FinovateSpring 2015 – SizeUp

How they describe themselves: SizeUp is big data for small businesses. It provides business intelligence and market research to companies so they can make smarter decisions through data. SizeUp is licensed by financial institutions as a value added service differentiator given to help their business customers succeed and grow. SizeUp currently provides: (1) Competitive benchmarks: Compare your business performance to your industry competitors across multiple performance indicators. (2) Find customers, suppliers, and competitors: Geographically discover and identify potential customers, suppliers, and competitors to grow your business. (3) Best locations to advertise: Identify the best geographic locations to advertise based on industry and demographic characteristics.

How they describe their product/innovation: SizeUp FI (Financial Institutions) is a new service that enables FIs to provide their customers with valuable business intelligence directly through the FI’s own website. SizeUp provides FIs:

  • Consistent reengagement with customers through “sticky” data services.
  • Stronger partnerships with business customers by helping them succeed with Big Data insights they previously couldn’t afford or understand.
  • Introduction to the FI’s relevant products and services through SizeUp’s tools at specific decision-points of the customer’s business lifecycle.
  • New value FIs can provide outside of “me too” FI business offerings.
  • Multiple versions of SizeUp FI enabling the FI to provide its own custom implementation.

Product distribution strategy: Through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev. & Sales: Thomas Barron, VP Bus. Dev., [email protected]
Press: Alissa Sklar, Marketing Director, [email protected]

FinovateSpring 2015 – Shoeboxed

How they describe themselves: Shoeboxed pioneered email and mobile receipt processing 8 years ago and is the world’s leading provider of it, powering banks, accounting apps and more.

How they describe their product/innovation: Receipt capture is becoming a standard banking feature: Taking pictures of receipts with a mobile phone that are then matched to the corresponding credit card transaction was just the beginning. We expanded into pulling email receipts into online and mobile banking apps for people automatically, extracting the actual items people bought from e-receipts, and helping fraud protection,

Product distribution strategy: Through financial institutions

Contacts:

Bus. Dev.: Tobias Walter, [email protected], 919-943-5507
Press: Claudia Amand, [email protected], 919-457-7611
Sales: Alex Anderson, [email protected], 919-687-4269

FinovateSpring 2015 – SayPay Technologies

How they describe themselves: SayPay makes paying bills faster, easier, and more secure. Consumer procrastination often leads to late charges and unnecessary interest expense. SayPay users pay bills (and make online purchases) within seconds — without the need to sign in! SayPay eliminates “friction” by harnessing three technologies – mobile, voice recognition, and biometric authentication. Further, our patent pending technology eliminates the risk and inconvenience of remembering or keying in passwords (especially on tiny mobile phone keyboards) with just the consumer’s unique voice.

How they describe their product/innovation: When billers include a one time “SayPay code” on their bills, customers simply speak the code into their mobile banking app without needing to sign in! SayPay biometrically authenticates the customer’s voice, matches the code to the bill, and displays the bill details. Upon review, the customer simply presses “Pay.” SayPay also works for ecommerce checkout, website sign in, P2P payments, step-up authentication, and more. The SayPay code is cryptographically calculated so it can’t be predicted, replicated, reused, or replayed. Further, SayPay uses out-of-band and 3-factor authentication and never provides sensitive financial information.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev., Press & Sales: Steve Hoffman, CEO, 925-200-6084

FinovateSpring 2015 – RAGE Frameworks

How they describe themselves: RAGE Frameworks’ mission is to enable the intelligent and responsive Enterprise. We are a provider of flexible and scalable mission critical Business Process Automation and Big Data solutions based on a patented technology platform. RAGE Solutions are scalable frameworks, which enable the rapid implementation of any business process from the ground up in a dramatically short period of time (30-60-90 days).

How they describe their product/innovation: RAGE LiveCredit is a flexible, scalable origination and servicing solution that can enable the design and launch of any financing product end-to-end from origination to underwriting to booking and servicing. LiveCredit is designed to enable a financial institution to implement its creative ideas and needs in terms of new products, new underwriting rules including dynamic pricing, compliance rules, and accounting, in a near real-time fashion. LiveCredit enables this configurability through a dynamic and flexible Product Configurator, which facilitates the configuration of the entire lifecycle related to a product rapidly without any need for programming.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev. & Sales: Aashish Mehta, SVP Business Banking Solutions, [email protected] &
Nick Adams, VP Business Banking Solutions, [email protected]
Press: Joy Dasgupta, SVP Marketing, [email protected]

FinovateEurope 2015 – Trunomi

How they describe themselves: Trunomi solves KYC and unlocks new revenues and efficiencies with technology to easily create and securely manage the consent to use customer Personally Identifiable Information “Pii.” We help Financial Institutions to simply create, easily manage, and securely share customer KYC/Pii datasets at a fraction of the time, cost, and risk, eliminating industry duplication and bringing unprecedented operational efficiencies.

How they describe their product/innovation: TruMobile connects customers with banks,  helping to monetise and personalise customer’s data experience. Built as a customer-centric “Consent Engine,” TruMobile is backed by multiple patent filings. It seamlessly creates auditable privacy policies, which for the first time permit the sharing of customer Pii data across platforms, jurisdictions, and business lines in full compliance with global regulatory and privacy standards.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev.: Stuart Lacey, Founder & CEO, [email protected], 1-844-TRUNOMI
Press: Bevin Wallace, William Mills Agency, [email protected], 1-678-781-7230
Sales: Chia Brewin, Customer Development, [email protected], 1-844-TRUNOMI

FinovateEurope 2015 – Taulia

How they describe themselves: Taulia provides financial and payment solutions that facilitate the use of the early payment of approved invoices to build healthy supply chains. Taulia Dynamic Discounting is the first flexible supplier financing solution that allows organisations to completely customise their supplier financing offering to fit their needs and the needs of their entire supply chain. The Taulia system removes the adversarial elements of trade credit practices and enables businesses to grow by providing access to affordable financing.

How they describe their product/innovation: Taulia Enhanced Discounting (TED) aims to revolutionise the funding of supply chain finance. TED combines the benefits of traditional dynamic discounting – when corporations offer an early payment to a supplier in exchange for a small discount – with a flexible supplier financing programme, which allows organisations to choose to use their own cash or the capital of a third-party financial institution, to capture early payment discounts. With TED, organisations can offer their suppliers uninterrupted, affordable financing regardless of their own cash positions, operating obligations, or financial forecasts. Taulia is so confident of the value that TED delivers, that it guarantees its customers savings of £1M a year.

Product distribution strategy: Direct to Business (B2B), through other fintech companies

Contacts:

Bus. Dev.: Matthew Stammers, European Marketing Director, [email protected],
+44 7712 198077
Press: Keith Chapman, PR Associate, [email protected], +1 415 376 8280 x7146
Sales: Philippe Arzul, European Sales Director, [email protected], +44 7771 740943

FinovateEurope 2015 – Telenor banka powered by Asseco SEE

How they describe themselves: Telenor banka is the first direct bank in the SEE region where banking is fully mobile. The bank offers innovative digital banking services, simple to use and available anytime and anywhere. Asseco SEE is one of the largest IT companies in the area of production and implementation of its own software solutions and services in the SEE region and Turkey, and a top player in banking.

How they describe their product/innovation: Telenor banka is the first fully mobile online bank in the SEE region, showcasing a mobile device loan offering based on Telco and Bank big data analytics. The right offer, at the right time, at the right place – for each customer, hassle free, and only in a couple of clicks away. These processes and automations are achieved with the help of Asseco SEE’s ASEBA Multichannel Hub.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev.: Marko Carević, CMO, [email protected], +38163670503
Press: Jelena Srećković, PR & CR Expert, [email protected], +38163430192
Monika Perek, CMO, [email protected], +48782821457
Sales: Robert Mihaljek, Solution Sales Specialist, [email protected],
+385992572463

FinovateEurope 2015 – Temenos

How they describe themselves: Founded in 1993 and listed on the Swiss Stock Exchange (SIX: TEMN), Temenos Group is the market leading provider of banking software systems. Temenos is proven in over 1,600 customer deployments in more than 150 countries worldwide and provides full end to end solutions from core banking to payments, wealth management, business analytics, channels, and digital banking.

Temenos is the clear leader in its market. In 2013, Temenos topped both the Forrester and IBS Intelligence league tables for sales of mission-critical banking software and Temenos has recently been selected as a leader for the sixth consecutive year in the 2014 Gartner report ‘Magic Quadrant for International Retail Core Banking.’

How they describe their product/innovation: Temenos Connect Mobile Banking (TCMB) is the first mobile banking solution to be underpinned by a user experience platform (UXP) that drives multi-device banking solutions. TCMB combines the best of native and web technologies and has been developed using the latest version of the Temenos UXP, edgeConnect, which encompasses a ground breaking technology solution, SmartHybrid. SmartHybrid develops mobile applications that look, feel, and behave like native apps. It is also the only mobile application development technology currently available that optimises the performance of hybrid mobile applications.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Press.: Gurpreet Binning, Head of PR, [email protected]
Sales: Amanda Powell, [email protected]

FinovateEurope 2015 – TiViTz

How they describe themselves: TiViTz  is the developer of the award-winning, math-based TiViTz strategy games used by more than 400,000 students and 10,000 teachers in the U.S. The TiViTz games are adaptable to multiple platforms, themes, subjects, skill levels, and languages. They have proved effective in engaging kids to learn and preparing them for exciting TiViTz Tournaments. TiViTz has partnered with Cal Ripken, Jr. and Ripken Baseball to develop TiViTz Tournaments across the U.S. hosted by Major League Baseball teams and with McDonald’s to implement TiViTz Tuesdays starting in Florida. The company has now developed a fully automated, easy-to-use, patent-pending, game-based fundraising tool that helps children raise significant funds for their college savings accounts.

How they describe their product/innovation: The TiViTz College $avings Game-a-thon is a market disruptive tool that complements existing financial savings vehicles and provides a solution for families to offset potential student loan debt and to help cover the cost of higher education. The Game-a-thon (where students solicit pledges online from friends and family for playing TiViTz games) is similar to a Walk-a-thon, only fully automated from pledge solicitation to fund deposit into a savings vehicle. The Game-a-thon can fundamentally change the way families think about affording college and significantly empower children to take responsibility for and contribute to their own advanced education… all while improving their math skills and financial literacy.

Product distribution strategy: Direct to Consumer (B2C), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev. & Sales: Siobhan Mullen, CEO, [email protected], 321-690-3386
Stephen Scully, President, [email protected], 321-690-3386
Press: Rob Volmer, Crosby Volmer International Communications, [email protected], 202-232-6575

FinovateEurope 2015 – Topicus.Finance

How they describe themselves: Topicus.Finance is a premier provider of innovative, pay-as-you-go, cloud-based banking software operating under the guiding principle: we challenge, you win.

Topicus.Finance develops software to create financial customer journeys which puts the customer first, and provides software to support financial advisors as well as software to manage the complete lifecycle of the following financial products: savings, investments, mortgages, business loans, consumer loans, and pension.

Our software provides the best support to respond adequately to the current dynamics of the business lending chain such as changes in banking policy, changes in regulatory control and other relevant developments in the chain.

How they describe their product/innovation: The Force Financial Business Process Management (FBPM) solution is not a generic BPM platform, but one that “knows” about financial products, their structures, pricing, and provisions. It was developed with today’s challenges in mind and has our high-end financials analysis, rating, and pricing applications tightly integrated.

Product distribution strategy: Direct to Business (B2B), through financial institutions, licensed

Contacts:

Bus. Dev.: Michiel Schipper, MD, [email protected]
Press: Elise Oude Scholten, Marketing & Events, [email protected]
Sales: Paul Kamphuis, Bus. Dev., [email protected]

FinovateEurope 2015 – TradeRiver Finance

How they describe themselves: TradeRiver is an online funding solution that provides trade finance for SMEs, allowing them access to working capital at any point in the supply chain to help support and grow their business. It works by providing the buyer with a pre-approved revolving facility that can be used to finance trade with multiple suppliers. Payments and administration are paperless and transparent via a secure online platform.

TradeRiver provides a viable alternative or additional source of unsecured working capital for UK SMEs looking to plug funding gaps in their supply chain, whether their suppliers are in the UK or overseas.

How they describe their product/innovation: TradeRiver platform provides a business funding and transaction execution solution, which completely changes the nature and operation of cross-border trade finance. TradeRiver provides the online tool and the finance for trade buyers of goods and services to pay their global suppliers in cash and in local currency at any point in their supply chain using a facility much like an online credit card.

Product distribution strategy: Direct to Business (B2B), licensed

Contacts:

Bus. Dev.: Alex Hambrook, Head of Public Affairs & Marketing, [email protected], 07850179653
Press: Angela Valencia, Media & Marketing Coordinator, [email protected],
+44 2074845600
Sales: Steve Coldicott, Sales Director, [email protected], +44 20 7788 7690

FinovateEurope 2015 – TransferTo

How they describe themselves: TransferTo is a global mobile money and value remittance hub that interconnects mobile wallets and billing systems worldwide to deliver innovative remittance services.

With a network of over 350+ mobile operators and utility providers in 100+ countries, TransferTo is the industry leader in direct value remittance including mobile airtime, electricity, education, and healthcare. TransferTo also offers real-time international money remittance to mobile wallets that allows users to send and receive money safely to and from even the most remote locations.

TransferTo provides convenient and reliable mobile, web, and POS white label solutions for Mobile Network Operators, Retailers, Financial Institutions, and Money Transfer Operators.

How they describe their product/innovation: Prepaid Electricity Remittance Service:
A major and recurring issue with money remittance is the sender not knowing how their money is spent.

TransferTo has developed a new service to overcome this problem where the sender can remit value for a specific purpose – we call it Value Remittance. TransferTo works directly with service providers to enable remote payment for services such as utilities, petrol, healthcare, school tuition, groceries etc.

A great example of this is the Prepaid Electricity in Indonesia. Indonesian migrant workers in the Middle East send millions of rupees back to their families. Instead of sending money, TransferTo enables them to remotely top up the Prepaid Electricity meter of their loved ones back home.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Charles Damen, EVP Global Bus. Dev., [email protected]
Press: Jennah Makalai, Marketing Manager, [email protected]
Sales: [email protected]