How they describe themselves: Smart Engine stands for personalization and target marketing. As pioneers in the field of customer loyalty, we are drivers of innovation and leaders in personalized target marketing.

Partnering with financial services companies and merchants, we deliver personalized target marketing offers to consumers through modern online channels helping consumers save money, time, and effort. We call this “Smart Shopping” – delivering great deals on products, which resonate on an individual level, and ease of shopping.

How they describe their product/innovation: 1. Purchase history of bank payment transactions are analyzed and individual shopping behavior profiles developed; 2. Profiles are enriched with online shopping personalization results; 3. The Smart Engine provides answers to three critical questions: Who? Where? Which delivery channel (online banking, Web, smartphones, email or SMS supported) – which allow retailers to communicate tailored offers to those bank customers with the highest purchase probability; 4. Relevant bank customers receive attractive personalized offers. Card payments result in automated cash back to cardholders’ accounts; 5. Location services and event-driven notifications optimize personalization experience; 6. Retailers measure return and conversion rates; 7. Banks optimize income from cards by extending card usage.

Product Distribution Strategy: Direct to Consumer (B2C), Direct to Business (B2B), and through financial institutions

Contacts:

Bus. Dev., Press & Sales: Europe: Anna Bacher (Director, Sales & Business Development), [email protected] &
Asia: Stephen Bingle (Head of Asia Business Development), [email protected]

How they describe themselves: TIBCO Software Inc. (NASDAQ:TIBX) is a provider of infrastructure software for companies to use on-premise or as part of cloud computing environments. Whether it’s optimizing claims, processing trades, cross-selling products based on real-time customer behavior, or averting a crisis before it happens, TIBCO provides companies the two-second advantage™ – the ability to capture the right information at the right time and act on it preemptively for a competitive advantage.

How they describe their product/innovation: In this age of digital privacy there is an increased need to share temporary “in the moment” payment context. Ad-hoc digital encounters are the next forefront of a massive volume of micro transactions. Imagine a customer making a payment at a restaurant once the waiter “flicks over” the menu context to the customer, without the customer ever having to reveal any long-term impacting sensitive financial information. Once the “payment context” is over, no digital “remnants” remain. A total freedom of contextual interactions, not just payments, opens up a variety of digital services avenues for banks, their merchants, and customers.

The massive volume of data transactions enables new analytical insight to both merchants and the banks, giving banks and merchants new perspectives into consumer behaviour through unstructured and big data.

Product Distribution Strategy: Direct to Business (B2B), through financial institutions, and through other fintech companies and platforms

Contacts:

Press: YL Tang, Field Marketing Manager, (o) +65 6304 2468, (m) +65 9785 4554
Sales: Udo Straesser, Regional Director, SEA, +65 6304 2482

How they describe themselves: Tootpay is a technology company specializing in providing cutting edge mobile payment solutions. The company was established in 2010 after two successful years of research and development through its partnership with leading technology companies around the region. Tootpay’s solution is a mobile financial solution for payments, banking, telecommunication, and remittance industries. It has since gained recognition and acceptance within the local and regional financial communities for its state-of-the-art technology for secure mobile payment services. Tootpay can count more than 500,000 mobile users in Indonesia, Malaysia, and Thailand that utilize its solution.

How they describe their product/innovation: Tootpay’s solution is based on an overlay chip for the customer’s mobile phone. The overlay chip is a stick-on solution that fits onto any standard SIM card of a GSM handset. A menu-based interface is deployed for simplicity and ease of use. It’s not internet or telco dependent and deploys with multiple authentication methods and end-to-end encryption to provide a high level of security for its mobile transactions. As such, barriers to mobile banking such as mobile phone handset incompatibility, dependency on telco service providers, non-existent mobile internet network coverage, fraud, and more are minimized.

Product Distribution Strategy: Through financial institutions and through other fintech companies and platforms

Contacts:

Bus. Dev.: Henry Eliathamby, COO & Founder, [email protected], +60123025741
Press & Sales: Balvinder Singh, MD & Founder, [email protected], +60122880415

How they describe themselves: TradeNet makes equity trading systems for emerging markets. We fill the gap between large, multi-national system providers and the locally-focused, usually single-market systems providers. We bring the best of both worlds to emerging markets. The system is built for multiple markets with great flexibility to handle various business and trading rules and processes. At the same time, it is geared towards the needs of emerging markets by providing the full stack of functionality from front to back and covering customer needs ranging from retail to institutional.

How they describe their product/innovation: TradeNet Store expands the equity broker product offering and customer stickiness without incurring costs. Rather, equity brokers share revenue with functionality and content providers.

Product Distribution Strategy: Through financial institutions. Brokers make the product available to their customers through either their internet trading platform or a white-labeled version of TradeNet.

Contacts:

Bus. Dev.: Mohamed Maghraby, Director, [email protected]
Press & Sales: [email protected]

How they describe themselves: At TSYS, (NYSE: TSS), we believe payments should revolve around people — not the other way around. We call this belief “People-Centered Payments.” By putting people at the center of every decision we make, with unmatched customer service and industry insight, TSYS is able to support financial institutions, businesses, and governments in more than 80 countries. Offering merchant payment-acceptance solutions as well as services in credit, debit, prepaid, mobile, chip, healthcare and more, we make it possible for people in the global marketplace to conduct safe and secure electronic transactions with trust and convenience. TSYS’ headquarters are located in Columbus, Georgia, with local offices spread across the Americas, EMEA, and Asia-Pacific.

How they describe their product/innovation: TSYS Authorization Controls℠ allows a user to set their own default account parameters and authorization rules (for example, user-determined spend limits – daily, weekly and monthly – category permissions or exclusions). TSYS Authorization Controls also allows for user definable authorization actions, including Alert, Decline and Pre-Authorize, that enable a user to determine what happens throughout a transaction attempt.

Other new features include spatial-temporal locks, a.k.a. geo-fencing and time and date restrictions explicitly defining when and where your account may be used and also a work-flow feature that enables an individual to define certain transactions that will always decline unless explicitly pre-authorized.

Product Distribution Strategy: Direct to Business (B2B) & through financial institutions

Contacts:

Bus. Dev.: Frank Braski, Innovation Architect, [email protected], +1-706-644-4987
Press: Cyle Mims, Media Relations, [email protected], +1-706-644-3110
Sales: Chris Colson, Innovation Product Director, [email protected], +1-770-663-2926

How they describe themselves: QuarterSpot is an online lending platform that connects small businesses in need of working capital with accredited investors seeking attractive returns. QuarterSpot’s platform accelerates access to capital using advanced technologies that enable instant borrower approval, same-day loan funding and repayments to investors in as little as 24 hours.

How they describe their product/innovation: QuarterSpot’s innovative Artificial Intelligence-driven underwriting platform can incorporate millions of pieces of real time data from business bank accounts, business credit profiles and more to execute a pre-approval decision in milliseconds. The QuarterSpot AI is also able to learn on the fly by monitoring loan repayment and trends to improve its scoring and approval terms in real time. Through this use of AI-driven underwriting and as one of the only online lenders to amortize interest, QuarterSpot offers small business owners a cost of capital as much as 85% lower than other lenders and does not require personal collateral to secure loans.

Product Distribution Strategy: Direct to Business (B2B)

Contacts:

Bus. Dev. & Borrower Sales: Lance Emanuel, President & COO, 917-583-1253
Institutional Investment Sales:  Adam Cohen, CEO, 917-647-9170
Press: Michael Azzano, Cosmo PR Consultant, 504-899-7570

How they describe themselves: RevolutionCredit’s breakthrough engagement platform and database of unique consumer behavioral economic data transforms the credit decisioning process for both lenders and consumers. The company was founded by a veteran of Experian and the credit and financial services industry, and is backed by some of the most successful entrepreneurs in this market space. This includes the former CEO of FICO and current Board Fellow, the founders of FreeCreditReport.com, LowerMyBills.com, PriceGrabber.com, GeoCities.com and many more.

How they describe their product/innovation: RevolutionCredit’s patent pending financial capability development solution helps creditors identify upwardly mobile customers, approve more consumers, mitigate risk, build brand loyalty, and reduce churn. For consumers, RevolutionCredit offers a compelling and progressive alternative to a rejection or penalty. Consumers can now demonstrate to their creditor that they are better than their current score, and are committed to their financial future. RevolutionCredit combines self/positive-selection with just-in-time consumer financial capability development at the point of transaction. This transforms the consumer credit process from a system based on punitive and negative selection to one based on education and positive engagement.

Product Distribution Strategy: Direct to Consumer (B2C), through financial institutions, & through other fintech companies and platforms

Contacts:

Bus. Dev. & Press: Peter Mansfield, CMO, [email protected]
Sales: Zaydoon H. Munir, Founder & CEO, [email protected]

How they describe themselves: SaaS Markets is THE enterprise app store company. Leading financial institutions, technology companies, retailers, business associations and other global brands work with us to create highly engaging, branded app stores. Our passion for Software-as-a-Service (SaaS) and commitment to great user experiences has helped SaaS Markets become the leading cloud service provider. With our MarketMaker App store platform, organizations can build, brand, and launch their app store within a matter of weeks, while app developers have the opportunity to make their software available across multiple marketplaces around the world.

How they describe their product/innovation: SaaS Markets’ MarketMaker Enterprise App Store Platform allows financial companies to deploy a fully branded app store containing your proprietary apps and/or selected software from our catalog of over 1,500+ pre-qualified business applications.

Product Distribution Strategy: Direct to Business (B2B) & through financial institutions

Contacts:

Bus. Dev.: Ferdi Roberts, CEO, [email protected], 650-897-5824
Press: Jay Manciocchi, JD, Director of Content, [email protected],
650-521-5359
Sales: Cameron Ministri, Enterprise Sales Manager, [email protected], 650-425-9790

How they describe themselves: We are a highly qualified management team including a serial entrepreneur with a number of successful exits, a Stanford GSB grad, and a recognized software architect. We have worked together on different projects, and combine expertise in software development, online marketing, finance, and general business administration. Our mission is to provide a financial tool to millions of Americans to help them increase their personal liquidity and savings while maintaining their desired lifestyles.

How they describe their product/innovation: SavedPlus is a mobile and web-based financial tool that allows clients to automatically transfer a predetermined percentage of their daily expenditures to the destination account of their choice. Our bank independent software allows people to make small, but frequent, automatic monetary contributions to savings, investment, retirement, and charity accounts, or payments to credit cards or loans in any US bank, credit union or other financial institution.

Product Distribution Strategy: Direct to Business (B2B), Direct to Consumer (B2C), through financial institutions, and licensed to retailers and other fintech companies

Contacts:

Bus. Dev.: Paul Sorokin, President, [email protected]
Press: Nikita Brodskiy, CEO, [email protected]
Sales: Benjamin Taran, VP Strategic Partnerships, [email protected]

How they describe themselves: Pixeliris is a company proposing services in the area of technology marketing. The company started 15 years ago proposing audio software that became part of a large gamut of audio/video products. Through its different business units, Pixeliris keeps increasing ever since its services in the area of digital development.

Pixeliris Labs is Pixeliris R&D laboratory that has been working over the past 5 years on different high-tech technologies among which contactless communication between smart devices. This research has resulted in several patents.

How they describe their product/innovation: Pixeliris Labs unique contactless technology allows us today to create the first universal contactless mobile payment system. Based on sonic communication, our technology is compatible with 100% of existing phones and smartphones unlike NFC technologies which are compatible with only 5% of the smartphones and incompatible with phones. Several patents have been filed with regard to the security of the transaction. We have developed this technology into a SDK as to allow third companies to integrate the modules aiming a business model based on transaction fees.

With Copsonic, pay anywhere with any phone.

Product Distribution Strategy: Direct to Business (B2B), through other fintech companies and platforms, & licensed

Contacts:

Bus. Dev.: Brian Roeten, Senior Project Manager
Press & Sales: Christian Ruiz, Marketing Director

How they describe themselves: Simple Verity Inc. provides small business credit data services. Credit information is important for access to capital and in everyday business transactions. Current credit services have little or no information on millions of small businesses (i.e. “thin file” or “no-hit”). Simple Verity helps small businesses get access to capital by providing third-party verified credit information.

How they describe their product/innovation: SimpleVerity is a fully automated small business credit verification process. The system can produce a reliable credit report on any small business in America – including the millions of businesses with little or no data on file at the major bureaus. Using a social approach and proprietary analytics, SimpleVerity elevates small business credit from uncertainty and risk into the light of consistent, data-driven analysis.

Product Distribution Strategy: Direct to Business (B2B), through financial institutions, & through other fintech companies and platforms

Contacts:

Bus. Dev. & Sales: Randall Lucas, Co-Founder & CEO, [email protected],
617-905-7467
Press: Jeff Pecor, Tailwind PR, [email protected], 802-497-1932

How they describe themselves: Socure is a NYC based company that has built a real-time, online identity verification solution to combat the growing global risk of identity and account takeover fraud. Socure works with many of the world’s largest payments remittance companies, financial institutions and e-commerce sites and has a re-seller partnership with one of the largest social sign-on providers in the world. Socure offers its customers a new identity verification solution called Social Biometrics™; a SaaS platform with APIs that are used to detect fraudulent users when new accounts are registered, users login, or when they perform transactions such as peer-to-peer payments.

How they describe their product/innovation: Socure’s Social Biometrics™ utilizes a patent pending artificial intelligence system and proprietary machine learning algorithms along with social behavior pattern analysis to detect if an online ID is authentic, a fraudster or a bot. Socure’s Social Biometrics™ solution showcases its ability to capture non-authentic (fake) online identities as a way to guard against identity theft and account takeover fraud. Our demonstration also shows the ability to de-risk each side of a peer-to-peer payment.

Product Distribution Strategy: Socure is partnering with industry leading MSPs, social sign-on providers, and traditional identity databases to leverage their existing distribution channels. Socure is also selling into businesses directly with an internal sales team.

Contacts:

Bus. Dev., Press, & Sales: Johnny Ayers, Director of Bus. Dev., [email protected],
703-963-5226