How they describe themselves: Merlin Investor is a fintech company on a mission to democritize access to investment strategies. We offer a software for strategic investment planning and management to professional and retail investors.

Through our white-label solution, we allow financial institutions to supercharge their trading platforms by going beyond the sole execution of trades. In this way, they can attract and retain customers throughout the entire investment process by offering a full investment experience all in one place.

How they describe their product/innovation: The Merlin Platform is a multi-asset educational, strategizing, and tracking tool aimed to limit potential catastrophic losses and build long-term positive results.

Our technology is complementary to any trading platform and designed for any kind of retail and professional investor. Available for desktop and mobile applications, it allows users to easily retrieve market data and sentiment from different sources, create, analyze and compare an infinite set of tailor-made investment strategies, and easily track portfolio performance.

Product distribution strategy: Direct to Business (B2B), Through financial institutions

Contacts:

Bus. Dev. & Press: Guido Petrelli (Founder & CEO), [email protected]

How they describe themselves: Prelim is a white-labeled platform that helps banks digitize business banking. With core integrations and out-of-the-box AML/BSA solutions, we power automation by connecting with any system via API.

How they describe their product/innovation:

• Automate business account onboarding with a few clicks
• Connect to external providers, including cores, to satisfy AML/BSA/CIP requirements
• Core integrated business account onboarding solution that allows launch of other banking products (i.e. treasury & merchant services, lending)

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms

Contacts:

Bus. Dev.: Sam Kim (Head of Banking Platform), [email protected]
Press: Karine Teffah (Marketing Manager), [email protected]

How they describe themselves: Pangea combines artificial intelligence with world-class quantitative financial research methods to help companies save time, money and resources by managing their foreign currency risk.

How they describe their product/innovation: Pangea Prime is the first end-to-end solution for companies of all sizes to hedge FX risk, all in a few clicks. Powered by AI, the platform addresses FX risk and global currency volatility for companies that have employees, costs, or revenues overseas.  The platform reduces the margin for error, giving companies greater predictability and the certainty they need to scale their global business from inception to IPO.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Bob Doustar (CRO), [email protected], 760-419-2693
Press: Brad Simmons (CMO), [email protected], 714-914-8417

How they describe themselves: Partner HUB  has developed a white label digital invoice management solution that can be integrated into online and mobile banking solutions. We have taken a disruptive approach on how to utilize invoice data in banking to create value, both for banks and their customers.

Our product enables banks to access invoice data very effectively by:

1. Providing invoice management services for banking customers
2. Developing use cases using invoice data by integrating with bank and enterprise systems, such as the integration of e-invoicing and request-to-pay

How they describe their product/innovation: Request-to-pay can be used in almost all payment situations (in-store payments, e-commerce and m-commerce payments, B2B payments, bill payments or BNPL instalments). In all of these situations there is an invoice or bill to be paid.  With our demo we are showing how banks can use digital invoice data to redefine customer journeys for request-to-pay.

Product distribution strategy: Through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev. & Press: Katalin Kauzli, [email protected], +36205396527

How they describe themselves: NayaOne, founded by a former CIO, is made up of a diverse team of bankers, technologists, data scientists, graduates, and more to build a secure Digital Sandbox platform.

The NayaOne platform helps banks de-risk innovation, de-risk integration, and partner with fintech solutions. With NayaOne, they do so 10 times faster.

NayaOne is working with some of the largest High Street banks in the UK and expanding into EU and US markets.

How they describe their product/innovation: NayaOne provides single key access to 200+ tech vendors actively being evaluated by banks, a secure, Digital Sandbox environment and 2.5B datapoints to enable tech evaluation.

With NayaOne, banks accelerate their POC’s timeline from the industry standard of 12 months to 2 months, increasing productivity and saving 80% in costs.

Banks can evaluate multiple vendors at the same time against the same metrics. This means banks are making an informed decision to partner with the right fintech, eliminating buyers regret!

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Kris Dickinson, [email protected]
Press: Ambar Vitelli, [email protected]

How they describe themselves: Numeral is the gateway to payment schemes, providing financial institutions with a fast, future-proof and cost-effective access to SEPA, Bacs and FPS through their banking partners. The Numeral API platform optimises financial institutions’ payment operations by automating bank payment processing. From embedded lending to instant payments, Numeral provides the payment infrastructure for European fintech trailblazers like Swile, Spendesk, and Alma. Numeral is on track to process €5B in 2023 and has a growing European client base.

How they describe their product/innovation: During this session, Numeral demonstrates how financial institutions leverage its platform to automatically send, receive and reconcile SEPA payments and how they manage payment errors via SEPA R transactions using the platform.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev.: Victor Mithouard (VP Growth), [email protected]
Press: Matthieu Blandineau (Product Marketing Manager), [email protected]

How they describe themselves: We are a company dedicated solely to digital transformation of banks. With our Digital Banking Platform “FINTENSE” we enable incumbent banks to lead the competition with fintechs and challenger banks by focusing on great customer engagement across any digital touchpoints, automation of customer-facing processes, such as account opening, and other innovations in areas of AI and augmented reality.

FINTENSE guarantees fast time-to-market based on its product approach and combining best practices from many leading banks across EMEA.

How they describe their product/innovation: One of the features of our Fintense digital banking platform is a built-in Personal Finance Management (PFM) module that automatically categorizes all transactions that banks’ customers make.

We are demoing a next step in Personal Finance Management – using it in augmented reality. Instead of looking at standard, business-like 2-dimensional charts, banks’ customers can look at their credit or debit cards using the PFM Augmented Reality camera in the Fintense mobile app to see live, animated spending charts and trends in a new and interesting way.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts:

Bus. Dev.: Gregor Bierent (CEO), [email protected]
Press: Zivana Domazet (Head of Marketing), [email protected]

How they describe themselves: Openfinance is a fintech company expert in wealth management. As a portfolio management system provider, we have been creating and implementing high-value-added solutions in national and international financial institutions for 20 years across Spain, Portugal, Chile, Colombia, Costa Rica, Panama and Mexico.

Our clients range from retail banking to private banking, financial advisors, securities companies, agencies, insurance companies, pension plan, and investment fund managers.

How they describe their product/innovation: Openfinance Ecosystem is a marketplace where the best wealthtech solutions are co-created together with the most innovative companies currently taking the lead. Financial institutions using Openfinance software benefit from its easy and instant access, which brings them countless advantages, such as reduced integration costs, technological complexity, and operational risks.

Conceived as an open innovation platform, Openfinance Ecosystem seeks to unify the entire wealthtech offering from a single user experience, bringing it together under different layers, such as ESG, account aggregation, business intelligence, customer prospecting and registration, signature solutions, portfolio optimisation, investment algorithms, financial planning and behavioural finance.

Product distribution strategy: B2B, through other fintech companies and platforms

Contacts:

Bus. Dev.: Gonzalo De La Peña (Founder & CBDO), [email protected] | Robert Sellés Revert (Strategic Partnership Lead), [email protected]
Press: Sara Alegre (Marketing Manager), [email protected]

How they describe themselves: The Moxo OneStop Client Interaction Platform helps businesses streamline and manage their client interaction workflows. The platform powers use cases from account onboarding to ongoing account servicing by seamlessly blending modern interaction capabilities with automated workflows.

Moxo was founded in 2012 by the founders of WebEx, to redefine business interactions in the mobile world. Today, Moxo powers client-centric business services for over 500 companies around the world including some of the world’s largest banks such as Citi and BNP Paribas.

How they describe their product/innovation: Moxo Flows are the latest innovation in helping businesses streamline their client interactions.

Moxo Flows blend workflow automation with modern interaction capabilities (messaging, video meetings, ad-hoc file sharing, etc.) so that users never break the flow of business.

Business users can easily build templates for standard client processes by using the Moxo Flow builder. Flows can include business objects such as forms, file requests, approvals objects, tasks, and more. Flows can also include third party objects such as Docusign & Jumio (KYC).

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms

Contacts:

Bus. Dev.: Karrtik Rao (Head of Solutions), [email protected]
Press: Zoe Wesley (Brand Marketing), [email protected]

How they describe themselves: Privacy Lock offers one solution to global privacy compliance for banks and financial services companies. Privacy Lock helps businesses map their data inventory and automate consumer requests and compliance reporting processes without ever collecting PII.

Privacy compliance across jurisdictions will become increasingly challenging in the years ahead. With one solution, Privacy Lock protects businesses from expensive compliance fines and reduces costs for implementing consumer requests and regulatory reporting. We hope to be your partner in privacy.

How they describe their product/innovation: Privacy Lock offers one solution to global privacy compliance. Privacy Lock is the only product that offers privacy compliance solutions without collecting, storing, or processing any PII. We hope to be your partner in privacy!

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev. & Press: David Ritter (CEO), [email protected]

How they describe themselves: Mall IQ empowers banks and fintechs to generate incremental revenue from current customers with state-of-the-art location tech and AI by anticipating the needs of your customer’s payment and loan needs before the transaction, to increase the usage of their products by being top-of-wallet, increasing activation, retention and cross-sell. Mall IQ also offers a card and app login risk management product.

In summary, Mall IQ allows banks and fintechs to drive incremental revenue, measured in real-time, with minimum or no effort on implementation or operation.

How they describe their product/innovation: Building on the privacy-first location intelligence and AI platform, Mall IQ added two new feature sets:

1. Risk management of card acceptance and declines as well as preventing fraudulent app logins utilizing the persistent and precise location profiling.
2. Enriching the set of tools for a campaign team to evaluate the uplift of a particular campaign, or calculate the actual incremental revenue or measure the incremental behavior of a cohort of users. This feature is built on top of the real-time purchase data ingestion engine.

Product distribution strategy: Direct to Business (B2B), Through other fintech companies and platforms

Contacts:

Bus. Dev.: Firuze Duygu Caliskan (COO), [email protected]
Press: Batu Sat, Ph.D (Co-Founder & CEO), [email protected], 217-390-2212

How they describe themselves: For the sophisticated investor who believes their financial relationship ought to deliver more, PennyWorks tames the turbulence of investing with a secure and stable experience. Founded in 2021, PennyWorks is a high-yield, DeFi-based investing platform that revolutionizes traditional financial products through reliable digital asset strategies. To learn more about PennyWorks, please visit pennyworks.com.

How they describe their product/innovation: PennyWorks offers investors and businesses the opportunity to earn daily interest on funds with no lock up periods through the use of PennyWorks Notes. The PennyWorks Notes (promissory notes issued by HybridFi Lending LLC) pay interest daily and have no lock-up periods. You can redeem the notes for USD at any time. The funds are used to generate yield in digital-asset lending platforms.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)

Contacts:

Bus. Dev. & Press: Devon Lodge (VP Marketing), [email protected]