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Finovate Blog
Tracking fintech, banking & financial services innovations since 1994
Congratulations to the six companies that won Best of Show at FinovateFall 2025 this week!
This year’s roster of FinovateFall Best of Show winners includes proven veterans that have earned Best of Show awards from Finovate audiences in the past, as well as companies new to Finovate who impressed our attendees with their live demonstrations of problem-solving innovations in fields ranging from digital banking and wealth management to financial education and AI-enabled data management.
Please join us in congratulating all of the companies that demoed their latest fintech innovations at FinovateFall this week. And with that, meet the winners of Best of Show for FinovateFall 2025!
Casap for its technology that helps financial institutions and fintechs lower operational costs and lift, curb fraud-related losses, accelerate resolution times, and strengthen customer relationships at scale.
Eko for its solution that enables clients to increase logins into digital banking by 4x and bank deposits by 11%, while reducing the likelihood of customers leaving their financial institution by 6x.
Krida for its technology that reduces cycle times, manual tasks, and borrower drop-off, giving banks a faster path to funded loans, higher throughput, and stronger community relationships.
LemonadeLXP for its InsightAI that improves staff and customer education and access to knowledge while driving significant operational efficiencies.
LendAPI for its cross-organizational collaboration tool where CTOs, CROs, and CCOs can all build an enterprise platform together.
Vertice AI for its innovation that leverages AI to translate data into personalized product and service recommendations, helping teams boost engagement, acquisition, and retention through smarter, hyper-targeted outreach.
We’d like to thank everyone who made FinovateFall 2025 such a great success: our sponsors, speakers and delegates who continue to make Finovate conferences must-attend events on the fintech calendar.
The next stop on the Finovate tour is sunny San Diego for FinovateSpring 2026. We look forward to seeing you there!
Notes on methodology:
1. Only audience members NOT associated with demoing companies were eligible to vote. Finovate employees did not vote.
2. Attendees were encouraged to note their favorites during each day. At the end of the last demo, they chose their three favorites.
3. The exact written instructions given to attendees: “Please rate (the companies) on the basis of demo quality and potential impact of the innovation demoed.”
4. The six companies appearing on the highest percentage of submitted ballots were named “Best of Show.”
5. Go here for a list of previous Best of Show winners through 2014. Best of Show winners from our 2015 through 2025 conferences are below:
Eleven of the more than 60 companies that will be demoing their latest fintech innovations live on stage at FinovateFall next week are headquartered in countries other than the US.
This week’s edition of Finovate Global highlights these fintechs from the Middle East, Western and Central Europe, Canada, India, the UK, and Ireland. With innovations in fields ranging from wealth management and digital banking to fraud prevention and lending, this year’s roster of international alums is a reminder of the robustness of fintech innovation around the world.
FinovateFall 2025 comes to the New York Marriott Marquis in Times Square, September 8 through September 19. Tickets are still available. Visit our FinovateFall hub and save your spot today!
Founded in 2022, Aurem offers an intelligent operating system for retirement and wealth providers. Their platform helps institutions unify and optimize their products, processes, and data and deliver them globally in days.
Founded in 2020, Dimply enables organizations to optimize operations, enhance customer engagement, uncover growth opportunities, and accelerate digital transformation.
Founded in 2014, ebankIT empowers financial institutions to innovate quickly, reduce costs, and deliver personalized services across all channels, accelerating growth and future-proofing their digital strategy.
Founded in 2017, FintechOS enables banks and credit unions to launch any product faster, modernize customer experiences, and adapt quickly to market and regulatory changes—without replacing their core systems.
Founded in 2019, Keyless replaces outdated MFA with biometrics, improving UX and saving millions. One bank saved $3.5 million by eliminating call centers for OTP-based recovery.
Founded in 2018, LemonadeLXP’s InsightAI improves staff and customer education and access to knowledge, while driving significant operational efficiencies.
Founded in 2021, MoneyPlanned empowers institutions to offer intelligent, automated financial planning—boosting advisor efficiency, reducing cost-to-serve, and delivering personalized client experiences at scale.
Founded in 2015, OPL’s cash-flow-based lending helps banks transform their operations through agile lending, AI-driven insights, and intelligent credit underwriting—expanding credit access to SMEs.
Founded in 2019, R34DY helps organizations transform their business by taking the pain out of integrations and making it easy for business owners to create use cases and reduce time to market.
Founded in 2013, Sequretek provides AI-powered, continuous threat exposure management ensuring compliance, governance, and holistic threat visibility across cloud and on-premises systems.
Here is our look at fintech innovation around the world.
Latin America and the Caribbean
Mexico-based SME platform Kapital doubled its valuation to $1.3 billion upon securing up to $100 million in Series C funding.
Latin America’s largest insurtech, 180 Seguros, raised $9 million in funding.
Evertec acquired 75% stake in Brazilian fintech Tecnobank.
Asia-Pacific
Hong Kong-based stablecoin-powered cross-border payments infrastructure provider Obita announced $10 million in new funding.
International payment solutions provider dtcpay inked a Memorandum of Understanding (MoU) with the People’s Committee of Da Nang during Vietnam Blockchain Day.
Sub-Saharan Africa
Tanzania-based fintech NALA expanded into Kenya courtesy of a partnership with Equity Bank and Pesalink.
Ripplepartnered with Chipper Cash, VALR, and Yellow Card to make its USD-backed stablecoin Ripple USD (RLUSD) available to institutions in Africa.
Congolese fintech Maishapay earned a spot in Visa’s Africa Fintech Accelerator program.
Central and Eastern Europe
JPMorgan Chase announced plans to launch a digital bank in Germany.
Payments network TrueLayer went live in Poland this week.
Tietoevry Banking signed a SaaS agreement with IC Cash Services, its first foray into the German ATM market.
Middle East and Northern Africa
Israel-based fraud prevention innovator BioCatch and Nasdaq Verafin partnered to fight payment fraud.
Mastercard and Zain Cash teamed up to advance digital payments in Jordan.
Egyptian cross-border digital solutions provider Munify raised $3 million in seed funding.
A look at the companies demoing at FinovateFall in New York on September 8 – 10. Register today using this link and save 20%.
LemonadeLXP
LemonadeLXP is an all-in-one learning and knowledge platform built specifically for banks and credit unions.
Features
Automates training from existing resources
Delivers instant answers to staff
Cuts costs by streamlining content creation and knowledge sharing so that teams work smarter, faster
Who’s it for?
Banks and credit unions.
LendAPI
LendAPIis a venture-backed fintech infrastructure empowering banks and fintechs to launch products in minutes.
Features
LendAPI’s all-in-one platform—featuring Product Studio, Rules Studio, Pricing Engine, and Integrated Partners—makes banking and lending innovation seamless.
Who’s it for?
Banks, credit unions, e-commerce companies, and fintechs.
Quavo Fraud & Disputes
Quavo Fraud & Disputes’s QFD® platform delivers real-time fraud decisioning and automation, empowering issuers to stop friendly fraud and resolve disputes within the first 48 hours.
Features
Deflects friendly fraud instantly with enriched merchant data
Flags abuse and resolves cases with AI trained on 20M+ disputes
Provides real-time decisioning using Investigation AI’s 18-point framework
Who’s it for?
Issuing banks, fintechs, processors, and credit unions of all sizes and anyone subject to Regulation E/Z dispute requirements or serving institutions subject to it.
TurmaFinTech
TurmaFinTech is an AI-driven fintech company. TFT’s product RedBee is an AI platform that empowers banks to enhance client engagement, improve retention, prevent defaults, and promote growth.
Features
Provides AI-powered insights for smarter client engagement – upsell and cross-sell
Offers early risk detection to reduce loan defaults
Delivers real-time hyper personalization to boost retention and growth
Who’s it for?
Community banks, regional banks, and credit unions.
WNSTN AI
With Compliant, an AI-driven investment assistant, WNSTN AI delivers a superior user experience through personalized engagement—boosting retention and increasing LTV for investment platforms and brokers.
Features
Offers a multi-AI-agent system for personalization at scale
Provides a back-office intelligence tool for actionable insights
Includes a built-in compliance module aligned with global regulations
Who’s it for?
Online brokerages, trading platforms, wealth managers, advisors, institutional investors, financial information platforms, and publishers.
FinovateFall is right around the corner (September 11 through September 13). If you still haven’t registered for our annual autumn fintech conference in New York this month, there’s no better time than the present. Visit our FinovateFall 2023 hub today and save your spot.
This week’s edition of Finovate Global highlights companies headquartered outside of the U.S. that will be demoing their latest innovations on the Finovate stage in just a few days. Get to know them here, then join them in New York live and in person for FinovateFall!
Connect Earth
Founded in 2021 and headquartered in the United Kingdom, Connect Earth enables financial institutions to offer their retail and SME customers insights into the environmental impact of their spending. LinkedIn.
Engage People
Headquartered in Toronto, Ontario, Canada, Engage People is a loyalty network that enables program members to pay with points directly at checkout. The company was founded in 2015. LinkedIn. X (Twitter).
eSelf
eSelf is building the next generation of client-financial institution interaction, enabling human-like conversations and efficient personalization. Founded in 2022, eSelf is headquartered in Israel.
FinTech Insights
Fintech Insights offers a comprehensive digital banking research platform. The company’s technology helps FIs build strategies and launch new features faster. Headquartered in London, the company was founded in 2010. LinkedIn. X (Twitter).
Flybits
Founded in 2013, Flybits enables FIs to deliver personalized digital banking experiences across mobile, web, and the Metaverse. The company is headquartered in Toronto, Ontario, Canada. LinkedIn. X (Twitter).
Fundica
Headquartered in Montreal, Quebec, Canada, Fundica is a government funding platform used by some of the largest FIs in North America to acquire and retain clients at scale. Fundica was founded in 2017. LinkedIn. X (Twitter).
Jaid
Jaid is an AI-powered platform build to enable the intelligent automation of business communications. Founded in 2018, Jaid is based in London, U.K. LinkedIn. X (Twitter).
LemonadeLXP
Headquartered in Ottawa, Ontario, Canada, LemonadeLXP is a digital growth platform that helps FIs and fintechs create effective training and support tools to maximize their investment in their technology. The company was founded in 2019. LinkedIn. X (Twitter).
MacroMicro
Founded in 2016 and headquartered in Taipei, Taiwan, MacroMicro empowers over three million investors worldwide to make personalized investment decisions through dynamic and insightful charts. X (Twitter).
NayaOne
NayaOne gives banks a single point of access to hundreds of fintechs, digital sandboxes, fintech-as-a-service offerings, and datasets. Headquartered in London, U.K., NayaOne was founded in 2019. LinkedIn.
SESAMm
Headquartered in Metz, France, and founded in 2014, SESAMm is an AI insight and ESG risk detection specialist serving the financial services industry. LinkedIn. X (Twitter).
Zero Bank Design Factory
Zero Bank Design Factory is developing and operating a banking system for Japan’s first digital bank, Minna Bank. Founded in 2019, the company is headquartered in Fukuoka, Japan. X (Twitter).
Here is our look at fintech innovation around the world.
Central and Southern Asia
India-based PhonePe Wealth Broking, a subsidiary of mobile payments app PhonePe, launched a stock broking app, Share.Market.
A new report from Elevation Capital and McKinsey India indicated that India’s fintech ecosystem could reach $70 billion in annual revenue by fiscal year 2030.
The only thing more exciting than being chosen to demo your latest innovation at a Finovate conference is winning the accolades our attendees and taking home a Best of Show award. With FinovateFallright around the corner, we wanted to take a look at the companies that won Best of Show at last year’s event and give you the latest on what they’ve been up to in the year since.
Remember that early bird savings for FinovateFall – September 11 through 13 – end this weekend! Visit our FinovateFall registration hub and save your spot today!
A look at the companies demoing at FinovateFall in New York on September 11 and 12. Register today and save your spot.
LemonadeLXP is an award-winning digital growth platform for FIs and fintechs.
Features
A learning experience platform that turns staff into digital experts
A digital enablement platform (Digital Academy) that supports staff and customers in the flow of work
Why it’s great
LemonadeLXP is trusted by over 70 FIs and fintechs. Why? Lemonade LXP has increased digital fluency amongst frontline staff by more than 93%, and the company’s support tools are increasing digital banking confidence by more than 92%.
Presenter
John Findlay, CEO & Founder Findlay co-founded Launchfire in 1999, a game-based promotions company. In 2018, LemonadeLXP emerged to help FIs and fintechs grow their digital banking business. LinkedIn
Interviews with Best of Show winners and an update from the venture capital world were the conversations Finovate VP Greg Palmer shared with listeners of the Finovate podcast during the month of October. Palmer interviewed CEOs from three FinovateFall’s Best of Show winners – Debbie, Stratyfy, and Lemonade LXP last month – and checked in with Decien Capital’s Dan Kimerling on the state of fintech funding.
Finovate VP Greg Palmer talks with Debbie CEO Frida Liebowitz on the importance of offering a more effective, human-centric debt recovery solution. Episode 151.
Our mission with Debbie is to help people break the behavioral cycle of debt for good. We are building the first rewards platform for debt payoff that is entirely behavioral driven. We reward people for building up better habits, paying off debt, and eventually making their way to long term debt freedom.
What we do at Stratyfy is help credit and risk teams better assess risk through what we say is real transparency. We also have a real focus on driving greater financial inclusion, and doing that by helping financial institutions provide greater access to fairly priced financial products to a wider group of individuals than historically have had that access in the past.
John Findlay, CEO, Lemonade LXP
Greg Palmer catches up with Lemonade LXP CEO John Findlay to discuss boosting digital adoption through intelligent, front-line training. Episode 149.
Lemonade is a digital growth platform that helps financial institutions and fintechs maximize the ROI on their technology investments. There are two sides to our platform. One side is a learning experience platform that is designed to turn frontline staff into digital experts so they can promote and support your technology. And then the other side is a digital enablement or digital adoption platform.
Dan Kimerling, Founder and Managing Partner, Deciens Capital
Deciens Capital founder and managing partner Dan Kimerling provides a VC perspective on inclusion-based opportunity in conversation with podcast host Greg Palmer. Episode 148.
What I would say is we haven’t seen a slow down in the level of entrepreneurial behavior and activity. It seems, broadly speaking, like people are excited to start new businesses and, if you go back to at least the 1970s, there seems to be relatively little relationship between macroeconomic behavior and entrepreneurial dynamism.
With hundreds of ballots officially cast and carefully counted – here are the winners of Best of Show for FinovateFall 2022!
Debbie for its technology that leverages behavioral psychology and rewards to help users pay off 3x more debt and help lenders recession-proof members. Demo.
Horizn for its platform that helps financial institutions maximize the impact of digital and accelerate returns on digital investments with customers and employees. Demo.
LemonadeLXP for its digital growth platform that helps financial institutions and fintechs turn staff into digital experts and support digital customers. Demo.
Quilo for its technology that empowers lenders to digitally syndicate an individual personal loan at the time of underwriting, enabling them to provide more loans to more people. Demo.
Stratyfy for its technology that increases access to financial services by bringing true transparency and less risk to critical financial decisions that impact millions. Demo.
Themis for its collaboration platform designed for risk and compliance requirements to help accelerate partnerships between banks and fintechs. Demo.
We are grateful to all of our demoing companies for being a part of our biggest FinovateFall to date. Thanks as well to our sponsors, our partners, and – last but not least – our awesome attendees who continue to make our conferences among the most anticipated events on the fintech calendar each and every year. We look forward to seeing you again next fall!
Notes on methodology:
1. Only audience members NOT associated with demoing companies were eligible to vote. Finovate employees did not vote.
2. Attendees were encouraged to note their favorites during each day. At the end of the last demo, they chose their six favorites.
3. The exact written instructions given to attendees: “Please rate (the companies) on the basis of demo quality and potential impact of the innovation demoed.”
4. The six companies appearing on the highest percentage of submitted ballots were named “Best of Show.”
5. Go here for a list of previous Best of Show winners through 2014. Best of Show winners from our 2015 through 2022 conferences are below:
A look at the companies demoing at FinovateSpring in San Francisco on May 18 and 19. Register today and save your spot.
LemonadeLXP is a digital growth platform that helps FIs and fintechs turn frontline staff into digital experts and support customers as they switch to digital banking.
Features
Turn staff into digital experts with addictive microlearning
Support staff and customers with technology walkthroughs
Optimize digital customer experience, grow digital banking business
Why it’s great
LemonadeLXP is the fastest and easiest way to provide staff and customers with the training and support they need to become experts on digital banking capabilities.
Presenters
John Findlay, CEO Findlay is a serial entrepreneur, a lifelong innovator, and an expert in digital engagement. Outside of work he’s a dad, husband, athlete, musician, and geopolitics nerd. LinkedIn
