How they describe themselves: JUDI.AI is a small business lending platform, unlocking a fresh approach to SMB lending that is friendly, fast and profitable. With JUDI.AI, community banks and credit unions can digitally transform their credit decisioning and underwriting processes and continuously assess the financial health of their small business members. Unique to JUDI is our ability to supplement traditional data sources like credit scores and financial statements with automated analysis of current banking data.
How they describe their product/innovation: JUDI enables community banks and credit unions to lend more to small businesses with less risk using 4 key capabilities: Instant cash flow analysis, automated underwriting, continuous monitoring and real-time portfolio reporting. With JUDI’s unique cash flow underwriting approach, our clients process 50% more SMB loan applications with no added resources, approve 20% more loans with no added risk, and decision a loan in <10 minutes. Our lightweight application works alongside your core and LOS, allowing FIs to get up and running in as little as 8 weeks.
Product distribution strategy: Through financial institutions
Contacts:
Bus. Dev. & Press: Kyle Thom (Director of Marketing), [email protected]
How they describe themselves: Keep is solving hiring and retention challenges of companies while better aligning employer and employee goals. We’re introducing cash vesting plans to the market as an innovative new type of compensation.
How they describe their product/innovation: Introducing Cash Vesting Plans from Keep.
Cash Vesting Plans are more powerful than a traditional bonus as they vest over time allowing the employee to be rewarded for their continued contribution.
The cash plan functions like a 0% interest loan allowing the employee to draw upon ANY amount at ANY time, regardless of vesting. The employer pays down the loan at each vesting milestone while the employee is still employed at the company.
This gives the employee early access to funds for whatever they need in life.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)
Contacts:
Bus. Dev.: Tim Salikhov, Head of Business Development
Press: Kailani Joy, Head of Communications
How they describe themselves: We believe that a business’s most valuable asset are its people.
We believe in empowering all business users to contribute to their company’s competitive advantage.
We do this through our business automation solution that understands plain English.
Kognitos, the future of business automation.
How they describe their product/innovation: There are 1 BILLION business people in the world.
Less than 2% can write a single line of code.
Kognitos is a business automation solution that allows business users to build automations and business microservices without having to learn how to code. Kognitos uses natural language processing (NLP) and deep learning artificial intelligence (AI) to remove the high cost and technical barrier to entry associated with today’s automation solutions.
Product distribution strategy: Direct to Business (B2B)
Contacts:
Bus. Dev. & Press: Jason Langone, [email protected]
How they describe themselves: www.Kuantsol.ai
How they describe their product/innovation: KuantSol is the first and only E2E risk modeling one-stop shop for all-time series and ML modeling. It compresses model cycles by >50X to power agility and speed for responding to macro-micro changes impacting financial-capital performance, far faster than anything existing; and until now the domain of elite and deep pocket institutions.
KuantSol Enterprise SaaS is creating a new frontier in business performance optimization through risk modeling. It democratizes end-to-end modeling in tightly regulated environments and NBFI.
Product distribution strategy: Direct to Business (B2B), Licensed
Contacts:
Bus. Dev. & Press: Alex Shahidi, Founder & CEO
How they describe themselves: LemonadeLXP is a digital growth platform that’s specifically designed to help FIs and fintechs foster customer confidence with digital banking, create digitally fluent staff, and grow their digital banking business.
How they describe their product/innovation: LemonadeLXP’s digital enablement platform, Digital Academy, lets you quickly author a branded, searchable hub with walkthroughs of your technology – no developers needed!
Product distribution strategy: Direct to Business (B2B)
Contacts:
Bus. Dev. & Press: John Findlay, CEO & Co-Founder, [email protected]
How they describe themselves: Lendisoft is a ‘First of Its Kind’ SaaS lending platform designed to support lenders serving the underserved and those in a credit risk category. With its highly unique scalable design, Lendisoft helps smaller, regional lenders embrace enterprise best practices managing their subprime/prime portfolios. Leveraging Machine Learning, AI automation and integrated Risk Management and Compliance sophistication, consumers are better served and it helps ALL lenders be more profitable, collecting ~30% more with a programmatic approach to managing loan portfolios.
How they describe their product/innovation: An end-to-end lending suite with embedded Risk Management, Compliance and B2C mobile apps. The demo focuses on our NO-CODE streamlined workflow with particular focus on key differentiators, inclusive of Manager/Agent rules-based process design, multi-mode UI, Loan-to-Value Machine Learning, Champ/Challenger Campaigns, Next Action AI, and out-of-the-box reports. Demonstrating our Potential Delinquency portfolio method will highlight our skills-based design and Easy to Use interface. Partner integrations highlight SMS, Phone, and Payment wizards and APIs.
Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms, Licensed
Contacts:
Bus. Dev. & Press: Bill Gerber (CRO & Founder’s Circle), [email protected]
How they describe themselves: Lokyata digitizes and automates credit decisioning for auto and consumer lending.
Lokyata’s deep lending and credit risk experience, combined with a robust data science practice, pragmatic approach to data strategy, and scalable AI-driven platform deliver measurable results in increased loan approval rates, lower default rates, and improved financial margins.
Lokyata’s platform can be provided directly to banks, credit unions and alternative lenders and can be easily integrated into LOS and fintech applications to extend their capabilities.
How they describe their product/innovation: BankAnalyze assesses the applicant’s bank statements, then automates a credit decision recommendation based on weighted rules configuration + Lokyata score that we create in collaboration with the client.
Leveraging borrower-permissioned data creates a more accurate, up-to-date picture of a borrower’s credit. Doing so can help banks more safely lend to all borrowers – especially to “near prime” borrowers – without taking undue risk.
We like to say that BankAnalyze “primes” near and subprime borrowers.
Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms, Licensed
Contacts:
Bus. Dev. & Press: J.D. Crouch, Director of Business Development, [email protected]
How they describe themselves: Identity Consortium is a RegTech startup, provider of Identyum – global digital identity platform, a contracted Financial Agency (eIDAS TSP) registration authority and an EU licensed AISP. Providing services for identity verification, authentication, document signing and financial data extraction, based on 100+ years of combined expert KYC/ID industry knowledge, designed by people who have been working for successful global fintech startups and mainstream banks. Fully compliant with AML6, GDPR, eIDAS, ISO 27001 and 27701 certified.
How they describe their product/innovation: Identyum NOW is a unique global hub (with EU focus) for verifying identity and legally valid identity-based transactions. It provides people & companies with a central digital “trust anchor” – a simple web service that enables them both to check other peoples’ identity online, to protect their own identity from misuse (being 100% GDPR compliant), to use digital identity for e-signing digital documents and verifying/proving their financial and other personal data (based on EU PSD2).
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms
Contacts
Bus. Dev.: Robert Ilijaš, CEO, [email protected]
Press: Andrijana Kos Kavran, PR & Marketing Manager, [email protected]
How they describe themselves: InvestGlass is a #1 Swiss-based CRM, PMS, Client Portal, Digital onboarding tools platform. Discover the Swiss CRM platform that gives you the freedom to create, design, manage and develop your digital presence exactly the way you want.
How they describe their product/innovation: You need to keep up with ever-changing compliance regulations, but your bank is already stretched thin!
It feels like you spend more time complying with regulations than actually serving clients. And if one of your team members leaves, it’s going to be a huge challenge to replace them.
InvestGlass Automation and CRM will take care of all the compliance work for you so you can focus on what you’re good at – providing world-class investment advice. Plus, our Swiss cloud-based solution means there’s no hardware and no surrender to US or Chinese Cloud.
Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms, Licensed
Contacts
Bus. Dev. & Press: Alexandre Gaillard, 004176 3358815, [email protected]
How they describe themselves: At LeapXpert we realized that the world of enterprise and business interactions was rapidly changing to a more personal and modern way of communicating. We developed a platform with an intuitive user interface that allows integration with the world’s most popular messaging applications. Its mobile-first approach empowers any enterprise employee to instantaneously communicate from a unified and secure environment with clients or external parties who are using their preferred consumer messaging application, anytime, anywhere.
How they describe their product/innovation: LeapXpert’s Federated Messaging Orchestration Platform (FMOPTM) is an interoperable, mobile-first solution that makes conversations and data from instant messaging applications visible. It provides enterprises a comprehensive overview of all internal and external business communications, creating an accessible digital record that keeps companies in compliance and enables monitoring of conversations that involve the exchange of sensitive information.
Product distribution strategy: Direct to Business (B2B)
Contacts
Bus. Dev.: Chilip Lai, Director of Business Development & Channels, [email protected]
Press: Tatiana Schertsovsky, [email protected]
How they describe themselves: Long Game is a bank-branded, beautifully designed mobile app that uses best practices from prize-linked savings and mobile gaming to acquire new customers, increase customer engagement with your bank’s products, and promote financial literacy, all with a focus on the Millennial & Gen Z demographic.
How they describe their product/innovation: How it works:
- Bank customizes Long Game with branded messaging
- Customers create Long Game account, link existing bank account with Long Game app, and log in with bank
- Customers save, spend, and are rewarded for financial actions
- Customers see targeted bank promotions in the app and are rewarded for engaging with bank products
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions
Contacts
Bus. Dev.: Elijah Cohen, Director of Partnerships, [email protected], 609-805-0346
Press: Carolyn McCusker, [email protected], [email protected]
How they describe themselves: Kore.ai pioneered the creation and adoption of AI-first virtual assistants by enterprises across all industries and regions. Over the years, Kore has emerged as the trusted advisor and preferred technology provider to automate conversational interactions for its Global 2000 customers. Kore’s conversational AI product portfolio has and will continue to transform enterprises by automating delightful customer and employee experiences with unmatched contextual intelligence.
How they describe their product/innovation: Kore BankAssist provides a complete, AI-first customer experience giving banking customers a reason to smile when they contact their financial institution. Prebuilt with the use cases customers use the most, BankAssist delivers a personalized, intelligent conversational experience for 24/7 access to wider customer self-service for both voice and digital communications. Also discover an industry first, AI-first Contact Center as a Service with innovative features to delight your customers and accelerate agents.
Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms
Contacts
Bus. Dev.: Peter Berbee, VP Financial Services Product Management, [email protected]
Press: Raj Koneru, CEO, [email protected]; 407-455-3053
