FinovateEurope 2016 – Risk Ident

FinovateEurope 2016 – Risk Ident

How they describe themselves: RISK IDENT offers anti-fraud solutions for European companies within the e-commerce and financial sectors. We are experts in machine learning and real-time data analytics and our products are specifically tailored to comply with European data privacy regulations. Our key products are FRIDA Fraud Manager and DEVICE IDENT device fingerprinting.

How they describe their product/innovation: EVE is a flexible platform to cover different aspects of risk management for any kind of transaction evaluation. It applies selected machine learning algorithms to evaluate different input streams for a real-time risk assessment: EVE can be trained with historical data but will improve automatically by evaluating and adapting to new fraud patterns. We will showcase EVE used as a risk evaluation engine within personal loan applications of a German retail bank.

Product distribution strategy: Direct to Business (B2B), licensed

Contacts:

Bus. Dev.: Piet Mahler, Bus. Dev., [email protected]

Press: Stefanie Liedke, [email protected]

Sales: Matthias Kolkmeyer, Sales Director Risk Solutions, [email protected] & Jürgen Brandt, Sales Director E-Commerce, [email protected]

FinovateEurope 2016 – refund.me Group

FinovateEurope 2016 – refund.me Group

How they describe themselves: refund.me Group, is a global air passenger rights service provider that is focused on helping financial institutions improve their cardholders’ travel experience. Headquartered in Palo Alto, refund.me ensures that air passenger rights are more transparent and easily enforceable on a worldwide scale. The company currently serves air passengers from 145 countries in securing compensation for delayed and cancelled flights covered by European Union regulation (EC) 261/2004. Financial institutions can seamlessly integrate refund.me Group’s, suite of product offerings related to enhancing the travel experience for their cardholders.

How they describe their product/innovation: Financial institutions can leverage the refund.me compensation offering as a white label solution to strengthen the features and benefits of their credit and debit cards. Cardholders are automatically notified when they have experienced a delayed or cancelled flight and are eligible for flight compensation. Refund.me then seamlessly processes and secures compensation from the airline on the cardholder’s behalf. Additionally, our offering automatically notifies financial institutions of their cardholder’s travel plans when they purchase airline tickets, so their card is not declined when traveling. We are excited to be releasing this to Europe for the first time at Finovate Europe!

Product distribution strategy: Through financial institutions

Contacts:

Bus. Dev. & Sales: Hudson Chilton, CBDO, [email protected],  +1 650 600 1480

Press: Michele McDermott-Fox, [email protected], +1 905 379 1893

FinovateEurope 2016 – Qumram

FinovateEurope 2016 – Qumram

How they describe themselves: Qumram provides software for recoding and replaying user sessions on websites, social media and mobile applications. Qumram provides full access to all details of the interactions, behaviour and intentions of any user, internal or external. Qumram session monitoring and extraction provides Financial Services (and all regulated) firms worldwide with the data about user behaviour which is essential for regulatory requirements such as MIFID II, the Dodd-Franck Act, etc. The recorded data contains a huge wealth of information that is ready to be analyzed. User behavior and experience can be categorized, erratic behaviors can be identified, patterns can be extracted.

How they describe their product/innovation: Qumram for Employee Governance empowers the bank, their employees and clients to experience true omnichannel communication. Qumram for Employee Governance enables engagements – even inmail or messaging – and transactions over social media. The entire communication is recorded and retained for compliance purpose. Critical content gets automatically detected. Qumram solves the top two challenges banks are facing today: regulatory compliance and enabling digital transformation.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev. & Sales: Mathias Wegmueller, [email protected], +41 76 382 71 48

Press: Patrick Barnert, [email protected], +41 79 102 3222

FinDEVr 2015 – Temenos

Temenos Group AG is the market leading provider of mission-critical software applications to over 1,650 financial institutions in 150 countries worldwide.

Presentation

B2B Financial Apps MarketPlace

Join us to discover Temenos’ B2B financial services MarketPlace and become a world leading FinTech solution provider. We will walk you through the benefits of this route to market and show you how to spin up your own cloud core banking instance for use in development and discovery of products online. There are millions of product opportunities on the Temenos core banking platform (T24) and User Experience Platform (edgeConnect), and we’ll help you get started by giving you code and putting your product in front of 700 banks and financial institutions.

What You’ll Learn

  • How to develop the most successful and disruptive FinTech ideas
  • How development on a core banking system really works
  • How to market your product to more than 700 Banks and Financial Institutions

Presenter

Aaron Phethean, MarketPlace Director
uk.linkedin.com/pub/aaron-phethean/33/3ba/a22 | @aphethean | [email protected]

Aaron has met with hundreds of banks over the last decade and been through dozens of product launches, core banking renovation projects, and digital channel initiatives. Originally from New Zealand, now based in London, he is a keen innovator and regularly contributes to open source projects.

FinDEVr 2015 – Spreedly

Spreedly is an API based service designed to help marketplaces and platforms securely create a universal credit card token that works across the broadest range of payment endpoints possible.

Presentation

The Vault Grows Up

Storing credit cards is becoming more and more critical for businesses across the fintech landscape, but so often the choice is between taking on the whole burden of PCI compliance or being locked into a single payments stack. We’ll demo the rapid conversion of a legacy payment form into one backed by Spreedly’s modern vault and then walk through some powerful use cases for that data once vaulted.

What You’ll Learn

  • How to easily put a modern vault on top of a legacy stack with Spreedly
  • Once your payment data is in your Spreedly vault, you can transact against it with total flexibility.
  • Using a universal vault like Spreedly enables you to track a credit card across multiple channels.

Presenter

Nathaniel Talbott, CTO
linkedin.com/in/ntalbott | @ntalbott | [email protected]

Initially drawn into fintech by client needs when running a software consultancy, Nathaniel has since built a deep expertise in the ins and outs of payments as the CTO of Spreedly. Passionate about fintech, technical leadership, distributed systems, and building a world class software organization.

FinDEVr 2015 – SnoopWall

It’s the year of mCrime (mobile crime), and all banking apps are easily eavesdropped on by ‘trusted apps’ that are actually malware allowed on iTunes, Google Play and Microsoft App store. We’ll present a live demo of this ‘breaking into my own bank account’ on mobile using a malicious Flashlight App. Then, you’ll learn about AppSHIELD SDK.

Presentation

Increase Adoption of Your Mobile App with AppSHIELD SDK

AppSHIELD SDK is the only solution to this problem that works. We’ll show how IBM TRUSTEER SDK and INAUTH SDK and ARXAN are easily CIRCUMVENTED by Cyber criminals to steal consumer PII. If you see AppSHIELD SDK in action (in 95+ financial institutions), you’ll want it in your banking app to protect your consumers and your brand.

What You’ll Learn

  • All Mobile Banking Apps Are Insecure and Hackable.
  • Many Trusted Apps Exploit These mBanking Vulnerabilities.
  • Our AppSHIELD SDK is the only solution to make mBanking Apps Bulletproof.

Presenters

Gary Miliefsky, CEO
linkedin.com/in/miliefsky | @Miliefsky | [email protected] | 800-991-3871

Gary is the CEO of SnoopWall and inventor of the company’s novel Counterveillance technology. He has been extremely active in the INFOSEC arena, a member of ISC2.org, CISSP®, Advisory Board of the Center for the Study of Counter-Terrorism and Cyber Crime at Norwich University and DHS.gov.

Chris Gauthier, VP Engineering
linkedin.com/company/snoopwall-llc | @SnoopWallSecure | [email protected] | 800-991-3871

Chris Gauthier is our VP of Engineering. He’s an early stage engineering team leader who is also the chief software architect for SnoopWall and co-inventor of the AppCrusher. He’s a team leader, hands on coder and passionate white hat with a strong ethical hacking background.

FinDEVr 2015 – ScriptRock

ScriptRock is the brainchild of two longtime IT veterans who recognized a common problem inherent in IT and set out to build a solution. The result is a powerful configuration integrity monitoring platform in use by companies around the world. Thanks in part to the platform’s flexibility and scalability, ScriptRock has become integral to workflows in high finance, banking, healthcare, retail, and other industries.

Presentation

Integrity in the Age of DevOps

The chips have fallen and DevOps is here to stay, but many companies are still falling short in testing their infrastructure throughout the development cycle. Automation platforms like Chef and Puppet are great, but they’re not enough to guarantee systems integrity. See why Continuous Testing can mean the difference between profit and PR disaster.

What You’ll Learn

  • Continuous Delivery is great, but without proper testing, your project can quickly go off the rails.
  • How recent high-profile outages such as the NYSE, Apple’s App Store, and United Airlines could have been prevented
  • Compliance monitoring doesn’t have to be a long, arduous, and expensive process.

Presenter

Alan Sharp-Paul, Co-CEO & Co-Founder
linkedin.com/in/asharppaul | @asharppaul

Alan is an experienced veteran of corporate IT, a relentless entrepreneur, and a self-described perfectionist with an emphasis on usability, elegance and efficiency. As Co-Founder of ScriptRock, he seeks to solve many of the problems that – until now – have been inherent to IT, and specifically DevOps.

FinDEVr 2015 – Quisk

Quisk, Inc. is a Silicon Valley based start-up that partners with financial institutions and other organizations to enable anyone to use their money without needing cash or cards. Quisk provides a digital services and transaction processing platform for integrated mobile payments and digital marketing and loyalty programs. Deploying cloud-based technology, the Quisk digital cash solution not only works with any mobile phone number on any type of mobile phone but also can leverage existing Point-Of-Sale (POS) infrastructure. The Quisk team is comprised of technology and payments industry veterans from CyberSource, Visa, Apple, and HP. Quisk is the next step in the evolution of money.

Presentation

Quisk Digital Services Platform

We are sharing some of the key learnings Quisk has gained from building a next-generation digital payments/FinTech SaaS platform from scratch. While there are some common design themes and architectural patterns employed to build enterprise-grade SaaS platforms, there are also very specific demands on FinTech startups who focus on selling to banks and other financial institutions. Quisk’s SaaS platform interfaces with multiple entities, end user consumers, issuing banks, merchants, acquirers, processors, etc., with each entity having its own unique requirements and expectations. We are describing how we have built and delivered a holistic platform that satisfied these diverse customer needs.

What You’ll Learn

  • Architecture models for B2B2C-oriented FinTech SaaS platforms
  • Security considerations in cloud-based FinTech platforms
  • Performance and scalability considerations in next-generation FinTech platforms

Presenter

Praveen Amancherla, CTO
linkedin.com/in/amancherla | [email protected] | 408-462-6951

As Quisk’s CTO, Praveen Amancherla is responsible for technology and product development. He brings over 15 years of experience in designing highly available, massively scalable and secure software products and platforms. Praveen earned an M.S. in Computer Science from Michigan State University.

FinDEVr 2015 – TokBox

TokBox, a Telefónica company, develops and operates OpenTok, the leading cloud platform for embedding real time video, voice, messaging and screen sharing into websites and mobile applications. Our comprehensive API offers a suite of advanced capabilities, including interoperable mobile and web SDKs, archiving, security, 1:1 and multiparty calls, and more.

The first platform to incorporate support for WebRTC, OpenTok caters to enterprises, entrepreneurs and developers with powerful APIs. OpenTok has been used to add real-time communications by companies including Mozilla, Royal Bank of Scotland, Valspar, MLB, Ford, Doritos, Bridgestone Golf & Double Robotics.

Presentation

How to use WebRTC to build engaging FinTech applications

For all of the efficiency and convenience technologies have brought to financial services, a key challenge continues to be their impact on customer satisfaction rates. How can organizations provide top-notch service when most customers, especially millennials, experience services through a website or mobile application, and have never even stepped foot in a branch?

Enter WebRTC, the HTML5 standard making it possible to embed secure live video, voice and text communications directly into the context of your website or application. Learn about the development challenges, best practices, and how FinTech companies are already integrating WebRTC into OTT services today.

What You’ll Learn

  • What WebRTC is and how it can transform FinTech applications
  • How financial service companies can leverage WebRTC to bring the same high-quality customer service from brick and mortar stores online

The development challenges and best practices for building with WebRTC

Presenter

Badri Rajasekar, CTO
@baddn

Badri is the CTO & SVP of Engineering at TokBox, the provider of OpenTok, the leading real-time communications platform. He leads the core engineering and operations teams and is responsible for end-to-end service delivery, including product development, quality engineering, & customer solutions.

FinDEVr 2015 – Token

Token provides a new rail for instant, secure and flexible payments. The Token Payment Platform is an end-to-end secure payment system accessible to developers, where all transactions are authorized using digital signatures. With Token, third party developers easily add payments and identity to their websites and apps. There is no worrying about PCI compliance or protecting user information as Token is based on public-key cryptography rather than shared secrets such as usernames and passwords. Token is focused on delivering the best Developer Experience to be had and allow developers to focus on their core mission.

Presentation

The Future of Payments Now

Learn how website and app developers improve conversion rates and customer experience with Token’s new payment rail. Gone are the troubles with payment cards and other antiquated payment methods. You’ll see how Token supports current payment models and how it creates opportunities for new, exciting business models. You’ll see how incredibly smooth user provisioning is, how easy it is to integrate with websites and apps, and what rock-solid security means. Basically, you’ll get to know the future of payments now.

What You’ll Learn

  • How to increase conversion rates for websites and mobile apps
  • What good customer experience really looks like
  • How security concerns will be a thing of the past

Presenter

Bill York, VP Development
linkedin.com/in/wmyork

Bill York is the VP of Product at Token, where he is responsible for the execution of Token’s product strategy. Bill brings over 20 years experience building great teams and products for both consumer and enterprise applications.

Prior to joining Token, Bill was VP of Product & Technology for Tile, held executive leadership positions at Reachable and was a Founder, CTO, and SVP of Product Development at Comergent, an enterprise e-commerce software company used by clients including Cisco, Intel and DIRECTV.

FinDEVr 2015 – The Beast Apps

FinDEVr 2015 – The Beast Apps

The Beast Apps offers an Application Distribution as a Service (ADaaS) as a utility in a pay-as-you-go business model where vendors can Build-Test-Deploy their commercial apps in the cloud within hours and days as opposed to weeks and months. The Beast Apps’ ADaaS has attracted some really big financial institutions, such as exchanges, Inter Dealer Brokers (IDBs), Electronic Communication Networks (ECNs), analytics vendors, market data vendors, etc., to leverage the platform and build their Eco System/App Store, significantly reducing time to market and costs, gaining unprecedented business intelligence, significantly enhancing revenue potential, and helping vendors and customers as well, bringing value to the entire eco system.

Presentation

Build-Test-Deploy in the Cloud, Now

Today anyone can build a website and publish it in minutes or hours that can be accessed by anyone in the world, anywhere, instantly. Apple/Android Developers can download an SDK and build and distribute applications with much ease as well. The Beast SDK brings the same ease of building and distributing complex cloud based applications in AWS within hours and days. The Beast Apps will demonstrate how you can use its build-test-deploy system to distribute your applications through the cloud, now. The Beast App’s ADaaS removes app distribution challenges, letting you focus on your ‘Secret Sauce’, improving the velocity of innovation.

What You’ll Learn

  • Build-Test-Deploy Apps in AWS Cloud within Mins, Hours, Days
  • Build Your Eco System, Improve Velocity of Innovation
  • Innovative Collaborative Technology

Presenter

Ashok Mittal, President
linkedin.com/profile/view?id=7417731&trk=hp-identity-name | [email protected] | 646-688-7474

Ashok has over 30 years of IT experience with last 20+ years creating a secure, robust, 24×7 application distribution architecture, The BEAST ADaaS, with a primary focus on helping distribute pre-trade, trade and post-trade applications in the financial industry.

FinDEVr 2015 – Thinking Capital

Thinking Capital is the leader in the Canadian alternative lending space, leveraging technology to be at the forefront of the fintech industry. Since 2006, they have helped more than 10,000 small-to-medium sized Canadian businesses reach their full potential. By combining their people and technology, Thinking Capital is transforming the way business owners get the capital they need to grow.

Presentation

To Build or Not to Build

This Q&A session with Thinking Capital’s Pat Forgione, CTO, and Anthony Lipschitz, CSO, will delve into how a leading fintech organization uses SAS software to create a proprietary platform that facilitates underwriting, decision making, compliance and more.

What You’ll Learn

  • How fintech developers can use technology to create unique competencies in finance
  • How to decide whether to build, outsource or customize fintech solutions
  • How a leading fintech organization can use SAS software to create a proprietary platform

Presenters

Pat Forgione, CTO

Pat joined Thinking Capital in 2013 after spending almost 20 years in the brokerage industry. As Thinking Capital’s CTO, Pat is responsible for the positioning of the technology footprint, building a secure infrastructure aimed at providing state of the art SaaS solutions to the financing market.

Anthony Lipschitz, Chief Strategy Officer
ca.linkedin.com/pub/anthony-lipschitz/11/304/235 | @ant_lipschitz | [email protected]

Anthony is a Senior Executive with a track record of successfully raising venture capital and creating value for shareholders. Prior to joining Thinking Capital, he led StubHub as their Canada Country Manager. Anthony is a startup mentor having built businesses in South Africa, New York and Toronto.