How they describe themselves: The Bleu Network will be a core asset in the future of a connected body, home, city, business, and industry. Bleu’s vision is to change the payment experience and create a new platform for mobile transactions. Very soon the Internet will be in everything, everywhere, all the time. It’s a smart world and Bleu is at the forefront of providing smart financial solutions in the Internet of things.
How they describe their product/innovation: Bleu facilitates mobile transactions utilizing Bluetooth low energy beacons. A beacon is a tiny wireless device that sends a Bluetooth signal to a customer’s Bleu app when they enter a store. The beacon connects the customer to the store and when the customer is ready to pay, they select their form of payment and the transaction is automatically completed. Bleu has patented a mobile transaction process using Bluetooth low energy beacons, and developed a proprietary mobile point of sale and consumer application. This fully integrated solution conducts transactions from any registered payment instrument.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contacts:
Bus. Dev.: Sesie K. Bonsi, CEO & Founder, [email protected] & Brett Howell, VP Bus. Dev., [email protected]
Press: [email protected]
Sales: Brett Howell, VP Bus. Dev., [email protected]
How they describe themselves: Formally known as Merchant Cash and Capital, Bizfi consists of three synergistic product silos integrated across a dynamic, technology-actuated B2B platform. Bizfi’s aggregation silo comprises third party brokers, channel partners, and its direct sales force. The funding silo provides merchant cash advances and small business loans. The marketplace silo offers a participation market for institutional investors. Bizfi’s proprietary marketplace and funding technologies have provided more than $1.3B in financing to 26,000 small businesses in a wide variety of industries across the United States since 2005. Bizfi is the only alternative finance company to combine both aggregation and funding on one platform.
How they describe their product/innovation: At FinovateFall, Bizfi will be highlighting its aggregation silo, which the company is now making available to partners as a white-label or co-branded solution. Bizfi’s aggregation platform enables sales offices and/or partners to maximize lead monetization, while taking advantage of economies of scale and scope, powered by data science and technology. The proprietary technology behind the aggregation silo is further supported by strategic relationships with more than 35 funding partners. For potential customers, the presence of the aggregation silo translates into greater choice, efficiency, and convenience.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contacts:
Bus. Dev. & Sales: Walt Levengood, Chief Strategy Officer, [email protected] &
Stephen Sheinbaum, Founder, [email protected]
Press: Danielle DeVoren, [email protected]
How they describe themselves: Avoka delivers a digital commerce platform for frictionless sales and service. We solve the “buy” problem for Banks, Insurers, Health Care, Education, Government and many other industries where traditional “shopping cart” digital commerce solutions do not fit. Solutions include account opening, applying for a credit card or loan, submitting an insurance claim, or enrolling for an investment account. Founded in 2002, our customers include some of the largest Banks and Government agencies in the world with over 16,000 sales and service transaction projects completed and upward of 100M global business critical customer transactions completed each year.
How they describe their product/innovation: For banks, credit unions, and wealth managers, Avoka’s digital commerce platform improves customer acquisition and reduces abandonment. Avoka Transact Bundles being demonstrated at FinovateFall is a CODE FREE way of delivering an experience that allows a customer to apply for one product and seamlessly onboard into additional products such as deposit, loan, or card offerings. With Avoka Transact Bundles, you can design the experience your customer wants, independent of the limitations of your core systems and rapidly increase cross-sell rates.
Product distribution strategy: Direct to Business (B2B)
Contacts:
Bus. Dev., Press, & Sales: Don Bergal, CMO, [email protected]
How they describe themselves: Auvenir, introduced by Bay Street Labs, utilizes cutting edge technology to transform how financial audits are performed, enhancing both quality and efficiency. We are on a long journey to develop the audit platform of the future — one that empowers auditors and raises the trust and confidence in our financial markets.
How they describe their product/innovation: Auvenir transforms and democratizes financial audits, enabling every auditing firm of every size to perform audits with the highest quality and efficiency. The intuitive web-based platform provides machine assistance to both client and auditor to accelerate the audit process and deepen intelligence for higher quality. From staffing, to workflow, to automation and advanced analytics, Auvenir is the world’s most advanced and complete auditing platform.
How they describe themselves: Dealflow.com has built an aggregated database of actively marketed private placement deals and investors. With this database, we’re developing software that allows investors to track deals using recommendation-type algorithms. Our beta software addresses the needs of companies and investors in the market for private placements. Subsequent software releases will include other types of asset classes including public securities, syndicated loans, pooled investment funds, and real estate.
How they describe their product/innovation: We’re solving the largest problem in the business of raising capital with software that creates targeted outreach to investors based on preferences data that we use to match investors with opportunities. Companies are increasingly reaching beyond their personal networks to raise capital. They’re using deal portals, social media networks, and a variety of investment databases to find investors. We make the process easier by putting everything in one place and by offering tools that make raising capital efficient.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), licensed
Contacts:
Bus. Dev.: Steven Dresner, CEO, [email protected], 516-876-8006 x22
Press: Len La Sala, [email protected], 516-876-8006 x25
Sales: Kevin Hartmann, [email protected], 516-876-8006 x33
How they describe themselves: AcceptEmail is the market leader for consumer remittances in Western Europe. The company serves approximately 600 clients in segments including insurance, banking, telecom, utilities, property management, and retail. AcceptEmail’s simple, intuitive payments are ideal for companies that do business with today’s highly mobile consumers, especially the digitally savvy members of the Millennial Generation. Customers have fewer steps to take and get real-time updates that show the bill’s current status right in the message itself. Companies reduce costs by up to 70%, get paid 50% quicker, and improve NPS scores by 20%.
How they describe their product/innovation: AcceptEmail delivers payment requests directly to the customer’s mobile device or desktop via various messaging solutions including email, IM, QR code, and social media. The customer may make a payment any time and from anywhere, directly from the inbox, with just a few clicks. There are no apps to download, no registering, no logging in. Payment may come from the customer’s bank account via Verified ACH, by credit or debit card, or via a third-party method. Once the payment goes through, the status bar changes from blue (due) to green (paid) in real time. Customers love AcceptEmail’s simplicity and convenience.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contacts:
Bus. Dev. & Sales: Ron Averett, [email protected], 856-465-9515
Press: Tom Burke, VP PR, Graber Associates, [email protected], 617-323-5694
How they describe themselves: DAVO was created to solve the pain points associated with the payor/payee relationship. Whether it’s a small to mid-sized merchant looking to optimize their sales tax payment method, a state government looking to collect sales tax securely, or a franchisor looking to streamline the collection of franchise royalty and advertising fees, DAVO has the solution. Our process is passive, seamless, and automatic. We optimize any recurring payment cycle of 30, 60, or 90 days (etc.) and reduce that to 24 hours, compressing time.
How they describe their product/innovation: DAVO Sales Tax is the automated sales tax solution for small to mid-sized merchants. DAVO’s patented process automatically and passively collects, files, and pays sales tax for a merchant utilizing the ACH and card payments networks. This unique process integrates with a merchant’s POS and backend accounting packages, setting aside the total sales tax collected daily, holding it safe and secure. DAVO’s goal is to do for sales tax what ADP and Paychex did for payroll.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contacts:
Bus. Dev. & Press: Owen Brown, CEO, [email protected], 973-650-3134
Sales: David Joseph, Chairman, [email protected], 207-504-4078
How they describe themselves: Alfa Banking Group offers a wide range of products and operates in all sectors of the financial market, including corporate and retail lending, deposits, payment and account services, foreign exchange operations, cash handling services, custody services, investment banking and other ancillary services to corporate and retail customers.
How they describe their product/innovation: Sense is a new way of mobile banking for universal banks. Sense works like Google Now for customers, predicting the next thing they might need. It’s more gentle and personal than the ordinary bank app and communicates like Facebook Messenger.
Product distribution strategy: Direct to Consumer (B2C), through other fintech companies and platforms
How they describe themselves: For security-aware companies, Authy Two Factor Authentication (2FA) provides a proven fast-to-implement, highly scalable, and reliable alternative to passwords. Offering an intuitive user experience and a powerful API for developers, Authy 2FA is used by more than 10,000 websites and apps serving millions of new economy and fintech consumers the way they like their apps: single touch with self service. Our cloud access solutions are beloved by our users and promise to bring 2FA to all apps and users.
How they describe their product/innovation: Authy OneTouch is the next generation in strong authentication: frictionless and more secure. Authy OneTouch streamlines 2FA for consumers by making it a simple “yes” or “no” approval of a push notification initiated request on an authorized mobile or wearable device — there are no one-time password codes for users to enter or manage. Based on public cryptographic key processes, Authy OneTouch provides nonrepudiation and protects against phishing and man-in-the-middle attacks for any logon or event, such as changes in account settings, high-risk transactions, or credit card purchases.
Product distribution strategy: Developer driven sales, outbound enterprise and channel sales
Contacts:
Bus. Dev.: Fred Pazos, [email protected]
Press: [email protected]
Sales: Kevin Mueller, [email protected]
How they describe themselves: Due to new legislation known as The JOBS Act, for the first time since 1933, every U.S. citizen can now invest in private equity transactions. That’s 100M investors who control $30T in investable assets.
Individuals are being lured by the high potential returns—but with little experience in these markets, they’re putting themselves at financial risk.
Crowdability aims to protect these investors. It plans to become the trusted source for independent analysis and advice for this new market. Essentially, what Morningstar has done for mutual funds, Crowdability aims to do for private equity.
How they describe their product/innovation: CrowdabilityIQ is the world’s first independent “stock screener” for early-stage private companies. It provides subscribers with a way to quickly identify the most promising Private Market investments.
Each day, the CrowdabilityIQ software automatically gathers and analyzes data about new start-ups that are raising capital on various funding platforms. After collecting data from the platforms and other online sources, CrowdabilityIQ prepares an easy-to-understand 10-15 page research report on each investment opportunity, including a number of proprietary metrics and data points.
Investors can use the CrowdabilityIQ interface to rapidly filter and surface reports and opportunities that are most suitable for their investment objectives.
Product distribution strategy: Direct to Consumer (B2C)
Contacts:
Bus. Dev. & Press: Wayne Mulligan, Co-CEO & Co-Founder, [email protected]
How they describe themselves: Alpine Data is the provider of Alpine Chorus — the world’s most comprehensive Advanced Analytics Platform for Big Data and Hadoop. Leaders in all industries, from Financial Services to Healthcare, use our software and services to enable their employees to build, deploy, and consume analytic applications and insights in one collaborative environment.
How they describe their product/innovation: Alpine Touchpoints allow businesses to scale their data science efforts by bringing insights directly to business users. Touchpoints’ individual, configurable experiences allow users to gain access to powerful predictive and machine learning models without ever touching the data.
Product distribution strategy: Direct to Business (B2B)
Contacts:
Bus. Dev.: Brian Murphy, VP Bus. Dev., [email protected]
Press: Sanjna Parulekar, Marketing Manager, [email protected]
Sales: Tom Awe, SVP WW Sales, [email protected]
How they describe themselves: Capriza’s enterprise mobility platform allows companies to simplify and mobilize any legacy application and corporate workflow with zero coding, APIs, upgrades, or integrations, and supports any currency.
How they describe their product/innovation: Capriza’s end-to-end simplification platform enables IT and lines of business to mobile-enable critical business workflows in a matter of days without any coding, APIs, or integration. The solution is applicable for packaged applications such as SAP, Oracle, Salesforce as well as custom built solutions. Capriza disrupts the speed and economics of the journey by extending the capability of legacy applications, in a simple and useable way, onto any smartphone, tablet, or desktop.
Product distribution strategy: Direct to Business (B2B)
Contacts:
Bus. Dev.: Aharon Weiner, Head of Bus. Dev., [email protected], 650-440-2177
Press: Elliot Suthers, Highwire PR, [email protected], 415-963-4174 x6
Sales: Olivier Gachot, Chief Sales Officer, [email protected], 650-743-8266