Encap Security Integrates with Touch ID

Encap Security Integrates with Touch ID

Encap Security

This post is part of our live coverage of FinovateSpring 2015.

Encap Security demonstrated how it can enable financial institutions to take advantage of new authentication methods:

Encap is demonstrating how their platform can enable institutions to offer choices to their customers, without sacrificing on security, or creating a management headache. Showcasing their integration of Touch ID, Encap will demonstrate how their solution can detect and use device capabilities as they come to market. The result is a flexible platform that allows financial institutions to take advantage of new authentication factors as they emerge, without the pain of reengineering the entire authentication framework. This flexibility allows Encap to be a truly omnichannel authentication option, and perhaps the only one that improves both security and usability.

Presenters: Adam Dolby VP, Americas; David Nayes, sales director, Americas

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Product Launch: June 2014

Metrics: Encap Security’s management team has an unrivaled pedigree in authentication and mobile financial services. The Encap Security executive team has 60+ years of experience across mobile financial services, identity management, and mobile app security. The total investment made in Encap Security is €4.8M.
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

HQ: Palo Alto, California, and Oslo, Norway
Founded: 2007
Website: encapsecurity.com
Twitter: @encapsecurity

Top Image Systems Unveils its eFLOW Lending Solution to Optimize Processing for Originators

Top Image Systems Unveils its eFLOW Lending Solution to Optimize Processing for Originators

This post is part of our live coverage of FinovateSpring 2015

FS2015_TopImageSystems_logoOur next presenting company is Top Image Systems, demonstrating its innovation in loan-origination technology.

eFLOW Lending is Top Image Systems’ financial technology innovation designed to transform what is currently a very manual, time-consuming, and expensive origination process into a streamlined, automated, self-service-enabled experience with automatic “completeness checks” during the application process. With the ability to automatically capture and process any volume of documents—of any type, anywhere, at any time—eFLOW Lending optimizes loan processing, increasing accuracy and efficiency for originators. Through document classification and automated data-capture, TIS’ solution enables cost reduction and decreases mortgage-processing cycle-times while ensuring maximum security and compliance.

Presenters: Taylor Adkins, technical product management; Alayne Pregeant, senior director, global marketing

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Product launch: May 2015

Metrics: Following our IPO in the mid-90s, we recently raised $15M in a secondary offering in February 2014; 2013 annual revenue: $40M; employees: 250
Product distribution strategy: Direct to Business (B2B), through financial institutions

HQ: Tel Aviv, Israel
Founded: March 1991
Website: topimagesystems.com
Twitter: @TopImageSystems

DarcMatter Brings Transparency, Access to Alternative Investments

DarcMatter Brings Transparency, Access to Alternative Investments

This post is part of our live coverage of FinovateSpring 2015.

DarcMatterLogoDarcMatter demoes its platform that gives investors access to alternative investments in private equity, venture capital, and more.

DarcMatter is an investment platform that answers an increasing appetite for alternatives by providing visibility into an otherwise opaque marketplace. DarcMatter provides private issuers comprehensive transactional technology and distribution channels to enhance exposure to a greater number of investors. The platform also features a seamless and compliant engine to receive investments, securely store and disseminate information, and manage the flow of funds. The platform’s unique model enhances investor buying-power by lowering the buying minimums of select opportunities while considerably streamlining capital-raising logistics for private issuers.

Presenter: Founder, CEO Sang Lee; CTO Stan Solodkyy

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HQ: New York City, New York
Founded: November 2014
Website: darcmatter.com
Twitter: @DarcMatterHQ

Cardless Cash from FIS Helps Mobile Banking Customers Make Safe, Speedy ATM Withdrawals

Cardless Cash from FIS Helps Mobile Banking Customers Make Safe, Speedy ATM Withdrawals

This post is part of our live coverage of FinovateSpring 2015.

FIS LOGO WHITE GRADIENT 1.22.13FIS is up next with its Cardless Cash innovation for mobile banking:

Cardless Cash enables mobile banking users to get cash at an ATM in under ten seconds—all from the privacy of their smartphones. Cardless Cash protects customers with biometric security and eliminates skimming fraud risks associated with plastic cards. If you have your phone, you’ve got your cash. Customers experience unparalleled convenience, speed and security of access to cash using only an app.

Presenter of Cardless Cash app: SVP Doug Brown, general manager

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Product Launch: January 2015
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms

HQ: Jacksonville, Florida
Founded: January 1968
Website: fisglobal.com
Twitter: @fismobile

PayActiv’s MyMo Helps Consumers Intelligently Manage Their Finances

PayActiv’s MyMo Helps Consumers Intelligently Manage Their Finances

This post is part of our live coverage of FinovateSpring 2015.

PayActiv Logos CMYKPayActiv introduces MyMo, an app and ecosystem that help employees cover the gap between earning and spending:

PayActiv’s MyMo (My Money) app and ecosystem requires no change in existing IT or payroll process of an employer. Employees enrolled in MyMo can (1) intelligently manage their finances; (2) instantly access funds to bridge the timing gap between earning and spending; (3) deal with emergencies without taking predatory loans or having exposure to overdraft fees.

MyMo presenter: Founder and CEO Safwan Shah of PayActiv

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Product Launch: November 2014

Metrics: Money raised: $6.7M; employees: 10; revenues: early revenue has begun; multiple customers signed
Product distribution strategy: Direct to Business (B2B), through financial institutions, through other fintech companies and platforms, licensed

HQ: San Jose, California
Founded: January 2013
Website: payactiv.com
Twitter: @payactiv

Meet Vouch: The First Social Network for Credit

Meet Vouch: The First Social Network for Credit

Vouch Logo - Updated 4.14 copyThis post is part of our live coverage of FinovateSpring 2015.

And we’re off! The first demo of the day comes courtesy of Vouch, launching its “social network for credit” platform:

Friends and family members trust you with money, so Vouch does, too. Get started by visiting the Vouch website, or downloading the mobile app for iOS or Android. Borrowers apply for loans and ask friends, family, and other personal connections to “vouch” for them by answering a short survey. Vouchers are encouraged to back a portion of the loan to help further reduce the price to borrowers. “Vouches” are used alongside standard financial data to gain a more complete picture of creditworthiness, bringing down the price of loans for borrowers. The more vouches a borrower receives, the lower their rate.

Presenter: Yee Lee, CEO and co-founder

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Product Launch: March 2015

Metrics: Funding, $3M (Seed round)
Product distribution strategy: Direct to Consumer (B2C)

HQ: San Francisco, California
Founded: December 2013
Website: vouch.com

FinovateSpring 2015: Fintech Showdown in San Jose

FinovateSpring 2015: Fintech Showdown in San Jose

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Halfway through rehearsal day on Monday, we learned that the attendance for FinovateSpring 2015 was nearing the 1,400 mark. And the best news about that is that we’re still happy to save a spot for you and yours, just visit our registration page before it’s too late.

Since rehearsal day is the perfect time to make sure everything is just right when the lights go up Tuesday morning, here are a few tips and reminders to help you make the most of your Finovate experience, wherever you may be enjoying it.

Bizzabo You!

Finovate events are known for many things, and high-caliber networking is one of them. So we are again turning to the social networking app, Bizzabo, to help attendees make the most of their time at the show. Bizzabo makes it easy for attendees to reach out and network with each other before, during, and after the show. It is also a great way to learn more about the presenting companies, the event’s sponsors and partners, and the event itself.

Registered attendees can download the Bizzabo app (iOS here, Android here). You can also access Bizzabo via your desktop at this link. If you’re new to Bizzabo, you can sign up using your LinkedIn credentials or set up an account using the same email address you used when registering for Finovate, as well as a password.

After you’ve downloaded the app, search for “Finovate” then select “Join” and you’re set.

If you have any difficulties signing in, please email us at [email protected].

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Tweet Me!

If you can’t make it to San Jose this week for FinovateSpring 2015, don’t despair! Our live Twitter feed is the next best thing to being here.

Find us on Twitter at the handle @Finovate, and be sure to mark your tweets #Finovate. You’ll join an intelligent, occasionally irreverent, community of savvy fintech fans whose insights, observations, and clever remarks will ensure you don’t miss a moment of the show.

Remember you can always get more information about FinovateSpring 2015 at our event page. We have the two-day event schedule, list of presenters, sponsors, partners, and more.

We hope to see you this week at the conference! If you have any questions, check out our FAQ page or send us an email at [email protected].

FinovateSpring 2015: We’re On the Way to San Jose

FinovateSpring 2015: We’re On the Way to San Jose

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Spring has sprung! And with it, the return of FinovateSpring to the Bay Area for our second event in San Jose!

This year we will miss the throngs of San Jose Sharks fans marching down the street, packing the pubs, and enjoying the performance of their beloved NHL playoff contender. But we are looking forward to the throngs of financial technology fans who have already saved their spots at what is shaping up to be the biggest FinovateSpring to date.

So, whether you will be joining us here in San Jose, or following us online via Twitter feed (@Finovate) or our Live Blog here at Finovate.com, here’s everything you need to know to be ready when the lights go up on the Finovate stage Tuesday morning.

Schedule
Registration begins at 8:00 a.m. on Tuesday, 12 May. The first demo begins at 8:55 a.m. The final demo of Day One begins at 4:02 p.m.

On Wednesday, registration begins at 8:00 a.m. The first demo will start at 8:55 a.m. The final demo of Day Two begins at 2:28 p.m., with the Best of Show award ceremony at 4:15 p.m.

There’s still time to be a part of our record-breaking audience. Visit our registration page and pick up your ticket today.

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Venue
FinovateSpring returns to the City National Civic, near the campus of San Jose State University. Here’s the address for those of you joining us in person:

135 West San Carlos Street
San Jose, California 95113

Presenters
Over the course of two days, FinovateSpring 2015 will feature 72 companies demonstrating the latest in fintech innovation live on stage. Take a peek at our presenters below, and learn more about them at our presenters page, as well as in our Sneak Peek preview series.

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We hope to see you in San Jose! For more information, visit our FAQ page or email us at [email protected].

FinovateSpring 2015: Fintech Across America & Beyond

FinovateSpring 2015: Fintech Across America & Beyond

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With FinovateSpring just over the horizon, we took a look at where the 72 presenting companies will be traveling from before they arrive in San Jose on 12/13 May.

We’ll be hosting companies from 23 states and six countries.

It turns out that 17 of the companies are already based in Silicon Valley and will not need to travel far to get to the City National Civic Center on Tuesday morning. The company with the longest travel distance is Persistent Systems, which is headquartered in Pune, Maharashtra, India.

No matter what your commute to Finovate’s eighth event in the Silicon Valley looks like, you should be getting excited to come check out what’s new in fintech.

Still don’t have your ticket? Pick one up soon.

You can check out more information about the presenting companies on the FinovateSpring event page or browse our Sneak Peek blog series.


FinovateSpring 2015 is sponsored by The Bancorp, CapitalSource, City National Bank, Envestnet, Financial Technology Partners, Hudson Cook LLP, KPMG, Kyriba, Life.SREDA, and Zions DirectTV.

FinovateSpring 2015 is partners with Aite Group, American Banker’s Association (ABA), Bank Innovators Council, Bankers Hub, BayPay Forum, bob’s guide, Breaking Banks, California Bankers Association, Canadian Trade Commissioner Service, Celent, ebankingnews, Filene Research Institute, fin-tech.org, HotWire, Javelin Strategy & Research, Mercator Advisory Group, The Paypers, SME Finance Forum, and Western Independent Bankers.

Last Call for FinovateSpring 2015 Tickets

Last Call for FinovateSpring 2015 Tickets

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FinovateSpring 2015 is right around the corner and we are as excited as ever to see live and up close what our roster of 72 fintech innovators has in store. Have you picked up your ticket yet?

We hope you’ll join us. In fact, with registrations zooming past the 1,000 mark more than a week ago, there may be no better time than now to save your spot at the show.

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We think you’ll like what you see on stage this year with our lineup of live demos at FinvoateSpring 2015. But, as we hinted earlier this week with our Attendee Title Word Cloud, much of what makes Finovate events special results from the live “introductions” between fellow attendees that happens during the networking opportunities throughout the day.

To give you a feel of the caliber of the crowd you’ll be joining at FinovateSpring 2015 in San Jose, take a look at a sample of the more than 500 companies attending this year’s conference.

  • Accenture
  • Aite
  • Alliance Credit Union
  • Alliant Credit Union
  • Ally Bank
  • Alten Capital
  • Altpoint Ventures
  • America First Credit Union
  • American Express
  • ANZ
  • AXA Lab
  • Backbase
  • Baird Capital Partners
  • BancVue
  • Bank of America
  • Bank of Internet
  • Bank of the West
  • Barclays
  • BBCN Bank
  • BBVA
  • BDCV Venture
  • Blackrock
  • Bluerun Ventures
  • BNY Mellon
  • Bridge Bank
  • C1 Bank
  • Capital One
  • Capital Source
  • Celent
  • Celtic Bank
  • Charles Schwab
  • Chase Paymentech
  • Citi Ventures
  • City National Bank
  • Clipper Ventures
  • Commerz Ventures
  • Co-op Financial Services
  • Credit Karma
  • CU Central of Canada
  • Credit Suisse
  • Crosslink Capital
  • CUTech
  • CUNA Mutual Group
  • Darling Ventures
  • dataconomy
  • Deseret First Credit Union
  • Desert Schools FCU
  • Digital Insight
  • Discover Financial Services
  • Eastman Credit Union
  • Educators Credit Union
  • eFirstBank
  • E*Trade
  • Endeavour
  • Enova
  • Envestment
  • Equifax
  • Everbank
  • Experian
  • Ernst & Young
  • Federal Reserve of Chicago
  • Federal Reserve San Francisco
  • Fidelity
  • Filene Research Institute
  • Financial Products Research
  • Finovera
  • FIS
  • Fiserv
  • First Annapolis
  • First National Bank
  • First Republic Bank
  • First Tennessee Bank
  • Forbes
  • Forrester Research
  • Foundation Capital
  • Fujitsu Research Institute
  • Gartner Research
  • GE
  • General Atlantic
  • Gibraltar
  • Golden 1 CU
  • Goldman Sachs
  • Google
  • H&R Block
  • Harland Clarke
  • Hills Bank and Trust
  • Hudson City
  • Hyundai
  • IBM
  • Innovest
  • Intuit
  • Intellectual Ventures
  • J.P. Morgan Chase
  • Jack Henry & Associates
  • Javelin Strategy & Research
  • Jumio
  • Justice Federal CU
  • KeyBank
  • KPMG
  • Lending Club
  • LexisNexis
  • Libro Credit Union
  • Life.SREDA
  • MasterCard
  • Maybank
  • Mercator Advisory Group
  • Metropolitan Capital
  • Mindful Insights
  • Mountain America CU
  • NASDAQ
  • New York Life
  • North Hill Ventures
  • Obvious Ventures
  • Ohio Valley Bank
  • PayPal
  • PNC
  • PT Money
  • Privat Bank
  • PostFinance
  • Primerica
  • Public Service Credit Union
  • PSCU
  • Quantum Capital
  • Quicken Loans
  • RedStar Ventures
  • Rockville Bank
  • Route 66 Ventures
  • Royal Bank of Scotland
  • Safe Credit Union
  • Santander
  • Seattle Metropolitan CU
  • ScotiaBank
  • Silicon Valley Bank
  • Silvergate Bank
  • Square1 Bank
  • Solarity Credit Union
  • Sony Bank
  • Sorenson Capital
  • Stanford Federal Credit Union
  • Star One Credit Union
  • State Farm
  • Stockpile
  • Sumitomo Mitsui
  • Susquehanna Growth Equity
  • Swisscom
  • Target
  • TD Ameritrade
  • TD Bank
  • Tech Credit Union
  • Technology Crossover Venture
  • TDECU
  • The Bancorp
  • TPG
  • Transunion
  • TSYS
  • TwinStar Credit Union
  • Umpqua Bank
  • UBS
  • USAA
  • UW Credit Union
  • Visa
  • Wallaby
  • Wall Street Journal
  • Wells Fargo
  • Western Independent Bankers
  • Western Union
  • Wharton
  • William Mills
  • WSECU
  • Yodlee
  • Zions Bank

If these folks sound like your kind of people, then why not join them and us for an exciting two days of live demos and high-caliber networking at FinovateSpring 2015? Visit our registration page today and we’ll see you in San Jose next week.


FinovateSpring 2015 is sponsored by The Bancorp, CapitalSource, City National Bank, Envestnet, Financial Technology Partners, Hudson Cook LLP, KPMG, Kyriba, Life.SREDA, and Zions DirectTV.

FinovateSpring 2015 is partners with Aite Group, American Banker’s Association (ABA), Bank Innovators Council, Bankers Hub, BayPay Forum, bob’s guide, Breaking Banks, California Bankers Association, Canadian Trade Commissioner Service, Celent, ebankingnews, Filene Research Institute, fin-tech.org, HotWire, Javelin Strategy & Research, Mercator Advisory Group, The Paypers, SME Finance Forum, and Western Independent Bankers.

FinovateSpring 2015 Sneak Peek: Part 8

FinovateSpring 2015 Sneak Peek: Part 8

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Today marks our final Sneak Peek preview. We hope you’ve enjoyed the opportunity to get to know a little about the companies that will be taking the stage at FinovateSpring 2015.

Register today to see and meet these innovators in person on 12/13 May at our upcoming conference in San Jose, California.

If you’ve missed an edition, our complete Sneak Peek series for FinovateSpring 2015 is below:

And now let us introduce you to the final fourteen companies of FinovateSpring 2015. See you in San Jose!


FS2015_Finaeos_logoFinaeos automates the back office and capital-raising compliance.

Why it’s great
Serves the demand for new ways to invest, save, and generate income by investors across the globe.

  • Founded: 2015
  • HQ: Victoria, British Columbia, Canada

FS2015_Finicity_logoFinicity helps developers build powerful apps to drive financial software innovation.

Why it’s great
TXPUSH Interface to the Finicity API Platform.

  • Founded: 1999
  • HQ: Salt Lake City, Utah

FS2015_MoneyAmigo_logoMoney Amigo is a social money interaction platform that solves the lack of simple and clustered services for the unbanked and underbanked.

Why it’s great
Money Amigo makes managing money fast, fair, and friendly.

  • Founded: 2015
  • HQ: Las Vegas, Nevada

FS2015_Ondot_logoOndot Systems builds white-label solutions that enable financial institutions to provide security and convenience for their customers.

Why it’s great
Our platform brings innovation to mobile card services.

  • Founded: 2011
  • HQ: San Jose, California

FS2015_Onovative_logoOnovative’s powerfully simple marketing automation software helps financial institutions meet the challenge of cross-selling current customers.

Why it’s great
Onovative provides banks and credit unions with modern APIs and a simple UI to help them grow.

  • Founded: 2013
  • HQ: Jeffersonville, Indiana

FS2015_Outski_logoOutski’s platform improves employee health and wellness, increases productivity, and reduces job-related stress.

Why it’s great
Outski helps companies improve margins and reduce costs by focusing on the health and well-being of their employees.

  • Founded: 2013
  • HQ: Tucson, Arizona

FS2015_PrairieCloudware_logoPrairie Cloudware provides a comprehensive set of omnichannel, digital payment services to solve the need for more security, convenience, and control when purchasing goods and services online and in-store.

Why it’s great
We are a cloud-based, open platform that allows consumers to access and use their preferred payment mechanisms and accounts via the financial institution’s digital channels.

  • Founded: 2012
  • HQ: Omaha, Nebraska

FS2015_Slice_logoSlice’s technology provides item-level purchase-data across the largest base of online consumers (two million and counting).

Why it’s great
Slice’s one-of-a-kind Purchase Graph technology.

  • Founded: 2010
  • HQ: Palo Alto, California

FS2015_SmartAsset_logoSmartAsset provides a tools-and-content platform to give consumers personalized and actionable advice.

Why it’s great
Leverage our Automated Financial Modeling technology to make significant personal finance decisions.

  • Founded: 2011
  • HQ: New York City, New York

FS2015_Token_logo_snagToken is a new payment rail that solves the “faster payments” problem for banks, businesses, and consumers.

Why it’s great
A new open bank API, an unbreakable identity system, developer tools, and a wallet app for business and consumers.

  • Founded: 2015
  • HQ: Los Altos Hills, California

FS2015_TopImageSystems_logoTop Image Systems introduces the eFLOW mortgage, which eliminates the manual, time-consuming and expensive mortgage-origination process.

Why it’s great
Top Image Systems’ IQA (Image Quality Analysis) provides unparalleled accuracy, security, and ease of use.

  • Founded: 1991
  • HQ: Tel Aviv, Israel

FS2015_Vanguard_logoVanguard introduces the Funds Visualizer to rid investors of suboptimal portfolio construction.

Why it’s great
Our interactive, 3-D, data visualizations of diversification provide unique insights when it comes to building portfolios.

  • Founded: 1975
  • HQ: Valley Forge, Pennsylvania

FS2015_Vouch_logo_414updateVouch is the first social network for credit, enabling consumers to connect and share creditworthiness so they get the financial products they deserve.

Why it’s great
Vouch is for anyone who believes they are more than their credit score.

  • Founded: 2013
  • HQ: San Francisco, California

FS2015_Whodini_logo_snagWhodini helps merchants engage customers using social media marketing, reaching loyal customers with targeted offers.

Why it’s great
At Whodini, we help local businesses know their customers better.

  • Founded: 2004
  • HQ: Westport, Connecticut

FinovateSpring 2015: Meet the People in Your Fintech Neighborhood

FinovateSpring 2015: Meet the People in Your Fintech Neighborhood

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Who will you meet at FinovateSpring 2015?

From the moment you arrive at a Finovate conference, one thing is clear: Fintech is a people business.

In fact, while some of the best connections you’ll make at Finovate will be with our presenters at their booths, many of your best conversations are likely to be with the man or woman sitting next to you in the audience or across the table from you at lunch.

Why so? Take a look at the titles of the more than 1,000 fintech professionals who have already signed on to join us at FinovateSpring this May.

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Senior vice presidents and software engineers, managing partners and marketing directors, chief executives and chief evangelists. This year’s attendee-title word-cloud suggests the question is not “Who is going to FinovateSpring 2015 this year?” It’s “Who isn’t?”

The show starts 12 March, Tuesday, and concludes with our Best of Show awards presentation after a second day of live demos on Wednesday. So be sure to visit our registration page today and reserve your seat as Finovate returns to San Jose next month for our annual spring event.

Find out more about FinovateSpring 2015 at our FAQ page.


FinovateSpring 2015 is sponsored by The Bancorp, CapitalSource, City National Bank, Envestnet, Financial Technology Partners, Hudson Cook LLP, KPMG, Kyriba, Life.SREDA, and Zions DirectTV.

FinovateSpring 2015 is partners with Aite Group, American Banker’s Association (ABA), Bank Innovators Council, Bankers Hub, BayPay Forum, bob’s guide, Breaking Banks, California Bankers Association, Canadian Trade Commissioner Service, Celent, ebankingnews, Filene Research Institute, fin-tech.org, HotWire, Javelin Strategy & Research, Mercator Advisory Group, The Paypers, SME Finance Forum, and Western Independent Bankers.