How they describe themselves: Fiserv is a global organization with more than 13,000 clients and 22,000 associates worldwide and takes pride in its mission to enable clients to achieve best-in-class results. The company is highly regarded for its financial services technology and services innovation, including award-winning solutions for mobile and online banking, payments, risk management, data analytics and core account processing.

How they describe their product/innovation: Fiserv understands that consumers are increasingly demanding more impactful banking experiences from their financial institutions. Built on Fiserv’s globally-­‐proven Mobiliti™ platform, we will showcase a form of alternative finance that has emerged outside of the traditional financial system. We will be demonstrating a Fiserv powered solution that integrates traditional loan applications with bank-­‐secured social funding in a mobile-­‐first context to deliver a secure and effortless collaborative digital banking experience.

Product distribution strategy: Through financial institutions

Contacts:

Bus. Dev.: Kelly Rodriguez, VP, Strategy & Business Development, [email protected], 678-375-1095
Press: Ann Cave, Director, Public Relations, [email protected], 678-375-4039
Sales: Randy Butzer, SVP Sales, Card Services, and Digital Banking Group, [email protected], 678- 375-1098

How they describe themselves: FIS delivers leading-edge mobile solutions for more than 34 millions users, powering apps for over 1,600 banks and merchants. Our innovative suite of mobile banking and payments products are delivered as client-branded apps that connect customers to their money in a way that’s intuitive and secure.

How they describe their product/innovation: FIS Mobile is extending its Cardless Cash™ solution to provide customers with faster, more secure options for sending and picking up cash – to anyone, anywhere, at any ATM. FIS Cardless Cash now allows mobile banking users to pre-order funds from the privacy of their mobile banking apps and withdraw cash at participating banks and PAI ATMs in over 70,000 stores, gas stations, restaurants and shopping malls across the United States.

Contacts:

Press: Michael Gormley, Global Public Relations, FIS, [email protected]

How they describe themselves: FF is focused on the global personal transactional advice market, helping banks to improve returns on the mobile payments / PFM game, where classic retrospective analysis is too technical, while people look for natural simple cues that are rather forward looking. We plan to work alongside major institutions (via API) and help them improve the effect they have communicating with their customers by allowing our platform to enrich the transactional data with simple cues, honed through years of multi-dimensional study of economics, behavioural science and machine learning algorithms. We are a privately funded research project turned into business, pushing for first pilots with several major international banks in early Q4 2016.

How they describe their product/innovation: FF behavioural analytics platform helps global retail financial institutions enrich and gamify transactional data they report back to customers, so that they could prioritise their spending around areas of their lives that truly matter in the long term. Involving over 60 (and counting) peer-reviewed papers and monographs on behavioural and happiness economics, neural networks and psychology, biases etc., FF uses the data to communicate a proactive spending path for each individual user through our white-label app, API as well as chat interfaces. We help users to plan for the routine transactions, nudge towards long-term purchases vs in-the-moment whims and gamify spending so that one gets a better and human feedback on his spending.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev., Press & Sales: Daniel Gusev, CEO, [email protected]

How they describe themselves: Featurespace is the world-leader in Adaptive Behavioural Analytics and creator of the ARIC engine, a machine learning software platform developed out of the University of Cambridge. The ARIC engine monitors individual behaviours to catch new fraud attacks as they happen. The increased accuracy of understanding customer behaviour simultaneously reduces the number of genuine customers whose purchases and transactions are incorrectly declined. Head quartered in Cambridge, UK, Featurespace has deployed ARIC to organisations that have services or products deployed in over 180 countries. Customers include Betfair, Vocalink/Zapp, Camelot, William Hill, and TSYS, the largest third-party processor of Visa® and MasterCard® credit cards in the US.

How they describe their product/innovation: Featurespace is the first company to identify new fraud attacks as they occur, enabling our clients to shift from writing rules after the attack, to blocking threats as they take place. Organisations do not need to second-guess where the next fraudulent threat is coming from, or from which device. ARIC Fraud Manager understands the real-time behaviour of each individual customer. It uses a machine learning approach to prevent fraud by spotting anomalous behaviour as soon as it occurs. The models constantly measure their own accuracy against the rate of change. This approach is innovative in recognising legitimate customer behaviour, reducing the number of genuine customers declined and improving customer experience.

Product distribution strategy: Licensed

Contacts:

Press: Rebecca Amos, Head of Marketing, [email protected], 01223 345940
Sales: Matt Mills, Commercial Director, [email protected], 0207 297 2599

How they describe themselves: Unlock every opportunity with Eyeprint ID™. One look logs you into banking apps and secures your mobile payments. Eyeprint ID has been deployed by dozens of financial institutions for mobile banking and mobile payments – delivering convenient, private and secure authentication to millions of consumers today.

How they describe their product/innovation: Eyeprint ID transforms an ordinary selfie into a key that protects your digital life. This patented, software-only biometric solution is 99.99% accurate and extremely scalable. In less than one second, with no add-on hardware, employees and customers will experience password-free mobility. An Eyeprint can never be lost, stolen or intercepted because it is scrambled and encrypted locally on your locally – it never leaves your device. Eyeprint ID uses existing 1+ MP front facing cameras to image and pattern match the visible vein patterns and unique micro feature sin and around the eye.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev.: Crystal Peppiatt, Business Development Manager, [email protected]
Press: Tinna Hung, Director of Marketing, [email protected]
Sales: Chris Barnett, EVP Global Sales & Marketing, [email protected]

How they describe themselves: Experian’s Fraud and Identity Solutions is a leader in customer-centric identity and fraud solutions, providing fraud management solutions to some of the world’s largest brands in financial services, insurance, and retail. In Forrester’s 2016 “Vendor Landscape: Mobile Fraud Management”, Experian Fraud and Identity Solutions was cited as having the most capabilities and one of the highest estimated revenues in total fraud management in the market, between $200 million and $250 million. Using our discreet solutions, Experian’s clients detect and prevent hundreds of millions of dollars in fraud annually, maximizing profitability while providing secure, hassle-free interactions and delivering a positive consumer experience.

How they describe their product/innovation: CrossCore™ – catch fraud faster, improve compliance and enhance the customer experience. Using a single access point, CrossCore allows you to integrate technology from multiple providers to address different dangers. With CrossCore all of your fraud and identity solutions work together through a single API, reducing friction and false positives, meaning more growth for your business. Built on a modern SaaS architecture, CrossCore is designed for faster near term benefit than typical IT projects. CrossCore puts more control in the hands of your fraud team to adapt and deploy strategies that keep up with the pace of fraud while reducing burdens on IT and data science teams.

Product distribution strategy: Direct to Business (B2B), through financial institutions

Contacts:

Bus. Dev.: Dan Elvester, Head of Strategic Alliances, [email protected], 858-279-9940
Press: Matt Tatham, PR Manager, [email protected], 971-888-5975
Sales: Clayton Leonard, [email protected], 714-830-5100

How they describe themselves: eSTORM has 17+ years of business history and the major business areas are mobile M2M business and financial industry solutions. From 3 years ago, we have been developing the innovated authentication solution funded by government. We have got honored awards from the Korean Internet Award in 2014 and UK Fintech Innovation Award in 2016 with DualAuth Solution.

How they describe their product/innovation: All of previous authentications were focusing on “User Authentication” but we have implemented a concept of “Service Authentication”. If a user meets fraud site, especially same URL and design, people cannot avoid being stolen their credentials only with “User Authentication”. Also, 2-step verification by using the SMS/ARS is an unsafe method because of mobile vulnerability and call forwarding. Therefore, we introduced the Mutual Authentication Technology that identifying and verifying the service by the user firstly. Self-innovated context and/or certified solution like as FIDO can be used to enhance the level of security. This solution can be a great countermeasure of H/W OTP, 2-Step Verification and password login.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts:

Bus. Dev.: BongHo Kang, SVP
Press: HeeJun Shin, Manager
Sales: BongHo Kang, SVP

How they describe themselves: Envestnet, Inc. (NYSE: ENV) is a leading provider of unified wealth management technology and services to investment advisors. Envestnet | Yodlee is a leading data aggregation and data analytics platform powering dynamic, cloud-based innovation for digital financial services. More than 1,000 companies, including 11 of the 20 largest U.S. banks and hundreds of Internet services companies, subscribe to the Envestnet | Yodlee platform to power personalized financial apps and services for millions of consumers. Envestnet | Yodlee solutions help improve the speed and delivery of financial innovation, improve digital customer experiences, and drive better outcomes for our clients and their customers.

How they describe their product/innovation: The tight integration of Envestnet and Envestnet | Yodlee provides comprehensive data along with holistic financial guidance to manage complete financial health. This application provides: 1) the ability to forecast events so the user is prepared for the future, such as a low balance, recurring expenses and emergencies; 2) personalized micro-advice and notifications that are curated for actionable guidance, and 3) financial health education to enable the user to make smarter money choices. Our solution will enable millennials to learn the guiding principles of financial health as well as stay on top of their short and long-term finances anywhere, anytime.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Press: Jenna Cheng, Sr. Marketing Manager, Public Relations and Social Media, [email protected]
Sales: Katy Williams, SVP, Envestnet, [email protected] & Julie Solomon, VP, FI Solutions, Americas Envestnet | Yodlee, [email protected]

How they describe themselves: Econiq developed The Conversation Hub using color coded conversations to solve the problem in branches and contact centers of disconnected customer conversations, lost value and no executive visibility for bank and insurer frontline staff, operational management and executives.

How they describe their product/innovation: For banks, insurers and other companies that have high value complex customer conversations The Conversation Hub from Econiq adds color and value to conversation, transforms customer conversations into color, converts colored conversations into value and quickly delivers it to the bottom line.

Product distribution strategy: Through financial institutions

Contacts:

Bus. Dev.: Stephen Blake, CCVO, [email protected], +353 86 829 4346
Press: Mary Chambers, Project Manager Internal Projects, [email protected], +353 91 396 435
Sales: Joseph Wilkinson, EVP, [email protected], 617-784-4779

How they describe themselves: ebankIT is a banking software company based in Portugal, with a Fintech Accelerator in London on Level 39. ebankIT develops the most innovative products for financial institutions. Owning a portfolio of Mobile Banking apps, Apps for Wearable Devices, Internet Banking, Augmented Reality, Mobile Account Opening, Voice Banking, Contact Center, Kiosks Solutions. ebankIT has an R&D team, always looking for innovation inside and outside the financial sector, to provide each and every day the latest news and solutions.

How they describe their product/innovation: ebankIT aims to materialize a solution that will be much more than a banking application, maximizing the interaction of financial institutions and clients by extending the concept of Omnichannel and a new concept of Social Banking. In the world of Omnichannel Banking, customers are in control of the channels they wish to use. For example, they can begin an interaction using one channel (mobile while at home) and end it in another (SmartTV or Internet Banking). Omnichannel Banking brings the industry closer to the promise of true contextual banking in which financial services become seamlessly embedded into the lives of individual and business customers.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Diana Winstanley, Business Developer, [email protected]
Press: Manuel Cruz, Corporate Communications, [email protected]
Sales: Luís Côrte-Real, International Sales Executive, [email protected] & Frederico Lopes, Head of Alliances, [email protected]