How they describe themselves: Pushfor solves the problem of how to easily and securely share to any device, sensitive, confidential and strategic content whilst ensuring the intellectual property of high-value content is protected, any risk of data leakage is removed and regulatory compliance requirements are met.  Our patented “push” technology means that content is securely disseminated, viewed and tracked – without it ever been sent or leaving its source location.  Pushfor provides a highly secure, agile and controlled internal and external comms channel providing users with a simple, real-time, modern-day solution for sharing content with employees, clients and the wider ecosystem.  Pushfor is available for iOS, Android, Desktop and Web.

How they describe their product/innovation: We are showcasing our new exciting, powerful feature called ‘Push2Link’.   Push2Link enables users of the Pushfor platform to push content using a unique URL link via any other communication channel i.e email, collaboration tools, CRM, instant messaging or social media networks.  It enables Pushfor users to extend their audience reach, without the need for recipients to be Pushfor users, whilst still benefiting from all the security, control, tracking and usage analytics embedded within the Pushfor platform.

Tracked Usage Analytics are generated in real-time providing valuable insight into content consumption and value of the content.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Mike Williams, CEO, [email protected]
Press: Amanda Steward, VP Marketing, [email protected]
Sales: Will Hackett, VP EMEA Sales, [email protected]
Amanda Steward, VP Marketing, [email protected]

How they describe themselves: Progress offers the leading platform for developing and deploying mission-critical business applications. Progress empowers enterprises and ISVs to build and deliver cognitive-first applications that harness big data to derive business insights and competitive advantage. Progress offers leading technologies for easily building powerful user interfaces across any type of device, a reliable, scalable and secure backend platform to deploy modern applications, leading data connectivity to all sources, and award-winning predictive analytics that brings the power of machine learning to any organization.

How they describe their product/innovation: Progress NativeChat is an AI-driven platform for creating and deploying conversational chatbots. With NativeChat, call center operators are relieved of mundane activities, repetitive calls and basic transactions, giving them more time to delight and retain customers. Progress NativeChat is trained like a person to generate a conversation flow enabling customers to converse with chatbots in a natural way and on the device of their choice.

• Supports transactional and FAQ interactions
• Understands natural conversations in 72 human languages
• Up and running in 2-weeks
• Easy Integration with backend systems
• Adapts and learns without developer support

Product distribution strategy: Direct to Business (B2B), through other fintech companies

Contacts

Bus. Dev. & Sales: Hristo Borisov, Product Management Director, [email protected]
Press: Erica Burns, Marketing Director, [email protected]

How they describe themselves: Plutus.it lowers the barrier of entry for anyone wanting to buy or spend digital currencies in the real world, and offers a debit card as well as a Tap & Pay application that can be charged with Pluton, Bitcoin and Ether.

Best of all, Plutus Tap & Pay and the Plutus Debit Card are both valid at any debit-enabled point-of-sale in the world.

If you’ve ever wanted to take your bitcoin or ether to the corner shop but couldn’t, this is the right project for you. And if you don’t have bitcoin or ether yet, Plutus offers a way to purchase them with 0% fees.

How they describe their product/innovation: Plutus Tap & Pay is an Android and iOS app for paying with Bitcoin & Ethereum at any existing contactless point of sale. Standard physical cards and NFC stickers will also be available.

The PlutusDEX is a one-way peer-to-peer exchange (smart contract) that provides liquidity for the Tap & Pay app. The way this works is that PlutusDEX traders can escrow fiat currency such as GBP or EUR to purchase Bitcoin and Ethereum from Tap & Pay users directly.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through other fintech companies and platforms

Contacts

Bus. Dev.: Jasper Tay, Co-Founder, [email protected]
Press: Filip Martinka, CCO, [email protected]

How they describe themselves: Opentech is a PCI-DSS certified company that develops and operates end-to-end mobile payment solutions for Banks and Issuers. We hate to waste time reinventing the wheel, we love creating useful apps with amazing UX and running them in our Banking-Grade Cloud Infrastructure, on behalf of our Clients. We leverage on Card Brands and Network services to make reusable, easy to integrate solutions, with limited impacts on our Clients’ IT infrastructure. Our flagship product, OpenPay, is an end-to-end mobile payment solution, including white-label apps and payment services, to be distributed by Issuers and Banks to Retail and Business clients.

After more than 10 years innovating in the Fintech industry, we are eager to share our unique recipe for successful mobile payment apps.

How they describe their product/innovation: OpenPay for Business is a white-label mobile app, easily customizable for Banks and Issuers, tailored for the Small and Medium Enterprise market. The solution aims to simplify Companies’ daily activities by enabling significant interactions between workers playing different roles: business owners and managers use their app to keep full control over the Company’s performances and authorize/decline collaborators’ requests; on the other hand, employees use the app to track their expenses (that will automatically produce a report for the payroll) and request changes to their payment card limits and settings.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Daniel Böhringer, DACH Region, [email protected]
Stefano Andreani, Other Regions, [email protected]
Press: Lisa Caringi, External Relations & Communications, [email protected]
Sales: Stefano Andreani, [email protected]

How they describe themselves: Onfido builds trust in an online world by helping businesses digitally verify people’s identities.

Using machine learning technology, Onfido validates a user’s identity document and compares it with their facial biometrics. The identity can then be cross-referenced against international credit and watchlist databases.

Founded by three entrepreneurs from Oxford University, Onfido has received over $60M in funding from investors including Microsoft Ventures and Salesforce Ventures. We carry out checks in 192 countries for global customers including Zipcar, Couchsurfing, Revolut and Square.

How they describe their product/innovation: Onfido’s Facial Check with Video provides added security at the point of new user sign-up. The check, available via Onfido’s SDK, prompts users to film themselves repeating numbers and performing randomised movements. Using machine learning, the short video is then checked for similarity against the image of a face extracted from the user’s identity document.  Crucially, the Facial Check with Video detects liveness, so facial checks can’t be spoofed by fraudsters using a stolen photo or identity document.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms

Contacts

Bus. Dev.: Yuelin Li, Head of Business Expansion, [email protected]
Press: Niamh Cassidy, PR & Content Manager, [email protected]
Sales: [email protected]

How they describe themselves: Our mission is to enable card holders to completely control  how, when and where payments are made, increasing card usage, both in terms of transactions and value. We are creating ways to enhance the relationship between banks and their customers  and at the same time reduce fraud and service costs for  financial institutions. Ondot serves Financial Institutions (banks) via direct relationships as well as  and channel partnerships with the majority of the largest card processors in the world, serving over 12,000 financial institutions.

How they describe their product/innovation: Ondot empowers card-holders to “remote control” their existing credit and debit cards from a smartphone app. Cardholders can lock or unlock their cards; set usage controls by location, merchants, transaction types, and spend limits; and receive and respond instantly to alerts and offers. Parents can control their dependents’ and businesses can control their employees’ spend limits and transaction types.

Product distribution strategy: Direct to Business (B2B), through financial institutions, licensed

Contacts

Press: Gary Singh, VP, Marketing, [email protected]

How they describe themselves: NF Innova is a member of the New Frontier Group, one of the largest ICT System Integrators in CEE.

Sole focus of NF Innova is the creation of the state-of-the-art Customer Engagement Solutions.

Intelligently structured Opti-channel Digital Banking platform with Digital Core Component and Powerful Segmentation, allows financial institutions to fully digitize and automatize their processes. At the same time, it secures completely personalized real-time services with immediate execution, and easy on-boarding across any digital channel.

The platform delivers a smooth journey via the channel of choice, tailored to customers’ specific needs, guiding them to the channel that will guarantee the best possible experience for them.

How they describe their product/innovation: There is a lot of communication going on via various messaging apps. Banks need to embrace that playground and deliver everyday banking as simple as chatting. In our demo we explain how banks and financial institutions can design unique customer experiences using a chatbot as an assistant in fully digitalized and automatized loan approval process. Our iBanking platform ensures seamless customer journey, delivering the best experience possible on the channel of their choice and innovation that will be showcased is a part of this Opti-channel Digital Banking platform.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Vasa Šegrt, CEO, [email protected]
Press: Aleksandar Lenov, Marketing Specialist, [email protected]
Sales: [email protected]

How they describe themselves: NDGIT was founded in 2016 as the 1st API-Platform dedicated for banking and insurance. The micro-service based middleware connects banks and fintechs with an out-of-the-box PSD2 solution, Open Banking Platform, Fintech Marketplace, Ecosystem Builder, as well as a Banking Enabler for digital companies.

How they describe their product/innovation: The NDGIT Ecosystem Builder is the cutting-edge product to extend PSD2 and Open Banking offerings in banks. Based on the NDGIT Open Banking platform, it enables banks to establish “application stores” to offer their fintech/partner network to their clients. Thus it provides an attractive frontend with an overview of all applications implemented in the banking portal, an SSO connection to each fintech, a secure data integration with the bank systems and final analytics on the interactions incl. billing and next-best offer recommendations for other services.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev.: Franziska Zangl, [email protected], +49 89 125015567
Press: Andreas Laufert, [email protected], +49 89 125015563
Sales: Peter Hiekmann, [email protected], +49 89 125015566

How they describe themselves: Microblink is an R&D company focused on developing proprietary real-time text recognition (OCR) for mobile devices. Microblink develops SDKs designed to improve UX in apps by turning mobile device camera into a data catcher. The SDKs replace manual data input by scanning ID documents, bills, payment slips, scratchcards, TOP-UPs, SIM cards, VINs, etc. All solutions work offline, are simple to integrate into any app, and customizable to the client’s needs. The technology is based on the most advanced neural networks and machine learning to provide fast and accurate text recognition. Microblink is famous for developing the Photomath app, a real-time math solver that has 70M+ downloads and is the first in the world to read handwriting.

How they describe their product/innovation: BlinkReceipt is a real-time retail receipt scanner for mobile apps. The SDK provides extraction of all purchase data (meaning each item bought) from retail receipts in real time. The solution runs locally on a device, has high accuracy, scales infinitely, and is the most cost-effective way to collect consumer purchase data. BlinkReceipt can be used for purchase validation, loyalty and reward programs, consumer panels/market research, and personal finance/lifestyle management, amongst other things. It currently supports receipt scanning for all top US retailers, and is expanding to the international market as well.

Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Izet Ždralović, Co-Founder & SMD, [email protected], +385 99 6000 575
Press: Nina Šuljak, Marketing Manager, [email protected], +385 99 210 1171
Sales: Tijana Žganec, Market Development Manager, [email protected], +385 95 5122 511

How they describe themselves: Meniga is a global leader in white-label digital banking solutions known for pioneering personalised digital banking in Europe. Its award-winning products enable financial institutions, such as Santander, Intesa, ING Direct, Commerzbank and mBank, to improve their online & mobile digital environment through a personalised customer experience of insights, advice, offers and recommendations. Meniga is currently enriching the user experience of over 50 million digital banking users across 23 countries. Meniga has developed a framework for next-generation digital banking around advanced data consolidation & enrichment, meaningful customer engagement and new revenue opportunities.

How they describe their product/innovation: Meniga is in the business of helping banks enrich transactions and people improve their financial lives. In the open banking era, the race is on to become the main digital banking application. We see great opportunity for banks to use open APIs to enrich transactions and deliver long term value to consumers through their transaction history.

At FinovateEurope we will present our latest innovation that takes the concept of enriched transactions to a new level. Social media and retail companies are moving into banking, how are banks going to respond? This will be good, because Meniga has the Richest Transactions.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions

Contacts

Bus. Dev.: Bragi Fjalldal, CMO & VP Product & Bus. Dev., [email protected]
Press: Omar Thor Omarsson, Head of Marketing, [email protected]
Sales: Jakub Piotrowski, CRO & Head of Customer Engagement, [email protected]

How they describe themselves: 0smosis aims to make Europe the best place for customers to do their financial transactions. In our Venture Studio, we build FinTechs around ideas that make financial services more transparent, simple and truly customer-focused using cutting edge technology.

Together with financial institutions, we innovate outside of the corporate walls and build real scalable solutions fast and efficiently. In our short history, we have developed several ventures, one of which will soon be released as a new banking offering and a second that has received external funding.

We are a team of young entrepreneurs with backgrounds in management consulting and FinTech. Combined we have 25+ years’ experience in financial services and emerging technologies.

How they describe their product/innovation: Because how do you make sure that you develop something consumers will want? How do you avoid costly experiments that fail? For this, we have developed a specific data-driven customer technique. So that we can spot opportunities in the market quick and grab them to define great products.

We will release “Unveil,” an online tool which we at 0smosis use daily. This will allow any Innovation, Transformation, FinTech professional or entrepreneur to:

1. Perform customer interviews in a way you have never performed them before.
2. Have a data-driven approach to your customer segmentation.
3. Have direct input for innovation workshops.
4. Start building the products and services your customers will love.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev.: Geert Van Kerckhoven (Venture Partner, Strategy & Management), [email protected], 0032 471 36 90 49, linkedin.com/in/geertvankerckhoven
Press & Sales: Len Adriaenssens (Venture Partner, People & Customers), [email protected], 0032 474 92 12 76, linkedin.com/in/len-adriaenssens

How they describe themselves: Prior to Munnypot, a large proportion of people couldn’t get access to financial advice because the fees and investment minimums were far too steep, or they didn’t have the time or confidence to invest. Munnypot was created for both the mass market who cannot easily access traditional financial advice, and to provide an attractive alternative to existing investors looking for an active investment advice service at a comparable cost to other online self-serve solutions.

How they describe their product/innovation: Munnypot is a low cost, online, goal-based investment advice solution.

Munnypot uses a conversational, automated chatbot to make investment decisions for the customer, automatically selecting the fund based on their appetite for risk, and the appropriate product based on their individual circumstances. Munnypot monitors the investment 24/7, notifying the customer and providing actionable advice if the investment performance deviates away from their goal.

Munnypot provides regulated D2C investment advice from start to finish, assumes full responsibility for the actions taken, removing the stress and decision making for the consumer. Our B2B service is a white label solution supported by a robust and personalised delivery plan.

Product distribution strategy: International B2B Whitelabel, UK D2C

Contacts

Bus. Dev., Press & Sales: Andrew Fay, CEO, [email protected], +44 (0) 1293 224281, +44 (0) 79190 90735