How they describe themselves: Open Bank Project (OBP) is the leading open source API solution for banks. TESOBE (Technical Solutions Berlin) is the business behind the Open Bank Project. OBP’s technology and surrounding ecosystem of tools – together with our vibrant global fintech developer community (more than 8,000 developers) – helps banks securely and rapidly enhance their digital offerings using an ecosystem of 3^rd party applications and services while complying with open banking regulation such as PSD2.

How they describe their product/innovation: In this demo, we focus on our Open Banking engine and demonstrate how banks can leverage APIs as a driver for their innovation capability, showcasing through concrete App examples and customer cases – from Europe and the U.S. – how banks can make the most out of their API investment.

Contacts

Bus. Dev.: Ismail Chaib, COO, [email protected]
Press: Elena Trpevska, Project Manager, [email protected]

How they describe themselves: We are a small startup – our team consists of 15 professionals in data science, computer science and other areas. We are developing AI based solutions for biomedical data analysis for numerous cases, including early stage disease detection and biometric identification. We also have developed and manufactured our own portable wristband ECG device. Currently we are launching a pilot project with Privat Bank, which is the most innovative bank in Eastern Europe.

How they describe their product/innovation: Our new product is a system for biometric identification that uses human ECG as a biometric identifier.

Our new product is system for biometric identification that uses human ECG as a main biometric identifier. Our biometric identification system uses AI algorithms as well as complex filtering and different feature extractions to perform biometric identification of people using ECG signal. At first, we perform a 3 minute long recording to get training data of a target person. Then this data is used to train the system to distinguish our target person from any other identity. Finally, 5 seconds long ECG can be used for identification. Of course, different data sources can be used for the system, including our ECG wristband.

Product distribution strategy: Direct to Business (B2B)

Contacts

[email protected]
Bus. Dev. & Sales: Andrew Klymenko, VP Bus. Dev.
Press: Ron Fridman, CEO

How they describe themselves: We believe managing your life and money should be fast, fair and friendly. amigo inc. is a fintech company focused first and foremost on ‘doing good’, especially for those who need it (un- & underserved of all backgrounds) as well as for those who seek a frictionless way to manage their money while saving at the same time. Created to disrupt “the system”, moneyamigo  offers more than just money management.

How they describe their product/innovation: moneyamigo  is a first-ever life, money and health solution. Designed for and by real people to give time and money back to those who need it while making their hard-earned dollar go further. Ecosystem includes first-ever, all-in-one-place offerings like: Award-winning app, a real metal VISA debit card, 1% cash back, 0% APR loan, NO loan fees.

Access to unlimited telemedicine (NO co-pay), dentist, vision and many more discounts.

With NO credit checks, moneyamigo  is 100% mobile and connects directly with voice activated smart device. Millions need moneyamigo ; Available as direct-to-consumer, co-branded and white-labelled solutions.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), licensed

Contacts

Bus. Dev. & Sales: Jonathan Marcus, Special Advisor, [email protected]
Press: Gaby La Rage, [email protected]

How they describe themselves: As the nation’s largest non-bank mortgage servicer and one of the largest mortgage lenders, Mr. Cooper is on a mission to keep the dream of homeownership alive by making the home loan experience more rewarding and less worrisome. Mr. Cooper is a dominant market player and is on a mission to deliver better products and digital solutions that will reshape the mortgage experience at every step of the homeownership journey.

How they describe their product/innovation: Mr. Cooper’s mobile application is a complete redesign that puts the home at the center and gives customers information to own their home intelligently. New interactive tools are designed to help homeowners manage their home asset and better understand how their home fits into their financial picture. The app is driven by an advanced algorithm that helps identify a prequalified home loan structure that fits the customer’s situation, including minimizing payment, minimizing interest paid, possible equity withdrawal, debt consolidation and more. The app also allows customers to view their estimated home value and equity, make payments and view credit scores.

Product distribution strategy: Direct to Consumer (B2C)

Contacts

Press: Christen Reyenga, AVP, Corporate Communications, [email protected]

How they describe themselves: Ondot Systems is the global leader in digitizing payment instruments, serving over 3,000 financial institutions across four continents. The company’s real-time platform, built upon an API based services-oriented architecture, gives financial institutions a competitive edge by increasing mobile engagement and empowering their customers to personalize, manage and control how payments are made in today’s world of always-on digital commerce, resulting in higher usage of payment instruments while lowering fraud incidents.

How they describe their product/innovation: Ondot will showcase its next generation mobile app which delivers an end-to-end digital payment card services experiences -from viral bot assisted digital acquisition of a new customer to instant activation & provisioning of newly issued payment card all the way to location based contextual operation of the payment instrument. All built around creating a lasting experience before, during and after a payment is made. Ondot essentially gives the physical payment card a digital voice with 3-way interaction between the issuer, its cardholder and the merchant (online, offline, or invisible smart or IOT payments).

Product distribution strategy: Through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Matt Ginn, VP Bus. Dev., [email protected], 760-213-3823
Press: David Jones, Group Director, [email protected], 678-781-7238
Sales: Andy Anderson, Sales Director, [email protected], 314-412-7213

How they describe themselves: Plynty’s mobile application and platform empowers consumers across the wealth spectrum to take control of their finances through a comprehensive and engaging financial planning process. Only a small percent of the population has sufficient net worth to work with a human financial advisor while self-directed services and robo-advisors typically only appeal to investors. Plynty’s approach enables all consumers to create a full financial plan that is delivered with actionable advice in order to help the user reach their financial goals. Similarly, financial institutions that serve their own customers through the Plynty platform now have the opportunity to profitably meet their customers’ financial planning, advice, and retirement needs.

How they describe their product/innovation: The Plynty mobile platform and app take a unique approach to financial planning, aimed at providing an efficient and positive planning experience that makes sense to the user. The majority of financial planning tools rely on a “nest egg” approach which is typically unachievable for the user and therefore creates a negative experience. Plynty’s monthly retirement budget methodology allows the user to understand how they can meet retirement budget requirements by improving their monthly income and reducing expenses, strengthening how they save or invest, and protect their financial plan with life insurance or by guaranteeing income. Plynty boasts a 30%+ user plan completion rate, a testimony to our positive user experience and ease of use.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev. & Sales: John Getchell, Head of Bus. Dev., j[email protected], 207-240-4027
Press: Dennis Hooks, President, [email protected], 301-233-3177

How they describe themselves: Paysend is a next generation global money transfer platform. Concept development started in 2016, first product – card to card transfers – launched in 2017. We have built a team of financial industry experts dedicated to revolutionising the global money transfer market. 2 years from the initial idea customers can now send funds from over 40 countries to over 60 destinations. Our second product – the Paysend Global Account, launches at Finovate. We live in an always open global village – so should your money. We have created a fast, secure, low cost global alternative for money – money without borders.

How they describe their product/innovation: Paysend Global Account unites a customer with a borderless payments world. A customer can bring fiat or crypto currency into their wallet, move funds between currencies, send funds to other Global Accounts or crypto wallets, and spend their money on-line or in shops. A prepaid card (physical and virtual) can be linked to any of the currencies being held in the account so a customer can spend with fiat or crypto like a standard debit card. Pay for your latte with Bitcoin! The Paysend card also works as a currency card enabling cash withdrawals in 125 currencies. We are changing money forever – removing the virtual and physical borders that create the costs too many consumers have to pay.

Product distribution strategy: Direct to Consumer (B2C)

Contacts

Bus. Dev.: Alex Bessonov, Bus. Dev. Payment Systems, [email protected]
Press: Ronald Millar, CEO, [email protected]
Sales: Sergei Bulgakov, Marketing Director, [email protected]

How they describe themselves: NTT DATA is your Global IT Innovator anywhere around the world. Headquartered in Tokyo, with business operations in more than 50 countries, we put emphasis on long-term commitment and combine global reach and local intimacy to provide

premier professional services from consulting, system development to business IT outsourcing.

We share the aspiration of our customers to realize innovation. With foresight into future needs and deep understanding of our customers, we envision new businesses and services as well as solutions to support them. We share with our customers the dreams to achieve greater prosperity of business and society.

How they describe their product/innovation: Have you ever wished to have a trusted advisor in your life?

For all the people who wants to step up & who consider themselves as “Investment selfie”, we deliver a friendly trustable social community called “Tready” for sustainable investment, enabling all the people to share thier “investment experiences”, and to meet rising their expectations.

Despite the typical “copy trading”, our service is open to anybody, who wants to step up in a long term investment wise. By getting into the “Tready” world, people can find the right advisor on his/her own through close interaction with “investment selfie”, and realizing own investment level that will generate to choose the right strategy by themselves.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Press: Takanori Iwauchi, Manager, Public Relations, [email protected]
Sales: Fourth Financial Sector, Business Development Group, [email protected]

How they describe themselves: NuData Security is an award-winning passive biometrics and behavioral analytics company. We were born with the belief that customers deserve a seamless online experience that keeps them protected. Our technology identifies users based on their online interactions – behavior that can’t be replicated by a third party. We have proudly pioneered the field of passive behavioral biometrics and are tirelessly evolving to keep our clients away from growing online risks.

In 2017, Mastercard acquired NuData to integrate our intelligence into their robust suite of fraud management and security solutions in their drive to protect and innovate the digital space.

How they describe their product/innovation: Trusted users often get interjected on a new device, location or IP. NuData’s universal identity solution shifts the way the industry understands the concept of device identification technology. Instead of binding a single device to an FI account, this solution builds a signal that tracks the identity of not only one but many users. The data from multiple devices and each user’s inherent behavior and passive biometrics are tied back to one identifier that is allowed into the FI account.

Trusted identifiers that can include more than one individual help companies reduce unnecessary friction while providing a better customer experience.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev. & Sales: Jules Campeau, Chief Bus. Dev. Officer, [email protected]
Press: Lisa Baergen, Marketing Director, [email protected] & PR contact: Lara Lackie, [email protected]

How they describe themselves: Omega Point provides a portfolio intelligence platform that helps asset managers build, refine, implement, and analyze investment strategies that are consistent with their underlying convictions. Featuring a powerful risk and performance visualization interface alongside a robust developer platform, Omega Point’s AI-based Market Aware™ platform helps investment professionals implement a new class of passive and active strategies that seamlessly adapt to changing market conditions. Our design-first platform cuts through the noise to reveal the true performance drivers of any strategy, allowing investment professionals to hone in on the unique, underlying drivers of risk and return in their portfolios.

How they describe their product/innovation: We will present the industry’s most versatile Market Aware™ portfolio intelligence platform. Our ultra-flexible solution includes a dashboard catered to the front office and a robust developer platform that helps investment firms implement a new class of passive & active strategies that seamlessly adapt to changing market conditions-without sacrificing investing style. Users will discover how they can manage the unique,underlying drivers of risk & return in their portfolios through features such as AI-based insights, risk/performance attribution, trading optimization, backtesting, factor characteristics, and more. This design-first platform cuts through the noise to help managers hone in on the true performance drivers of any strategy.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev.: Omer Cedar, CEO, [email protected]
Press: Michael J. Felix, Director of Marketing, [email protected]
Sales: Kristopher Woods, Head of Customer Success, [email protected]

How they describe themselves: Project Finance was founded on the belief that good spending and saving behavior starts with being confident in your ability to meet future obligations.

Will I be able to buy a house? Will I be able to put my kids through college? Will I be able to retire? Can I do all this and still pay my bills? And finally, do I have enough in my bank account to still have fun?

In today’s world there is uncertainty around many things, your finances don’t have to be one of them.

Find your confidence, and see the future of your finances with Project Finance.

How they describe their product/innovation: Project Finance is a personal finance application that shows users the future of their finances based on all the choices and decisions they’re making today.

It adds a layer of connectivity between accounts that enables users to explore scenarios and tradeoffs — using their actual account data and information — and provides advice and guidance around the most optimal actions they can take with their money.

With a view into the future, and by removing the uncertainty around personal finance decision-making, we provide users with confidence to know they can do the things they want with their money.

Product distribution strategy: Direct to Consumer (B2C), through financial institutions

Contacts

Bus. Dev., Press & Sales: Colby Ross, [email protected], 603-767-2089

How they describe themselves: ProxToMe is defining a standard for proximity-based authentication to IoT devices. We secure user-to-machine interactions from man-in-the-middle attacks without sacrificing user experience. Within a mobile app, ProxToMe enables frictionless and secure access to ATMs, payment terminals, workstations, door locks, printing devices, connected medical devices, and other mission-critical IoT devices. We license the technology to HW vendors and brands.

How they describe their product/innovation: ProxToMe demonstrate how its new technology called ProxToMe Identity Assurance (IA) can make security stronger and also easier to use it for practical use cases in the Fintech world. ProxToMe IA is patented software that leverages Bluetooth and/or Near Field Communication with an identity assurance algorithm to ensure that the authenticating user’s smartphone is in front of a legit IoT device. Financial Institutions and Fintech companies can use ProxToMe IA to grant their mobile users secure and frictionless access to financial and retail touchpoints that require users’ physical presence as an additional authentication factor.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Carlo Capello, CEO, [email protected]