Stratumn removes all barriers to building, deploying and running Blockchain Apps by providing you with the infrastructure and tools to get your ideas off the ground fast. We help developers leverage the power of the Blockchain to write, execute and verify any workflow or business process. By leveraging “proof-of-existence” and smart contracts, business partners can more easily and efficiently work together with less risk and more transparency without depending on third party auditors and regulators.

Presentation

Building and Securing Smart Workflow Using Chainscript and the Stratumn Blockchain Development Platform

Stratumn has built a high performance proof-of-existence engine, which we apply to workflows and integrate to the Bitcoin blockchain. We will demonstrate how easy it is for developers to start building workflows that are protected by the blockchain using our open standard Chainscript.

What You’ll Learn

• How developers can utilize the Bitcoin blockchain for proof-of-existence
• How Chainscript can be used to build smart workflows for cryptographically verifying process execution
• Building apps which utilize digital assets that represent real-world assets

Presenter

Richard Caetano, CEO
fr.linkedin.com/in/richardcaetano  |  @arsydotorg  |  [email protected]

Richard is a veteran software developer from California who discovered the Bitcoin Whitepaper in 2011. He is the author of the book Learning Bitcoin and developer of the popular iPhone app, btcReport.

SpeechPro is a global leader in speech and audio processing. The strength of our technology comes from the world-class R&D team of over 150 specialists including 28 PhDs. See http://bit.ly/1KKNcbe. SpeechPro global distribution network spans over 200 resellers and partners worldwide. Our products are deployed to over 74 countries. SpeechPro core expertise is speech recognition & text-to-speech, audio recording, forensic audio analysis, noise cancellation (audio enhancement) and biometrics (authentication, identification and verification).

Presentation

VoiceKey OnePass – Multi-Modal Mobile Biometric Authentication Solution

VoiceKey OnePass is SpeechPro’s multi-modal (face and voice) Mobile Biometric Authentication solution providing high security and ease of use. It has been integrated into Wells Fargo’s CEO wholesale banking application by replacing RSA tokens.

This application won Global Finance Magazine’s 2015 Innovator’s award (https://www.gfmag.com/media/press-releasess/global-finance-names-innovators-2015-transaction-services).

A write up in Fortune Magazine is here: http://fortune.com/2015/06/04/wells-fargo-scan-face-and-voice-security/.

What You’ll Learn

• This mobile biometrics authentication solution satisfies high security requirements with ease of use.
• Unique liveness detection methods foil selfie and recorded playback hacks.
• Multi-modal (face + voice) biometrics result in equal error rates of around .25%.

Presenter

Philip Shinn, CTO
linkedin.com/in/phil-shinn-78812b  |  [email protected]  |  646.736.2377

Phil Shinn is a speech processing SME with a PhD in Linguistics from Brown. He has designed and built dozens of enterprise class speech apps for companies like Morgan Stanley, BofA, Citi, GM, Verizon, and others. He serves on the board of the Applied Voice Input Output Society and has 5 patents.

Solace Systems messaging middleware routes information such as market data, orders, payments, risk data, trades and other transactions through the front and back office environments of financial institutions. 6 of the world’s biggest investment banks and 3 of the top 4 FX banks trust Solace to meet their data distribution needs in a compact footprint that is easy and cost-effective to deploy, run and scale. Solace meets the diverse data distribution needs of all applications, asset classes and use cases so customers can cost-effectively connect all of the information associated with running their business, serving customers and making smart decisions.

Presentation

The Evolution of Data Movement on Wall Street

A Solace messaging middleware expert will describe the impact ever-increasing data volumes, regulatory requirements and tech trends, like big data, cloud and IoT, are having on financial services providers old and new. They will explain how Solace’s technology has helped leading investment banks, buyside firms and other financial institutions upgrade and future-proof the infrastructure that keeps real-time information flowing reliably and securely across their enterprise as they observe markets, execute transactions and serve customers all while effectively managing risk and ensuring compliance with regulations.

What You’ll Learn

• About the demands ever-increasing data and transaction volumes will place on their application infrastructure and how leading firms are effectively addressing them
• How technological developments and market expectations in the areas of big data, cloud computing and the Internet of Things are introducing new requirements in fintech
• How Solace’s data movement technology has helped 6 out of the top 10 investment banks and 3 of the top 4 FX banks upgrade their infrastructure in response to these dramatic changes

Presenter

Emily Hong, Senior Sales Engineer
linkedin.com/in/hongemily

As a Senior Sales Engineer, Emily helps prospective Solace customers understand the capabilities of Solace’s middleware technology and identify how they can use it to solve business and IT challenges. Before joining Solace, Emily worked for IBM, and she holds a BS in Computer Science from Northwestern. And she dances!

ScientiaMobile provides the mobile web industry with the most accurate and flexible device detection solution, helping customers deliver great web experiences and manage the increasingly fragmented mobile device ecosystem. ScientiaMobile sells WURFL, a constantly-updated repository that catalogues thousands of devices and their capabilities and provides access to them via a range of API languages – including javascript. The WURFL framework enables many organizations, including Fortune 500 companies, to effectively design and analyze web experiences for an ever-growing range of smartphones, tablets, smart TVs and game consoles.

Presentation

Device Intelligence for Security, UX and Analytics

Mobile device intelligence is essential to optimize your mobile presence in the post-desktop era.

What You’ll Learn

• Mobile traffic is increasing at an accelerating rate, and in 2016 it is impossible to ignore these users. We will show you how to optimize your mobile user experience using mobile device detection.
• Routine updates on mobile devices are causing unnecessary false positives, increasing expensive authentication challenges. We can reduce your false positive rates by detecting expected changes.
• If it’s not measured, it’s not effective. We will show you how to leverage mobile device detection to analyze web traffic and extract actionable KPIs.

Presenter

Steve Kamerman, Co-Founder & COO
[email protected]

Steve Kamerman is an entrepreneur, innovator and inventor.  He has made a career out of solving complex technical problems and designing web-scale solutions.  Steve is a leading expert in mobile device detection and serves as the Co-Founder and COO of ScientiaMobile, Inc.

Sayula is a leading provider of countify, a cloud based real-time analytics application platform. Countify’s SaaS provides financial institutions with a cost effective, reliable, scalable, high performing and regulatory compliant service for their mission critical applications. Countify’s eco-system empowers users with sharing and collaborative interaction that generates derived knowledge which can be easily tapped by the world of openAPI data.

Presentation

Mission Critical Service based on Cloud Technology 

A leading Swiss investment bank searches for technology that averts them from a ticking time bomb IT collapse. In this session, we present how in a short time Sayula provided this bank with the most powerful structured derivatives pricing platform on the market by leveraging cloud technology.

What You’ll Learn

• How a leading Swiss investment bank went from a “ticking time bomb” mission critical service into a cloud based solution,
• How it drastically reduced its Total Cost of Ownership,
• And how it has skyrocketed from being a local player to becoming the global leader of the structured derivatives markets.

Presenters

Cristian Alzati, CTO, Sayula
jp.linkedin.com/in/cristian-alzati-7b832b1 |  [email protected]

Cristian has 20+ years of software development experience in the financial industry. He designed a spreadsheet server system that is in production at UBS for 20 years. Cristian has Master’s and Engineer’s degrees from Stanford and a Master of Computational Finance from Carnegie Mellon.

Bill Fenick, Strategy & Marketing Director, Interxion
uk.linkedin.com/in/billfenick  |  [email protected]

Bill has 20+ years of financial services industry experience in data distribution and trading technologies, managed services, co-location and hosting. He worked at Thomson Reuters and Tibco, has a PhD from University of Vienna, a MA from Webster University in Vienna, and a BA from UCLA.

Daniel Mueri, COO, Sayula
ch.linkedin.com/in/djmuri  |  [email protected]

Daniel has 20+ years of architecting and engineering market data systems. He has Master’s (Cornell University) and Bachelor’s (Rutgers University) degrees in electrical engineering.

Florian Korn, Strategy & Marketing Director, Sayula

A spirited entrepreneur has helped build, structure and set up new companies for 10+ years. He is active in the corporate finance arm of a major bank and supported early stage corporate financing strategies. He holds an MBA from HEC Paris and a B.A. in Business from the University of Cologne.

Quovo is the leading data aggregation service for the next generation of wealth management platforms. Quovo provides account aggregation and analytics services for investment advisors, broker-dealers, banks, and FinTech companies.

Betterment is the largest, fastest-growing automated investing service, helping people to better manage, protect, and grow their wealth through smarter technology. The service offers a globally diversified portfolio of ETFs, designed to help provide you with the best possible expected returns for retirement planning, building wealth, and other savings goals.

Presentation

The Power of Aggregation Demonstrated by Quovo & Betterment

Quovo and Betterment believe a revolution is underway that will fundamentally change wealth management. Our CTOs will demonstrate how integrating Quovo’s account aggregation services into Betterment using a RESTful API helped build a streamlined user experience for clients. Account syncing workflows can be complex, especially when dealing with processes such as multi-factor authentication (“Text me a PIN to access my account” etc.), so the integration required deep collaboration. The result is one of the most successful aggregation features in the market today. It transforms the way people manage their money and plan for their futures.

What You’ll Learn

• Today’s consumers expect their financial products to be personalized and relevant to their overall needs. Account aggregation deepens relationships with existing clients and draws new ones to FinTech.
• All APIs are not created equal. API structure is critical for a successful implementation, especially when they involve two-way data, creating account connections as well as retrieving data.
• Best practices for API integration requires deep collaboration. Communication at all levels of the organization (from CEO to CTOs to developers) aligns objectives and leads to successful end products.

Presenters

Dustin Lucien, CTO, Betterment
linkedin.com/in/dustinlucien  |  [email protected]

Dustin Lucien is the CTO of Betterment and has been with the company since 2013. Prior to becoming CTO, Dustin held the VP of Engineering position. Dustin received his Bachelor’s degree in Biomedical Engineering at Case Western Reserve University, as well as his Master’s degree in Biomedical Imaging & Computing.

Michael Del Monte, Co-Founder & CTO, Quovo
[email protected]

Michael received a Mechanical Engineering degree from University of Texas and a JD from Tulane Law. He founded Tennyson Maxwell Information Systems, which sold web crawling software and helped implement the Army’s Global Broadcast System. Michael has worked on sensitive data projects for the FBI, CIA, and numerous banks.

Thinking Capital, a leader in the Canadian FinTech industry, is focused on reinventing the way small businesses access credit. Since 2006, it has helped more than 10,000 small- to medium-sized Canadian businesses reach their full potential. By combining industry experts and technology, Thinking Capital is transforming the opportunity for business owners to obtain capital to ultimately grow their business through speed and convenience

Presentation

Lending as a Service

Thinking Capital’s Pat Forgione, CTO, and Anthony Lipschitz, CSO, will discuss how the Thinking Capital platform has transformed the way small businesses borrow. Our specialty in using big data and technology has streamlined the complex lending process and allowed many reputable Canadian brands a broader, more accessible avenue to finance.

What You’ll Learn

• How small business financing should be offered as a service instead of a product: user experience is paramount.
• How technology eliminates the need for branch based borrowing and enables the service to be offered within the small business ecosystem.
• How is the partnership model between FinTech, banks and other organizations evolving and how can FinTech companies prepare their technology ahead towards more integration.

Presenters

Anthony Lipschitz, Chief Strategy Officer
ca.linkedin.com/pub/anthony-lipschitz/11/304/235  |  @ant_lipschitz  |  [email protected]  |  416.602.3175

Anthony is a Senior Executive with a track record of successfully raising venture capital and creating value for shareholders. Prior to joining Thinking Capital, he led StubHub as their Canada Country Manager. Anthony is a startup mentor having built businesses in South Africa, New York and Toronto.

Pat Forgione, CTO
[email protected]  |  514.819.1568

Pat joined Thinking Capital in 2013 after spending almost 20 years in the brokerage industry. As Thinking Capital’s CTO, Pat is responsible for the positioning of the technology footprint, building a secure infrastructure aimed at providing state of the art SaaS solutions to the financing market.

TokBox, a Telefonica company, develops and operates a real-time communications platform.  Organizations can embed live video, voice, messaging & screen sharing into websites & mobile applications, for experiences ranging from one-to-one chats to large-scale broadcasts.

TokBox’s Wealth Management Solution enables organizations to embed real-time communications directly into web & mobile interfaces. With the addition of just one line of code, advisors can offer their clients high-touch, secure and personalized services anytime from anywhere.

TokBox is trusted by leading organizations including The Royal Bank of Scotland, Esurance, eGain  & more.

Presentation

Why You Never Need People in a Branch Again

Innovation in banking has recently focused on enabling the always-on customer without increasing the cost of operating the bank. This push to digitize has led to banks having less of a personal relationship with their customers. How then can banks have their cake (a personal relationship with customers) and eat it too (low-cost, always-on access)?

TokBox Director of Product, Melih Onvural, will talk about technology solutions that make superior customer service online a possibility.  Melih will talk about the challenges & trends, emerging use cases, possible solutions, and how TokBox products plan to be a part of this equation.

What You’ll Learn

• How you can cut spending on customer support while still increasing NPS
• Why going digital doesn’t mean losing the human touch points of your business
• Just how easy building real-time communications into any banking application can be

Presenter

Melih Onvural, Director of Product
[email protected]

Melih Onvural is Director of Product at TokBox. With a background in Software Engineering, Melih prototyped and shepherded the OpenTok platform from a web-only Flash client, to a cross-platform, protocol neutral offering. He now focuses on delivering a truly endpoint agnostic live video platform bringing the highest quality face-to-face experience.

Formed in 2015, Symbiont is a New York-based company using its purpose-built smart contracts platform to bridge the gap between blockchain technology and Wall Street. Symbiont’s Smart Securities™ drastically reduce overhead costs and inefficient processes, while eliminating the need for “trusted” intermediaries. Its initial priorities include facilitating the issuance, trading and processing of less liquid financial instruments, such as corporate bonds, syndicated loans and structured products. In August 2015, Symbiont validated its technology with the first production use of smart contracts to issue its shares on the Bitcoin blockchain.

Presentation

Distributed Ledgers and Smart Contracts

Adam Krellenstein will describe the architecture of Symbiont’s Smart Securities™ system, focusing on how it differs from a traditional distributed database. He will detail the advantages and disadvantages of such a system, as well as discuss implementations of similar architectures.

What You’ll Learn

• What smart contracts and distributed ledgers are
• The difference between token systems and full smart contracts systems
• How different parties have been using this technology so far

Presenter

Adam Krellenstein, CTO & Co-Founder
linkedin.com/in/adam-krellenstein-54048b96  |  @SymbiontIO

Adam is co-founder and CTO of Symbiont, a pioneer in the use of smart contracts in finance. He is co-founder and chief architect of Counterparty, a protocol for peer-to-peer finance built on top of the Bitcoin blockchain, and a Founding Director and Chief Scientist of the Counterparty Foundation.

Streamdata.io is a French software company based in the Alps.

We provide a Proxy-as-a-Service solution, based on web standards, that turns any API into a real-time experience, without requiring any server-side code.

We are currently servicing millions of devices. Our clients include large banks for retail brokerage and derivatives trading, as well as Fintechs launching their new services, in Europe, Asia and USA.

Presentation

Coding Real-Time Trading/Investments on Your Mobile Device in Less than 15mn with Any API? Yes, We Can.

If there is an industry where real-time data is crucial, it’s finance, for trading and personal banking. Users don’t have time to waste by waiting for their applications to refresh or pushing a button to refresh a screen! Streamdata.io offers an innovative Proxy-as-a-Service that polls APIs, caches responses, and pushes only incremental updates to your servers, applications and devices. You can easily turn any API into real-time stream updates as they happen, without any server-side code. In this presentation, we will demonstrate how to create your own trading mobile application using Streamdata.io to display market information in real-time.

What You’ll Learn

• How to turn every API into a real-time stream of updates with no server-side coding
• The importance of a real time experience in order to extend the dwell time
• The benefits of real time when placing trades; with up-to date prices, you greatly increase the chances of orders being executed

Presenters

Eric Horesnyi, CEO
linkedin.com/in/horesnyi  |  @EricHoresnyi  |  [email protected]  |  +33 6 79 68 24 22

Eric was a founding team member at Internet Way (French B2B ISP, sold to UUnet) then Radianz (Global Finance Cloud, sold to BT). He is a High Frequency Trading infrastructure expert, passionate about Fintech, IoT and Cleantech. Eric has worked in San Francisco, NYC, Mexico and now Paris.

Audrey Neveu, Devangelist
linkedin.com/in/audreyneveu  |  @Audrey_Neveu  |  [email protected]  |  +33 6 51 28 19 74

Audrey is Devangelist at Streamdata.io. She’s a passion driven developer with 6 years professional experience in web frontend and backend development, specialized in APIs and BigData. Heavily involved in the European wide Java Community, she’s part of Devoxx4Kids, a not-for-profit global initiative to get children coding.

How they describe themselves: TWINO is a marketplace that provides European investors with the direct access to unsecured consumer loans from Poland, Denmark and Georgia. By combining the marketplace lending model with the traditional risk management practices, we remove both the borrower default and currency risks from individual investors, while at the same time ensuring premium returns that are not achievable elsewhere in Europe.

How they describe their product/innovation: We are going to launch a new non-Eurozone market on TWINO and make the loans, originated in that market, available for investment right during the Finovate demo.

Product distribution strategy: Direct to Consumer (B2C)

Contacts:

Bus. Dev., Press & Sales: Jevgenijs Kazanins, CEO, [email protected], +371 22021049

How they describe themselves: Nostrum provides technology to make lending cheaper, faster, and safer. Our technology is used by banks, finance companies and retail brands to make faster, more informed credit decisions, reducing their credit defaults and facilitate cheaper credit. A high level of customer self-service and automation combines to reduce lender operating costs and interest rates whilst also providing exemplary customer service. Emerging regulatory requirements focus on transparency and treating customers fairly – these principles are embedded within our software. The software is provided on a fully managed SaaS basis through dual secure, high availability data centres.

How they describe their product/innovation: Our research shows that consumers want to be in control and service their own accounts at a time and place that suits their lifestyles. Nostrum understands that to maintain customer loyalty, lenders need to offer an experience that encourages flexibility and the freedom to amend their loan in a simple, quick and transparent way. The next iteration of Nostrum’s core lending system satisfies this requirement and offers a lending solution that is cheaper, faster, and safer, reducing operational costs for lenders whilst also providing the required level of support 24/7 to allow consumers to get information immediately whenever they want and, critically, though a secure FCA compliant channel.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev. & Sales: Richard Sunman, Head of Commercial, [email protected]

Press: Laura Priestley, Marketing Executive, [email protected]