FinovateFall 2019 – NTT DATA

FinovateFall 2019 – NTT DATA

How they describe themselves: NTT DATA is a leading IT services provider and global innovation partner headquartered in Tokyo, with business operations in over 50 countries.

Our emphasis is on long-term commitment, combining global reach with local intimacy to provide premier professional services varying from consulting and systems development to outsourcing.

For more information, visit www.nttdata.com.

How they describe their product/innovation: NTT DATA’s new service, “MIRROR”, references multiple sources, such as your PFM and social network service accounts and utilizes a chatbot to ask general and specific questions to build up a profile and database that will help your future caregiver to best understand you.

When you become incapable of making decisions by yourself, due to factors such as an accident or the onset of dementia, the information stored in MIRROR will provide valuable hints and guidance to your future caregiver to ensure your interests and wishes are respected and acted upon.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev.: Fourth Financial Sector, e-Business Divison, Business Strategy Planning Group, [email protected]
Press: Katsuya Tanaka, Assistant Manager of Public Relations, [email protected]

FinovateSpring 2019 – Pod

FinovateSpring 2019 – Pod

How they describe themselves: Right now there are over 7 billion people on this planet. You will meet a fraction of them in your lifetime. POD can help you meet the right ones. POD helps businesses connect.

How they describe their product/innovation: One thing in business never changes – People buy from people. The POD platform allows people to find each other and network together, by providing an easy to use online presence with AI and GPS powered search capability. POD eases payments for SMB’s by providing a peer to peer payment system. Over 99% of America’s business are SMB’S. POD has over 5 million members and operates globally – because that’s what businesses do.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B)

Contacts

Bus. Dev.: Jo Webber, CEO, [email protected]
Press: Corbin Kezar, [email protected]

FinovateSpring 2019 – MSTS

FinovateSpring 2019 – MSTS

How they describe themselves: MSTS™ is a global leader in B2B payment and credit solutions, facilitating transactions for customers in more than 190 countries. Our cutting-edge Credit as a Service™ (CaaS) is setting the stage for the future of omnichannel B2B payments. SMBs and enterprise organizations use CaaS to extend credit lines to customers without straining working capital. Our high-performance culture continues to be the catalyst for continued success in the ever-changing world of financial technology.

How they describe their product/innovation: Credit as a Service™ (CaaS) is a cutting-edge B2B payments solution used by small, medium and enterprise organizations to reduce costs, drive sales and grow their business. Designed to make business commerce easier, CaaS brings together robust payment and credit solutions, sophisticated managed services, and smart integrations to business leaders to focus on their core competencies. Outsource A/R, extend risk-free lines of credit, build loyalty, reduce DSO and free up working capital with CaaS.

MSTS’ underwriting expertise is on full display in CaaS, automating credit decisions up to $250,000 in under 30 seconds.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev.: Jim Goge, VP Sales, [email protected], 469-200-9578
Press: Michelle Faul, Sr. Director of Global Marketing, [email protected]

FinovateSpring 2019 – Payclub

FinovateSpring 2019 – Payclub

How they describe themselves: For Gen Z, a majority of transactions are done within groups, but the tools needed to collaborate are insufficient. Solutions are often manually pieced together, lacking insight and controls over the use of funds. Opening a joint account is possible, but they’re difficult to create, hard to maintain, and even more difficult to close.

Payclub solves these problems by providing both a personal account, plus unlimited collaborative accounts. These accounts provide users accountability and insight into the collection and use of funds.

How they describe their product/innovation: Payclub helps groups manage money together using collaborative group accounts. In under 30 seconds, you can create a group to manage money with transparency and insight. Roommates, relationships, group trips, or clubs/organizations are groups who can use this service repeatedly or just once. Users can split costs by each, total, and custom amounts, providing an all-in-one platform to what is typically a multi-product solution.

Product distribution strategy: Direct to Consumer (B2C)

Contacts

Bus. Dev. & Press: Alex Grodnik, COO, alex&payclub.co, 310908-2249

FinovateSpring 2019 – Our Libra

FinovateSpring 2019 – Our Libra

How they describe themselves: Our Libra is a data driven automated financial advisor and consumer lender focused on helping middle class American manage their savings, investments, and debt. ourLibra aggregates financial data from over 9,000 U.S. financial institutions, constantly checks users’ financial situations, and notifies them when a better allocation between savings, investment, and debt is possible.

How they describe their product/innovation: Our Libra automated financial advisory service aggregates financial data from over 9,000 U.S. financial institutions, analyzes the data using a set of sophisticated algorithms, and then shows the user the optimal allocation between savings, investment, and debt for their unique situation and preferences.

Product distribution strategy: Direct to Consumer (B2C)

Contacts

Bus. Dev.: George Mathew, CEO & Founder, [email protected], 917-327-5176
Press: George Mathew, CEO & Founder, [email protected], 917-327-5176,
Kaylen Chung, PR Specialist, Onramp Lab, [email protected]

FinovateSpring 2019 – OnPointe Risk Analyzer

FinovateSpring 2019 – OnPointe Risk Analyzer

How they describe themselves: OnPointe Software creates tools and services to help financial professionals maximize their effectiveness with lead generation, marketing, client risk assessments, portfolio analysis, and sales presentations.

We believe providing an easy-to-use and unified software suite will place less focus on the technology and more on the clients individual needs and goals.

How they describe their product/innovation: OnPointe Risk Analyzer is the first market-calibrated financial risk analysis platform.

Using our advanced risk analysis engine, we help advisors and investment professionals accurately measure and communicate client risk,  then identify perfectly matched portfolios to help clients best reach their unique needs and goals. OnPointe Risk Analyzer also offers robust financial analysis and portfolio comparison tools, stress testing, and the creation of detailed reports and sales presentations.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev. & Press: Rob Harbin, CTO & Co-Founder, [email protected], 269-932-8840

FinovateSpring 2019 – Neener Analytics

FinovateSpring 2019 – Neener Analytics

How they describe themselves: What if you could sit each customer down with a psychologist and just ask them, “Are you REALLY going to pay us back?”  With any media used socially, we’ve automated that psychologist with 1-click of their social network or a simple chat with ARIA. Globally, we’ve never had a default reduction of less than 27%, and volume increases (more loans) of less than 28%. Not once. It works every time.

How they describe their product/innovation: Think about it: 54% of applicants quit or abandon their application before completion . . . Over half of potential customers are just walking away. But 84% of consumers prefer online chat to any other form of engagement and the average chat lasts 15 minutes . . . or more.  And the number of chat sessions globally has tripled in the last 3 years.

Consumers HATE applications. But lenders LOVE customers.

We’ve simply combined what customers love with what lenders need.

Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

Contacts

Bus. Dev. & Press: Jeff LoCastro, CEO & Founder, [email protected]

FinovateEurope 2019 – Peyt Technologies

FinovateEurope 2019 – Peyt Technologies

How they describe themselves: Peyt Technologies is a private polish joint stock company registered in 2017. The company currently has 10 partners, most of which are highly qualified software engineers, award winning computer/data scientists and mathematicians. Peyt Technologies started as a spin-off from a leading face and document recognition technology provider in Poland.

In early 2017, Peyt Technologies started to develop the mobile app and invoice processing software basing on AI algorithms – Peyt. The App will have its debut on the European market in 2019, starting with the Polish market.

How they describe their product/innovation: Peyt – Payment Assistant

Peyt is an innovative mobile payment app working on AI algorithms. The app gives the possibility to process payment documents without the necessity of retyping data. Peyt automatically manages and organizes all invoices, bills and other documents.

Thanks to Peyt, payments (for invoices) have been never easier than now!

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions

Contacts

Bus. Dev.: Artur Szewczyk, [email protected]
Press: Magdalena Bartnik, [email protected]

FinovateEurope 2019 – Persistent Systems

FinovateEurope 2019 – Persistent Systems

How they describe themselves: Persistent Systems builds software that drives the business of our customers. Our customers are software product companies and enterprises across industries with technology at the core of their digital transformation. We focus on the “how” of digital transformation to build design and data-driven applications and software-driven businesses. For more information, please visit www.persistent.com.

How they describe their product/innovation: Persistent Systems has developed an AI/ML Solution which consumes OCR output ( of scanned paper documents) to intelligently analyze and categorize information from the Trade Finance related documents. The use cases are multiple and in general the solution is best suited as a cognitive tool to improve multiple Bank Back office processes that involve analysis of information in paper based documents related to trade finance including Airway bill, Invoices, Bill of Lading, Certificate of Origin and so on. The extracted information is then useful for multiple processes like Sanction Screening of Entities, Information verification for Documentary and Collection, Letter of Credit, etc.

Product distribution strategy: Direct to Business (B2B), licensed

Contacts

Bus. Dev.: Abhiram Modak, Chief Principal Consultant, [email protected]
Press: Saviera Barretto, Text100, [email protected], +91 84249 17719, Jayashree Sridharan, Persistent Systems, [email protected], +91 86696 70068 & Ken Montgomery, Persistent Systems (USA), [email protected], +1 949 939 5164

FinovateEurope 2019 – PayKey

FinovateEurope 2019 – PayKey

How they describe themselves: PayKey is a FinTech that develops a unique Social Banking solution: a smartphone keyboard which is fully integrated with the bank’s apps. The keyboard is state of the art, meeting the highest industry standards, with one main addition: it carries the banking key, fully customized to our customer’s brand. Tapping the key opens a menu of services that users can instantly complete – Peer-to-Peer transfers, balance checks, credit top ups, chatbot service and more – from within ANY app, directly from their keyboard. This solution dramatically improves the mobile banking experience, streamlining it to the natural flow of social conversations.

How they describe their product/innovation: We will demo the user experience of PayKey’s Social Banking Solution, demonstrating instant access to key banking services from within any app – directly from the smartphone keyboard. Our demo will start with a WhatsApp chat, in which our demoist will tap the banking key and choose the Peer-2-Peer payment option, select a contact and a payment amount, and authenticate the transaction – completing the payment in 30 seconds without ever leaving WhatsApp. Following similar steps, she will check her account balance and choose the cardless withdrawal option to generate a one-type pin code for cash withdrawal from within the chat.

Product distribution strategy: Through financial institutions

Contacts

Bus. Dev.: Guy Ziv, VP Sales, [email protected]
Press: Guy Talmi, CMO, [email protected]

FinovateEurope 2019 – Nordigen

FinovateEurope 2019 – Nordigen

How they describe themselves: Nordigen is a global account data analytics provider that helps banks and lenders improve the speed and accuracy of their credit decisions. We offer the best account-based income verification, transaction categorization, and behavioral scoring solutions currently available. Nordigen operates across 13 countries, working with 50+ global banks and lenders.

How they describe their product/innovation: Nordigen Report enables banks and lenders (1) access loan applicant account histories and (2) verify income and other risk-critical insights – all in one place. Nordigen Report uses industry-proven analytics to generate risk reports and can be integrated with all major account aggregators and/or Open Banking APIs.

Nordigen Report has the following use cases:

  • Provides more information about “thin-file” customers;
  • Verifies income;
  • Verifies current liabilities;
  • Verifies “red flags” (e.g. gambling, previous debt collection and bailiff cases, frequent cash uses, etc.);
  • Generates new predictive features for credit models.

Product distribution strategy: Direct to Business (B2B)

Contacts

Bus. Dev.: Kristaps Drikis, Account Executive, [email protected]
Press: Maija Anna Ludbarza, PR & Marketing, [email protected], +37129436898

FinovateEurope 2019 – Nine Dynamics

FinovateEurope 2019 – Nine Dynamics

How they describe themselves: Based in Calgary, Canada, Nine Dynamics has a bold company vision for its TITAN equities analysis platform: to make state-of-the-art investment insight effortless for investors, through revolutionary data science, and world-class artificial intelligence.

The team’s singular goal is to create a decision-support tool that is as powerful and functional, as it is beautiful and intuitive to use. TITAN is a stunning realization of that focus, and marks a radical departure from existing equity analysis tools currently available on the market today.

Launched at Microsoft’s prestigious BUILD conference in early-2018, TITAN has since experienced explosive growth within the professional wealth advisory space, across North America and Europe.

How they describe their product/innovation: Built from the ground-up by seasoned finance professionals, TITAN’s development was inspired by deep finance expertise (both technical and fundamental), and from first-hand frustration with the absence of adequate tools to efficiently deliver effortless investment insight and decision support, to both industry professionals and individual retail users alike.

TITAN has been built to be the ultimate decision-support tool, from overall market, sector and sub-sector health, to market timing at the individual security level. Powered by FactSet consensus data, cutting-edge data science, and a proprietary AI-engine, TITAN offers truly remarkable, eye-opening insights that are helping investors around the globe, make bold investment decisions.

Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

Contacts

Bus. Dev.: Jon Varley, Chief Growth Officer, [email protected]
Press: Steve Davis, CMO, [email protected], +1 604 783 8165