How they describe themselves: Kore.ai is recognized as a global leader in enterprise conversational AI platform and solutions, helping enterprises automate business voice and digital interactions that deliver extraordinary experiences for their customers, contact center agents and employees worldwide. More than 200 global 2000 companies trust Kore.ai’s experience optimization (XO) platform and industry solutions to automate their interactions and achieve extraordinary outcomes for over 200 million users worldwide. Visit kore.ai to learn more.

How they describe their product/innovation: Our demo will feature a new and exciting end-to-end integration of our AI-native retail banking platform, BankAssist – now with Finastra or Plaid! Our goal is to showcase an out-of-the-box production experience in only 7 minutes – an accurate speed-to-market test for time to value that regional banks and credit unions alike can leverage for their customers with no overhead time.

Now, smaller banks and credit unions can elevate their customer experience and provide a new level of service by offering over 200 retail banking use cases in a self-service mode across any channel in under 10 minutes!

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: William Hamilton ([email protected]), Steve Cahill ([email protected])
Press: Michael Kropidlowski ([email protected]), Abhijit Mhetre ([email protected])

How they describe themselves: interface.ai is a market-leading provider of Intelligent Self-Service for credit unions. interface’s Artificial Intelligence acts as a “personal bank teller” to help members 24/7 through every step of their journey from being a prospect to achieving financial wellness.

interface.ai currently powers several credit unions across North America, has enabled millions of dollars in savings for its CU customers, and is one of the fastest-growing credit union providers, growing at over 1500% just in the last year.

How they describe their product/innovation: interface.ai’s flagship product – the ‘Artificial Intelligence-powered Phone Banking,’ where sophisticated AI technology is available on the call center, is helping credit unions seamlessly address various challenges and evolve by ‘transforming call centers from a cost center to a revenue center.’

This solution enables credit unions to create efficiencies through automation (handling 100% of incoming calls), deliver highly personalized member communications, offer industry-leading security, and unlock new sources of revenue.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Srinivas Njay (Founder & CEO)

How they describe themselves: LemonadeLXP is a digital growth platform that turns frontline staff into digital experts and supports digital banking customers. It’s the fastest and easiest way for FIs and fintechs to create the training and support tools you need to grow your digital banking business.

How they describe their product/innovation: LemonadeLXP has recently added AI course and natural language processing technology to its course author tools. These technologies have dramatically sped up the authoring process while improving the end user experience.

Product distribution strategy: Direct to Business (B2B), Through other fintech companies and platforms, Licensed

Contacts:

Bus. Dev.: AJ Pratt (VP Business Solutions), [email protected]
Press: John Findlay (CEO), [email protected]

How they describe themselves: Instnt’s fully managed acceptance platform helps businesses verify, accept, and onboard more good members for good, with zero fraud losses, and in a compliant and frictionless manner. Instnt warranties each accepted user, indemnifying businesses up to $100M in annual fraud loss liability protection so that they can focus on growth instead of fraud and compliance management, with minimal resources.

How they describe their product/innovation: We’re demoing our new cutting-edge solutions for continuous identity assurance and decentralized portable KYC. With this new technology, consumers are accepted and onboarded to a business’s products and services with one click and able to transact without having to be re-KYC’d or re-authenticated, making their experiences truly frictionless.

Product distribution strategy: Direct to Business (B2B), Through other fintech companies and platforms

Contacts:

Bus. Dev.: Isaiah Warner ([email protected]), Michael Young ([email protected]), Erica Emerson ([email protected])
Press: Kiran Mander, [email protected]

How they describe themselves: ID R&D is an innovator of category-defining products for facial liveness, document liveness, and voice biometrics, used to make identity verification and authentication processes more convenient and secure. A strategic focus on research allows us to consistently deliver products with best-in-class usability and accuracy, and #1 rankings in industry challenges and independent tests. ID R&D is a Mitek company based in New York.

How they describe their product/innovation: Bad actors present digital images of IDs instead of “live” documents in their possession to commit fraud. IDLive Doc is the first solution dedicated to preventing this type of presentation attack, using AI and computer vision to distinguish between a present document and a digital image shown on a mobile device or computer display.The product builds on deep expertise in facial liveness. Production deployments of IDLive Doc have revealed that document spoofing with digitally-displayed images is on the rise and more common than realized.

Product distribution strategy: Through other fintech companies and platforms

Contacts:

Bus. Dev.: Alexey Khitrov (CEO)
Press: David Benini (VP Marketing), [email protected]

How they describe themselves: Investii is a wealth-building fintech empowering healthy savings habits, financial confidence, and alternative credit data. We’ve created a behavior-changing, consumer app and are looking to scale through D2C, B2B, and affiliate channels. Revenue is generated through subscriptions, referral, and commission fees along with AUM upon the release of Investii’s brokerage. With the lending industry shifting toward alternative risk assessment, Investii created a proprietary algorithm quantifying risk through behavioral savings data.

How they describe their product/innovation: Investii’s app is actionable, allowing for fund transfers between accounts with different financial institutions. We calculate unique metrics measuring users’ financial health and offering rewards points, redeemable for cash, on dollars transferred to savings vehicles. Investii facilitates consistent saving behaviors by displaying the amount that users can safely save/invest based on their cash flow and allowing those transfers to be executed from our app. We also expect the Investii brokerage, featuring pre-set ETFs, to be implemented by demo day.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), Through other fintech companies and platforms

Contacts:

Bus. Dev. & Press: Bryan Stave (Chief Growth Officer), [email protected], Nishant Deshpande (CEO), [email protected]

How they describe themselves: Linqto has democratized investing in private unicorns’ equity. In 2020, Linqto created the first T-Zero platform for average investors to make investments into this previously unavailable asset class. Linqto’s members have made over 10,000 investments totaling over $150M in pre-IPO companies. Wealth managers can access a diversified portfolio for their clients with minimum investment sizes per issuer of $5,000 to $10,000.

DaVinci said, “Simplicity is the ultimate sophistication.” Linqto is private investing made simple.

How they describe their product/innovation: Linqto created the first platform for T-Zero investing in unicorns. LinqtoX is a new on-chain Alternative Trading System for private securities that brings on-demand liquidity to the Secondary Market.

For the first time, investors can sell their private equity investments without waiting for an exit. Liquidity in the Second Market is more than providing cash to early employees and investors. LinqtoX makes it possible to buy and sell private equity in a market system.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms

Contacts:

Bus. Dev.: Joe Endoso (COO), [email protected]
Press: Susan Miller (CGO), [email protected]

How they describe themselves: Identomat helps financial organizations effortlessly and affordably verify their customers online by providing AI-powered Identity Verification & KYC/AML Compliance as a Service. Our proprietary solution with Liveness Detection, Face Match, Document OCR, Proof of Address, and Live Video Chat for AI-driven or Agent-led KYC workflows is used globally across private and public sectors. Identomat helps companies to enable seamless remote customer onboarding, biometric authentication, age verification, and fraud prevention at a fraction of the costs.

How they describe their product/innovation: Our new identity verification (IDV) AI system automatically recognizes users’ actions, whether it’s showing their ID or proving their Liveness via smile, wink, speech, etc. and escalates prompts (proofing tasks) based on real-time risk level.
It’s the first system that keeps the IDV process UX effortless for the majority of the users who easily pass the checks, while upping the friction for the “problematic” ones. This way, organizations no longer need to find compromise between usability and security when onboarding customers online.

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms, Licensed

Contacts:

Bus. Dev.: David Lomiashvili, PhD – CEO, [email protected]
Press: Maria Tsereteli, Marketing & PR Manager, [email protected]

How they describe themselves: Illuma Labs, Inc. is a FinTech innovation company that delivers real-time voice authentication and fraud prevention solutions for credit unions and community banks through our flagship product, Illuma Shield. Our proprietary solution has been showcased at multiple premier FinTech events, such as FinovateSpring and FinovateFall, and won Best in Show at VentureTech in 2019. Illuma also won the CreditUnions.com 2022 Innovation Series in the Member Experience category.

How they describe their product/innovation: Illuma Shield passive voice authentication is being integrated with Posh Technologies’ conversational AI in the IVR, allowing credit union members and community bank customers to securely access their accounts 24/7 with a frictionless verification process that recognizes callers by their voice with no passwords, passphrases, pins, or security questions.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev. & Press: Milind Borkar, Founder & CEO, [email protected], 972-217-7106

How they describe themselves: Incognia is a privacy-first location identity company that provides frictionless mobile authentication to banks and fintechs for reduced fraud losses. Incognia’s award-winning technology uses location signals and motion sensors to silently recognize trusted users based on their unique behavior patterns and is a key enabler for zero-factor authentication. Deployed in over 200 million devices, Incognia requires no action by the user and delivers a highly precise risk signal with extremely low false positive rates.

How they describe their product/innovation: Incognia is demoing frictionless fraud prevention for mobile apps based on its privacy-first location identity solution. Incognia provides a highly accurate risk assessment by recognizing trusted users based on their unique location behavior patterns. Unlike existing authentication solutions that add friction to the user experience, Incognia requires no action by the user. Incognia offers very low false acceptance rates, less than 1 in 17 million, and is 10 times more accurate at uniquely identifying a user than facial recognition.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: John Lindner (CRO), Incognia, [email protected], 650-255-8811
Press: Madeline Kalicka, Karbo Communications, [email protected], 240-427-8961

How they describe themselves: JUDI.AI is a small business lending platform, unlocking a fresh approach to SMB lending that is friendly, fast and profitable. With JUDI.AI, community banks and credit unions can digitally transform their credit decisioning and underwriting processes and continuously assess the financial health of their small business members. Unique to JUDI is our ability to supplement traditional data sources like credit scores and financial statements with automated analysis of current banking data.

How they describe their product/innovation: JUDI enables community banks and credit unions to lend more to small businesses with less risk using 4 key capabilities: Instant cash flow analysis, automated underwriting, continuous monitoring and real-time portfolio reporting. With JUDI’s unique cash flow underwriting approach, our clients process 50% more SMB loan applications with no added resources, approve 20% more loans with no added risk, and decision a loan in <10 minutes. Our lightweight application works alongside your core and LOS, allowing FIs to get up and running in as little as 8 weeks.

Product distribution strategy: Through financial institutions

Contacts:

Bus. Dev. & Press: Kyle Thom (Director of Marketing), [email protected]