How they describe themselves: eWise is a leading international provider of financial data aggregation API. eWise invented “client-side” Account Aggregation in 2000, the technology is used by many of the world’s most innovative financial institutions including Westpac, HSBC and firstdirect.

eWise holds patents in the United States, Asia-Pacific and Europe. Headquartered in Switzerland, eWise has operations in Europe (Switzerland and UK), Asia (Singapore and Philippines) and Australia.

How they describe their product/innovation: The eWise AEGIS platform enables developpers to connect with user’s financial accounts. Consumers are empowered to safely aggregate, store, manage and share their sensitive personal information with financial apps, in a safe and secure way, through our patented client-side aggregation technology.

TrackWealth is a new personal digital wealth management tool for Singaporeans investors powered by AEGIS financial data aggregation API.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev.: David Hamilton, CEO, [email protected]
Press: Alexander Clare, PR Manager, [email protected]
Sales: David Hamilton, CEO, [email protected]

Envestnet | Yodlee is a leading data aggregation and data analytics platform powering dynamic, cloud-based innovation for digital financial services. More than 1,000 companies, including 11 of the 20 largest U.S. banks and hundreds of Internet services companies, subscribe to the Envestnet | Yodlee platform to power personalized financial apps and services for millions of consumers. Envestnet | Yodlee solutions help improve the speed and delivery of financial innovation, improve digital customer experiences, and drive better outcomes for our clients and their customers.

Presentation

Fast Track API Integration with Envestnet | Yodlee

As the leading provider of data aggregation for the last 17 years, Envestnet | Yodlee API provides the ability for developers and software engineers to quickly and easily add and execute data aggregation into their applications. Our Aggregation API combined with our new Dynamic Intelligence platform allows developers, engineers, and fintech entrepreneurs to develop smart, personalized and predictive tools and services that allow consumers to achieve their financial goals.

What You’ll Learn

• As a modern RESTful API, the Envestnet | Yodlee Aggregation API offers a simple and secure way for developers to access our industry leading Financial Data Platform.
• By integrating Envestnet | Yodlee Aggregation API with Envestnet | Yodlee FastLink, consumers can quickly add and link their accounts on any device within seconds.
• Developers and business entrepreneurs can quickly and easily integrate consumer permissioned data aggregation services to power their fintech applications.

Presenters

Deviprasad Kocherry, Director, Platform, Product Management

[email protected] | 650.980.3824

Deven Maru, Sr. Product Manager, Mobile Platform

[email protected] | 650.980.3628

Exeria is a product to simplify investing. As an experienced investor, you will be able to put your ideas into place within minutes. You can build algorithmic robots that apply your intention through our drag and drop method which will also show results based on historical data allowing you to tweak the robot until it is as close to perfection as you can get it.

For the amateur investor, there will be the opportunity to follow other seasoned investors through our ranking page, but the greatest opportunity will be that of learning how investing works. They to will be able to play around with Arena and see when indicators and strategies bring in money and when they lose. They will be able to identify cycles in the market and learn how to deal with them appropriately. However, the beauty of this is that it is an option, not a must. If you simply want to follow other investors who are successful that is also a choice you can make. But for those who want to open up that black box and take a look under the hood, you can.

Presentation

Building Profitable Algorithmic Investment Strategies

It will be a quick run through of the three aspects of Exeria (Exeria.com, Exeria the program and Arena, the robot-building program). We will show people how to access training, software, and information. After, we will demonstrate how to build a robot in minutes with no coding, and finally, how to install that robot in an Exeria platform and run it.

What You’ll Learn

• How to build algorithmic strategies with no programming expertise whatsoever
• How to set up your robots on a platform and run varied strategies on diverse markets
• How to use the ranking section of Exeria to choose the best strategies for oneself

Presenters

Robert Roberson, Software Exploitation Manager

[email protected] | 530.296.4480

Robert Roberson has been active at exeria.com for 1.5 years and has become an expert in the exploitation of Exeria’s software. He comes with an educational background and has taught all over the world. He has developed unique award winning pedagogical methods in the general education field.

Krystian Juchacz, Project Manager

[email protected] | +48507045617

Krystian graduated from the Academy of Banking in Poznan, is a licensed stock broker and is currently getting a degree in economics from UMA.

Recently named one of the Most Innovative Companies in 2015 by FastCompany, Expensify is a pioneer in the expense management space and the model for what is now considered a modern expense management solution.

Combining user-centric design with powerful compliance features makes Expensify the best choice for both employees and the finance department. With realtime expense reporting, the patented industry-leading SmartScan technology, and more, Expensify is uniquely powered to serve the entire market from solo-prenuers to the global enterprise. Expensify is used and loved by over 20,000 companies worldwide across all industries. We’d love to work with you!

Presentation

Bedrock – Expensify’s Open-Sourced Infrastructure Secret Weapon

David Barrett, founder and CEO of Expensify, will present Bedrock, Expensify’s recently open-sourced technology which has been key to Expensify’s stability as the fastest growing ERP software in the world. Bedrock is the geo-redundant database technology that has quietly scaled Expensify through many orders of magnitude — and is now available for public use as a new open source project. Bedrock is a RDBMS optimized for self-healing replication across relatively slow, relatively unreliable WAN (internet) connections, enabling extremely high availability / high performance multi-datacenter deployments without any single point of failure. Bedrock supports the MySQL protocol and is thus compatible with all your favorite tools, or using the provided PHP client library. In addition to a RDBMS, Bedrock also includes a plugin framework for a reliable job queue and replicated cache, serving as a complete back-end framework for data storage, caching, and job management. Bedrock is freely available via a PPA (e.g., “apt-get install bedrock”).

What You’ll Learn

• What the SQL, NoSQL, and NewSQL buzzwords mean – and how to choose which is right for your startup
• Why the key to “big data” isn’t the size but how you use it – and how your early database decisions impact your long term opportunities
• How BedrockDB’s internet-scale replication allows you to achieve dramatically higher performance AND availability than alternatives for structured and unstructured data alike

Presenter

David Barrett, Founder & CEO

linkedin.com/in/davidmbarrett | @quinthar | [email protected]

David Barrett started programming at the early age of 6 and has been aspiring to become an expense report magnate ever since. After attending the University of Michigan where he worked in the Virtual Reality Lab, he moved to Texas to write 3D graphics engines for the video game industry. Next, David joined Travis Kalanick in San Francisco in building a peer-to-peer file transfer technology called Red Swoosh, which was acquired by Akamai in 2007. In 2008, David left Akamai to start Expensify and has since been relieving the world’s frustrations, one expense report at a time.

Finaeos, the Programmable Cloud for FinTech, is a powerful integrated CORE solution that enables any developer, or firm, to leverage the key technical elements of a FinTech business model instantly – to develop rapid market entry projects.

The Finaeos stack allows businesses, and developers, at all levels, to start with a FinTech designed CORE platform and design unique and powerful FinTech components/web applications for any business need or model. Developers are able to leverage our “Gadget” function library, forms and process flow chains for integrations. Design entire web applications rapidly in our open architecture, multi-tenant environment, or create powerful integrations.

Presentation

Finaeos – The FinTech Programmable Cloud on Microsoft Azure

The Finaeos Programmable.Cloud platform offers the critical CORE foundation for any FinTech initiative. The model of a Programmable.Cloud for FinTech will enable rapid development, model evolution and integrations.

With an eye toward legacy and on-site HybridCloud Operating Systems – and extensive cloud based applications, the critical base functions are built into the Finaeos Platform for extension by FinTech developers, organizations and innovators. The patented gadget technology and patent pending quantum computing state machine leverage from all business core requirements provided by the core functions. From CRM to market communication automation, data vault , edocument and signature to the central syndication registry – developers can create Gadget APPs to integrate and deliver from UI/UX design to automated process state machines, learning technology, and blockchain layers in a rapid application development environment. Our UI/UX gadgets and web services make mobile and web app integrations for FinTech an “APP-store-like” environment. We give developers and firms a unique place to apply their models efficiently and rapidly get them into the FinTech market.

What You’ll Learn

• Imagine a platform where core business functions, CRM, marketing, all forms of customer communications, document management, e-signature, and payments, are bundled and operational as a starting point.
• Rapid FinTech development via Gadgets and services make spinning up APP(like) models in a multi-tenant platform, with responsive UI/UX for any webapp, or native mobile apps lean & fast to market.
• Process flows and quantum computing automation – hooks to hybrid services, blockchain, analytics, machine learning and AI libraries – can be rapidly integrated for unique & powerful apps and disruptions.

Presenter

Tim Vasko, CEO & Founder

ca.linkedin.com/in/timvasko | @Finaeos | [email protected] | 206.939.7829

Hyperwallet’s purpose-built payout platform provides growing organizations with a frictionless, transparent, and reliable way to manage payments and enhance the payee’s experience almost anywhere in the world. The company offers a toolkit of REST APIs, SDKs, JavaScript widgets, and Webhooks to serve payout needs for high-growth, two-sided marketplace companies by using a global financial network and integrated payments platform. Hyperwallet’s payout technology gives companies immediate access to new markets and opportunities. Unlock global reach and scalability, best-in-industry transaction handling, real-time payment visibility, frictionless onboarding and compliance handling, and improved payee loyalty with one integration. A single solution for worldwide operations, Hyperwallet’s multi-functional platform streamlines every aspect of your payout process, from onboarding to funds disbursement. Whether you pay earnings, commissions, or royalties, Hyperwallet will help you scale to pay the planet.

Presentation

Pay the Planet: Implementing Frictionless Global Payout Distribution

A must-attend for devs tasked with solving payment issues within their marketplace or on-demand economy platform, this talk will showcase how RESTful payout APIs can ensure a frictionless end-user experience, secure connections to an established, scalable global financial network, and direct access to payee-directed payout optionality. The presentation will include a live demo of Hyperwallet’s global payout REST APIs, JavaScript widgets, and Webhooks. Following the talk, attendees are invited to visit the Hyperwallet table to test the tech and see how some simple code can make it easier to pay your contractors, suppliers, and resellers almost anywhere in the world.

What You’ll Learn

• The tremendous benefits of global payout APIs, including how they’re making batch payment files used by traditional financial institutions obsolete
• How companies can use pluggable JavaScript widgets to build global bank deposit functionality directly into any application, just as easily as a credit card payment form
• [Live Demo] How to integrate global payout functionality into your application in less than 10 minutes using Hyperwallet’s developer toolkit

Presenters

Bill Crowley, Chief Product Officer

linkedin.com/in/bilcrow

Bill Crowley is the Chief Product Officer at Hyperwallet, where he leads the product team to develop innovative global payment solutions. He is responsible for all aspects of the product lifecycle and solution delivery, including product conception, development, and launch.

Blair Olynyk, Software Architect

linkedin.com/in/blair-olynyk-67b9b83

Consumers, citizens and employees increasingly expect anytime-anywhere experiences, whether they are making purchases, crossing borders, accessing e-gov services or logging onto corporate networks. Entrust Datacard offers the trusted identity and secure transaction technologies that make those experiences reliable and secure. Solutions range from the physical world of financial cards, passports and ID cards to the digital realm of authentication, certificates and secure communications. With more than 2,000 Entrust Datacard colleagues around the world and a network of strong global partners, the company serves customers in 150 countries worldwide.

Presentation

Safeguarding Your Banking Applications

Learn how integrating second factor authentication into banking applications using soft tokens and One-Time Passwords (OTPs) can safeguard banking applications.

This technology allows banking applications to retrieve an OTP from a soft token stored in the Entrust IdentityGuard Mobile Soft Token application without needing the banking application to embed a SDK. Banks can leverage the security protection offered by Entrust Datacard without the need for a large investment in development resources. End users will temporarily switch to the Entrust Datacard application to approve the authentication for the transaction. Users do not need to perform any manual copy and paste actions of OTP values, as with traditional OTP applications. In this case, end users could be customers of banks or bank employees. Banks that have multiple mobile applications can use the same technique across all applications and re-use the same soft token across multiple applications.

What You’ll Learn

• Attendees will learn about a simplified way in which they can incorporate second factor authentication into their banking applications.
• This technology can help to combat fraudulent transaction, especially card not present fraud, which is on the rise due to the move to EMV technology.
• Banks can leverage this technology without significant investment in resources.

Presenters

Jason Soroko, Security Technologies Manager

[email protected]

Matt Rose, Technical Sales Consultant

[email protected]

Enova International, Inc. (NYSE: ENVA) is a leading provider of online financial services to non-prime consumers and small businesses, providing access to credit powered by its advanced analytics, innovative technology, and world-class online platforms and services. Through its portfolio of trusted brands, Enova has provided over four million customers around the globe access to more than $17 billion in loans and financing and offers online lending platform services to other lenders. Through its Enova Decisions brand, it delivers on-demand decision-making technology and real-time predictive analytics services to clients across industries that want to make fast, data-driven decisions at scale.

Presentation

Real-Time in the Real World: Building a State of the Art Real-Time Analytics Platform

Protecting and growing the profitability of any company is always top of mind for business stakeholders. Technology teams must be flexible and creative in their approach in order to produce technical infrastructures that will drive business results. Find out how Enova International built an automated real-time and data-driven, decision-making machine called the Colossus platform, drove $7 million in incremental profitability within the first year, and launched the platform as a predictive analytics service through its Enova Decisions brand to serve clients that want to make fast, data-driven decisions at scale. We’ll explore how developing real-time decisions around fraud, underwriting, payments, and operations can improve the customer experience and contribute to business success while touching on lessons learned throughout the development process.

What You’ll Learn

• How real-time decisions in fraud, underwriting, payments, and operations improve the customer experience and positively impact the bottom line
• Lessons learned (some the hard way) during the dev process, including why it’s important to provide use cases at the very beginning of development and why you should invest in a paid pilot
• What it takes to build a technical infrastructure in house and common challenges faced along the way

Presenter

John Higginson, CTO

linkedin.com/in/johnjhigginson | @johnjhigginson

John joined Enova as CTO in 2014. Previously, he was CTO of Wheels, Inc. and worked at FTD Companies, Inc., and Applied Systems, Inc. John has a BA from Northern Illinois University and an MS in IT and privacy law from the John Marshall Law School. He also is an MBA Executive Advisory Board member at Lewis University.

How they describe themselves: GoodData enables payment processors and data providers to share valuable analytics with large financial services corporations, merchants and other partners in order to help them personalize sales, improve consumer loyalty, and maximize the profitability of every organization within their B2B network. With upwards of 250 customers and millions of users, our data products are used by more than 42% of the Fortune 500 every day. GoodData is headquartered in San Francisco and is backed by Andreessen Horowitz, General Catalyst Partners, Intel Capital, TOTVS, and others.

How they describe their product/innovation: GoodData empowers financial services organizations to commercialize and monetize their data by providing the platform and expertise to create and distribute self-service analytics. Our clients include enterprises that deliver data products or packaged analytics to their B2B networks and software companies that embed analytics within existing applications.

GoodData’s scalable platform is designed to work alongside existing teams and tools to create and securely distribute targeted analytics to financial services corporations, merchants, and partners. This automated delivery of interactive analytics help data providers and payment processors personalize client applications that increase sales, improve consumer loyalty, and maximize profitability from their network.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev.: Jeff Morris, VP Data Monetization Strategy & Success, [email protected]
Press: Amy Duryea, Sr. Manager Customer & Partner Marketing, [email protected]
Sales: Tony Nigro, VP Regional Sales East, [email protected]

How they describe themselves: GainX helps Financial Services companies measure and achieve a far greater ROI on innovation strategy. The GainX Innovation Strategy Management SaaS platform balances delivery and creativity from idea to commercialization, repeatedly, with three fully integrated applications: Insights™, Intellect™ and OpenThinking™. Our markets include Fortune500s and Globa1000s in FSI, retail, automotive and health.

How they describe their product/innovation: Innovation is more than great ideas. GainX continues to lead and define the Innovation Strategy Management (ISM) market. With the launch of our latest technology, OpenThinking™, GainX provides the bridge between innovation at the edge of your business and your core enterprise. Unlike anything in the market, OpenThinking™ combines predictive analytics, artificial intelligence, semantic analysis and in-depth behavioural analytics to drive cultural change and improve innovation capacity. OpenThinking™ is fully integrated with our platform so that creativity and delivery stay in balance and you can sustain market success, repeatedly. The result is a greater ROII through increased productivity, employee engagement, clarity of vision and reduced risk of in-market failure.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Laura Meadows, Communications and Research Manager, [email protected], 647 460 2240
Press: Ellyn Winters-Robinson, [email protected], 519-574-2196
Sales: Angelique Mohring, [email protected], 519-589-3436

How they describe themselves: FutureVault has built a cloud-based ‎white label B2B2C solution for financial service organizations to acquire, retain & reward clients while yielding invaluable data & analytics. Conversely, consumers are offered the most sophisticated digital safety deposit box ever built. Users safely deposit, store and manage personal, financial & legal documents in a highly structured digital filing cabinet across multiple entities (individuals, corporations, trusts, family members, etc.). FutureVault affords unique collaboration between clients, their providing organization and their network of trusted advisors (i.e.: wealth advisor, accountant, lawyer, etc.), increasing trust, helping capitalize on opportunities, all while keeping life organized.

How they describe their product/innovation: FutureVault will be demoing its interactive end user web application, which will be offered & distributed largely as a white label product through financial service organizations. Users can store & manage important personal, financial & legal documents for multiple entities in a highly structured & secure “filing cabinet in the cloud”. Highlighted features include: an extensive file structure; proprietary OCR auto-filing; document tagging, summary forms, reports; custom reminders and contacts. FutureVault allows for unique collaboration & file sharing between professionals & clients, including their external network of trusted advisors, while producing a full fiduciary trail – this feature will change how the business world communicates.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev.: G. Scott Paterson, [email protected], 416-917-1964
Press: Michael Bradley, CMO, [email protected], 416-627-2309
Sales: Richard Adair, Vice Chair & Head of Business Development, [email protected], 647-401-6484

How they describe themselves: Full Profile develops solutions to real world problems in the agri-sector that bring transparency, efficiency, and trust to farmers and the post-farmgate ecosystem. In addition to our AgriDigital agri-blockchain and commodity management software solutions, Full Profile is exploring opportunities such as novel grower financing, simple on-farm contract management, and solutions for the livestock, wool, rice, cotton and horticultural industries.

How they describe their product/innovation: AgriDigital brings efficiency to agricultural commodity supply chain transactions. Our agri-blockchains and smart contracts help growers get paid immediately, save buyers time and money, de-risk financing for banks, and enable paddock to plate transparency for consumers. We are rolling out a pilot in the Australian grains sector in 2016 which will demonstrate real-time payment on title transfer of the grain between grower and buyer, and live position and mark to market reporting for inventory finance providers. Other parties with a claim on the proceeds, such as levy collecting agencies, end point royalty collectors, or logistics providers, can be paid simultaneously and securely, and users can access provenance data.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev. & Sales: Emma Weston, CEO, AgriDigital, [email protected], +61 407 830 136, @emmamweston
Press: Sarah Nolet, [email protected]