NICE Systems’ Real Time Authentication Uses Voice Biometrics to Ensure Customer Identity

NICE Systems’ Real Time Authentication Uses Voice Biometrics to Ensure Customer Identity
This post is part of our live coverage of FinovateFall 2014.
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NICE Systems showed off its Real Time Authentication:

“Real-Time Authentication strengthens and streamlines the authentication process by utilizing voice biometrics to authenticate customers in real time during their conversation with an agent.
With Real-Time Authentication, contact centers can:
        • Securely authenticate customers in real time with no customer effort
        • Expedite time to service and free up more time for revenue generating activities
        • Passively enroll the vast majority of their customers seamlessly
        • Improve fraud protection on all enrolled accounts”
Presenting: Matthew Storm, Director, Innovation & Solutions and Jade Kahn, Solutions Marketing Manager
NICEhomepage
Product Launch: September 2013
Metrics: $945M NICE revenues (2013) & 3,700 total employees
Product distribution strategy: Direct to Business (B2B)
HQ: Paramus, NJ
Founded: January 1986
Twitter: @NICE_Enterprise

Top Image Systems Showcases its Omni-Channel Approach with GlassCapture and MobiFLOW

Top Image Systems Showcases its Omni-Channel Approach with GlassCapture and MobiFLOW
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This post is part of our live coverage of FinovateFall 2014.

Starting off FinovateFall 2014 with a bang is Top Image Systems, demoing Glass Capture and MobiFLOW.

“We’re demonstrating an integrated part of omni-channel approach to capturing the necessary information in the enrollment and account-opening process. Showcasing the flexible and extensible Mobile SDK and Webservices APIs in MobiFLOW on the server, the demo shows a sample bank application that a retail or commercial banking officer might use on a tablet while wearing Google Glass to capture information from documents typically used in the account-opening process. While showing only a few examples, we are also discussing how Google Glass leverages the same technology in TIS’ in-market mobile phone and tablet solutions, allowing a user to easily switch between these devices for the best user experience.”
Presenting: Jim Charanis (Director, Mobile & Banking Solutions) & Avi Mileguir (EVP & General Manager, Americas)
TopImageSystemsHomepage_LiveBlog
Product Launch: June 2013
Metrics: In 2013 we had annual revenue of $29M and 200 employees, and in February 2014 we raised $15M in a secondary offering following our IPO in the mid-90s.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed.
HQ: Tel Aviv, Israel
Founded: March 1991
Twitter: @TopImageSystems

FinovateFall 2014: Ready, Steady, Go!

FinovateFall 2014: Ready, Steady, Go!
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It’s rehearsal day here at FinovateFall 2014 – just 24 hours before the lights go up and the first of 70 live demos of the latest in fintech innovation begins.

Monday is a day of preparation for everyone: for the innovators practicing their pitches and triple-checking their laptops, smartphones, and tablets; for the ballroom technical crew and the Finovate team tending to last minute details …

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But Monday is a day of preparation for attendees, as well. And to help make sure you’ve got everything you need in order to make the most out of your FinovateFall experience, here’s a last minute rundown of the whats, whens, and whys of the event – whether you are joining us in New York here at the Hilton Midtown or following the show via Twitter or the Finovate Live Blog.
Registration
Registration begins at 8am, with the first demo starting at 9am. We are expecting a full house, so be sure to arrive early.
Agenda
Below is quick guide to the demos on Tuesday and Wednesday.
FF2014_Agenda
Twitter & Live Blog
They say if you can make it here, you can make it anywhere. But for those who weren’t able to make it to New York this time around, there are a couple of ways you still can take in every minute of FinovateFall.
Our Live Blog at Finovate.com will cover every demo, every presenter, every company over the two days of FinovateFall. You can also follow the show by way of our Twitter feed @Finovate. Just use the hashtag #Finovate and join in the conversation.
Bizzabo App
And last but not least, if you’re here in town for FinovateFall 2014, please be sure to join the community on Bizzabo. Available on iOS, Android, and via the web, Bizzabo is a great way to see, meet, and connect with your fellow attendees as well as learn more about the companies demoing at the event.

Counting Down to FinovateFall 2014

Counting Down to FinovateFall 2014
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We’re only a day-and-a-half away from FinovateFall 2014our twenty-first conference, and things are really coming together here in New York City.

The Finovate team arrived earlier this week and has been busy fine-tuning the venue, organizing attendee packets, and preparing for the largest Finovate audience of all time, nearing 1,500 (thanks everyone!).

The presenting companies will begin pouring into the venue tomorrow to practice their demos and get the lay of the networking hall.

Before you arrive, here are some key things to keep in mind:

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Where


Agenda
We’ll open the doors at 8AM. Registration and continental breakfast will continue until just before 9AM, at which point the first demo will begin.
Here’s the full agenda:
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    • Remember to pack plenty of business cards and wear comfortable shoes
    • Download the Finovate app before the show to get a glimpse of who you’ll be rubbing elbows with
    • Contribute to the conversation on Twitter using #Finovate, and follow @Finovate to stay updated on news about the companies on stage 
    • Check out the Finovate blog to watch the live coverage of each company’s demo on stage.
    • If you’re up for some last minute studying, check out our Sneak Peek series to see what some of the demos will focus on.

If you have any last minute issues or questions, please see our frequently asked questions or email fall@finovate.com and our team will be happy to help. We can’t wait to see you all in New York!

FinovateFall 2014 All Mapped Out

FinovateFall 2014 All Mapped Out
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FinovateFall is generally one of our most geographically diverse events. Next week at the Hilton Midtown in NYC, we’ll see companies take the stage from all over the United States.

While 10 companies are based in New York City itself, not everyone will have such an easy travel schedule to the New York Hilton Midtown, where the action begins September 23. In fact, of 72 companies debuting their newest tech, 18 companies from 10 nations are from outside of the U.S. 

Check out the map to see the full geographical array (click map to enlarge).

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We are nearing a sellout, but you can still get yours today.

Interested in meeting some of these companies in person, or just seeing who else will be attending? If you’re registered for the show, connect with the Finovate community:

1) Download the Bizzabo app in the Apple App Store or Google Play Store. You can also access it from the web interface.

2) Search “Finovate” and sign in using the same email address as the one you used to register for the conference. 

Who’s Who in New York Fintech Scene Features Five Finovate Alums

Who’s Who in New York Fintech Scene Features Five Finovate Alums
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With FinovateFall 2014 starting a week from today, you’ll have to forgive us if we’ve got a little New York on the brain.

But you’d have to admit that the latest roundup of the New York fintech scene’s “Need to Know” from AlleyWatch couldn’t be more timely.

Even better, not only does the lineup include five companies that have demoed at Finovate shows in the past, it also features a pair of alums that are presenting at the upcoming FinDEVr event in San Francisco, as well.
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That would be CardFlight and Thinknum. Derek Webster, founder and CEO of CardFlight, and Thinknum Co-Founder Justin Zhen were two of the five alums featured in AlleyWatch’s “21 People in the New York FinTech Scene You Need to Know About.” CardFlight specializes in mobile POS technology that enables card-present transactions. Thinknum has designed a web-based platform that helps financial analysts leverage big data to better value companies.

Both companies will be presenting at FinDEVr at the end of the month. Bronze sponsor CardFlight will host a presentation at FinDEVr on Tuesday. Thinknum will be holding its FinDEVr workshop on Wednesday. And there’s still time to get your tickets and join us for the first fintech event for developers.
Also noted in AlleyWatch’s review of New York’s Fintech Who’s Who were Betterment Product Manager Nick Gavronsky, LearnVest founder and CEO Alexa von Tobel, and Market Prophit CEO Igor Gonta.
Betterment was a Best of Show winner at FinovateFall in 2010. LearnVest won Best of Show honors for its demo at FinovateFall 2013. And Market Prophit made its Finovate debut at FinovateSpring 2014 in San Jose.

At the Beginning of the Apple Pay Era, FinDEVr Brings Builders Back into the Spotlight

At the Beginning of the Apple Pay Era, FinDEVr Brings Builders Back into the Spotlight
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What are fintech developers up to in the newly-christened Age of Apple Pay?

Long before anyone had a clue what was going on with payments in Cupertino, fintech developers were busy at work building on many of the innovations that have already helped put financial technology in the same conversation as the latest consumer electronics gadget and the hottest trends in social media.

So it is no surprise to find these developers bringing many of the same themes that dominant tech headlines to FinDEVr: the first event for fintech developers.
FinDEV-Themes1
FinDEVr is a unique opportunity for software architects, product engineers, and other builders to meet, network with, and learn from the professionals whose technology is behind some of the most widely deployed financial goods and services in the world. 
With presentations and workshops from industry veterans ranging from Avoka to Yodlee (see the full line up here), FinDEVr is an ideal setting for developers to make key contacts, discover new tools and technologies, and jumpstart their own projects.
Coming to San Francisco’s UCSF Mission Bay Conference Center, FinDEVr begins Tuesday, September 30 and continues through Wednesday, October 1. To get your tickets and save your spot, visit our registration page.
And be sure to join the FinDEVr community while you’re at it. We’ve partnered with Bizzabo to make it even easier to find, meet, and get to know your fellow attendees before, during, and after the event.
If you’ve registered to attend FinDEVr, then you’re set. Just download the Bizzabo app (available for both iOS and Android) and use the same email address you used to register for the conference to log in to Bizzabo. Search for “FinDEVr” and you’re ready to go.
Questions? Send us an email at SanFran@FinDEVr.com.


FinovateFall 2014: Meet the People in Your Fintech Neighborhood

FinovateFall 2014: Meet the People in Your Fintech Neighborhood
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FinovateFall 2014 is only a few weeks away. And if you are still among those who have not yet picked up your tickets, here’s a reminder of the kinds of folks who have already registered to be in attendance at what promises to be our largest FinovateFall to date.

As always we’ll have the Presidents, CEOs, Directors, and SVPs, the key deciders at innovators and enterprises large and small. But take a closer look below. 

Chief Creative Officers, Innovation Strategists, and Software Architects will also be on hand … to say nothing of the managers, analysts and partners who handle everything from acquiring talent to coordinating strategy to investing capital.

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Lights go up at FinovateFall 2014 on Tuesday, September 23, and the conference continues through Wednesday. 72 companies. 300 minutes of high-quality networking. 500 minutes of live demos. And an audience likely to top 1,200. What’s not to look forward to about FinovateFall 2014?
There’s no better way to meet the people in your fintech neighborhood than being a part of FinovateFall. To pick up your tickets today, visit our registration page here. And if you’ve already registered, be sure to join the FinovateFall 2014 community on Bizzabo.


From API to POS: The Themes of FinovateFall 2014

From API to POS: The Themes of FinovateFall 2014
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It’s hard to believe that FinovateFall 2014 is only two weeks away. And if the pre-event buzz is any indication, conference attendees and presenters alike are in store for quite a show.

As always, our presenters are a fascinating mix of new startups and industry veterans, and the innovations they will be demonstrating on stage later this month are no less diverse and interesting.

Take a look for yourself courtesy of our FinovateFall 2014 Theme Word Cloud. From authentication and biometrics to machine-learning algorithms and self-service banking, FinovateFall has something for everyone.

FF2014ThemeCloud
If you like what you see then you’ll love what we’ve got in store for you at FinovateFall 2014. This year, FinovateFall is moving to the New York Hilton Midtown. Located on the Avenue of the Americas, our new venue is centrally located, convenient to public transportation, and fully-equipped to serve as the center of the fintech universe for two days in late September. 
We hope to see you there! Click here to get your tickets today.

Get Connected: Join the FinovateFall 2014 Community on Bizzabo

Get Connected: Join the FinovateFall 2014 Community on Bizzabo

Once again we are partnering with social networking innovator, Bizzabo to make it that much easier for you to find, meet, and network with your fellow attendees at FinovateFall 2014.

FinovateFall 2014 will mark the third time we’ve turned to Bizzabo to help provide conference attendees with every opportunity to get in touch with colleagues and new acquaintances before, during, and even after the event.

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Download Bizzabo and get connected today. Search for the app (“Bizzabo”) in the Apple App Store or at Google Play. Once you’ve downloaded the app, search for “Finovate”, sign in, and then press the green “Join the Community” bar and you’re ready to go.
If you’re new to Bizzabo, you can sign up using your LinkedIn information or simply set up an account using your email address (the email address you used when registering for Finovate) and a password. Please email fall@finovate.com if you are asked for a code or have any difficulty signing in.
What is all this Bizzabo business good for?
  • See, meet, and connect with fellow Finovate attendees
  • Learn more about the presenting companies and their presentations via the “Partners” and “Agenda” tabs, respectively
  • Get to know the backgrounds of conference speakers courtesy of LinkedIn profiles.
You can also use Bizzabo on your laptop or PC courtesy of Bizzabo’s web app – available here.

Questions? Send us an email at fall@finovate.com and we’ll be glad to help.

FinovateFall 2014 Sneak Peek: Part 5

FinovateFall 2014 Sneak Peek: Part 5

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After resting up over the weekend, we hope you’re ready to take a look at six more companies that will demo their newest fintech creation in New York City at FinovateFall this September 23 and 24.

Over the course of the past few weeks, we’ve seen:

Don’t miss out; get your ticket here to be a part of the action.



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Business Centric Services Group (BCSG) is a cloud- services brokerage offering business apps for small businesses via FIs with a platform reaching over 4 million SMBs worldwide.
Features:
    • Modularized platform that allows FIs to tailor their offering
    • 24×7 support for SMBs on all apps
    • Client support: from proposition design, to go-to-market strategy, to ongoing delivery
Why it’s great:
Its platform will continue to evolve with the market. Whatever it does, it will always start with the small business need.
JohnDavisBCSG

Presenters:

1) John Davis, Managing Director
Prior to BCSG Davis spent 10 years at Barclays where he was Marketing and Product Director for Barclays Business, and also Managing Director of Clearlybusiness.
AndrewBCSG

2) Andrew Garney, Commercial Manager

Before joining BCSG Garney held various technical and project delivery roles at Hewlett Packard Enterprise Services and De La Rue.

DieboldZenmonics
Diebold’s evolution of Relationship Banking lowers the costs of self-service channels in the branch, combined with a seamless extension of tablet-based Sales, Servicing and Account Opening
Features:
    • Advanced teller transactions moved to self-service terminals
    • Personalized Account Opening, Sales & Service via Tablet
    • Shared customer history and product promotion across channels
Why it’s great:

Diebold furnishes the ability to effectively identify, engage, service and anticipate the needs of customers across your self-service and assisted channels will differentiate your brand.
Presenters:
1) Shelly Ewing, New Business and Solution Incubation for Diebold  
2) Chris Siemasko, SVP Product Solutions for Zenmonics  

LarkyLogonew

Larky delivers engagement and loyalty through a unique platform that provides point-of-sale discounts at local and national merchants and magically reminds users of offers at the right time and place.

Features:

  • Location-triggered alerts when a discount is near
  • Tracks 2,000+ memberships. Users never miss an offer they deserve (including yours!)
  • White-labeled platform seamlessly ties in with your brand
AndrewBankLarky

Presenter:

Andrew Bank, Co-Founder
Successful start-up entrepreneur with substantial experience identifying and developing products, services, and business relationships with high ROI. Passion for creating compelling new solutions.

MaxMyInterestLogo

MaxMyInterest by Six Trees Capital LLC is an intelligent cash-management solution that helps investors earn up to 0.80% more on FDIC-insured bank deposits, rebalancing funds automatically as rates change.

Features:

    • Earn up to 0.80% more on cash without changing your checking account
    • Get the best interest rates, automatically, even as rates change
    • Fund
      s move to and from checking as needed
Why it’s great: 
Max brings efficiency and transparency to the $12 trillion market for cash, making it easy for investors to securely and effortlessly increase the yield on the cash portion of their portfolios.
MaxInterestGary

Presenters:

1) Gary Zimmerman, Founder and Chief Executive Officer
Zimmerman is an investor and entrepreneur, focused on financial technology. Prior to founding MaxMyInterest, he was an investment banker at Citigroup. He graduated from Harvard University with a degree in economics.
MaxInterestRichard

2) Richard Wu, Director of Engineering

Wu leads the technology development team and is an expert in interface design. He graduated from the University of Illinois at Chicago with a degree in Computer Engineering.  

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Sonavation empowers trust through ultrasound technology by creating more secure environments in which to access sensitive financial data, conduct non-cash transactions and offer peace of mind.

Features:
    • Impenetrable security using ultrasound technology and cloud-based Identity-as-a-service infrastructure
    • Protection of sensitive banking information
    • ATM, credit and debit card protection
Why it’s great:
Sonavation is on a mission to replace passwords and PINs with highly secure biometric solutions, leveraging the power of ultrasound to deliver piece of mind.
BobStewart

Presenter:

Bob Stewart, Chief Operating Officer
Stewart is the Chief Operating Officer at Sonavation, currently focused on delivering the convergence of physical and cyber security.

TickSmithlogo

TickSmith has built the first commercial Big Data platform for financial data.

Features:
    • Powerful and scalable Big Data technology and analytics
    • Management of all types of financial data
    • Solve compliance, reporting, analytics and distribution problems on huge data sets
Why it’s great:
TickSmith provides out-of-the-box, previously unavailable possibilities to exploit financial big data.
FrancisWenzel

Presenters:

1) Francis Wenzel, CEO
Seasoned financial data and technology executive and entrepreneur with 28 years of experience.
LinkedIn
DavidCote

2) David David Côté, CIO

Entrepreneur, consultant and IT Architect with 17 years of experience developing, architecting, deploying and running technology solutions and infrastructure for banks, travel and IT companies.
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Check back this Thursday to see another six companies that will demo at FinovateFall 2014.

FinovateFall 2014 Sneak Peek: Part 4

FinovateFall 2014 Sneak Peek: Part 4
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Three installments of our FinovateFall 2014 Sneak Peek series are already in the books. But we’ve still got plenty of companies to introduce you to in the weeks leading up to what promises to be our largest FinovateFall event to date. If you haven’t gotten your tickets yet, click here to save your spot today.

Before we get started, here are some links to our previous Sneak Peeks to help get you up-to-date.

And now, meet FamDoo, iQuantifi, mCASH, PayItSimple, Toopher, and WorkFusion.


FamDoo_logoff2014

FamDoo develops life-ready kids one task at a time. The Modern Allowance is a proven loyalty-based system armed with current technology and strategic partnerships.

Features:
  • The Modern Allowance is an applied learning approach to financial literacy
  • New technology brings families together
  • Family currency rewards kids for a job well done
Why it’s great:
FamDoo is an exciting new tool for the family, raising the next generation of fiscal consumers now. Gain access through a strategic partnership with FamDoo.
Presenters:
MarkFamDoo

1) Mark Lacek, Co-Founder and CEO

Co-developed, enhanced one of the first loyalty programs for the airline industry: Northwest Airline’s WorldPerks, frequent flyer program. Designed and managed additional global loyalty programs.
2) Mystery Guest


iQuantifi Logo DePalma d4

iQuantifi is a virtual financial advisor that provides comprehensive and personalized advice to users based on their goals and resources.

Features:
  • Helps you free up cash in your budget to fund your goals
  • Shows you multiple ways to accomplish your goals
Why it’s great: 
We provide a comprehensive financial plan with investment advice that instantly adapts to your life as it changes.
Presenters:
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1) Tom White, Founder and CEO

Tom has been a financial planner and investment advisor for over 17 years and in that time he has built and sold two investment advisory firms.
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2) Karen White, Co-Founder and Chief Product Officer

Karen has been designing and building products for over 20 years with the majority of her experience spanning the financial and education fields.

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mCASH is a unique payment infrastructure that connects banks, merchants and consumers in a real-time payment and information sharing network.

Features:
  • Built on FSA-approved Google Cloud infrastructure
  • Reduces cost for merchants, increases revenue for financial institutions
  • Users can pay in any scenario using any electronic funding source
Why it’s great:

Pay anyone, anywhere with the funding source of your choice.
Presenters:
danieldoderlein_mcashff2014

1) Daniel R. Døderlein, Founder and CEO

Døderlein is a Norweigian serial entrepreneur with background from several IT and telecom startups. He is also a sought-after speaker in the field of payments.
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2) Anders Nicolai Bakke, COO

Nicolai Bakke is a computer science graduate, turned management consultant before ending up in the startup world, At mCASH, he focuses on strategy, biz-dev, fundraising, people management, and structure.


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PayItSimple‘s patented technology enables instant consumer financing without assuming any credit risk.

Features:

  • Merchants: increased conversation rates and ticket size; simple and secure to implement and use
  • Consumers: Seamless payments, improved cash flow, no credit application, no fees, and no interest
Why it’s great:
For the first time in the Unites States, merchants can offer their customers fully secured interest-free installments in their existing credit cards.
Presenters:

AlonFeitPayItSimple

1) Alon Feit, Co-Founder 

Feit has 25 years of experience in the credit card industry, both in Israel and Brazil.
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2) Stacy Fassberg, Vice President, Marketing

Fassberg is a marketing professional with over 25 years of experience with global technology start-ups, specializing in marketing strategy, communications, branding and product marketing.


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Toopher‘s multi-factor authentication platform uses the location awareness of a mobile device to automate logins/actions based on a user’s normal behaviors.

Features:

  • Highly usable: patented automation creates an invisible user experience
  • Highly secure: out-of-band auth mitigates endpoint attacks
  • Highly innovative: adds to convenience without sacrificing security
Why it’s great:

Toopher is the most usable and most secure multi-factor authentication solution available.
Presenters:

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1) Josh Alexander, CEO and Co-founder

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2) Evan Grim, Founder and CTO


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WorkFusion is a SaaS crowd computing platform that automates the sourcing, aggregation, and structuring of data by pairing machine learning with human intelligence.</div

Features:

  • Self-repairing automation pairs algorithms with human workers
  • 30 million on -demand workers for performing tasks and training algorithms
  • 50% reduction in cost
    of creating financial content
Why it’s great:
The financial industry is filled with high-volume, repetitive data work, and WorkFusion cuts the cost of it by 50% through machine learning automation.
Presenters:
Maxyankelevich_workfusionff2014

1) Max Yankelevich, CEO

Yankelevich founded WorkFusion to improve the productivity and efficiency of the data-driven enterprise by combining the power of cloud computing, crowdsourcing, and machine learning.
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2) Adam Devine, VP of Product Marketing

Devine has spent his career connecting the dots between steep business problems and great technology. The financial sector is his favorite problem, and WorkFusion is his favorite technology.


Join us next Tuesday for another set of six fintech innovators that will be demoing their technologies at FinovateFall in September.