FinovateSpring Sneak Peek: IBM Trusteer

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FS2017-Logo(rev)V1A look at the companies demoing live at FinovateSpring on April 26 & 27 in San Jose. Pick up your tickets today and save your spot.

IBM Trusteer helps protect digital banking applications as well as personal devices from financial cyber threats, such as advanced malware and phishing attacks.


  • Behavioral biometrics distinguishes between legit users and fraud
  • Rapid phishing protection using patented machine learning and advanced analytics
  • Threat intelligence service adapts to new attacks

Why it’s great
IBM Trusteer, a leading provider of advanced financial fraud solutions, delivers a holistic cybercrime prevention platform with a cognitive approach to help reduce fraud and create a seamless customer experience.

Screen Shot 2017-04-18 at 11.33.45 AMPresenters

Shaked Vax, Trusteer Products Strategist
Vax serves as an IBM Security Trusteer Strategist and is a senior member of the Trusteer Product Management team. He has expertise in online banking, online fraud, ID verification, and theft prevention

Screen Shot 2017-04-18 at 11.33.55 AMAyelet Avni, Product Manager – IBM Security
Avni is a security expert working currently as a Trusteer product manager for IBM Security.

FinovateSpring Sneak Peek: Newchip

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FS2017-Logo(rev)V1A look at the companies demoing live at FinovateSpring on April 26 & 27 in San Jose. Pick up your tickets today and save your spot.

Newchip is a startup investment marketplace targeted at the 18 to 35 year old demographic, using machine learning to connect 200 million new U.S. investors to personalized investment opportunities.


  • SmartMatch learning algorithm discovers opportunities for investors
  • Newchip codes allow users to discover new startups in the real world and invest on the spot
  • Millennials are its primary focus

Why it’s great
The company’s machine learning algorithm discovers investor preferences and sorts all active equity crowdfunding deal flow based on what an individual is most likely to invest in.


Travis Brodeen, Co-Founder & CTOScreen Shot 2017-04-18 at 11.45.14 AM
Brodeen believes crowdfunding is the future of investing and that millennials will lead the revolution. He leads the development of Newchip, the startup marketplace for equity crowdfunding.

FinovateSpring Sneak Peek: CallVU

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FS2017-Logo(rev)V1A look at the companies demoing live at FinovateSpring on April 26 & 27 in San Jose. Pick up your tickets today and save your spot.

CallVU offers an omni-channel hub, enabling customers to use their channel of choice – mobile, web, voice or messaging, with digital self-service and a branch-like experience when human touch is needed.


  • Increase mobile adoption
  • Divert callers to digital
  • Offer a virtual branch

Why it’s great
Breaking the glass ceiling of mobile adoption, CallVU migrates callers into a digital, self-service experience.Screen Shot 2017-04-17 at 3.40.24 PM

Amitai Ratzon, VP Global Sales
Ratzon brings to CallVU over 15 years of financial services expertise, coupled with vast enterprise software sales experience. Previously, Amitai was VP Sales at Earnix.

Screen Shot 2017-04-17 at 3.40.35 PMAssaf Frenkel, VP Product & Marketing
A pioneer of mobile engagement, Mr. Frenkel was the founder and manager of the Mobile Engagement business unit at NICE. Mr. Frenkel was co-founder and CEO of mybitat, an IoT analytics company.

Last Call for FinovateSpring 2017 Tickets

FinovateSpring 2017 is right around the corner. Pick up your ticket before it’s too late! We’ve got an impressive roster of companies ready to show off their latest and greatest fintech innovations and you won’t want to miss it.

We recently released the full presenter list. Below, you can check out the cutting-edge companies hitting the stage next week (read more about them in our “Sneak Peek” blog post series):

FS 2017 Presenters

Our two-day show will be packed with live demos of new fintech innovations, as well as great opportunities for high-quality networking with the movers and shakers of fintech. Here’s the final schedule:

FS17 Agenda

To close the event, our first ever discussion panel will recap the key demos and help put the innovations on display into a broader context. The discussion panel will be moderated by Ranjit Palkar, Partner at Capco, and the panelists include:

  • Zack Gipson, Chief Innovation Officer at USAA
  • Lawrence Tang, Head of Investment Promotion InvestHK
  • Oded Shoshany, CEO of Celeriti FinTech
  • Valentina Isakina, Managing Director of JobsOhio
  • Illya Shell, VP New Product Development and Innovation at MasterCard

Visit our registration page today and we’ll see you in San Jose next week!

FinovateSpring 2017 is sponsored by:, CeleritiFintech, AARP, Invest Hong Kong,JobsOhio, InvestCloud, D+HFT Partners, and Leverage PR.

FinovateSpring 2017 is partners with: Aite Group, American Bankers Association, Asset TVBankersHub, Banking Technology, BayPay, Breaking Banks, Byte AcademyCanada’s Trade Commissioner ServiceCelent, EbankingNews, Emerging Payments AssociationFemTech,Filene Research Institute, Financial IT, Fintech Finance, Holland FintechIBS Intelligence,Inspiration Unlimited eMagazine, Javelin Strategy & ResearchJuniper ResearchMapa Research, Mercator Advisory Group, NYPAYOvum, Paybefore, The Paypers, Plug and PlaySME Finance Forum, StartupbootcampSwiss Finance + Technology Association, andWestern Independent Bankers.

FinovateSpring Sneak Peek: Microblink


FS2017-Logo(rev)V1A look at the companies demoing live at FinovateSpring on April 26 & 27 in San Jose. Pick up your tickets today and save your spot.

BlinkReceipt SDK is a real-time retail receipt scanner for mobile apps from Microblink. The solution automatically extracts all details from consumer purchase receipts on an item level.


  • Automatic extraction in real-time and locally on a device
  • High accuracy and infinitely scalable
  • Easy integration into any app and on all platforms

Why it’s great
BlinkReceipt is the most cost-effective way to collect consumer purchase data and can be used for purchase validation, loyalty and rewards programs, market research, PFM, etc.


Izet Ždralović, Co-founder / SMD
Besides extensive experience in sales, marketing, and management, Ždralović has a comprehensive business view of innovative technologies. He loves solving problems with mobile technologies to improve UX.


Microblink_DarrenBassmanDarren Bassman, Head of Product, BlinkReceipt
Bassman is a serial entrepreneur with a passion for the intersection of technology and the real world.

FinovateSpring Sneak Peek: HotDocs


FS2017-Logo(rev)V1A look at the companies demoing live at FinovateSpring on April 26 & 27 in San Jose. Pick up your tickets today and save your spot.

HotDocs, the global leader in document automation technology, is used by financial institutions worldwide to reduce risk, aid compliance, and create efficiency with document production.


  • Create sophisticated financial documents in minutes instead of hours
  • Completely eliminate document errors
  • Easily manage document templates throughout your organization

Why it’s great
See how so many of the world’s largest banks and insurance companies have saved millions of dollars and saved countless hours using HotDocs.


Mark Settle, Director of Technical Services
For nearly 20 years, Settle has worked in the document automation field supporting hundreds of clients worldwide in banking, insurance, legal, corporate, and government industries.


HotDocs_JulieRotzJulie Rotz, Senior Consultant
For more than 18 years, Rotz has provided document automation training, consulting, project management, and template development for clients worldwide.

FinovateSpring Sneak Peek: and SATEC


FS2017-Logo(rev)V1A look at the companies demoing live at FinovateSpring on April 26 & 27 in San Jose. Pick up your tickets today and save your spot.

TopayZ is a financial platform supplying a white-label bank for merchants, banks, or collectives, providing its customers with a virtual banking enabler.


  • White-label bank for merchants without compliance requirements
  • Banks can create new prescription channel
  • Registered and certified transactions issued by as trusted third party

Why it’s great
Get your own bank in three weeks for collectives and merchants without banking compliance requirements.


Sisco Sapena, CEO
Sapena studied technical agricultural engineering and holds a postgraduate degree in Telematics. He is one of Spain’s internet pioneers and takes around the world, always focusing on innovation.


Lleidanet_AlexArgudoAlex G. Argudo, TOPAYz CEO and Head of Banking and Insurance at SATEC
Argudo studied at HBS, Berkeley, and MIT in Business and Technology. He is a former executive at Santander.

FinovateSpring Sneak Peek: RFM


FS2017-Logo(rev)V1A look at the companies demoing live at FinovateSpring on April 26 & 27 in San Jose. Pick up your tickets today and save your spot.

RFM provides the new risk architecture for lenders of all sizes. With unprecedented situational awareness of risk exposure/reserve needs, users of the technology can run scenarios, simplify regulatory compliance, and rapidly deploy models.


  • Stress Testing automation simplifies regulatory compliance
  • Production deployment of models reduced from months to days
  • ‘Model Injection’ integration means no complex re-engineering required

Why it’s great
‘Risk Cockpits’ reduce the cost and effort of stress testing and regulatory compliance. ‘Model Injection’ integrates model engine with credit systems so updates propagate instantly and automatically.


Nick Stavrou, Managing Director
Stavrou is former Executive Director at Goldman Sachs, Global Head of Credit Models at National Australia Bank, founder of risk consulting firm Q-Risk Strategies, and co-founder of RFM.


RFM_MarkZangariMark Zangari, CTO
Zangari is a software innovator and senior executive with 25 years experience. He is formerly CTO of Spatialinfo, launching U.S. division in 2000, was co-founder and CEO of modeling/machine learning firm Quantellia since 2010, and joined RFM in 2016.

FinovateSpring Sneak Peek: TALK Accounting


FS2017-Logo(rev)V1A look at the companies demoing live at FinovateSpring on April 26 & 27 in San Jose. Pick up your tickets today and save your spot.

The new TALK app from AutoKept is the first AI and voice recognition add-on to popular software that wipes out 90% of daily bookkeeping and tax records for small businesses.


  • Documents go directly into QuickBooks
  • AI understands a voice memo about transactions to code automatically
  • Platform captures the purpose of the transaction so books are done right, instantly

Why it’s great
TALK Accounting is the easiest and cheapest bookkeeping app available for business owners who want good books done automatically at a fraction of the normal labor cost.


KC Truby, President
Truby started his first bookkeeping business in 1968. Watching his clients struggle with finances inspired him to create the TALK accounting app.

FinovateSpring Sneak Peek: Capsilon


FS2017-Logo(rev)V1A look at the companies demoing live at FinovateSpring on April 26 & 27 in San Jose. Pick up your tickets today and save your spot.

Capsilon transforms the speed and economics of the mortgage production process by leveraging intelligent automation to transform your existing mortgage process into a modern digital mortgage factory.


  • Order of magnitude velocity improvement in both speed and costs
  • Optimal workflows based only exception-only handling
  • Highest integrity processes that are repeatable, scalable

Why it’s great
Capsilon powers the shift to a high-velocity, digital mortgage factory with intelligent process automation.


Ted Hicks, Director of Product Management

Sanjeev Malaney, CEO

Revealed: The Full Presenter Roster for FinovateSpring 2017


As we approach the home stretch with just two weeks to FinovateSpring 2017, we’re thrilled to announce the full presenter roster. This list includes 60 presenting companies and 420 minutes of the most cutting-edge innovations in fintech—all in just two days.

The full presenter roster is on our website and below:

To get an inside look into our presenting companies and their innovations, check out our sneak peek blog series that we’ll continue to update before the event takes place on April 26 & 27.

FinovateSpring will also conclude with our first ever panel! Our panelists will recap the key demos and help put the innovations on display into a broader context. Stay tuned on our agenda page once more details become available.

We hope you’ll join us for Finovate’s tenth event in the Bay Area to witness these innovative companies and our first ever closing panel. Tickets are on sale at The event is coming up quickly, so get your ticket soon!

Over 50? Welcome to the New Frontier of Fintech!

Guest post by Theodora Lau, Director of Enterprise Strategy and Innovation at AARP, a sponsor of FinovateSpring 2017. Originally published April 4.

Update: Check out a copy of AARP’s April 2017 Financial Innovation Frontiers report online.

The financial services industry has shown no shortage of enthusiasm for the millennial generation, with banks and startups all clamoring to be the first to understand and serve the needs of the young digital natives and the mobile first generation.

But what about the rest of Americans?

Meet the most financially challenged generation in American history. There are over 111 million Americans aged 50 and older, confronting a financial future with high anxiety, great struggle, and kitchen table economics that are more complex than any generation has ever faced. Financial decisions are numerous and amplified in importance with longevity. Much is at stake.

Many of these consumers are financially exposed and ill-prepared in three critical areas where financial innovators can have a transformative impact:

  • Financial fitness
  • Healthcare emergencies
  • Retirement readiness

Although the 50-plus community represents only 35% of the entire U.S. population, they account for $116.8 billion in revenue in 2017 for the traditional banking industry. They are avid users of digital tools, services, and products, and they are increasingly finding that their needs are not met by the bank offerings alone. As a result, they are turning to alternative financial services and products. For 2017, AARP forecasts the 50-plus consumers will spend $15.3 billion in the fast-emerging alternative financial services sector.

To win over this market, innovators need to:

  • Remove friction from the user experience
  • Improve customer service
  • Proactively deliver personalized insight and advice
  • Transform consumer financial anxiety into digital empowerment
  • Influence regulatory change and financial policy to encourage healthy digital disruption

Americans approaching retirement have the most to gain from financial innovation for one simple reason: They must make crucial financial decisions. Only one in four 50-plus consumers is highly confident they can meet their financial needs in the next five years.

So the opportunity is clear: Ignoring these needs translates to leaving money on the table. The financial services industry must rethink how it delivers financial services that are useful for the 50-plus consumers. It must find a way to proactively engage them more deeply, and leverage digital tools to put the “personal” into “personal finance”, with one-to-one insight, advice, and recommendations.

The clock is ticking.

*The above is an executive summary of the new Financial Innovation Frontiers Report, produced by Javelin Strategy & Research and AARP. The full report will be released at the 6th Annual Innovation@50+ LivePitch event at Mountain View, CA, on April 13. Engage with thought leaders, entrepreneurs, investors and AARP consumers for a day of FinTech panel discussion and startup pitches. Register at our event page Innovation@50+ with comp code AARP2017 for friends of Finovate.

*The full report will also be available for attendees at FinovateSpring 2017, April 26 & 27, where AARP is a sponsor.

For more information about AARP’s technology innovation initiatives and how AARP spark innovation in the marketplace for the benefit of people over 50, please visit Innovation@50+.