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Presenter Profile:

How they describe themselves: Pave.dev helps credit teams reduce risk and find healthy borrowers. We seamlessly unify banking, credit, and proprietary performance data and generate scores and attributes to accelerate model development and predict borrower behavior. Attributes include income stability, debt payment behavior, disposable income, account balance trends, and other financial health indicators.

Risk teams across 40+ companies in the personal lending, debt optimization, charge card, cash advance/EWA, and BNPL space use Pave.dev.

How they describe their product/innovation: Pave’s APIs ingest mutliple sources of financial data to return unified attributes and scores that help predict borrower cashflow behavior. Attributes provide insight into a user’s income stability, debt payment behavior, disposable income, account balance trends, and other financial health indicators. These attributes feed into scores, which are predictive signals about the risk and affordability of a borrower. Our customers leverage our attributes and scores in their proprietary risk models to reduce risk and find healthy borrowers.

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms

Contacts:

Bus. Dev. & Press: Amelia Chikota (Product Marketing), amelia@pave.dev, 914-255-2489