Charm Security and Give an Hour Combine AI with Mental Health Expertise to Fight Scams

Charm Security and Give an Hour Combine AI with Mental Health Expertise to Fight Scams
  • AI-powered scam defense platform Charm Security has forged a strategic partnership with no-cost mental health service provider Give an Hour.
  • Charm Security will embed the experiences of scam victims as well as those of mental health professionals directly into its AI model training to help “break the scam spell” before losses—financial and emotional—accumulate.
  • Headquartered in New York and founded in 2024, Charm Security made its Finovate debut at FinovateFall 2025.

Charm Security, an AI-powered scam defense platform for financial institutions, recently announced a strategic partnership with Give an Hour, a nationwide non-profit that provides access to no-cost mental health services. Courtesy of the partnership, Charm Security will embed the experiences of scam victims and their families, as well as clinicians and psychologists, directly into its AI model training. This integration will fortify Charm Security’s Human Vulnerabilities, Exposures, and Exploits model (HVE) and power real-time interventions that, in Charm Security’s parlance, “break the scam spell” before financial or emotional losses escalate.

In their statement, the companies cited a survey from Lloyds Banking Group that indicated that 69% of fraud victims reported experiencing significant mental impacts such as anxiety, as well as less trust in online platforms. The UK Home Office has documented fraud and scam victims experiencing depression and, in some cases, even suicidal thoughts or attempts.

“Scams exploit human vulnerabilities, not just financial systems,” Charm Security Co-Founder and CEO Roy Zur said. “By embedding victim and clinician experiences and voices into our AI, we can anticipate manipulative tactics, disrupt them in real time, and ensure prevention and healing go hand in hand.”

The integration will feature feedback loops to deliver insights back to Give an Hour’s national mental health network to provide victims with both prevention and compassionate care. The partnership will enable Give an Hour to deliver training to financial institution teams to help them better recognize and respond to the concerns of their customers when they are victims of scams and fraud. This training complements Charm Security’s AI scam prevention agents and copilots, which support frontline workers with real-time tools to assist in detecting and disrupting scams as they are happening.

“For nearly two decades, Give an Hour has provided free mental health care to those in need,” Give an Hour CEO Dr. Trina Clayeux said. “By partnering with Charm, we can ensure scam victims receive both better protection from cutting-edge AI-based technology and the compassionate support they deserve from their financial institutions.”

Founded in 2005, Give an Hour leverages the skills, experience, and compassion of mental health professionals, peer support facilitators, and others to provide no-cost mental health services to those in need. To date, Give an Hour has provided more than 400,000 hours of free mental health care to military servicemen and women, veterans, families, and communities.

Headquartered in New York and founded in 2024, Charm Security made its Finovate debut earlier this month at FinovateFall 2025. At the conference, the startup demonstrated how its AI agents help users and frontline employees proactively avoid scams, actively engage with users during transactions to “break the scam spell,” and provide immediate, personalized post-scam support, including incident reporting, evidence collection, and recovery processes.


Photo by Andrew Neel

FinovateFall 2025 Sneak Peek Series: Part 5

A look at the companies demoing at FinovateFall in New York on September 8 – 10. Register today using this link and save 20%.

Castellum.AI

Castellum.AI is a financial crime compliance platform with in-house risk data, AML/KYC screening, and AI agents. Through its use, institutions identify risk and take on business with confidence.

Features

  • 83% less time reviewing AML alerts
  • 94% reduction in false positives
  • Instant AML alert adjudication

Who’s it for?

Community banks, BaaS sponsor banks, credit unions, fintechs, and crypto exchanges.

CD Valet

CD Valet is a digital marketplace connecting financial institutions with consumers to compare and open CDs with the best rates and terms nationwide.

Features

  • Offers comprehensive data to price CD offers that win deposits
  • Delivers insights that help users understand competitor strategies and consumer behavior
  • Provides marketing services to help companies succeed on a digital marketplace

Who’s it for?

Credit unions and banks with $1B+ in assets, CMOs, and CFOs.

Charm Security

Charm Security is an AI-powered scam defense platform proactively protecting financial institutions and their customers from scams, social engineering, and human-centric fraud.

Features

  • Delivers AI-powered scam defense agents
  • Offers protection, prevention, and remediation of scams, social engineering, and human-centric fraud
  • ⁠Reduces losses and operational costs
  • Builds customer trust and company reputation

Who’s it for?

Banks, credit unions, and payment providers.

Fideo Intelligence

Fideo Intelligence’s Verify provides an AI-powered, unified series of real-time risk checks through a single API to help banks, financial institutions, and financial platforms proactively verify identities pre-KYC.

Features

  • Comprehensive: Eight categories of checks per session
  • Cost-Effective: Low-cost application, saving operational and fraud-related expenses
  • AI-Powered: Dynamic, adaptive, real-time risk scoring

Who’s it for?

Financial services (including banks and credit unions), fintechs, and telecom companies.

Fravity

Fravity’s AI Agentic Copilot for investigations and operations in Fraud Risk and AML Compliance (FRAML) works alongside existing tools, acting as an AI expert to help investigate complex cases, enforce policies, perform investigative leg-work, and help users make faster, more accurate decisions with complete confidence.

Features

  • Offers a catalog of tuned AI agents and workflows for FRAML investigations operations
  • Provides Copilot as a plug-n-play browser extension for analysts
  • Delivers an AI studio that lets users build their own agents and workflows

Who’s it for?

Banks, credit unions, payment providers, and fintechs.

Sequretek

Sequretek offers AI-powered, cloud-native, open, modular, and cost-effective solutions that simplify security and empower business growth.

Features

  • Utilizes single console visibility
  • Produces organizational risk scores
  • Offers Defense-in-Breadth and Defense-in-Depth
  • Provides asset threat mapping
  • Delivers AI-based attack detection enhanced by GenAI analytics

Who’s it for?

Financial services, credit unions, community banks, healthcare, manufacturing, SMB’s, pharmaceuticals, retail, technology, and more.

Warrant

Warrant is an AI platform that reviews marketing content against 1,500+ regulations, flags risks instantly, and streamlines approvals and recordkeeping to keep teams compliant.

Features

  • Flags risks instantly across 1,500+ regulations with AI compliance checks
  • Delivers faster approvals, cutting review time down from weeks to minutes
  • Reduces labor costs, savings average $200K+ annually

Who’s it for?

Banks and credit unions.