How they describe themselves: Ninth Wave is the leading enabler of secure data connectivity between financial institutions and third-party applications including aggregators and fintechs. The Company provides financial institutions with a single, secure, scalable gateway that enables consumer and commercial customers to access their data on their terms. Our technology has been deployed for over a decade at the world’s leading financial institutions including 3 of the top 5 US banks and 9 of the top 10 US wealth managers. For more information, please visit ninth-wave.com.
How they describe their product/innovation: The Ninth Wave Business Banking platform uses API’s to create world class customer experiences, making the best financial services available and consumable within the bank customers tool of choice. We allow bank clients to control and manage all banking tasks from a bank branded experience within QuickBooks, Xero, FreshBooks, NetSuite, and others. Ninth Wave will demonstrate our bank branded connectors and API’s to launch meaningful business banking experiences with unparalleled security and time to market.
Product distribution strategy: Through financial institutions, through other fintech companies and platforms
Contacts
Bus. Dev.: John Vander Vennet, VP Sales, [email protected], [email protected], 212-344-2000
Press: Conner Mulvee, COO, [email protected], [email protected], 212-344-2000
How they describe themselves: MyLife provides comprehensive Reputation Profiles and Reputation Scores for over 325 million individuals, allowing financial services and fintech to provide new value-added functionality for their customers.
How they describe their product/innovation: We will demonstrate our new Reputation Profile page to highlight all of the information it makes available, along with our Reputation Score, a credit score for your character.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through other fintech companies and platforms
Contacts
Bus. Dev.: Mark Kapczynski, Partnerships, [email protected] & Tim Peters, Partnerships, [email protected]
Press: Mark Kapczynski, Partnerships, [email protected]
How they describe themselves: myGini is a customizable, cloud based, and AI-powered card loyalty and customer engagement solution for financial institutions (FIs) and retailers. Working through the mobile apps of the FIs and/or retailers, it provides a plug-and-play white labeled platform to drive incremental card volume and sales as well as user satisfaction, while reducing IT and marketing costs.
How they describe their product/innovation: Using myGini app and and its cloud based loyalty engine, creation of a promotion, sending a real time push notification with a card transaction, and providing cash back to the cardholder.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contacts
Bus. Dev.: Selda Klinc, Bus. Dev., [email protected]
Press: Reka Agopcsa, IBA, [email protected]
How they describe themselves: MX is the leading data platform for banks, credit unions and fintechs, enabling its clients and partners to easily collect, enhance, analyze, present and act on financial data. Using MX’s platform and products, MX clients are able to understand their customers in real time like never before, allowing them to be truly customer centric, empowering them to grow faster and deliver an exceptional customer experience all while reducing costs.
How they describe their product/innovation: At MX, we help financial institutions and fintechs quickly and easily collect, enhance, analyze, present, and act on their financial data.
In that vein, we created MX Enabled: a centralized platform designed to help financial institutions expand their offerings by connecting them with fintechs through our API ecosystem.
This one-stop shop to a universe of fintech companies helps financial institutions increase the pace of innovation by cutting the cost and time to integrate.
Product distribution strategy: Through financial institutions, through other fintech companies and platforms
Contacts
Bus. Dev.: Don Parker, EVP Partnerships, [email protected]
Press: Tom Cook, VP Communications, [email protected]
How they describe themselves: MoEngage is an Intelligent Customer Engagement Platform trusted by enterprises in 35 countries, including several Fortune 500 brands. Consumer brands use MoEngage to personalize every customer interaction and drive better engagement, retention, loyalty and lifetime value.
MoEngage offers consumer analytics and the ability to automate hyper-personalized campaigns across web, mobile and email.
Featured in the Gartner’s Magic Quadrant for a second time in a row, MoEngage has been rated among the highest in overall experience.
How they describe their product/innovation: MoEngage enables a seamless, personal and highly contextual user experience across web, mobile and offline channels by bringing together a unified view of the customers. Businesses can map out consumer journeys, attributes and preferences to deliver personalized communication, help and offers at every touchpoint.
Elegantly designed, fully integrated and user friendly enterprise solution allows companies to orchestrate campaigns across channels like push, email, in-app messaging, web push and SMS, with auto-optimization powered by AI.
Product distribution strategy: Direct to Business (B2B)
Contacts
Bus. Dev.: Ehren Maedge, VP US Operations, [email protected]
Press: Vassil Mladjov, Head of Growth Accelerator, [email protected]
How they describe themselves: Meniga is a global leader in white-label digital banking solutions. Its award-winning products enable the world’s largest financial institutions such as Santander, Unicredit, BPCE, ING, Intesa, Commerzbank, UOB and Tangerine Bank to dramatically improve their digital channels, enriching the customer experience of 65M+ digital banking users across 30 countries. Meniga’s products includes personal finance management, automated real-time notifications, predictive analytics and personalized engagement technologies, tailored rewards and consumer data analytics.
How they describe their product/innovation: With the advent of PSD2 and open APIs many banks turning to the SaaS model. At Finovate Fall we will present our latest development that takes the concept of helping people improve their (financial) lives and have a positive impact on the world – with a great use-case. In an increasingly eco-aware world we believe banks can help people make a real positive impact by utilising enriched transactional data in a meaningful way. We will show how banks can make use of enriched transactions to help their customers to reduce and offset their carbon footprint.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions
Contacts
Bus. Dev. & Press: Ómar Thor Ómarsson, Head of Marketing, [email protected]
How they describe themselves: Michigan-based HTMA is an innovative FinTech company serving banks and credit unions across the country to easily and cost-effectively introduce new services for attracting and retaining customers. HTMA offerings include Banker Jr., Member Jr., and now Plinqit, the first savings app of its kind that pays users for engaging with content through its patent-pending Build Skills™. For more information, visit www.htmobileapps.com.
How they describe their product/innovation: Plinqit is a brandable, mobile first platform that is elegant and highly powerful at the same time. Unlike any other savings app on the market, its patent-pending Build Skills™ pays users for engaging with content, creating higher user engagement for financial institutions. Created by Millennials for Millennials, the Plinqit platform helps financial institutions connect with this important demographic in a meaningful, relevant way – while aligning data, behavior and incentives. For more information, visit www.plinqit.com.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions
Contacts
Bus. Dev.: Bryan Freeman, Marketing Director, [email protected], 734-730-7785
Press: Samantha Hall, Account Associate, [email protected], 678-781-7227
How they describe themselves: Pinkaloo helps banks and employers attract and retain the best customers and employees by directly powering their philanthropy. Current tools don’t match how modern donors want to manage their giving. Pinkaloo’s white-label Modern Giving provides a solution that allows our customers to maximize engagement with their employees and customers and to power the philanthropy in the communities that they serve.
How they describe their product/innovation: It is hard for banks to differentiate. 81% of millennials expect a commitment to corporate citizenship.
Pinkaloo’s white-label, Modern Giving solution enables banks to directly power their customers’ charitable giving. Modern Giving accounts provide consumers with a centralized account to budget for their giving, discover charities that match their passions, and collaborate with others. Integrated with your current digital tools, our software helps banks create incentives to drive adoption of other products and earn new deposits and interchange fees.
Product distribution strategy: Through financial institutions, through other fintech companies and platforms
Contacts
Bus. Dev. & Press: Gideon Taub, CEO & Founder, [email protected]
How they describe themselves: Persistent Systems builds software that drives the business of our customers; serving software product companies and enterprises with software at the core of their digital transformation. For more information, please visit www.persistent.com.
How they describe their product/innovation: Chatbots have become a common part of customer experience and efforts are being made to personalize them by harnessing the power of AI and ML.
The proposed solution, which is part of Persistent’s Digital Bank in a Box (DBiB), provides capability to recognize user’s intention and make conversation more personalized using an AI system that learns from user demographics and data pulled from customer transaction datasets.
AI enabled conversations are engaging, useful and make it far more effective than the generic solutions available in the market.
Product distribution strategy: Through financial institutions, through other fintech companies and platforms
Contacts
Bus. Dev. & Press: Charlie Caban, Client Partner, [email protected] & Debashis Palit, Client Partner, [email protected]
How they describe themselves: PayFi enables banks, fintechs, processors and merchant service providers to cost effectively move money between bank accounts in real-time. Our simple and secure RailStorm API, an A.I. based revolutionary payment platform, provides the infrastructure necessary to achieve an unprecedented advantage in the market . We work with a host of financial institutions across the country and provide the greatest reach using card rails, at over 97% in the US, for instant payments.
How they describe their product/innovation: An end-to-end payment solution which includes client on-boarding, a marketplace, and processing capabilities.
Product distribution strategy: Direct to Consumer (B2C), Direct to Business (B2B), through financial institutions, through other fintech companies and platforms
Contacts
Bus. Dev. & Press: Peter Gordon, CRO, 844-604-8075
How they describe themselves: owl.co offers automated solutions for financial institutions to better know their customers by aggregating external data and delivering insights in real-time. Owl.co offers three solutions: 1) automated customer onboarding, 2) instant KYC & AML, and 3) fraud detection tool. The instant KYC|AML tool automates Enhanced Due Diligence on both individuals and companies. All of this is done on a proprietary end-to-end encrypted, zero-knowledge platform that passes all the regulation checkmarks. Owl’s platform is server-independent and fully white-labelled.
How they describe their product/innovation: The instant KYC|AML tool automates Enhanced Due Diligence on both individuals and companies.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed
Contacts
Bus. Dev. & Press: George Khalife, Head of Bus. Dev. & Marketing, [email protected]
How they describe themselves: Orion Advisor Solutions offers a personalized financial management continuum, including best in class advisor technology and investment solutions to help fiduciary-minded advisors realize their unique vision for success. Through our subsidiary organizations, Orion Advisor Tech, Orion Portfolio Solutions, CLS Investments, and Constellation Trust Company, our clients range from boutique RIAs to enterprise-level firms.
How they describe their product/innovation: Eclipse is Orion’s fully-intergrated trading and rebalancing platform. We have add the power of ASTRO’s institutional grade portfolio optimization engine directly into Eclipse. By embedding ASTRO into Eclipse, Advisors are able to leverage the mass customization ability of ASTRO navitvely within Eclipse. Not only are Advisors able to create custom Direct Indexing solutions, they are able to provide client specific overlays to any strategy which includes custom ESG solutions.
Product distribution strategy: Direct to Business (B2B), through other fintech companies and platforms, licensed
Contacts
Bus. Dev.: Kyle Hiatt, EVP
