FinovateFall: Advanced Authentication, AI in Lending, and the Fate of Open Banking

FinovateFall: Advanced Authentication, AI in Lending, and the Fate of Open Banking

With FinovateFall right around the corner (September 8 through 10), we wanted to update you as we fill out the last spots on our speaker roster for the event. Today, as part of the Finovate blog’s Speaker Series, we’re showcasing a pair of presentations focused on advanced authentication strategies for identity verification and how AI can be effectively deployed to help enhance the lending journey. We’re also previewing a special fireside chat on the latest big developments on the open banking front.

If you haven’t bought your ticket yet, you’re in luck! Our registration discount ends on Friday so visit our FinovateFall registration page today and take advantage of big savings!


Frictionless by Design: How T-Secured Network Authentication Accelerates Digital Adoption

Mark Clancy, Senior Vice President of Cybersecurity, T-Mobile, will discuss the value of network-based authentication in a world of forgotten passwords, clumsy verification steps, and vulnerable SMS codes. Clancy will also show how network-based authentication verifies identity directly through the mobile network , requiring no passwords, no codes, and no extra clicks. Mon, Sep 8, 10:05 am.

At T-Mobile, Clancy spearheads the company’s strategy to safeguard consumer data and boost enterprise-wide security measures. Clancy has 25+ years of experience in information technology and cybersecurity, having held executive positions at Sprint, Citigroup, and the Depository Trust & Clearing Corporation.

Headquartered in Bellevue, Washington, and a self-described “Un-carrier,” T-Mobile provides an advanced 4G LTE and nationwide 5G network that offers reliable connectivity for 132+ million customers. A publicly traded company on the NASDAQ exchange under the ticker TMUS, the company has a market capitalization of $282 billion.


Autopilot Lending: The AI blueprint for seamless lending journeys

Sandeep Hinduja, Vice President and Head of Banking (Americas), Newgen Software Inc., will discuss how to automate the end-to-end lending journey with no manual touchpoints; deliver seamless, personalized onboarding across digital, mobile, and in-branch channels; and leverage AI for smart document management to ensure both security and accuracy. Tue, Sep 9, 2:55 pm.

As Head of Financial Services as Newgen Software, Hinduja oversees business strategy and operations across the United States and Canada, driving innovative solutions for lending, account opening, business process automation (BPA), enterprise content management (ECM), and customer communication management (CCM).

New Delhi-based Newgen Software offers an AI-first unified digital transformation platform that provides native process automation, content services, customer engagement, and AI/ML capabilities. The company’s low-code application platform enables companies to build and deploy complex, content-driven and customer-engaging business applications from the cloud.


Will JPMorgan’s data war kill fintech innovation?

Lastly, I want to call your attention to a very special late addition to the FinovateFall lineup. Jim Marous—co-publisher of The Financial Brand, owner and publisher of the Digital Banking Report, and host of the Banking Transformed podcast—will speak about the state of open banking in the US today. Wed, Sep 10, 1:45 pm.

From JPMorgan’s announced plans to begin charging for access to customer data to Visa’s report that it is shuttering its open banking division, the drive to bring open banking to the US feels as if it is at a major crossroads.

Presented as a Fireside Chat, this discussion with banking and fintech veteran Marous will give delegates a greater understanding of the issues involved in the fight to make open banking a reality here in the States.

FinovateFall 2025 Sneak Peek Series: Part 8

A look at the companies demoing at FinovateFall in New York on September 8 – 10. Register today using this link and save 20%.

AirKey

AirKey, developed by Capital One, turns bank-issued cards into hardware tokens for authentication and identity verification.

Features

Customers who activate their card with AirKey experience up to 20% lower transaction fraud, report higher NPS scores, and more.

Who’s it for?

Banks, credit unions, and any credit or debit card issuer.

Anonybit

Anonybit delivers privacy-preserving biometric authentication for fintech and banking, securing all touchpoints including enabling AI agents to prevent account takeover, fraud, and scams.

Features

  • Provides built-in integrations to online banking platforms
  • Delivers seamless, privacy-preserving authentication at every touchpoint
  • Manages blocklists, self-service account recovery, and tokens

Who’s it for?

Banks, credit unions, fintechs, payment providers, and enterprises.

Aurem

Aurem is an AI-powered operating system for retirement and wealth providers, unifying products, processes, and data to cut costs, simplify operations, adapt to regulation, and scale growth.

Features

  • Cuts costs
  • Eliminates inefficiency
  • Equips retirement and wealth providers with intelligence, automation, and adaptability to scale in a changing world

Who’s it for?

Banks, recordkeepers, and RIAs.

Casap

Casap’s AI-driven platform helps financial institutions and fintechs intelligently tackle the growing issue of first-party fraud and automate their disputes to improve operations.

Features

  • 80% of dispute cases automated
  • 85% reduction in processing time
  • 40% decrease in customer contacts
  • 51% reduction in write-offs/losses, improving NPS scores

Who’s it for?

Banks, credit unions, and fintechs.

Chimney

Chimney uses industry leading property data and award winning technology to generate real estate loans at lower costs with fewer staff required.

Features

  • Enriches existing systems, core, and CRM data with real-time property data
  • Automatically launches personalized, data-driven campaigns
  • Uses propensity modeling and scoring to predict borrowers

Who’s it for?

Banks, credit unions, digital banking providers, and fintech partners serving homeowners.

Decisionly

Decisionly automates disputes for card issuers, using AI to drive scalable, compliant, and cost-effective dispute operations.

Features

  • Intelligent intake: Provides real-time validation at intake
  • Robust evaluation: Automates custom workflows to improve accuracy
  • Faster resolution: Improves cardholder experience and deadline compliance

Who’s it for?

Card issuers including banks, fintechs, and processors.

Krida

Krida is an AI intelligence layer for commercial banking, removing lending bottlenecks and delivering real-time insights that deepen relationships, boost revenue, and accelerate growth.

Features

  • Automates document collection, data extraction, and credit materials
  • Uses a self-serve borrower intake with instant feedback
  • Equips bankers with insights for faster, more confident lending decisions

Who’s it for?

Banks, credit unions, venture lenders, and non-bank lenders.

FinovateFall Demo Lineup at Full Capacity

FinovateFall Demo Lineup at Full Capacity

It’s official! The FinovateFall 2025 demo lineup has reached full capacity with 64 innovative technologies selected, bringing together an impressive array of established players and promising newcomers at the New York Marriott Marquis over September 8 through 9.

This year’s complete lineup represents the full spectrum of financial technology innovation. From emerging AI agents to next-generation payment and banking technologies, the 64 selected companies will demonstrate technologies addressing the most pressing challenges in financial services today.

Max Capacity = Max Innovation

For those who haven’t secured their spot yet, this Friday, August 29 is the last chance to save. Book your pass today.

FinovateFall 2025 Sneak Peek Series: Part 7

A look at the companies demoing at FinovateFall in New York on September 8 – 10. Register today using this link and save 20%.

Conductiv

Conductiv helps lenders find more good loans, approve them faster, and grow portfolios safely using AI and permissioned data orchestration.

Features

  • Prevents fraud
  • Identifies charge offs before they happen
  • Finds new good loans hidden within existing loan applications

Who’s it for?

Banks and credit unions that make retail, SMB, and commercial loans.

Dimply

Dimply is an intuitive AI experience engine for builders in financial services to create, own, and evolve customer experiences, turning any data into personalized experiences, ready to embed instantly.

Features

  • Allow teams closest to customers to own the experience
  • Bring APIs in real-time to orchestrate data
  • Deliver personalized journeys inside existing apps and sites

Who’s it for?

Banks, credit unions, insurers, pension providers, wealth managers, and other financial services providers.

ID-Pal

ID-Pal’s ID-Detect is an additional layer of verification applied to every submission that accurately detects the most common type of AI document fraud, like synthetic IDs and portrait swaps.

Features

  • Confirms presence of physical, real ID vs. deepfake
  • Detects AI-manipulated IDs instantly and removes risk of fraud
  • Delivers seamless onboarding of real users and reduces false-positives

Who’s it for?

Credit unions, community banks, payment providers, wealth management firms, fund admins, merchant acquirers, and financial service providers.

Kaaj AI

Kaaj AI agents turn messy small business loan packages into clear, holistic risk assessments in just three minutes, helping lenders close ten times more loans.

Features

  • Delivers an end-to-end small business loan assessment in three minutes
  • Provides holistic credit and fraud risk insights with ready-to-review credit memos
  • Offers AI agents for loan officers, sales, and credit teams that unlock ten times more loans

Who’s it for?

Banks, credit unions, and small business lenders.

Payfinia

Payfinia’s composable QR payment service, built with Matera, allows FIs to deliver secure, instant QR code payments across FedNow, RTP, ACH, and digital asset platforms.

Features

  • Delivers instant, secure bank-to-bank payments via QR codes
  • Works across FedNow, RTP, ACH, or digital assets
  • Ensures safe, real-time transactions with native fraud controls

Who’s it for?

Credit unions, community banks, digital banking platform providers, and fintechs.

Scamnetic

Scamnetic offers cutting-edge, globally patented AI solutions that detect, prevent, and stop scams in real time, protecting identities and communications everywhere.

Features

  • KnowScam 2.0: Provides real-time scam detection across multiple channels
  • IDEveryone™: Delivers instant identity verification to prevent impersonation
  • Enhanced AI: Uses deepfake detection with actionable insights

Who’s it for?

Banks, credit unions, payment providers, fintechs, SMBs, and individuals.

Vertice AI

Vertice AI empowers community FIs with predictive analytics that transform data into actionable insights, driving smarter, measurable growth.

Features

  • Delivers AI-powered insights for precise customer targeting, boosting acquisition and cross-selling
  • Provides automated, personalized campaigns that maximize engagement
  • Offers scalable, compliant marketing content creation

Who’s it for?

Credit unions and community banks of all sizes.

Make the Most of FinovateFall with the Event App

Make the Most of FinovateFall with the Event App

FinovateFall is just around the corner (taking place September 8 through 10 in New York), and we can’t wait to welcome fintech leaders, bank executives, investors, and analysts back to our flagship show. With discussion sessions, networking opportunities, and 60+ demos packed into three days, it’s important to have the right tools at your fingertips to help you navigate the event. That’s where the ConnectMe event app comes in.

You can think of the app as your personal conference assistant. It gives you everything you need to maximize your time at FinovateFall, starting today and continuing after the event.

Plan Ahead

With the app, you can browse the full agenda, bookmark the sessions and demos that matter most to you, and build a personalized agenda to manage your on-site schedule. Whether you want to see the latest fintech demo on stage or catch a discussion on open banking, you’ll know exactly where you need to be and when.

Connect with the Right People

Networking has always been a cornerstone at Finovate, and the app makes it even easier. Use the attendee directory to see who else will be in the room, send messages, and set up meetings in advance. The app features an AI-powered matchmaking feature that highlights the people and companies most relevant to you, making it easy for you to make the high-impact connections you’re looking for.

Stay in the Loop

From last-minute speaker updates to location details, the app keeps you informed in real-time so you don’t miss a thing. You can also engage in live polls and Q&A during sessions, making the event more interactive and getting your voice heard.

Keep the Conversation Going

Your FinovateFall experience doesn’t end when the conference does. The app remains open after the event, giving you continued access to contacts, content, and discussions. Whether you missed a meeting or wanted to follow up with a contact you met on the networking floor, the app makes it easy to keep building relationships and follow up on new opportunities.


To download the FinovateFall ConnectMe app, keep an eye on your email inbox for a link and a code to get in. Be sure to set up your details within the app ahead of the show in order to hit the ground running. Whether this is your first Finovate or your fifteenth, the app is the best way to ensure you can maximize your event experience.

Behind the Scenes at FinovateFall: Spotlight on the Video Studio

Behind the Scenes at FinovateFall: Spotlight on the Video Studio

Each year at FinovateFall, the conversations on stage showcase some of the newest and most compelling ideas in fintech. But the story isn’t just limited to the stage. Just steps away from the general session, we have an energy-filled video studio that provides a space where fintech founders, thought leaders, and influencers can share their insights in front of the camera.

Working in collaboration with Informa’s video platform Streamly, the video studio has become an integral part of the Finovate experience because it offers speakers and sponsors a unique channel through which they can highlight their vision, discuss the impact of their technology, and connect with a broader audience long after the event itself. Between sessions, you’ll see us interviewing founders, executives, and thought leaders in the studio to extend the reach of both their thoughts and the show.

Here’s what you can expect from this year’s recordings:

  • Executive interviews: one-on-one conversations with fintech founders and bank executives about where particular industry subsectors are headed.
  • Company spotlights: Conversations that dive deeper into the solutions showcased on the demo stage and in the networking hall.
  • Expert insights: Analysis from industry experts on the latest industry trends like AI, open banking, digital identity, and more, as heard from the show floor.

Once recorded, our team of experts will produce, polish, and publish them on Streamly, YouTube, and the Finovate blog and promote them across social channels. Our goal is to ensure that the ideas shared at FinovateFall resonate beyond the conference itself, and will ultimately help shape conversations across the industry.

For both attendees and followers not in attendance, the videos offer another way to access insights from some of the brightest minds in fintech, even if they can’t be in every session live. Check out some of the videos from past events, and stay tuned later this fall to watch the freshly recorded sessions from FinovateFall 2025.

FinovateFall 2025 Sneak Peek Series: Part 6

A look at the companies demoing at FinovateFall in New York on September 8 – 10. Register today using this link and save 20%.

Appli

Appli’s AI-powered calculators turn visitors into confident shoppers, guiding key loan and savings decisions to boost revenue across every financial product.

Features

  • Delivers personalized financial guidance using AI enabled financial calculators
  • Boosts engagement via a trusted experience seamlessly embedded
  • Drives revenue growth and turns trust into loyal customers

Who’s it for?

Credit unions and community banks.

Debbie

Debbie is a rewards platform for good money habits where users can earn points for saving, paying off debt, and making on time payments.

Features

  • Drives 2x average deposit lift from engaged members
  • Delivers a 35% reduction in delinquencies
  • Sources thousands of new consumers for half the cost
  • Provides competitive intelligence data for upsell opportunities

Who’s it for?

Banks and credit unions.

FintechOS

FintechOS’s AI-driven product engine helps banks innovate without replacing core systems. Its low-code, composable architecture accelerates digital transformation, enhancing compliance and decision-making.

Features

  • Launch Web3 products without core changes
  • Manage deposits and digital assets from a single platform
  • Unlock revenue via crypto-backed lending with GENIUS Act readiness

Who’s it for?

Regional and community banks and credit unions.

Lyzr AI

Lyzr AI is a full stack AI agent infrastructure platform for enterprise.

Features

  • Safe and responsible AI built into the framework
  • Full stack approach from building agents to taking them into production
  • Clonable blueprints and use cases for financial institutions

Who’s it for?

Banks and financial institutions.

Mall IQ

Mall IQ (rebranded as LocatIQ) is an SF-based location AI company empowering financial institutions with real-time customer intent insights, predictive AI models, and contextual engagement.

Features

  • Delivers real-time, hyper-personalized engagement for revenue growth
  • Uses predictive AI models for card spend potential, including affluent and churn prediction
  • Offers alternative credit scoring, fraud prevention, and false card decline prevention

Who’s it for?

Card banks, credit unions, B2C fintech payment companies, loyalty platforms, and retailers.

MoneyPlanned

MoneyPlanned is a patented AI infrastructure for financial planning—delivering real-time, personalised, compliant advice and execution, turning every institution into a 24/7 superhuman advisor.

Features

  • Patented AI infrastructure: Builds and executes goal-based plans in minutes
  • Behavior-aware engine: Adapts to life events, nudging action
  • Enterprise rails: API, onboarding, eKYC, compliance, white-label

Who’s it for?

Advisors, banks, and consumers.

Reset

Reset enables banks and credit unions to natively embed earned wage access, driving growth in deposits and transaction revenue while strengthening customer financial health.

Features

  • Gives cardholders daily access to income and automated cashflow budgeting
  • Attracts and retains direct deposit relationships
  • Earns 4x more interchange revenue per transaction on existing cards

Who’s it for?

Banks, credit unions, and payment processors.

FinovateFall: Women in Fintech, Community Banking, and What You Need to Know About AI

FinovateFall: Women in Fintech, Community Banking, and What You Need to Know About AI

How have the opportunities and challenges for women in fintech and financial services changed in recent years? What can community banks do to better compete in the “consumer deposit wars?” And what do banks, credit unions, and other companies in the financial services space stand to gain from effectively deploying AI in their operations?

FinovateFall’s Executive Briefings will tackle all these questions and more next month, September 8 through 10, at the Marriott Marquis Times Square in New York. Check out our capsule summaries below. Then visit our FinovateFall registration hub to reserve your ticket. We can’t wait to show you what we’ve got in store this year!


Executive Briefing: Women in Fintech—How can we all make sure we are moving the needle?

Moderated by Michelle Tran, Founder, NYC Fintech Women, this Executive Briefing will examine a range of issues facing women in fintech and financial services. The conversation will include discussion on initiatives that are making a difference in growing and retaining female talent, the importance of diverse perspectives in AI development, and how to drive positive change in the industry. Mon, Sep 8, 10:20 am.

Featuring:

  • Sherry Wu, Chief Technology Officer, University of Michigan Credit Union
  • Pam Hannett, Vice President, Liberty Bank
  • Sarah Biller, Co-Founder, Fintech Sandbox
  • Vanessa Larco, Former Partner, Premise Ventures
  • Lily Page, Head of Embedded Payments, SVB, a Division of First Citizens Bank
  • Laura Sweet, VP of Marketing, Riva International

Executive Briefing: The Coming Storm for Community Banks

Moderated by Jason Henrichs, CEO, Alloy Labs, this Executive Briefing will investigate ways that community banks can develop a winning strategic plan that enables them to embrace innovation and better serve their customers. The panelists will share their insights on topics ranging from the so-called consumer deposit wars to the challenge of aligning culture, strategy, and execution when integrating enabling technologies like AI. Tue, Sep 9, 10:40 am.

Featuring:


Executive Briefing: The AI Competitive Imperative—The ten AI solutions you need to know about today

Moderated by Kate Drew, Partner, Director of Research, CCG Catalyst Consulting, this Executive Briefing will focus on real-world applications and use cases for AI in financial services. The panelists will discuss how to implement AI safely and within regulatory requirements, as well as share strategies to ensure that AI is aligned with the institution’s business and change management strategy. Tue, Sep 9, 10:40 am.

Featuring:

  • Kimberly Kirk, Executive Vice President and Chief Operations Officer, Queensborough National Bank & Trust Company
  • Jamie Twiss, CEO, Carrington Labs
  • Katie Quilligan, Investor, BankTech Ventures
  • Andrew Szabo, Head of Industry Vertical, Financial Services, UiPath

FinovateFall 2025 Sneak Peek Series: Part 5

A look at the companies demoing at FinovateFall in New York on September 8 – 10. Register today using this link and save 20%.

Castellum.AI

Castellum.AI is a financial crime compliance platform with in-house risk data, AML/KYC screening, and AI agents. Through its use, institutions identify risk and take on business with confidence.

Features

  • 83% less time reviewing AML alerts
  • 94% reduction in false positives
  • Instant AML alert adjudication

Who’s it for?

Community banks, BaaS sponsor banks, credit unions, fintechs, and crypto exchanges.

CD Valet

CD Valet is a digital marketplace connecting financial institutions with consumers to compare and open CDs with the best rates and terms nationwide.

Features

  • Offers comprehensive data to price CD offers that win deposits
  • Delivers insights that help users understand competitor strategies and consumer behavior
  • Provides marketing services to help companies succeed on a digital marketplace

Who’s it for?

Credit unions and banks with $1B+ in assets, CMOs, and CFOs.

Charm Security

Charm Security is an AI-powered scam defense platform proactively protecting financial institutions and their customers from scams, social engineering, and human-centric fraud.

Features

  • Delivers AI-powered scam defense agents
  • Offers protection, prevention, and remediation of scams, social engineering, and human-centric fraud
  • ⁠Reduces losses and operational costs
  • Builds customer trust and company reputation

Who’s it for?

Banks, credit unions, and payment providers.

Fideo Intelligence

Fideo Intelligence’s Verify provides an AI-powered, unified series of real-time risk checks through a single API to help banks, financial institutions, and financial platforms proactively verify identities pre-KYC.

Features

  • Comprehensive: Eight categories of checks per session
  • Cost-Effective: Low-cost application, saving operational and fraud-related expenses
  • AI-Powered: Dynamic, adaptive, real-time risk scoring

Who’s it for?

Financial services (including banks and credit unions), fintechs, and telecom companies.

Fravity

Fravity’s AI Agentic Copilot for investigations and operations in Fraud Risk and AML Compliance (FRAML) works alongside existing tools, acting as an AI expert to help investigate complex cases, enforce policies, perform investigative leg-work, and help users make faster, more accurate decisions with complete confidence.

Features

  • Offers a catalog of tuned AI agents and workflows for FRAML investigations operations
  • Provides Copilot as a plug-n-play browser extension for analysts
  • Delivers an AI studio that lets users build their own agents and workflows

Who’s it for?

Banks, credit unions, payment providers, and fintechs.

Sequretek

Sequretek offers AI-powered, cloud-native, open, modular, and cost-effective solutions that simplify security and empower business growth.

Features

  • Utilizes single console visibility
  • Produces organizational risk scores
  • Offers Defense-in-Breadth and Defense-in-Depth
  • Provides asset threat mapping
  • Delivers AI-based attack detection enhanced by GenAI analytics

Who’s it for?

Financial services, credit unions, community banks, healthcare, manufacturing, SMB’s, pharmaceuticals, retail, technology, and more.

Warrant

Warrant is an AI platform that reviews marketing content against 1,500+ regulations, flags risks instantly, and streamlines approvals and recordkeeping to keep teams compliant.

Features

  • Flags risks instantly across 1,500+ regulations with AI compliance checks
  • Delivers faster approvals, cutting review time down from weeks to minutes
  • Reduces labor costs, savings average $200K+ annually

Who’s it for?

Banks and credit unions.

FinovateFall: Incentivizing Outperformance and Building Trust with Better Data

FinovateFall: Incentivizing Outperformance and Building Trust with Better Data

Check out some of the latest additions to our FinovateFall 2025 speaker line-up!

From leveraging AI to streamline workflows to incentivizing outperformance in financial services teams, this year’s crop of FinovateFall Special Addresses tackles many of the critical aspects that determine how well financial institutions engage customers, build and market new solutions, and grow their businesses. Take a look below at who will be speaking from the main stage in just a few weeks time.

FinovateFall 2025 comes to New York’s Marriott Marquis Times Square, September 8 through 10. Get your ticket. Book your room. And join us for three days of live tech demos, insightful keynotes, and networking with hundreds of fellow fintech and financial services professionals.


Growth Amid Uncertainty: How Financial Services Leaders Can Use Incentives to Outperform

Lindsey Bly, Senior Director, Product Marketing, CaptivateIQ, will talk about why outdated compensation structures are eroding growth, and what financial institutions can do to fix this problem. Mon, Sep 8, 11:05 am.

Bly will also explain how firms can use incentive compensation as a flexible tool to better manage market uncertainty, margin pressure, and evolving product priorities.

Headquartered in San Francisco, California, CaptivateIQ offers a platform that combines quota, territory, headcount, and compensation into a single, AI-powered workspace that is built for agility, alignment, and scale.

Founded in 2017, CaptivateIQ bridges the gap between incentive compensation management and sales planning.


Sharpen Your Tech Stack: Boost Agility in a Shifting Landscape

Anna Van Erven, Strategic Awareness & Advocacy Lead, Progress ShareFile, will discuss how ensuring that your tech stack is lean and adaptable is key to controlling costs, automating low-value work, and keeping the focus on strategy rather than on software. Mon, Sep 8, 12:20 pm.

Van Erven will also share insights into how companies can audit their own tech stack to help build a resilient, adaptable foundation for the future.

Headquartered in Raleigh, North Carolina, Progress ShareFile provides technology to streamline document and client-facing workflows.

The company’s automation, e-signing, and secure document sharing solutions help businesses become more efficient and collaborate more effectively.


The Hidden Threat in Identity Verification — Why the First Step is Everything

Bryan Lewis, President and Chief Executive Officer, Intellicheck, will explain why the first step in identity verification is the most important and how everything that follows this step is compromised if this initial step is wrong. Tue, Sep 9, 9:25 am.

Lewis also will talk about the key role of the barcode and why facial recognition alone is insufficient as an authentication strategy.

Intellicheck provides an identity validation and proofing service that leverages its proprietary analysis of Department of Motor Vehicles-issued identification documents to build trusted, real-time customer identity verification.

Headquartered in New York, Intellicheck was founded in 1994.


From Chaos to Clarity: A CIO + CEO Conversation on Confident Tech Decisions

UPSTACK’s Chris Trapp (Founder & CEO) and Josh Jewett (Operating Executive) will discuss lessons learned and share practical guidance on their experiences from both sides of the buying table when it comes to investments in everything from AI and cloud technology to CX and enterprise IT. Tue, Sep 9, 12:25 pm.

The two fintech veterans will talk about how financial institutions can cut through vendor noise to move from stalled evaluations to confident action.

Founded in 2017, UPSTACK is a full-service technology brokerage that helps businesses make smarter technology investments.

The company takes a vendor-neutral approach to offer expert advisory and execution across colocation, cloud, connectivity, networking, cybersecurity, AI, and more.


The State of Business Identity: Why Trust Starts with Better Data

Andrea Hong, Head of Product, Middesk, will talk about how fraud risks have never been higher for businesses and how the current identity infrastructure is failing to protect businesses from synthetic identities, shell companies, and more. Tue, Sep 9, 1:40 pm.

Hong will discuss how more companies are leveraging better data and workflows to detect fraud risks earlier and make better decisions across the customer lifecycle.

San Francisco, California-based Middesk offers simple and trusted business onboarding. The company’s technology enables firms to use instant, reliable insights to verify and onboard more business customers faster.

Founded in 2019, Middesk includes fintechs such as Affirm, Brex, Plaid, and Gusto among its customers.


Photo by Jopwell

FinovateFall 2025 Sneak Peek Series: Part 4

A look at the companies demoing at FinovateFall in New York on September 8 – 10. Register today using this link and save 20%.

Boucoup

Boucoup supercharges youth accounts to drive revenue, increase deposits, and fuel long-term growth—all while keeping the financial institution in full control.

Features

  • Delivers a seamless core integration that keeps the financial institution’s brand front and center
  • Offers secure, controlled deposits with full data ownership
  • Boosts engagement and card usage to drive lasting revenue growth

Who’s it for?

Credit unions and community banks.

Clarista

Clarista transforms fragmented data into real-time AI-powered insights, empowering financial institutions to accelerate decisions, improve compliance, and unlock growth opportunities with built-in trust.

Features

  • Provides real-time AI insights from all data sources
  • Includes built-in governance and compliance alignment
  • Delivers faster, smarter lending and investment decisions

Who’s it for?

Banks, credit unions, asset managers, private equity firms, insurance providers, and other financial institutions.

R34DY

R34DY’s ABLEMENTS integration-as-a-service platform addresses integration problems that financial institutions encounter.

Features

  • AI-driven system discovery
  • Unified data without migration
  • Process automation
  • Architecture insights
  • Production flow control

Who’s it for?

Banks, insurance companies, solutions providers, system integrators, neobanks, credit unions, fintechs, payment/EMI providers, embedded finance entities, government entities, and energy companies.

Veep Software

Veep Software’s AI platform for banks and credit unions uses patent-pending risk & wellness scores to deliver real-time funds access and promote financial wellness.

Features

  • Attracts and retains younger, digitally savvy account holders
  • Builds trust with AI insights that protect the institution and those they serve
  • Makes lasting financial wellness simple and achievable

Who’s it for?

Community banks and credit unions.

FinovateFall 2025 Sneak Peek Series: Part 3

A look at the companies demoing at FinovateFall in New York on September 8 – 10. Register today using this link and save 20%.

ebankIT

ebankIT’s Agentic AI empowers FIs to boost engagement, streamline operations, and deliver hyper-personalized banking across every digital channel.

Features

  • Agentic AI: Powers smarter decisions and automation
  • Personalized journeys: Engages users across channels
  • Efficiency and scale: Unlocks agility and fuels growth

Who’s it for?

Community banks and credit unions.

Jump

Jump’s AI meeting assistant streamlines client meetings, automates administrative tasks, reduces workloads, and strengthens relationships—positioning Jump as a leading AI solution for financial advisors.

Features

  • Offers a live notetaking widget
  • Connects to Zoom as an in-client app
  • Provides a PDF export of notes and pre-meeting prep

Who’s it for?

RIAs, broker-dealers, independent advisors, and wealth management firms.

OPL

OPL, India’s AI-driven credit infra company, offers cashflow-based credit and transaction financing through its integrated framework, analyzing sales, purchases, and bank data via an AI-powered BRE.

Features

  • Administers robust credit evaluation through AI-powered BRE
  • Includes open banking integration via OPL’s APIs
  • Provides auto-decisioning through OPL’s STP process
  • Delivers pre-approved working capital offers
  • Offers instant funding through digital line of credit

Who’s it for?

Tailored for BFSI and financial institutions to accelerate SME lending and cashflow-based financing.

Zeplyn

Zeplyn streamlines advisor workflows, cutting down tasks from hours to minutes with unmatched accuracy, while surfacing trends and insights that empower firms to optimize practice management.

Features

  • Automates workflows with unmatched accuracy (ex. meeting notes, tasks, and CRM updates)
  • Surfaces client trends and actionable insights
  • Saves advisors 10+ hours weekly for enhanced client focus

Who’s it for?

Financial advisory firms and wealth teams, from solo shops to enterprises with more than $25B AUM.