

investUP Offers Access to All U.K. Crowdfunding Sites

investUP_hires_logo_box.jpgThis post is part of our live coverage of FinovateEurope 2015.

investUP’s platform serves as a single point for U.K. investors to access the crowdfunding market.

investUP offers a centralised access point to the entire United Kingdom crowdfunding market, and includes deals originated by traditional finance providers.

Current investor pain points: Searching for the best deals on all the different sites is time-consuming, and the post-investment experience is lacking. investUP makes it possible for client investors to have just one account and manage one portfolio, whilst still accessing and investing on all their favorite sites.

 

Presenters: CEO James Tuckett, and Marketing Director Dominik Wolf
 
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Product launch: Spring 2015

Metrics: 1,500 pre-registered investors; 10 crowdfunding sites signed up; £340,000 pounds seed capital raised to date; 8 full-time employees; $50 million institutional placement in year one

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B) through financial institutions and through other fintech companies and affiliate platforms

HQ: London, United Kingdom
Founded: 2012

Website: investup.co
Twitter: @investwithUP

Cash Payment Solutions Helps Bring Basic Banking and Commerce Closer

CashPaymentSolutions_logo_high-res.jpgThis post is part of our live coverage of FinovateEurope 2015.

Cash Payment Solutions is a private retail banking branch network based in Germany with more than 3,400 POS.

Cash Payment Solutions replaces traditional banking branches by enabling the consumer to do the most basic banking service (cash-in/cash-out) at local stores nearby with better availability; for example, flexible opening hours on Sundays. The service is conveniently combined with shopping, and more than 500 companies are successfully using CPS payment infrastructure to accept payments from different verticals like E-commerce, online gaming, utilities, and payment-collection companies.

Cash Payment Solutions is showing new-use cases outside existing verticals for mobile banking, insurance, and local authorities.

 

Presenters: Co-founders Sebastian Seifert, managing director, and Florian Swoboda, managing director
 
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Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)

HQ: Berlin, Germany

Metrics: €4.65 million euros raised, 25 employees

Website: cashpaymentsolutions.com