The 2024 Landscape of Digital and Decentralized Currencies

The 2024 Landscape of Digital and Decentralized Currencies

In the northern hemisphere, springtime is just a few days away. And along with the melting of snow and blooming of flowers, we’ve also seen growth in a previously frozen area of fintech. That’s because there has been a resurgence of interest in digital and decentralized currencies, thanks to the escalating price of Bitcoin, which has seen record highs this week, topping out at over $73,800 yesterday.

There are two major driving factors behind Bitcoin’s surge: the recent launch of the Bitcoin ETF and the upcoming Bitcoin halving event that is expected to take place in April. The effect of these two events have transcended Bitcoin, however, and have not only had a positive impact on other digital currencies, but also on the traditional finance sector.

We recently had the opportunity to interview a few experts in the space to gain a better understanding of the current digital currency landscape. Check out the videos below to see Nordea’s Ville Sointu’s thoughts on the digital Euro, Finthropology’s Anette Broløs’ ideas on CBDCs and the challenges of replacing cash, and Coin Telegraph’s Jillian Godsil’s perception on what it will take to fully melt the previously frozen crypto sector.

Decoding the digital Euro

CBDCs and the challenges of replacing cash

From crypto winter to crypto spring


Photo by Google DeepMind

Personalization, Customer Centricity, and the Future of Fintech and Financial Services

Personalization, Customer Centricity, and the Future of Fintech and Financial Services

En route to FinovateEurope in London last month, a cab driver asked me what I did for a living. After giving it a few moments of thought (“fintech research analyst” doesn’t always cut it), I told him, “I get to meet interesting people and ask them interesting questions.”

This year at FinovateEurope, I had the opportunity to sit down with more than a baker’s dozen of fintech entrepreneurs, analysts, and authors to talk about some of the top trends in fintech and financial services. Here, as part of our Finovate Speaker Series, I’m looking forward to sharing these conversations with you over the next few weeks.

First up, in commemoration of International Women’s History Month, my interviews with Samantha Seaton, CEO of Moneyhub, and Anette Broløs, founder of Finthropology.

Samantha Seaton is CEO of open banking, open finance, and open data platform Moneyhub. The company’s technology helps transform data into personalized digital experiences and initiate payments. Seaton is also a Non-Executive Director at the Charities Aid Foundation Bank and at The Investing and Savings Alliance (TISA).

In our conversation, Seaton discusses the contemporary “obsession with personalization.” We also talk about the latest trends in financial services, the impact of AI, and what financial services can learn from other sectors when it comes to best leveraging new technologies.


How can the study of human cultures benefit banks? We posed this question to Dr. Anette Broløs, co-founder and Director of Finthropology.

For all the discussion of the power of data in financial services in recent years, Broløs believes that companies in this space have not yet done all they can do in order to take advantage of qualitative research that can help them become more customer-centric. As the co-author of the soon-to-be-released book, Customer-Centric Innovation in Finance, Broløs explains how methods common in anthropology can be effectively applied to financial services, potentially revealing insights that banks have been missing for years.

Navigating the Future of Fintech Trends: Insights on Customer Experience, Disruptive Technology, and AI

Navigating the Future of Fintech Trends: Insights on Customer Experience, Disruptive Technology, and AI

In the landscape of financial services, fintech trends are always evolving and keeping up with competitors requires embracing change and innovation.

In this blog post, we’ve curated a selection of videos that delve into key areas shaping the industry’s future: customer experience, disruptive technology, and the strategic implementation of AI. Whether you’re a banking executive looking to enhance customer engagement or a fintech professional exploring new avenues for growth, these insights offer valuable perspectives on navigating the challenges and opportunities ahead.

Customer experience

Disruptive technology

Revolutionizing finance with AI

 


Photo by Pixabay