Novabase Launches MyWizzio, a Unique Smart Machine for Financial Advisers

Novabase Launches MyWizzio, a Unique Smart Machine for Financial Advisers

NovabaseThis post is part of our live coverage of FinovateFall 2015.

The team from Novabase is up next.

MyWizzio, powered by IBM Watson, is a smart machine for financial advisers that provides a unique approach to drive sales and productivity. Built as an intelligent ecosystem of apps designed to leverage your existing tools and third parties, the solution adapts around each user’s context, using cognitive computing to achieve a higher level of performance when managing research, relationships, and sales. MyWizzio extends this tailored experience to the end-clients, creating a more holistic landscape with the right mix of self-service and direct-to-adviser engagement.

Presenters, left to right: Pedro Gaspar, director of innovation; Jay Wong, senior business developer

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Product launch: MyWizzio is launching September 2015 at FinovateFall
Product distribution strategy: Direct to business (B2B)

HQ: Lisbon, Portugal
Founded: 1989
Website: wizzio.novabase.pt
Twitter: @wizzio_Novabase

LiquidLandscape Debuts Notebook, a Risk-visualization Workspace

LiquidLandscape Debuts Notebook, a Risk-visualization Workspace

This post is part of our live coverage of FinovateFall 2015.

LiquidLandscapeLogoNext, LiquidLandscape debuted Notebook, its risk-visualization workspace:

LiquidLandscape Notebook is a collaborative, risk-visualization and -exploration workspace. Problem identified, problem communicated, problem solved.

Presenters from left: Co-founders David Lin, CTO, and CEO Margit Zwemer

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Product launch: June 2015
Metrics: Barclays/Techstars Accelerator, London
Product distribution strategy: Direct to business (B2B)

HQ: San Francisco, California
Founded: July 2013
Website: getliquidlandscape.com
Twitter: @lqdlandscape

Lexmark Enhances Mobile Onboarding Platform With Natural Language Interaction

Lexmark Enhances Mobile Onboarding Platform With Natural Language Interaction

This post is part of our live coverage of FinovateFall 2015.

LexmarkLogoThen, Lexmark showed off upgrades to its Mobile Onboarding Platform:

Lexmark is demonstrating a significant customer enhancement to its Mobile Onboarding Platform: a frictionless mobile onboarding process driven by interactive and instructive, natural voice recognition along with a virtual collaboration session to e-sign the application in real time.

The demonstration guides the customer along the new account-application process with instructions and guidance in natural language trained for this specific purpose. The applicant can interact with the platform in plain English to correct data extracted from their driver’s license, advance to the next step, initiate a same-session video-chat to collaboratively e-sign the new account application in real time, and finally to submit the completed application.

Presenters: Darren Collins, global director, financial services and insurance; Chris Edington, senior marketing manager, industry solutions

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Metrics: Sells products in more than 170 countries; 12,700 employees; NYSE: LXK; $3.7 billion in revenue (2014)
Product distribution strategy: Direct to business (B2B)

HQ: Lexington, Kentucky
Founded: January 1991
Website: lexmark.com
Twitter: @lexmark

Encap’s Omnichannel Enablement Platform Offers a Consistent, Secure UX Across Channels

Encap’s Omnichannel Enablement Platform Offers a Consistent, Secure UX Across Channels

EncapSecurityLogoThis post is part of our live coverage of FinovateFall 2015.

Next, Encap Security debuted its Omnichannel Enablement Platform:

Encap’s Omnichannel Enablement Platform enables financial services companies to unite their previously separate transaction channels to create a clean, consistent, and safe method of access for their customers at any point. The result is increased satisfaction, reduced confusion, and an improved user experience whereby customers always know what to expect and when to expect it. Omnichannel to Encap means truly uniting all channels for customers: telephone, card, ATM, in-branch, online/mobile or anything else. This combination of unity and security allows for the delivery of enhanced products and services, improved revenue, and dramatically reduced costs.

Presenter: Adam Dolby, VP, business development

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Product launch: 2014
Metrics: $8.3 million raised; 15 employees
Product distribution strategy: Through financial institutions; through other fintech companies and platforms

HQ: Palo Alto, California; Oslo, Norway
Founded: 2007
Website: encapsecurity.com
Twitter: @encapsecurity

RMS Presents Yap to Help FIs Generate Quality Leads

RMS Presents Yap to Help FIs Generate Quality Leads

RMSThis post is part of our live coverage of FinovateFall 2015.

Helping get our second session of the day started is the team from RMS.

YAP is a referral solution that is making it fast and easy for financial institutions to engage and reward account holders by generating highly qualified leads, enhancing account holder loyalty, and boosting brand awareness while saving financial institutions up to 35% of the cost of general acquisition marketing costs.

Presenters: Baron Unbehagen, CEO, and Matt Domanico, SVP, marketing

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Product launch: October 2014

Metrics: RMS is privately owned and presently employs 21 full-time employees; the company services the efforts of more than 100 financial institutions to acquire new accounts across multiple product lines annually.
Product distribution strategy: Direct to business (B2B); through other fintech companies and platforms; licensed

HQ: Grapevine, Texas
Founded: January 1976
Website: goRMS.com

Fiserv Combines Wearables and iBeacons for ATM Withdraws

Fiserv Combines Wearables and iBeacons for ATM Withdraws

This post is part of our live coverage of FinovateFall 2015.

FiservLogoNext, Fiserv showed how users can withdraw cash from an ATM using wearables and iBeacons:

Fiserv understands that consumers are increasingly demanding more impactful banking experiences from their financial institutions. Built on Fiserv’s globally proven Mobiliti™ platform, this demonstration shows how a consumer can withdraw cash from an ATM without a card by using banking dependent upon wearables and location services with iBeacons/Bluetooth low-energy. This new innovation delivers a rich and compelling banking experience that brings digital and offline together.

Presenters: Andrew Barnett, principal technical sales consultant; David Carr, innovation manager

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Product launch: September 2015
Metrics: $5.1 billion revenue in 2014; publicly traded; 21,000 associates worldwide; 13,000 financial institutions and business clients worldwide
Product distribution strategy: Through financial institutions

HQ: Brookfield, Wisconsin
Founded: July 1984
Website: fiserv.com
Twitter: @Fiserv

Finanteq Presents its SuperWallet with mCommerce Cloud

Finanteq Presents its SuperWallet with mCommerce Cloud

FINANTEQThis post is part of our live coverage of FinovateFall 2015.

Our final demonstration of the session features the team from Finanteq.

Superwallets are the next generation of mobile banking solutions, combining three important parts—banking, payments, and m-commerce—all in a single mobile app. FINANTEQ extends mobile banking with m-commerce platforms and services like bus tickets, parking feeds, everyday grocery shopping, bill payments, take-out food, coupons, offers, event tickets, flower post, hotel booking, taxis, trains, flights and many others, combined with banking and payments in one unified UX across all services.

Presenters: Artur Malek, marketing mgr.; Tomasz Perski, mCommerce operations mgr.; Kate Miroslaw, customer adviser

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Product launch: 2014

Metrics: Company employs 100 professionals in Poland and the United States
Product distribution strategy: Direct to business (B2B)

HQ: Lublin, Poland
Founded: September 2014 (spinoff from eLeader)
Website: finanteq.com
Twitter: @finanteq

Eco-Mail Transforms Physical Mail into a Secure Digital Exchange System

Eco-Mail Transforms Physical Mail into a Secure Digital Exchange System

Eco-MailThis post is part of our live coverage of FinovateFall 2015.

Making their way to the stage is the team from Eco-Mail.

Our exchange platform has two products: EMX Enterprise helps large businesses transform and distribute their physical mail in digital form. The Eco-Mail solution eliminates physical mail infrastructure, thereby driving tremendous savings and making your organization more digital, efficient, accountable, and customer-responsive.

EMX Consumer efficiently delivers compelling personalized content to destinations consumer already know, use, and trust. Eco-Mail’s revolutionary solution doesn’t disrupt existing consumer relationships: We enhance them for mailers, distributors, consumers, and payment processors.

Presenters: Jay Maller, CEO and founder; Chief Revenue Officer Roy Spinelli

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Product launch: September 2015

Metrics: $1.6 million raised to date; 12 employees
Product distribution strategy: Direct to business (B2B); through financial institutions

HQ: Mt. Kisco, New York
Founded: 2012
Website: eco-mail.com
Twitter: @eco-mail

D3 Banking Launches Small-business Banking Solution

D3 Banking Launches Small-business Banking Solution

This post is part of our live coverage of FinovateFall 2015.

D3BankingLogoD3 Banking launched its Small Business Banking solution:

D3 Small Business Banking allows FIs to provide business owners access to the basic financial tools from any digital device. Using transactional analysis, D3 Small Business Banking automatically generates pre-formatted cash flow and income statements, provides budgets based on either a three-month average by category and/or manually inputted data from the end user, and creates reports that provide current and time-over-time analysis of both expense and income categories. In addition, D3 Small Business Banking includes a robust user management and dual approval system with alerting capabilities that work with any digital device, including wearables such as the Apple Watch.

Presenters: CMO Michael Carter and Andy Holdt, director, sales support

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Product launch: September 2015
Metrics: D3 Banking has 67 employees; more than 250,000 FI customers use D3’s legacy products; by 2016, a projected one-million+ users will be on its data-driven digital banking platform.
Product distribution strategy: Direct to business (B2B)

HQ: Omaha, Nebraska
Founded: October 1997
Product Demoed: D3 Small Business Banking
Website: d3banking.com
Twitter: @D3Banking

Dyme Launches its Text Message-based Savings Solution

Dyme Launches its Text Message-based Savings Solution

dymeThis post is part of our live coverage of FinovateFall 2015.

The founder of Dyme “pay yourself” is our next presenter.

Dyme is demoing its primary service, focusing on text message interactions with the user. These texts are designed to help the user make small, in-the-moment contributions that nudge the user into saving toward long-term goals and savings.

Presenter: Joseph Prather, founder

 

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Product launch: September 2015

Metrics: Raised ~$300,000 for beta test; 5 employees
Product distribution strategy: Direct to consumer (B2C); direct to business (B2B); through financial institutions

HQ: San Francisco, California
Founded: May 2014
Website: dyme.co
Twitter: @mydyme

Bleu Introduces its PoS Network to Help Speed the Transaction Process for Consumers

Bleu Introduces its PoS Network to Help Speed the Transaction Process for Consumers

BleuThis post is part of our live coverage of FinovateFall 2015.

The team for Bleu is up next, demonstrating its Point of Sale Network solution.

Bleu facilitates mobile transactions by using Bluetooth low-energy beacons in our PoS Network. A beacon is a tiny wireless device that sends a Bluetooth signal to a customer’s Bleu app when they enter a store. The beacon connects the customer to the store and when the customer is ready to pay, they select their form of payment and the transaction is automatically completed. Bleu has patented a mobile transaction process using Bluetooth low-energy beacons, and has developed a proprietary mobile point-of-sale and consumer application. This fully integrated solution conducts transactions from any registered payment instrument.

Presenters: bleu CEO Sesie Bonsi and Brett Howell, VP, business development

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Product launch: September 2015
Product distribution strategy: Direct to consumer (B2C); direct to business (B2B); through financial institutions; through other fintech companies and platforms

HQ: Los Angeles, California
Founded: October 2014
Website: bleuco.com

Big Data Scoring Helps Lenders Leverage Big Data to Make Better Credit Decisions

Big Data Scoring Helps Lenders Leverage Big Data to Make Better Credit Decisions

Big_Data_Scoring_logo_FF2015This post is part of our live coverage of FinovateFall 2015.

The team from Big Data Scoring is making its way to the stage next.

Our big data underwriting models have been used and tested for years and show an average 25% improvement in scoring accuracy over current best-in-class scoring models. For a lender, this translates directly into better credit quality and more clients. The solution can be easily integrated into any platform and the benefits are immediate. We also offer a risk-free testing opportunity.

Presenters: Erki Kert, CEO, co-founder; Meelis Kosk, head of sales

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Product distribution strategy: Direct to business (B2B); licensed

HQ: Tallin, Estonia
Founded: February 2013
Website: bigdatascoring.com
Twitter: @bigdata_scoring