FinovateSpring 2025 – APIMatic

FinovateSpring 2025 – APIMatic

How they describe themselves: APIMatic is a Developer Experience Platform that facilitates faster API adoption and integration via auto-generated API docs, SDKs, guides, recipes, and an API playground. The heart of APIMatic is a code generation engine that generates code in multiple programming languages and is complemented by GenAI learning capabilities.

How they describe their product/innovation: APIMatic’s developer experience platform adds a layer of technology between your API and developers. Instead of navigating through a maze of documentation, APIMatic has developed API Recipes to give developers production-ready code in a guided manner. This is further enhanced with the power of Gen AI. Fintechs are using APIMatic today to accelerate API adoption, reduce integration time, and improve time to revenue.

Product distribution strategy: Direct to Business (B2B)

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev. & Press: Sid Maestre (VP Developer Relations), [email protected], 415-696-1038

FinovateSpring 2025 – Cinareo Solutions

FinovateSpring 2025 – Cinareo Solutions

How they describe themselves: Cinareo Solutions was founded in August 2022 to address a gap in the market in regards to capacity planning for contact centers. Founded by contact center veterens with more than 50+ years of combined industry experience, Cinareo was created to complement all workforce management platforms on the market in order to help streamline contact center operations and mitigate risk by supporting precise resource allocation and data-driven decision-making.  Cinareo is a game-changing solution allowing for quick, easy and pro-active resource optimization.

How they describe their product/innovation: Cinareo is an innovative SaaS solution designed for scenario-based capacity planning both agents and support staff within a contact center, including financial analysis and recruitment and training planning. Designed for multi-channel, multi-skilling front- and back-office planning, Cinareo ensures you meet customer demands while streamlining operational costs. Using proven, industry-recognized statistical models and simulation, Cinareo provides the insights you need, including important service and financial KPIs to make informed decisions.

Product distribution strategy: Direct to Business (B2B), Licensed

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev.: Mark Alpern (COO), [email protected], 647-283-7373

FinovateSpring 2025 – Bits of Stock

FinovateSpring 2025 – Bits of Stock

How they describe themselves: Bits of Stock is a pioneering fintech platform that empowers financial institutions to offer fractional Stock Rewards on everyday transactions and account activity. Their “Stock Rewards” model helps FIs seamlessly combine banking with investing, creating a compelling value proposition for the next generation of cardholders.

How they describe their product/innovation: Bits of Stock will demo a first-in-kind free-to-premium investing and rewards account structure embedded within digital banking for financial institutions.  The user experience will follow the journey of a cardholder who will auto-enroll in an investment account for free and upgrade to a fee based investing and rewards account with compelling benefits and features.

Product distribution strategy: Direct to Consumer (B2C), Through financial institutions

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev.: Arash Asady (CEO & Founder), [email protected], 201-366-2224
Press: ATTN: Press, [email protected], 201-366-2224

FinovateSpring 2025 – Bolder Money

FinovateSpring 2025 – Bolder Money

How they describe themselves: Customers today expect seamless services, just like their favorite apps. Bolder helps financial institutions meet those expectations with an all-in-one platform that provides personalized financial guidance, key insights, and product recommendations in the moment of need.

How they describe their product/innovation: Our platform is easy for banks to implement in their current product offerings. Customers sign up, answer a few questions, and get personalized financial guidance, insights, and pointed in the direction of relevant product recommendations using an AI financial coach and secure account connections via Plaid.

Product distribution strategy: Direct to Business (B2B)

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev. & Press: Amy Schultz (Founder & CEO), [email protected], 440-724-3073

FinovateEurope 2025 – AQ22

FinovateEurope 2025 – AQ22

How they describe themselves: AQ22 builds the Agentic Orchestration Banking Platform, enabling banks to deploy AI agents to automate core banking processes and operations. Our secure and modular system reduces manual work and accelerates decision-making from weeks to minutes. Designed to integrate seamlessly with existing banking systems, our platform makes financial operations faster, smarter, and more efficient.

How they describe their product/innovation: AQ22 is launching the Agentic Orchestration Banking Platform, a secure and modular system that lets banks create and deploy AI agents. Our first two modules automate credit underwriting and reporting, cutting manual processes and reducing decision times from weeks to minutes. Designed to integrate seamlessly with existing banking systems, our platform helps financial institutions operate faster, smarter, and more efficiently.

Product distribution strategy: Direct to Business (B2B)

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev. & Press: Catherine Kurt (CEO), [email protected], +37066959592

FinovateEurope 2025 – Deriskly

FinovateEurope 2025 – Deriskly

How they describe themselves: Deriskly is revolutionising financial services with AI-driven communication intelligence. Our technology deciphers customer feedback, automates compliance, and enhances trust by transforming complex regulations into clear, actionable insights. By bridging the gap between customer experience and compliance, we empower firms to optimise engagement, reduce risk, and drive growth. Unlike traditional solutions, Deriskly proactively identifies issues before they escalate-ensuring regulatory alignment while delivering unparalleled customer clarity.

How they describe their product/innovation: Deriskly is where marketing, customer support, and compliance meet-powered by AI. Our intelligent agent analyses customer feedback, automates compliance checks, and refines communication strategies in real time. It ensures every message is clear, compliant, and aligned with customer needs, preventing risks before they escalate. By transforming complaints into actionable insights, Deriskly helps firms enhance trust, streamline operations, and improve customer experience.

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev. & Press: Tatiana Botskina (CEO), [email protected]

FinovateEurope 2025 – Dimply

FinovateEurope 2025 – Dimply

How they describe themselves: Dimply Hub is a self-service (or managed service) platform that allows our financial enterprise clients to build personalised real-time customer experiences that engage and convert their customers within their existing customer facing apps or websites. Dimply has an easy to use experience builder that is used by product teams to build compliant customer experiences that conform to our client’s brand guidelines to detail. We also have a suite of pre-build compliant customer experiences that allow our customers to accelerate speed-to-market.

How they describe their product/innovation: Dimply has an easy to use experience builder that is used by product teams to build compliant customer experiences that conform to our client’s brand guidelines to detail.

Product distribution strategy: Direct to Business (B2B), Through other fintech companies and platforms

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev. & Press: Colm McLoughlin (Co-Founder & CPE), [email protected], 00353879603875

FinovateEurope 2025 – Doshi App

FinovateEurope 2025 – Doshi App

How they describe themselves: Doshi, the “Duolingo of Money” empowers financial institutions to deliver engaging, rewarding, and scalable financial education experiences that build money confidence. Through its white-label app and API, Doshi enables community outreach and embedded learning that drive valuable insights, increase product conversions, and strengthen customer retention. Backed by Calm/Storm, Axel Springer, and Hansi Hansmann, Doshi partners with 15+ impact-driven financial institutions in the U.S., U.K., and Europe, helping them connect more meaningfully with their members.

How they describe their product/innovation: In this demo, we’ll showcase the Doshi API, a plug-and-play solution that enables banks to integrate embedded financial learning in days, not months. Banks can personalise learning experiences for target segments, white-label the front end, and, most importantly, engage and retain customers while capturing powerful insights. With Doshi, banks can profile users, understand behaviours, and deliver hyper-personalised offers, transforming education into a driver of loyalty and conversion.

Product distribution strategy: Direct to Business (B2B), Through financial institutions

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev. & Press: Daniel Rose (CEO), [email protected], +447522108408

FinovateEurope 2025 – Arva AI

FinovateEurope 2025 – Arva AI

How they describe themselves: Arva AI enhances business verification (KYB) with AI agents, strengthening compliance controls whilst accelerating reviews, cutting operational costs by 80%.

How they describe their product/innovation: Arva AI enhances business verification with advanced AI for document intelligence and fraud detection, in-depth web presence analysis, screening discounting, customer communication, and more.

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev. & Press: Rhim Shah (CEO), [email protected]

FinovateEurope 2025 – b-next

FinovateEurope 2025 – b-next

How they describe themselves: Founded in 1989 and headquartered in Herford, Germany, b-next is a provider of corporate software in the capital markets trading surveillance and compliance sector. b-next offers trade surveillance and monitoring through its product suite Capital Markets Compliance (CMC), which comprises modules, including CMC:eMarket Abuse, CMC:eCompliance, and CMC:TradeS to monitor trades and violations across asset classes and trading venues.

How they describe their product/innovation: MDFD, powered by b-next, revolutionizes data analysis by seamlessly gathering, harmonizing, and analyzing numerous data points in SaaS mode. Its first innovation, CMC:Waves, delivers actionable insights through AI-driven data correlations, enabling tailored solutions for complex financial challenges. Designed as an ecosystem of services, MDFD empowers organizations with intelligent insights that fuel decisions, optimize performance, and unlock growth. Experience the future of data-driven compliance and decision-making with MDFD and CMC:Waves.

Product distribution strategy: Direct to Business (B2B)

Contacts:

Bus. Dev. & Press: Ronald Harfouche (CRO), [email protected]

FinovateEurope 2025 – CyberUpgrade

FinovateEurope 2025 – CyberUpgrade

How they describe themselves: CyberUpgrade is an ICT security and compliance automation platform that transforms paper compliance into real-world resilience. Built by experienced CISOs and fintech pioneers, it delivers the capabilities of a full cybersecurity and compliance department at a subscription cost. By streamlining vendor management, compliance, risk assessment, and audits while engaging every employee in cybersecurity awareness, CyberUpgrade makes security a shared responsibility, empowering businesses with resilience and Fortune 500-level protection.

How they describe their product/innovation: CyberUpgrade combines CoreGuardian, AI-driven CoPilot, and VendorGuard for comprehensive cybersecurity and compliance. CoreGuardian ensures full compliance with frameworks like DORA, etc. The standout CoPilot engages employees 1-on-1 via Slack and Teams, delivering real-time education, assessments, and alerts to enhance accountability and security. VendorGuard simplifies vendor management, handling risk assessments, incident planning, and prioritization, reducing administrative burdens, and empowering businesses to focus on operations with confidence.

Product distribution strategy: Direct to Business (B2B)

Credit Union/Community Bank Fit: Credit unions and community banks

Contacts:

Bus. Dev.: Aurimas Bakas (CEO), [email protected], +37065072202
Press: Dominykas Dimavicius (Growth Manager), [email protected], +37068038767

FinovateEurope 2025 – Bitpowr Technologies

FinovateEurope 2025 – Bitpowr Technologies

How they describe themselves: Bitpowr provides digital assets and financial infrastructure for businesses and developers to manage digital asset operations and build financial products. We provide modular critical infrastructure to issue digital wallets and process global payments using stablecoins in a secure and compliant way.

How they describe their product/innovation: Bitpowr’s new new product called Powr Finance enables fintechs and companies to offer embedded stablecoin banking, payments, digital wallets and card products in a safe, secure, and compliant way. Powr Finance is ushering in a new era of embedded stablecoin fintech innovation.

Product distribution strategy: Direct to Business (B2B), Through financial institutions, Through other fintech companies and platforms

Credit Union/Community Bank Fit: Community banks

Contacts:

Bus. Dev.: Tobiloba Oyetoke (CEO), [email protected], 08155737518
Press: Amarachi Amaechi (COO), [email protected]