How they describe themselves: We help banks and credit unions grow by providing them with powerful marketing automation and customer relationship software.
How they describe their product/innovation: Banks and credit unions have an abundance of customer data already present in their current software systems. The problem is, that data isn’t easily actionable or extractable when they want to use it to communicate with customers. Core iQ connects to those systems in a secure manner, behind the firewall, to enable automatic communication and cross-selling through email, SMS text, direct mail, and many other channels.
Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed
Contacts:
Bus. Dev., Press & Sales: Michael Browning, CEO, [email protected]
How they describe themselves: Ondot Systems was founded in 2011 by professionals from mobile, security, and payment card industries who share a vision of transforming how consumers interact with their financial institutions. At Finovate Spring 2014, Ondot launched CardControl, a solution that empowers consumers to control payment cards from a smartphone app. Since the launch, CardControl was brought to market by Fiserv (under the brand name of CardValet), COOP Financial Services (under the brand name of CardNav), and Vantiv (under the brand name of MobiMoney). Ondot’s partners have signed up over 100 financial institutions for delivering card controls to consumers.
How they describe their product/innovation: CardConnect utilizes the smartphone app and location, and transaction context to establish an instant communication channel enabling financial institutions and consumers to converse in real-time.
- Card Issuers can notify at-risk cards to consumers and set higher level of controls
- Card Issuers can request consumers to confirm any transaction in real-time
- Consumers can initiate transaction disputes from their mobile device
- Consumers can set travel notifications, and Card Issuers can automatically update notifications using location tracking on the consumer’s phone
- Consumers can rate transactions, and Card Issuers can use aggregate ratings to create personalized contextual offers
Product distribution strategy: Through financial institutions
Contacts:
Press: Rachna Ahlawat, EVP, Product Management & Marketing, [email protected], 408-472-3336
Sales: [email protected]
How they describe themselves: Ex-bankers who have developed a revolutionary mobile banking platform. Banks will use this solution to implement a truly client-centric mobile banking experience that helps them to compete more effectively with other banks and, also, their new competitors from technology industries. NAMU is referred to as ‘Joyful Banking’ – using the NAMU app is natural, personal, relevant, and enjoyable. With the growing importance of the user experience in digital channels, NAMU sets a new standard in mobile banking.
How they describe their product/innovation: NAMU is a white-label mobile banking solution for banks, implementing new and intelligent behavior modeling, which focuses on customer behavior and digital experiences. It is based on a patent-pending ‘Social spending behavior algorithm.’ The product highlights include: highly visual user experience, Google-like search through the customer’s entire transaction history and across all banking products, new data organization, contextual, personal and relevant permission-based advertising of targeted offers, promotions, and loyalty services to consumers as well as a virtual personal branch. For each bank, NAMU connects easily to many complex banking systems with a centralized API and data-centric architecture.
Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms
Contacts:
Bus. Dev., Press & Sales: Piotr Budzinski, CEO & Co-Founder, [email protected] & Thomas Ko, President & Co-Founder, [email protected]
How they describe themselves: Moven is a disruptive mobile-centric financial wellness app described by Wired, Forbes and the New York Times as a “bank of the future” and by Venture Beat as an “anti-budgeting” experience. Moven’s app, debit card, and contactless payment sticker provide real time insights that help consumers make smarter money decisions and save more. As a financial fitness service for your money, Moven is currently available in 3 countries and will be available in 9 additional countries by 2017.
How they describe their product/innovation: Moven has built real-time contextualized notifications and interactions that create gamified money moments. Moven’s demonstration debuted a behaviorally based approach to driving savings and short-term credit. In addition Moven, in partnership with Accenture, announced a number of additional global banking partners.
Product distribution strategy: B2C in the US, B2B2C Internationally
Contacts:
Bus. Dev.: Mohamed Khalil, Head of Product, Data & Distribution, [email protected], (m) 917-209-1133
Press: Allie Tedone, Diffusion PR, [email protected], (o) 646-571-0120, (m) 646-736-6446
How they describe themselves: MoneyAmigo is truly founded on the simple notion of doing good for everyone in need of money services and in a fast, fair and friendly way, especially those of Hispanic and other ethnic backgrounds.
MoneyAmigo is delivering traditional banking products in an innovative and breakthrough manner: by developing straightforward services with no hidden or unnecessary fees, by creating a simple application that is interactive and in the language of their choice, and by delivering products that consumers want and nothing that they don’t.
The MoneyAmigo company is committed to the underserved markets and knows that ongoing innovation will be key to continually enhance their Money Experience.
How they describe their product/innovation: MoneyAmigo fuses a simple user experience, with innovative and sophisticated “in-chat” peer-to-peer payments – crossing any boarder in 3 clicks; 3 seconds. By providing basic banking functionality – bank account, debit card, bill payment and direct deposit – for free, along with an innovative peer-to-peer payment platform, MoneyAmigo provides financial control for those who are un/underbanked.
MoneyAmigo breaks the rules of traditional banking by providing users an easy to understand and interactive app to manage their money needs in a straightforward and respectful manner. MoneyAmigo makes managing money fast, fair and friendly.
Product distribution strategy: Direct to Consumer (B2C), licensed
Contacts:
Bus. Dev. & Sales: Kim Norland, CEO, [email protected], 702-715-5145, 844-MONEYAMIGO
Press: Rebecca Vang, [email protected], 702-292-2284, 844-MONEYAMIGO (666-3926)
How they describe themselves: Mitek (NASDAQ: MITK) is the leading innovator of mobile imaging for financial transactions and identification. Mitek’s patented mobile photo technology automatically captures images of personal and financial documents and then extracts relevant data. This enables consumers to use the Camera as a Keyboard™ to reduce friction for mobile check deposit, account opening, insurance quoting and many other use cases. This innovative technology is licensed by more than 3,300 organizations and used by over 47M of consumers, enabling increased customer acquisition, retention, and operational efficiency.
How they describe their product/innovation: Mitek showed how to improve funnel metrics and double the number of accounts booked with Mobile Photo Account Opening for Mobile Web. They then showcased their new, instant, and guaranteed ID authenticity validation technology, which is a key to the future of mobile identity proofing.
Product distribution strategy: Direct to Business (B2B), through fintech companies and platforms
Contacts:
Bus. Dev. & Sales: Mike Nelson, VP Bus. Dev., [email protected], 858-309-1714
Press: Katherine Verducci, Account Director, [email protected], 408-429-5779
How they describe themselves: Mistral Mobile solutions unleash mobile devices for secure use in banking, payments and commerce. Mistral Mobile’s market-proven mobile front-end solutions are used by retail, issuing and acquiring banks and other financial service providers to offer secure and flexible solutions to rapidly introduce mobile payments, mobile banking and mobile authentication services independent of mobile operators and for all mobile phones, from smart to simple phones. Mistral has two solution lines: 1) Money Mobility Suite™: The only bank-centric, telco & data independent, white-label mobile platform to reach the next billion consumers in the growth markets. 2) m-Aegis™: The only comprehensive, multi-factor, telco-independent authentication and security solution for mobile applications and OTP replacement. Mistral Mobile was founded by former Nokia Money leaders who believe in both the commercial and socio-economic benefits of mobile financial services globally. Mistral Mobile is privately held with offices in New York City, Finland and India.
How they describe their product/innovation: m-Aegis™ is the only comprehensive, multi-factor, telco-independent authentication and security solution for mobile applications and OTP replacement. Mobile banking and payments are exploding: Juniper Research predicts there will be more than 1B mobile banking users worldwide by 2017. Simultaneously, the roadblocks to mobile payments are disappearing with solutions such as host-card emulation and secure-elements, clearing the way for sustained dramatic growth. However, with opportunity come risks. With increased volumes, mobile initiated transactions become lucrative targets for hacking and fraud. According to a study by RiskIQ, more than 11% of all Android banking applications are suspicious and potentially contain malware. Mistral Mobile’s m-Aegis™ Mobile Integrity provides a comprehensive solution combining multiple factors such as device fingerprinting, SIM validation and usage data to maximize the integrity and creating a high-confidence, no-gap verification model without compromising the user experience.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed
Contacts:
Bus. Dev. & Sales: Ludwig Schulze, CEO, [email protected]
Press: Peter Ollikainen, Product Marketing, [email protected]
How they describe themselves: Malauzai was incorporated in 2009 in response to the growing demand for a technology company that could provide innovative mobile solutions for community financial organizations. As a cool company in a cool town with a focus primarily on community financial institutions, Malauzai looks to provide mobile and now Internet banking products that enhance the customer experience ultimately resulting in increased value for financial institutions.
How they describe their product/innovation: Malauzai has developed a mobile only virtual banking experience that makes banking fun, effortless and completely branchless. With advanced features such as Person-to-Person Payments, Mobile Account Registration, Picture Bill Pay, Debit Card On/Off and Remote Capture, end users are able to leverage technology to bank anytime, anywhere, on any device.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed
Contacts:
Bus. Dev.: Kristi Kelley, Director of Corporate Marketing, [email protected]
Press: Bevin Wallace, Account Supervisor, [email protected]
Sales: Lou Anne Moody, Chief Sales Officer, [email protected]
How they describe themselves: mydesq helps wealth managers address challenges like Client Experience, Increasing Regulations, Shrinking Margins, Next Generation Clients, Digital Age…
Using the Swiss private banking heritage and cutting edge technology, our innovative solutions enable wealth managers to increase client experience, efficiency, and earnings while being compliant and reducing costs.
Spend more time focusing on client servicing and satisfaction instead of administrative and compliance tasks.
How they describe their product/innovation: Imagine having your desktop in your hand. mydesq is a powerful workbench that allows wealth managers to work from anywhere, anytime.
Simple and intuitive, it is tailored to your every need.
We are demonstrating 2 use cases: how wealth mangers can gain 70% efficiency by using our investment suitability, and how the creation of an investment recommendation campaign can be done effortlessly.
Product distribution strategy: Through financial institutions, licensed
How they describe themselves: Recognised experts in Identity and Access Management solutions, we enable organisations to provide secure, people-focused access for employees, customers, and partners across on-premise and cloud-based applications. We deliver best practice and expertise through a unique Software, Consulting, and Support Services blend. As a well-established organisation with over a decade working on customer deployments, we believe we are uniquely qualified to lend our voice to any IAM debate or issue. We have seen most real-world scenarios as we have worked with customers of every size across all industries including financial services, energy, government, education, insurance, non-profits, charities, retail, and services.
How they describe their product/innovation: Identity and Access Management as a Service for Financial Services is a turnkey solution for managing cloud and data centre applications that:
- Improves productivity for employees, partners, and customers through single sign on to key resources
- Improves security and provides insight regarding user access to systems
- Delivers better services to more users rapidly, enabling new products and services to be extended to your user population
Quick to deploy and easy to use, our solution is built upon Pirean Access: One, our award-winning access management platform that offers an unrivalled capability to deliver business process integration and on-brand user experience management while integrating and reusing existing infrastructure.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)
Contacts:
Bus. Dev., Press & Sales: Chiara Rocci, Marketing Coordinator, [email protected]
How they describe themselves: NICE (NASDAQ: NICE) is the worldwide leader of software solutions that deliver strategic insights by capturing and analyzing mass quantities of structured and unstructured data in real time from multiple sources – this includes phone calls, mobile apps, emails, chat, social media, and video. NICE solutions enable organizations to take the Next-Best-Action to improve customer experience and business results, ensure compliance, and fight financial crime. NICE solutions are used by over 25,000 organizations in more than 150 countries, including over 80 of the Fortune 100 companies.
How they describe their product/innovation: Real-Time Authentication strengthens and streamlines the authentication process by utilizing voice biometrics to authenticate customers in real time during their conversation with an agent. Contact centers can:
- Securely authenticate customers in real time with no customer effort
- Expedite time to service and free up more time for revenue generating activities
- Passively enroll the vast majority of their customers seamlessly
- Improve fraud protection on all enrolled accounts
Product distribution strategy: Direct to Business (B2B)
Contacts:
Bus. Dev.: Eran Lion, EVP Marketing & Corporate Development, [email protected], [email protected]
Press: Erik Snider, Corporate Communications Director, [email protected], [email protected], 877-245-7448
Sales: Elad Hoffman, Solution Sales Director, EMEA, [email protected], [email protected]
How they describe themselves: Nostrum provides technology to make lending cheaper, faster, and safer. Our technology is used by an increasing number of high profile lenders to make faster, more informed credit decisions, reducing their credit defaults and facilitating cheaper credit. High level of customer self service and automation reduce lender operating costs and interest rates whilst also providing exemplary customer service. Emerging regulatory requirements focus on transparency and treating customers fairly – these principles are embedded within our software. The software is provided on a fully managed SaaS basis through dual secure, high availability data centres.
How they describe their product/innovation: The provision of lending is an inefficient process for both lender and customer. Our research shows that consumers want the ability to service their own accounts where and when they want.
Nostrum is launching the next iteration of its core lending system to satisfy this requirement and lead the market, fitting with our core strategy of making lending cheaper, faster, and safer, reducing operational costs for lenders whilst also providing the required level of support 24*7 when traditional call centres would not be available, allowing consumers to get information immediately whenever they want and, critically, though a secure channel.
Product distribution strategy: Direct to Business (B2B)
Contacts:
Bus. Dev.: Richard Carter, CEO, [email protected]
Press: Julian Wells, Head of Marketing, [email protected]
Sales: Richard Sunman, Head of Commercial, [email protected]
