FinovateSpring 2016 – BanQu

How they describe themselves: BanQu is the only provider of global economic identities empowering and enabling people living in poor or depressed economic situations to join, participate in, and grow with the global economy.

How they describe their product/innovation: The BanQu App is a blockchain based identity platform that enables a secure and immutable solution that redefines financial inclusion by enabling economic opportunities for people living in extreme poverty. The BanQu platform uses a proprietary method of identification using a mashup of selfies and other personally identifying information to create an “Economic Identity”. This Economic Identity enables many approaches to allow networks of family and other relationships to participate in the global economy.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev. & Press: Timothy Myers, CPO, [email protected]
Sales: Hamse Warfa, [email protected]

FinovateSpring 2016 – COMARCH

How they describe themselves: Comarch is one of the leading international software houses and systems integrators of central Europe. Comarch provides services in areas such as telecommunications, finance and banking, services & trade, public administration, and SME. Comarch Financial Services specializes in designing, implementing and integrating solutions and services for banks, insurers, asset management companies, pension & investment funds, brokerage houses, etc.

How they describe their product/innovation: Comarch Wealth Management Front-End is an application for mobile devices that combines financial planning and investment advisory in one powerful solution, making wealth management completely personal. Comarch challenges the current trend of digitalization of wealth management services in order to assist clients in their whole wealth lifecycle. This revolutionary application also stands for a launchpad to go one step further – to inspire technology-oriented banks and relationship managers to use virtual reality (VR) in providing investment advice. This is an entirely new way of communicating and interacting with clients that combines comfort, privacy and reactive 3D – in a nutshell: a whole new customer experience.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev.: Grzegorz Prosowicz, Head of Product Management, [email protected] & François-Xavier Hen, Business Solution Consultant, [email protected]

Press: Piotr Ślusarski, Content Marketing & Communications Specialist, [email protected]

FinovateSpring 2016 – The CardLinx Association

How they describe themselves: The mission of the non-profit CardLinx Association is to increase interoperability, eliminate friction and promote the growth of the card-linking industry. Card-linking enables consumers to automatically redeem an offer or loyalty benefit without the use of a coupon or payment code by linking their payment cards to a loyalty program or mobile wallet. On behalf of its members, the Association develops and institutes common standards and industry services to minimize and eliminate friction in the sourcing, serving, publishing, redeeming, and cross syndicating of card-linked offers and loyalty programs. For more information visit www.cardlinx.org.

How they describe their product/innovation: CLIMe, the CardLinx Listing Information Monitor eCenter, provides a central online platform for merchants and their card-linked technology partners to publish the availability of their card-linked offers to large-scale, digital publishers and payment card issuers.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Silvio Tavares, President & CEO, [email protected] & Ester Shin, Member Manager, [email protected]
Press: Ming Lacey, PR Director, [email protected]

FinovateSpring 2016 – brandCrowder

FinovateSpring 2016 – brandCrowder

How they describe themselves:  brandCrowder positions itself as the first equity crowdfunding platform for curated deals across the entire Franchise industry, including  the best “insider” deals amongst 3800 brands in 170 industry sectors.   The Franchise industry has a capitalization in excess of $12T, generating goods and services annually of $493B.  brandCrowder will the “realtyshares.com” of franchising.  brandCrowder will disrupt an industry which has heretofore catered at most, to only the top 1% of prospective franchise investors, and will bring ten of thousands of prequalified, interested, and vetted new investors to the market on its platform.

How they describe their product/innovation: The brandCrowder portal provides equity crowdfunding investments and syndication services, bringing together franchisee/investors with curated franchisor/franchise investment deals. brandCrowder’s syndicated, crowdfunding model, lowers the barrier to entry for tens of thousands qualified candidates, and allows large scaled deals to be negotiated. brandCrowder will be the first to implement scaled, automated syndicate/portfolio functionality into direct franchise investments allowing investors to make smaller investments, diversified investments, and investments in curated larger scale deals.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev., Press & Sales: Robert Armiak, CEO, (614) 562-3031

FinovateSpring 2016 – Chip Shield

How they describe themselves: Chip Shield was founded with the goal of combating card-not-present fraud and protecting consumers from merchant data breaches. While the deployment of EMV chip cards are expected to reduce fraud in stores, and card Tokenization is helping in mobile, desktop online remains largely unprotected. We are extending the security offered by EMV and Tokenization to protect customers from online data breaches and account takeover. Our Chip Shield personal EMV card reader is an inexpensive device (~$20) that can be promoted or subsidized by card issuers to improve their customer’s online experience and security. The device authenticates the customer’s existing credit or debit cards to unlock online profiles and secure their payments.

How they describe their product/innovation: Chip Shield is a personal EMV card reader that extends EMV security to the desktop online channel without requiring a custom integration from merchants or card issuers. Customers connect the EMV reader to their computer over USB when they are ready to check-out at an online merchant. After authenticating their card, the Chip Shield browser extension unlocks their profile and selects the most secure payment method available based on their bank, card network and merchant. Whenever possible, Tokenization services are used to generate temporary, merchant specific card numbers for the purchase. Payment and customer information are then automatically and securely injected into the site to streamline check-out down to a few seconds.

Product distribution strategy: Direct to Consumer (B2C), through financial institutions

Contacts:

Bus. Dev.: David Marsyla, CEO, [email protected] & JC Ramey, VP Bus. Dev., [email protected]
Press: David Marsyla, CEO, [email protected]
Sales: JC Ramey, VP Bus. Dev., [email protected]

FinovateSpring 2016 – BaseVenture

How they describe themselves: BaseVenture is a SF Bay Area SaaS start-up that is disrupting the fund management & administration industry. This $6B industry with more than 40,000 funds is desperate for transformation, as it is a people-centric model with 20+ year old technology pushing paper, physical signatures and spreadsheets by hand, email, and fax. We have built a platform that helps fund managers and administrators clear their desks, rip out their file cabinets, and stop chasing signatures and money. Our platform transforms the way a fund manager or administrator manages their fund from end to end. It’s digital fund management at its best.

How they describe their product/innovation: Our flagship product is called “FundManager.io”, which is a SaaS platform designed specifically for fund managers & administrators that gives them a “Command Central” in the cloud to digitally manage their investors and funds, execute investments, move money, and raise capital. This automated & secure platform radically simplifies the process of managing a fund, and brings a layer of data intelligence, reporting, workflow management, document storage, and tagging that is not found anywhere else today. This results in less work for the fund manager, more time to focus on generating alpha, lower costs, and happier investors.

Product distribution strategy: Direct to Business (B2B), licensed

Contacts:

Bus. Dev. & Sales: Chris Andraca, Director of Sales, Marketing, & Client Services, [email protected], 415-516-8030
Press: John Pizzi, CEO & Co-Founder, [email protected], 646-298-0223

FinovateSpring 2016 – Ephesoft

How they describe themselves: Ephesoft delivers enterprise-wide solutions for extracting meaning from unstructured content. That content can be from documents, emails, repositories and the internet. Ephesoft’s cloud-based platform ingests content from mobile devices, paper and electronic sources, classifying the content and developing meaningful taxonomies. We also accelerate business process automation by eliminating manual sorting and keying functions. Finally, Ephesoft can quickly digest millions of pages of unstructured content and provide data visualization, discovery and analytics, which enables FinTech companies, Government Agencies and Multi-National Corporate clients to identify patterns in business transactions and make more informed decisions.

How they describe their product/innovation: Ephesoft Enterprise allows companies to onboard unstructured documents and extract meaning. With SnapDoc, bank customers use a mobile app to submit supporting documents for account openings or loan approvals with a single click. The documents are fed into the Ephesoft cloud server, which classifies the documents, extracts data needed for account consideration, and feeds the institution’s content management, database and account/loan approval systems. Finally, Ephesoft provides an analytics engine that reviews incoming document transactions, combines this data stream with structured database repositories to help the bank’s business analysts perform true data discovery on unstructured content.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms

Contacts:

Bus. Dev.: Richard Bosworth, [email protected], 949-335-5335
Press: Tim Dubes, [email protected], 949-335-5335
Sales: David Talarico, [email protected], 949-335-5335

FinovateSpring 2016 – DigiByte Holdings

How they describe themselves: DigiByte Holdings Limited is dedicated to leveraging the advantages of the DigiByte network to create a complete blockchain, distributed ledger ecosystem under one company. DGB Holdings has developed advertising, security, remittance and trading solutions on top of the DigiByte blockchain. DGB Holdings is focused on developing the blockchain attention advertising economy through millennial customer acquisition with an innovative gaming platform. DigiByte Holdings is also focused on securing trade finance documents in real world use cases on the DigiByte blockchain and social remittance payments.

How they describe their product/innovation: The founder of DigiByte will present how DigiByte is a scalable blockchain being used in several innovative ways, including how the blockchain can be used to usher in the era of the attention economy through DigiByte Gaming, secure real world trade finance documents through DiguSign and leverage social media for highly efficient social remittance payments through DigiByteTip.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), licensed

Contacts:

Bus. Dev. & Press: Jared Tate, [email protected]
Sales: Tina Goguia, [email protected]

FinovateSpring 2016 – Cyberfend

FinovateSpring 2016 – Cyberfend

How they describe themselves: Cyberfend offers a robust security solution to protect your web and mobile applications from sophisticated attacks and fraudulent activity. Cyberfend’s solution detects account take-over, payment fraud and stolen credentials. All of these problems are relevant to every banking, finance, payments and e-commerce company. Cyberfend’s solution uses a new security paradigm – human cognitive science coupled with advanced machine learning. The result is a robust detection system with near zero false positives and false negatives. Today Cyberfend protects nearly a billion login and payment transactions every month for many large e-commerce, web and payment customers. Please visit us at: www.cyberfend.com.

How they describe their product/innovation: Cyberfend will demonstrate a powerful security innovation – BotFender. BotFender is the most comprehensive cyber attack automation detection service available in the market. The solution uses proprietary IP based on human cognitive science coupled with advanced machine learning algorithms. The deployment is frictionless, protecting both web pages and mobile applications. No changes to user experience or user interface are required. The security layer is invisible to the end-user with no added latency. Deployment options include private or public clouds or on-premise. The attack detection is real-time, which allows your web or mobile application to prevent fraudulent access to your service.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev.: Sreenath Kurupati, CEO & Co-Founder, [email protected], 408-585-5660
Sales: Sridhar Machiroutu, VP Business & Co-Founder, [email protected], 408-585-5660

FinovateSpring 2016 – CUneXus

How they describe themselves: CUneXus was founded by financial services veterans determined to transform consumer lending by making it simple for lenders to deliver the personalized, mobile, always-on customer experience consumers have come to expect, while helping institutions grow loan volume and revenue by being with their customers as they shop. Our cplXpress lending automation platform enables lenders to provide their customers with “perpetual loan approval.” This unique and timely solution utilizes advanced data analysis to completely bypass the loan application process, granting consumers ongoing insight into their personal borrowing power and “1-click” access to highly-personalized, pre-approved loans at every banking touchpoint.

How they describe their product/innovation: CUneXus recently partnered with Edmunds.com and set out to develop a revolutionary online and mobile auto purchasing solution. AutoXpress eliminates the uncertainties and frustrations of the traditional car buying experience, allowing pre-approved customers to shop local auto dealership inventory from within their bank or credit union’s existing online and mobile banking apps. Now, when customers see their pre-approved auto loan offer, they’ll also have access to vehicle listings with guaranteed pre-negotiated pricing. When they’ve found the perfect vehicle, they can submit a purchase request with a few quick taps. Lender-approved and dealer-guaranteed. No haggling. No loan applications. Auto purchasing made easy – the way it ought to be!

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed

Contacts:

Bus. Dev. & Sales: Dave Buerger, CEO, President & Co-Founder, [email protected], 877-509-2089 x101
Press: Roxanne Alaniz, PR Account Manager, Alaniz Marketing, [email protected], 415-892-5252

FinovateSpring 2016 – Blend

How they describe themselves: Mortgages today is a multi-trillion dollar industry that is completely underserved through existing technologies. Both mortgage lenders and borrowers are hurting: costs for originations remain high, borrowers endure an endless back-and-forth collecting, signing, and sending loan documents, and compliance is becoming exponentially more challenging through increasing rules and regulations. Blend is a Silicon Valley product company building technology to power and transform enterprises to meet these challenges of modern mortgage lending.

How they describe their product/innovation: Blend is a Silicon Valley technology company empowering lenders to originate efficient, data-driven mortgages. Using high-fidelity data sources, Blend allows lenders to drive down origination costs and maintain airtight digital compliance while offering borrowers an elegant user experience in weeks. Blend’s technology has been deployed to four top lenders in the U.S. today. The Blend platform helped originate $6B worth of mortgages in Q4 2015 alone.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev. & Press: Eliot Hodges, Head of Bus. Dev. & Strategic Partnerships, [email protected], 646-508-0424
Sales: Brian Kneafsey, Head of Sales, [email protected], 415-847-8219

FinDEVr New York 2016 – DigiByte Holdings

FinDEVr New York 2016 – DigiByte Holdings

DigiByte Holdings Limited is dedicated to leveraging the advantages of the DigiByte network to create a complete blockchain, distributed ledger ecosystem under one company. DGB Holdings has developed advertising, security, remittance and trading solutions on top of the DigiByte blockchain. DGB Holdings is focused on developing the blockchain attention advertising economy through millennial customer acquisition with an innovative gaming platform. DigiByte Holdings is also focused on securing trade finance documents in real world use cases on the DigiByte blockchain and social remittance payments.

Presentation

DigiByte: A Scalable Blockchain Ecosystem

The founder of DigiByte will present how DigiByte is a scalable blockchain being used in several innovative ways, including how the blockchain can be used to usher in the era of the attention economy, secure real world trade finance documents and leverage social media for highly efficient social remittance payments.

What You’ll Learn

  • DigiByte is being used to usher in the era of the blockchain attention economy through video gaming to disrupt the advertising & remittance industries.
  • DigiByte is being used to secure real world trade finance documents and any other document of importance.
  • DigiByte is a highly scalable blockchain with several unique advantages that allow DGB Holdings to have developed a complete beta ecosystem ready to be scaled.

Presenter

Jared Tate, President
hk.linkedin.com/in/jaredctate  |  @jaredctate  |  [email protected]  |  208.589.3267

Jared Tate is the founder and creator of DigiByte. DigiByte is a rapidly growing two year old worldwide-decentralized blockchain. DigiByte is scalable to 2000+ transactions per second by 2021 and is currently capable of 280 tps.