How they describe themselves: The Moneyer is the future of online Personal Finance Management, now. Through a combination of a highly advanced budget book, planning tools, a collaborative workspace and social network the platform occupies a unique position which is defined by our continuous pursuit of innovation. The Moneyer is and will always remain the most advanced personal finance management platform in existence.

How they describe their product/innovation: Finance is often a highly personal matter, but there are many cases thinkable where a person or organisation needs to share financial information with others. The Moneyer offers the possibility to invite other users (member and non-members) on an existing financial dashboard. Thereby creating a collaborative workspace where groups of people can view and work with shared data.

Product Distribution Strategy: Direct to Consumer (B2C), through financial institutions, licensed

Contacts:

Bus. Dev. & Press: Erik Driessen, CEO, [email protected]

How they describe themselves: Tink addresses the fundamental problem of people not having control over their financial life. We built an intelligent App and Web App for the ones that normally think personal finance is unexciting and time consuming. We want to make personal finance fun, beautiful, and convenient. Our ambition is to help users get control over their financial lives, make wiser financial decisions, and to save and spend smarter. The company was founded in June 2012, and in September 2013, the service was released to the Swedish market with great success. For 2014 we are planning an international launch.

How they describe their product/innovation: Tink is a free personal finance service that allows you to follow your money, wherever you are! The service automatically collects and categorizes up to 2 years of historical transactions and assets from the banks you decide to connect. Once connected, Tink presents your expenses and incomes, suggests budgets, sends alerts, and gives you a personalized feed. Tink removes all the unwanted noise, highlights what’s important, and provides intelligent insights into your finances. Following your money with the Tink feed is as effortless as browsing your Instagram feed!

Product Distribution Strategy: Direct to Consumer (B2C)

Contacts:

Bus. Dev.: Daniel Kjellén, CEO & Founder, [email protected]
Press & Sales: Sandra Uddbäck, Marketing Manager, [email protected]

How they describe themselves: Top Image Systems (TIS) (NASDAQ: TISA), a leading ECM, BPM & MIP (mobile imaging platform) provider, optimizes the capture, recognition, validation and delivery of structured and unstructured content in every format from every source, including mobile. Our proprietary eFLOW® platform streamlines automated processing of digital data in solutions such as eFLOW INVOICE, Digital Mailroom and eFLOW for Banks. Our innovative mobile image processing applications – MobiPAY, MobiCHECK and MobiFLOW – facilitate bill payment, check deposit, enrollment and other key mobile use cases that help rollout winning mobile banking programs that fully integrate with our banking BPM solution.

How they describe their product/innovation: Top Image Systems has leveraged its deep recognition and imaging expertise to develop a powerful suite of image processing applications for mobile devices. These applications optimize user experience and minimize communication failures: MobiPAY expedites mobile bill payment, letting users snap images to add payees and payment methods; MobiCHECK facilitates mobile remote deposit capture and MobiFLOW enables mobile processing of documents of any size and format. TIS’ mobile image processing technologies combine APMI (Automatic Perfect Mobile Image) “auto-capture” functionality with IQA (Image Quality Analysis) and on-device intelligence on the handset.

Product Distribution Strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev.: Isaac Rome, VP Global Banking & Mobile, [email protected]
Press: Shelli Zargary, Director of Corporate Marketing, [email protected]
Sales: Yoss Perl, General Manager S. EMEA, [email protected]

How they describe themselves: Topicus Finan is an innovative and ambitious IT service provider based in the Netherlands. Our focus is on supporting business lending value chain integration with innovative web-based technology. Topicus Finan delivers out-of-the-box solutions for financial forecasting, credit rating, budgeting, what-if analyses and more. We believe that the loan origination and review process will evolve from an in-office process to a value chain effort. We are convinced that self service is an important factor in keeping operational and risk costs at an affordable level, while increasing transparency and fit with credit demand. A client, bank, or accountant will cooperate to ensure an optimal risk structure for a given loan proposition.

How they describe their product/innovation: Self service for business lending as a service extension to face-to-face advice is something that modern clients expect from a bank. We are demonstrating the impact of self service. The entrepreneur has the option of working with what-if scenarios to assess the financial impact of his investment in real time. A key aspect is that the entrepreneur is not aware of typical banking complexities. Instead, communication is centered on concepts he understands, like the cost of a new machine and turnover growth.

Product Distribution Strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Michiel Schipper, CEO, [email protected]
Press: Marloes Bulthuis, Communications, [email protected]
Sales: Paul Kamphuis, Business Developer, [email protected]

How they describe themselves: Toshl Finance is a personal finance manager made fun. Find out where your money is going, keep on top of bills and spending, set up budgets and live easy with a financial peace of mind.

How they describe their product/innovation: One of the main problems of personal finance is that it’s annoying to most people and they get quickly discouraged. Our aim is to provide more positive feedback and create content based on user’s data that is fun and makes them come back, despite the possibly harsh realities of their financial situation.

Toshl imports the data from a user’s online bank, automatically categorises it and produces great content with loads of humour, while still making sure they’re on the right financial track.

You can keep tabs on your finances using the Toshl web app or our native mobile apps, all in sync with each other.

Product Distribution Strategy: Direct to Consumer (B2C)

Contacts:

Bus. Dev., Press & Sales: Matic Bitenc, CEO, [email protected], @maticbitenc

How they describe themselves: Truphone is the only mobile operator without country borders. It brings people closer to their international contacts, makes them more productive, and delivers the business-class service they deserve, internationally.

Customers use their voice, text and data bundles internationally, receive better voice quality, and a better data experience. And with multiple international mobile numbers on a single SIM, international employees are more accessible.

Truphone Mobile Recording records, encrypts and stores all calls and text messages. Whether Financial Institutions need to comply with financial legislation or just keep track of their conversations, they can do so without changing their user’s behaviour.

How they describe their product/innovation: The Dodd-Frank Act poses banking technologists with a technical and compliance problem. They must record all mobile phone communications relevant to a trade. Today, most banks do not record mobile devices, they fall outside of their technology stack. Communication is invisible; and that’s why the regulation now exists.

With Truphone Mobile Recording, businesses record, encrypt and store their mobile calls and text messages, simply and securely – without changing the user experience. Truphone Mobile Recording is available as a secure hosted solution, or can be integrated with existing recording equipment.

Product Distribution Strategy: Direct to Business (B2B), through other fintech companies and platforms

Contacts:

Bus. Dev. & Sales: Paul Liesching, [email protected], +44 (0)77 88 77 22 99
Press: Mark Pinnes, [email protected], +44 (0)7408 871 515

How they describe themselves: Trustev provides a new approach to fraud prevention through a real-time, online identity verification platform which ensures that merchants know exactly who they are selling to. Focused on delivering enterprise level technologies to anyone transacting online, the company has customers in the online retail, gambling, banking, peer-to-peer lending, and crowd funding spaces.

How they describe their product/innovation: Trustev Retail Decision (Trustev RD) provides real-time verification of customer identities in a physical retail location where across the counter sales are occurring. A software solution that runs on tablets, the product allows in store staff to verify customer identities without requiring customers to produce masses of paperwork.

Developed initially for the Retail Telecom sector, the product has been adapted for other industries.

Product Distribution Strategy: Direct to Business (B2B), through other fintech companies and platforms

Contacts:

Bus. Dev.: Pat Phelan, CEO & Co-Founder, [email protected], +44 2035751466
Press: DC Cahalane, CMO, [email protected], +353 851536394
Sales: John Peavoy, VP Sales, [email protected], +353 86 8092930

How they describe themselves: Red Zebra Analytics’ innovative loyalty platform allows banks to send their customers relevant and individual offers from participating retailers, without the need for paper vouchers or discount codes. By analysing bank transaction data, our sophisticated technology enables retailers to tailor offers to selected groups of customers of a partner bank. Customers taking up an offer pay the full price using their credit or debit card, then receive the discount or offer in the next bill. Trialed in Germany and now being deployed in Southeast Asia, the system is demonstrating very high levels of consumer engagement.

How they describe their product/innovation: Suitable for any banking system, the Red Zebra Analytics platform is secure, fast, flexible, and highly cost efficient. It maps consumer purchase behaviour in detail, yet keeps the data entirely safe, with no individual customer information ever leaving the bank. Retailers pay to upload campaigns via a simple interface while state-of-the-art predictive analytics deliver the right offer to the right customer at the right time and through the right channel. And for bank customers, it’s a way to save money on things they actually want.

Product Distribution Strategy: Direct to Business (B2B) & through financial institutions

Contacts:

Bus. Dev. & Press: Manuel Ho, COO, [email protected], +65 813 40219
Sales: Baevinraj Thiagarajah, Managing Director, [email protected], +60162232241

How they describe themselves: SaaS Markets is THE enterprise app store company. Leading financial institutions, technology companies, retailers, business associations, and other global brands work with us to create highly engaging, custom app stores for their clients’ use. Our passion for Software-as-a-Service (SaaS) and commitment to great user experiences has helped SaaS Markets become the leading cloud service provider. With our MarketMaker app store platform, organizations can build, brand, and launch their app store within a matter of weeks, while app developers have the opportunity to make their software available across multiple marketplaces around the world.

How they describe their product/innovation: SaaS Markets’ MarketMaker Enterprise app store platform allows financial companies to deploy a fully branded app store containing your proprietary apps and/or selected software from our catalog of over 1,500+ pre-qualified business applications.

Product Distribution Strategy: Direct to Business (B2B) and through financial institutions

Contacts:

Bus. Dev.: Ferdi Roberts, CEO & Founder, [email protected], +1-650-897-5824
Press: Jay Manciocchi, JD, Director of Content, [email protected], +1-650-521-5359
Sales: Cameron Ministri, Enterprise Sales Manager, [email protected], +1-650-425-9790

How they describe themselves: Serverside Group first established online card customization in 2003 when two brothers had the idea to allow cardholders to put their favourite image on their payment card. Our experience includes working with over 200 financial card issuers in 27 countries, which have collectively issued over 2,000 customized card programs. Serverside is proud to have helped bring millions of cards to “front of wallet,” generating greater usage, loyalty and proven Return on Investment (ROI) for our clients.

How they describe their product/innovation: Serverside’s Facebook app is a great way for banks to form meaningful conversations with their cardholders. This dynamic app allows customers to design their own personalised card by uploading a picture from one of their Facebook galleries. When they are satisfied with their design, they submit it and, once approved, it will be posted on their wall showing off their new card design to all their friends.

Everything to do with Card Customization brings Banks to a new level. From banks posting on their own wall to card holders sharing their own design with friends, card customization on Facebook is proving to be one of the most effective ways for banks to use social media, engage customers and to help drive positive viral marketing.

Product Distribution Strategy: Direct to Business (B2B)

Contacts:

Bus. Dev. & Sales: James Barclay, SVP Asia Pacific, [email protected], +64 21 88 6609
Press: Kizzie Bowman, Marketing Manager, [email protected], +44 7584 215 228

How they describe themselves: Smart Engine stands for personalization and target marketing. As pioneers in the field of customer loyalty, we are drivers of innovation and leaders in personalized target marketing.

Partnering with financial services companies and merchants, we deliver personalized target marketing offers to consumers through modern online channels helping consumers save money, time, and effort. We call this “Smart Shopping” – delivering great deals on products, which resonate on an individual level, and ease of shopping.

How they describe their product/innovation: 1. Purchase history of bank payment transactions are analyzed and individual shopping behavior profiles developed; 2. Profiles are enriched with online shopping personalization results; 3. The Smart Engine provides answers to three critical questions: Who? Where? Which delivery channel (online banking, Web, smartphones, email or SMS supported) – which allow retailers to communicate tailored offers to those bank customers with the highest purchase probability; 4. Relevant bank customers receive attractive personalized offers. Card payments result in automated cash back to cardholders’ accounts; 5. Location services and event-driven notifications optimize personalization experience; 6. Retailers measure return and conversion rates; 7. Banks optimize income from cards by extending card usage.

Product Distribution Strategy: Direct to Consumer (B2C), Direct to Business (B2B), and through financial institutions

Contacts:

Bus. Dev., Press & Sales: Europe: Anna Bacher (Director, Sales & Business Development), [email protected] &
Asia: Stephen Bingle (Head of Asia Business Development), [email protected]

How they describe themselves: TIBCO Software Inc. (NASDAQ:TIBX) is a provider of infrastructure software for companies to use on-premise or as part of cloud computing environments. Whether it’s optimizing claims, processing trades, cross-selling products based on real-time customer behavior, or averting a crisis before it happens, TIBCO provides companies the two-second advantage™ – the ability to capture the right information at the right time and act on it preemptively for a competitive advantage.

How they describe their product/innovation: In this age of digital privacy there is an increased need to share temporary “in the moment” payment context. Ad-hoc digital encounters are the next forefront of a massive volume of micro transactions. Imagine a customer making a payment at a restaurant once the waiter “flicks over” the menu context to the customer, without the customer ever having to reveal any long-term impacting sensitive financial information. Once the “payment context” is over, no digital “remnants” remain. A total freedom of contextual interactions, not just payments, opens up a variety of digital services avenues for banks, their merchants, and customers.

The massive volume of data transactions enables new analytical insight to both merchants and the banks, giving banks and merchants new perspectives into consumer behaviour through unstructured and big data.

Product Distribution Strategy: Direct to Business (B2B), through financial institutions, and through other fintech companies and platforms

Contacts:

Press: YL Tang, Field Marketing Manager, (o) +65 6304 2468, (m) +65 9785 4554
Sales: Udo Straesser, Regional Director, SEA, +65 6304 2482